1. Agreement to terms
These Terms of Use ("Terms") are a legally binding agreement between you and Ranked Financial Advisors ("Ranked Financial Advisors," "we," "us," or "our") about your use of the website at https://www.rankedfinancialadvisors.com and its related services (together, the "Service").
BY ACCESSING OR USING THE SERVICE, YOU CONFIRM THAT YOU HAVE READ, UNDERSTOOD AND AGREE TO THESE TERMS. If you do not agree, do not use the Service. We may change these Terms as described in the section on changes; continuing to use the Service after a change means you accept it.
You must be at least 18 years old to use the Service. If you use it for a business, you confirm that you may bind that business to these Terms.
2. What Ranked Financial Advisors is
Ranked Financial Advisors is an independent online directory. It lists and ranks financial advisors and publishes the data and the formula behind each rank. Ranked Financial Advisors is not a financial advisor, does not provide the services that the financial advisors listed here offer, and is not a party to any agreement between you and a financial advisor. Ranked Financial Advisors is not a referral service: we do not choose a financial advisor for you or send your details to one you did not pick.
The Service includes:
- Directory and rankings: lists of financial advisors by specialty and city in the United States and Canada, ordered by one published formula, the RFA Score (see how we rank).
- Profiles: business information collected from public sources and from the firms themselves.
- Contact links: a financial advisor's own phone number and website. A call goes straight to the firm; we count the tap but do not route or record calls.
- City reports: summaries of the public data behind each ranking.
- Business accounts: firms can claim their free listing, correct their information and buy the optional paid products described below.
3. Important disclaimers
3.1 Not professional advice
Ranked Financial Advisors is an independent directory. It is not an investment adviser, broker-dealer, financial planner or referral service, and nothing on this site is investment, tax or legal advice or a recommendation of any advisor, security or strategy. Rankings come from a published formula using public data such as Google reviews; they do not measure investment performance and may not reflect any client’s experience. Sponsored placements are paid advertising and never change a score or rank. Check any advisor on Investor.gov or FINRA BrokerCheck (in Canada, the CSA National Registration Search) before you hire them.
Information on the Service is general information only. It is not professional advice for your situation. Talk directly to a qualified financial advisor before you act on anything you read here.
3.2 No endorsement
A LISTING OR A RANK ON RANKED FINANCIAL ADVISORS IS NOT AN ENDORSEMENT, RECOMMENDATION OR CERTIFICATION OF ANY FINANCIAL ADVISOR. Ranks come from public data, such as ratings on Google, and one published formula. They do not measure the quality of anyone's work or the result you will get.
Before you choose a financial advisor, check for yourself that they hold any license, registration or insurance the law requires where you are, and confirm their fees and terms in writing.
3.3 Data and availability
We take care to keep the data accurate, but it comes from public sources and from the firms themselves and may be incomplete or out of date. We do not promise that any financial advisor is available, will reply to you or can help you. Paid products never change an RFA Score or a rank.
4. Accounts and conduct
4.1 Accounts
Business accounts need accurate, current information. You are responsible for keeping your password safe and for everything done under your account. Tell us at once if you think someone else has used it.
4.2 Prohibited conduct
You agree not to:
- give false, misleading or fraudulent information, or pretend to be someone else
- use the Service for anything unlawful
- interfere with the Service or try to gain access to any part of it you are not authorized to use
- copy the Service's data with robots, scrapers or other automated means
- collect other users' contact details
- post anything defamatory, obscene, abusive or that infringes anyone's rights
5. Terms for financial advisors and other firms
5.1 Listing accuracy
If you manage a listing on the Service, you confirm that:
- the information you give about your firm is accurate, current and complete
- you hold every license, registration and insurance the law requires where you work
- your listing and any paid placement follow the advertising and professional rules that apply to you
5.2 Paid products and payments
Ranked Financial Advisors sells the following optional products to firms:
- Sponsored placements: up to 3 labelled paid listings shown on a specialty and city page
- Pro membership: extra profile content such as photos and a website link
- additional locations on a profile
Every paid placement is labelled as paid. No product changes an RFA Score, a rank or the order of a ranked list. Prices are shown on the list your firm page and at checkout. Payments are processed by Stripe; subscriptions renew until you cancel them. Fees are non-refundable unless we say otherwise or the law requires a refund. We may change prices with notice.
6. Intellectual property
The Service and its content, including text, graphics, logos, software, the RFA Score and the compilation of data, belong to Ranked Financial Advisors and its licensors and are protected by copyright, trademark and other laws. You may not use our name, logo or badges without our written permission, except as a badge we issue to you allows.
