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Financial Planners in Decatur, AL: 2026 rankings

38 financial planners ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Decatur: Mutual of Omaha Mortgage, RFA Score 75/100; 4.8★ from 56 Google reviews.

  2. 18

    Most-reviewed: Infinity Tax & Financial Planning, 256 Google reviews at 5.0★, the most of 38 ranked; ranked #18.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

38 Decatur financial planners are ranked here by RFA Score, from eight published factors. The median Google rating is 5.0★ across 38 rated firms.

Top 10 financial planners in Decatur at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial planners in Decatur at a glance
RankBusinessRFA ScoreGoogle ratingBased inNotable for
1Mutual of Omaha Mortgage754.8★ (56)DecaturTop score
2Garcia Toney - COUNTRY Financial Agent734.9★ (26)Decatur—
3Dewayne Eddy - LPL Financial725.0★ (14)Decatur—
4United Community724.6★ (18)Decatur—
5Winsett Financial Group714.2★ (18)Decatur—
6Lawhorn & Associates Mortgage Company694.9★ (72)Huntsville, 24 mi away—
7Next Phase Advisors695.0★ (37)Huntsville, 19 mi away—
8Accounting Solutions695.0★ (21)Madison, 14 mi away—
9First Command Financial Advisor - Mark Arn695.0★ (21)Madison, 16 mi away—
10Micah Rigoni - COUNTRY Financial Representative695.0★ (14)Hartselle, 12 mi away—

All 38 financial planners in Decatur, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  1. Ranked #1 in Decatur

    #1 Mutual of Omaha Mortgage

    Based in Decatur

    75/100RFA Score

    Ranked #1 because of its Google rating and specialty focus: 4.8★ from 56 Google reviews, listed on Google as “Financial planner”.

    • 4.8★ from 56 Google reviews
    Hours
    Mon–Fri 8 AM–6 PM · Sat–Sun closed
    Address
    2600 Point Mallard Pkwy SE, Decatur, AL 35603
    View profile for Mutual of Omaha Mortgage(256) 281-3169

  4. #4 United Community

    Based in Decatur

    72/100RFA Score

    Ranked #4 because of its Google rating and specialty focus: 4.6★ from 18 Google reviews, listed on Google as “Financial planner”.

    • 4.6★ from 18 Google reviews
    Hours
    Mon–Tue 8:30 AM–5 PM · Wed closed · Thu–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    255 Grant St SE, Decatur, AL 35601
    View profile for United Community(256) 280-9150

  5. #5 Winsett Financial Group

    Based in Decatur

    71/100RFA Score

    Ranked #5 because of its Google rating and specialty focus: 4.2★ from 18 Google reviews, listed on Google as “Financial planner”.

    • 4.2★ from 18 Google reviews
    Hours
    Mon–Thu 9 AM–4 PM · Fri 9 AM–12 PM · Sat–Sun closed
    Address
    2418 Old Moulton Rd SW, Decatur, AL 35603
    View profile for Winsett Financial Group(256) 350-6777

  7. #7 Next Phase Advisors

    Based in Huntsville, 19 mi away

    69/100RFA Score

    Ranked #7 because of its Google rating and specialty focus: 5.0★ from 37 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 37 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    20 Town Center Dr NW Ste 1115, Huntsville, AL 35806
    View profile for Next Phase Advisors(256) 841-7727

  8. #8 Accounting Solutions

    Based in Madison, 14 mi away

    69/100RFA Score

    Ranked #8 because of its Google rating and specialty focus: 5.0★ from 21 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 21 Google reviews
    Hours
    Mon–Thu 9 AM–4 PM · Fri–Sun closed
    Address
    103 Spenryn Dr, Madison, AL 35758
    View profile for Accounting Solutions(256) 850-0156

  11. #11 Wealth Enhancement Group

    Based in Huntsville, 24 mi away

    68/100RFA Score

    Ranked #11 because of its Google rating and specialty focus: 4.8★ from 57 Google reviews, listed on Google as “Financial planner”.

    • 4.8★ from 57 Google reviews
    Hours
    Mon–Fri 8:30 AM–3:30 PM · Sat–Sun closed
    Address
    200 Clinton Ave W #1020, Huntsville, AL 35801
    View profile for Wealth Enhancement Group(256) 715-0094

  14. #14 Anthem Advisors

    Based in Huntsville, 24 mi away

    68/100RFA Score

    Ranked #14 because of its Google rating and specialty focus: 5.0★ from 38 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 38 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    110 Lily Flagg Rd SW, Huntsville, AL 35802
    View profile for Anthem Advisors(256) 288-0192

  19. #19 WG Financial Group

    Based in Huntsville, 18 mi away

    67/100RFA Score

    Ranked #19 because of its Google rating and specialty focus: 5.0★ from 15 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 15 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    305 Quality Cir NW Ste B, Huntsville, AL 35806
    View profile for WG Financial Group(256) 217-9909

  20. #20 Investor's Resource

    Based in Madison, 14 mi away

    67/100RFA Score

    Ranked #20 because of its Google rating and specialty focus: 5.0★ from 9 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 9 Google reviews
    Hours
    Mon–Thu 8 AM–5 PM · Fri 8 AM–3 PM · Sat–Sun closed
    Address
    100 Essex Ct Ste C, Madison, AL 35758
    View profile for Investor's Resource(256) 772-4646

  21. #21 United Community

    Based in Madison, 16 mi away

    67/100RFA Score

    Ranked #21 because of its Google rating and specialty focus: 4.9★ from 11 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 11 Google reviews
    Hours
    Mon–Tue 8:30 AM–5 PM · Wed closed · Thu–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    8337 Hwy 72 W, Madison, AL 35758
    View profile for United Community(256) 319-4920

  23. #23 Bankers Life

    Based in Huntsville, 21 mi away

    66/100RFA Score

    Ranked #23 because of its Google rating and specialty focus: 4.2★ from 26 Google reviews, listed on Google as “Financial planner”.

    • 4.2★ from 26 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    4890 University Square Ste 2A, Huntsville, AL 35816
    View profile for Bankers Life(256) 203-7241

  25. #25 Avadian Credit Union

    Based in Madison, 15 mi away

    66/100RFA Score

    Ranked #25 because of its Google rating and specialty focus: 3.6★ from 19 Google reviews, listed on Google as “Financial planner”.

    • 3.6★ from 19 Google reviews
    Hours
    Mon–Fri 8:45 AM–5 PM · Sat–Sun closed
    Address
    8566 Madison Blvd, Madison, AL 35758
    View profile for Avadian Credit Union(256) 774-3988

All 38 financial planners

#1 to #25 are shown in full above. Here are #26 to #38, in RFA Score order; each links to its profile.

financial planners in Decatur, ranks 26 to 38
RankBusinessRFA ScoreGoogle ratingDistance
26United Community664.4★ (29)24 mi
27Capital Stewards655.0★ (7)19 mi
28First Command Financial Advisor - Tyler Sherwood655.0★ (5)16 mi
29Vaughan Family Financial655.0★ (4)14 mi
30Edelman Financial Engines654.9★ (7)19 mi
31Stephen Williams - LifeCourse Capital Inc.644.0★ (4)15 mi
32Savant Wealth Management645.0★ (6)22 mi
33Vector Wealth Strategies635.0★ (4)24 mi
34First Horizon Bank - Downtown Huntsville - Meridian St635.0★ (4)24 mi
35LPL Financial625.0★ (3)24 mi
36Merrill Lynch Wealth Management623.3★ (7)24 mi
37Practical Financial Solutions625.0★ (3)24 mi
38Ryan Johnson - COUNTRY Financial District Leader584.7★ (15)13 mi

Also serving Decatur

20 more financial planners within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial planners serving Decatur
BusinessGoogle ratingDistance
Amy Cook - Morgan Stanley5.0★ (1)In Decatur
Eagle Creek Wealth ManagementIn Decatur
Edward Jones - Financial Advisor: Brent Gosnell, AAMS®5.0★ (2)In Decatur
Edward Jones - Financial Advisor: Mitchell B Owens3.7★ (3)In Decatur
Edward Jones - Financial Advisor: Tore K Haavik, AAMS®|CKA®5.0★ (1)In Decatur
Guiding Light Wealth Management Inc5.0★ (2)In Decatur
Hinson Wealth Management-Registered Representative of Lincoln Financial Advisors CorporationIn Decatur
Jared Miller - Morgan StanleyIn Decatur
Lakeside Group - Morgan Stanley5.0★ (1)In Decatur
LPL Financial5.0★ (1)In Decatur
Morgan Keegan & CoIn Decatur
Morgan Stanley Financial Advisors4.0★ (5)In Decatur
Republic Finance3.3★ (15)In Decatur
RIVERFRONT WEALTH MANAGEMENT5.0★ (3)In Decatur
Sarah K. Smith - Morgan StanleyIn Decatur
Start Fresh Credit Repair & Home Solutions1.0★ (1)In Decatur
StifelIn Decatur
Stonebridge Wealth ManagementIn Decatur
The Albany Group5.0★ (1)In Decatur
The Market Street Group - Morgan StanleyIn Decatur

How we ranked Decatur financial planners

We scored 38 Decatur financial planners on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Decatur data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial planner

  1. Confirm the financial planner and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial planner

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial planner?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial planners in Decatur: frequently asked questions

Which financial planner has the highest RFA Score in Decatur?

By RFA Score, the highest-ranked financial planner in Decatur, AL is Mutual of Omaha Mortgage with an RFA Score of 75/100. It has 4.8★ from 56 Google reviews. Garcia Toney - COUNTRY Financial Agent (#2) and Dewayne Eddy - LPL Financial (#3) follow. We ranked 38 financial planners on eight factors, last updated November 9, 2026.

How many financial planners are there in Decatur?

RankedFinancialAdvisors ranks 38 financial planners serving Decatur, AL. 6 of them are based in Decatur; the rest serve it from nearby towns. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

What Google rating do Decatur financial planners have?

The median Google rating among 38 rated financial planners in Decatur is 5.0★, with a median of 15 reviews. Infinity Tax & Financial Planning has the most, 256 reviews, and ranks #18. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial planners?

Each financial planner gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial planners outside Decatur count in this ranking?

Yes, if they are within 25 mi of the Decatur city center, our service radius for financial planners. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial planners pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial planner do?

Financial planners build a written plan across a client’s goals: cash flow, savings, investments, insurance needs, taxes, retirement and estate. Many charge a flat or hourly fee for the plan, an ongoing retainer, or a share of the assets they manage.

How are financial planners in Decatur ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial planning and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial planner’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial planner in Decatur a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial planners charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Decatur

  1. November 2026: RFA Scores recalculated for 38 financial planners serving Decatur.

More financial planners and Decatur pages