When you submit content to the Service, such as feedback or profile information, you give Ranked Financial Advisors a worldwide, non-exclusive, royalty-free license to use, adapt, publish and display it in connection with the Service, and you confirm that you have the right to submit it.
7. Third-party links and services
The Service links to websites and services we do not own or control, including the firms listed. We are not responsible for their content, terms or privacy practices.
We use third-party providers, including Stripe for payments, Google for maps and analytics, and email and hosting providers. Your use of those services is subject to their own terms.
8. Disclaimer of warranties
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. TO THE FULLEST EXTENT THE LAW ALLOWS, RANKED FINANCIAL ADVISORS DISCLAIMS ALL WARRANTIES, INCLUDING:
- IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT
- WARRANTIES THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE OR FREE OF HARMFUL COMPONENTS
- WARRANTIES ABOUT THE ACCURACY OR COMPLETENESS OF ANY INFORMATION ON THE SERVICE
- WARRANTIES ABOUT THE SERVICES, CREDENTIALS OR CONDUCT OF ANY FINANCIAL ADVISORS LISTED
9. Limitation of liability
TO THE MAXIMUM EXTENT THE LAW ALLOWS, RANKED FINANCIAL ADVISORS AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES AND LICENSORS ARE NOT LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE OR EXEMPLARY DAMAGES, INCLUDING LOSS OF PROFITS, GOODWILL, USE OR DATA, ARISING FROM:
- your use of, or inability to use, the Service
- the conduct or content of any third party, including the financial advisors listed
- any service provided by a financial advisor you found through the Service
- errors or omissions in listings, ranks or other information
- unauthorized access to or alteration of your transmissions or content
OUR TOTAL LIABILITY FOR ALL CLAIMS RELATING TO THE SERVICE IS LIMITED TO THE GREATER OF ONE HUNDRED DOLLARS ($100) OR THE AMOUNT YOU PAID US IN THE TWELVE (12) MONTHS BEFORE THE CLAIM.
SOME JURISDICTIONS DO NOT ALLOW THESE EXCLUSIONS OR LIMITS, SO SOME OF THEM MAY NOT APPLY TO YOU.
10. Indemnification
You agree to defend, indemnify and hold harmless Ranked Financial Advisors and its officers, directors, employees, agents, affiliates and licensors from any claims, damages, losses, liabilities, costs and expenses (including reasonable attorneys' fees) arising from your use of the Service, your breach of these Terms, your breach of any law or of anyone's rights, or content you submit.
This obligation survives the end of your account and of these Terms.
11. Governing law
These Terms are governed by the laws of the State of Delaware, United States, without regard to its conflict-of-law rules. Any action not subject to arbitration must be brought in the federal or state courts located in Delaware, and you consent to their jurisdiction.
12. Dispute resolution
12.1 Informal resolution
Before filing a claim, you agree to try to resolve the dispute informally by writing to us at hello@rankedfinancialadvisors.com. If it is not resolved within 30 days, either of us may start a formal proceeding.
12.2 Binding arbitration
YOU AND RANKED FINANCIAL ADVISORS AGREE THAT ANY DISPUTE ARISING FROM THESE TERMS OR THE SERVICE WILL BE RESOLVED BY BINDING ARBITRATION rather than in court, except that either of us may bring a qualifying claim in small claims court or seek equitable relief in court for misuse of intellectual property.
Arbitration will be run by the American Arbitration Association under its Consumer Arbitration Rules, in the state where you live or, for a business, in New Jersey. The arbitrator's decision is final and binding.
12.3 Class action waiver
YOU AND RANKED FINANCIAL ADVISORS MAY BRING CLAIMS AGAINST EACH OTHER ONLY INDIVIDUALLY, NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS OR REPRESENTATIVE PROCEEDING. Unless we both agree, an arbitrator may not combine more than one person's claims.
13. Termination
We may suspend or end your access to the Service at any time, including if you break these Terms. Sections that by their nature should survive, including ownership, disclaimers, indemnity and limits of liability, survive termination.
14. Severability
If any part of these Terms is found unenforceable, it will be applied as far as the law allows and the rest of these Terms stays in effect.
15. Entire agreement
These Terms, our Privacy Policy and any other legal notices we publish on the Service are the entire agreement between you and Ranked Financial Advisors about the Service.
16. Changes to these terms
We may change these Terms. For a material change we will give at least 30 days' notice before it takes effect. If you keep using the Service after a change takes effect, you accept the new Terms; if you do not agree, stop using the Service.
17. Contact us
If you have questions about these Terms, contact us: