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Financial Planners in Centennial, CO: 2026 rankings

299 financial planners ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Centennial: Dechtman Wealth Management, RFA Score 76/100; 4.9★ from 136 Google reviews.

  2. 2

    Most-reviewed: GWS&A - Global Wealth Strategies & Associates, 248 Google reviews at 5.0★, the most of 299 ranked; ranked #2.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

299 Centennial financial planners are ranked here by RFA Score, from eight published factors. 48 open Saturdays and 3 open Sundays, based on posted hours. The median Google rating is 4.9★ across 299 rated firms.

Top 10 financial planners in Centennial at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial planners in Centennial at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1Dechtman Wealth Management764.9★ (136)Centennial—Top score
2GWS&A - Global Wealth Strategies & Associates765.0★ (248)Denver, 10 mi away—Most reviews
3Alpha 1 Tax & Wealth Retirement Planning & Financial Advisors764.8★ (172)Denver, 4 mi away——
4Colorado Wealth Group755.0★ (177)Denver, 9 mi away——
5Lord and Richards745.0★ (104)Highlands Ranch, 7 mi away——
6Colorado Financial Advisors744.9★ (84)Greenwood Village, 3 mi awaySat—
7Judy Carlson Financial Group745.0★ (56)Centennial——
8Stordahl Capital Management Inc735.0★ (67)Greenwood Village, 3 mi away——
9O & G Tax and Accounting Services, LLC734.9★ (154)Lakewood, 14 mi away——
10Peak Financial Guidance LLC735.0★ (52)Greenwood Village, 2 mi away——

All 299 financial planners in Centennial, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  1. Ranked #1 in Centennial

    #1 Dechtman Wealth Management

    Based in Centennial

    76/100RFA Score

    Ranked #1 because of its Google rating and specialty focus: 4.9★ from 136 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 136 Google reviews
    Hours
    Mon–Thu 8 AM–5 PM · Fri 8 AM–12 PM · Sat–Sun closed
    Address
    5975 S Quebec St #370, Centennial, CO 80111
    View profile for Dechtman Wealth Management(303) 741-9772

  4. #4 Colorado Wealth Group

    Based in Denver, 9 mi away

    75/100RFA Score

    Ranked #4 because of its Google rating and specialty focus: 5.0★ from 177 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 177 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    720 Colorado Blvd #700S, Denver, CO 80246
    View profile for Colorado Wealth Group(720) 729-2500

  5. #5 Lord and Richards

    Based in Highlands Ranch, 7 mi away

    74/100RFA Score

    Ranked #5 because of its Google rating and specialty focus: 5.0★ from 104 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 104 Google reviews
    Hours
    Mon–Thu 8 AM–5 PM · Fri 8 AM–12 PM · Sat–Sun closed
    Address
    8744 Kendrick Castillo Way Ste. 100, Highlands Ranch, CO 80129
    View profile for Lord and Richards(720) 214-6801

  6. #6 Colorado Financial Advisors

    Based in Greenwood Village, 3 mi away

    74/100RFA Score

    Ranked #6 because of its Google rating and specialty focus: 4.9★ from 84 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 84 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat 9 AM–12 PM · Sun closed
    Address
    8400 E Prentice Ave Ste 800, Greenwood Village, CO 80111
    View profile for Colorado Financial Advisors(720) 642-1296

  11. #11 Become The Banker

    Based in Centennial

    73/100RFA Score

    Ranked #11 because of its Google rating and specialty focus: 4.6★ from 69 Google reviews, listed on Google as “Financial planner”.

    • 4.6★ from 69 Google reviews
    Hours
    Mon–Sat 9 AM–7 PM · Sun closed
    Address
    Centennial building, 6860 S Yosemite Ct, Centennial, CO 80112
    View profile for Become The Banker(303) 791-0398

  12. #12 Berken Cloyes, PC

    Based in Denver, 12 mi away

    72/100RFA Score

    Ranked #12 because of its Google rating and specialty focus: 4.8★ from 119 Google reviews, listed on Google as “Financial planner”.

    • 4.8★ from 119 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    1159 Delaware St, Denver, CO 80204
    View profile for Berken Cloyes, PC(303) 623-4357

  13. #13 IPS Strategic Capital

    Based in Denver, 14 mi away

    72/100RFA Score

    Ranked #13 because of its Google rating and specialty focus: 5.0★ from 100 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 100 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri 9 AM–2 PM · Sat–Sun closed
    Address
    215 S Wadsworth Blvd Ste 540, Denver, CO 80226
    View profile for IPS Strategic Capital(303) 697-3174

  14. #14 Front Range Financial

    Based in Centennial

    71/100RFA Score

    Ranked #14 because of its Google rating and specialty focus: 4.9★ from 35 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 35 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat closed · Sun 9 AM–5 PM
    Address
    2305 E Arapahoe Rd #235, Centennial, CO 80122
    View profile for Front Range Financial(303) 794-4084

  15. #15 Toro Taxes

    Based in Castle Rock, 15 mi away

    71/100RFA Score

    Ranked #15 because of its Google rating and specialty focus: 4.9★ from 93 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 93 Google reviews
    Hours
    Mon 10 AM–8 PM · Tue 12 PM–6 PM · Wed–Sat 10 AM–8 PM · Sun closed
    Address
    201 S Wilcox St #200, Castle Rock, CO 80104
    View profile for Toro Taxes(720) 317-6877

  17. #17 Beacon Pointe Advisors

    Based in Denver, 8 mi away

    71/100RFA Score

    Ranked #17 because of its Google rating and specialty focus: 4.9★ from 52 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 52 Google reviews
    Hours
    Mon–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    2000 Colorado Blvd Ste 1150, Denver, CO 80222
    View profile for Beacon Pointe Advisors(303) 832-2300

  19. #19 Allworth Financial

    Based in Denver, 4 mi away

    70/100RFA Score

    Ranked #19 because of its Google rating and specialty focus: 5.0★ from 30 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 30 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    8055 E Tufts Ave #1310, Denver, CO 80237
    View profile for Allworth Financial(720) 961-5144

  20. #20 Oak Street Investments

    Based in Greenwood Village, 3 mi away

    70/100RFA Score

    Ranked #20 because of its Google rating and specialty focus: 5.0★ from 28 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 28 Google reviews
    Hours
    Mon–Tue 8:30 AM–5 PM · Wed–Thu 9 AM–6 PM · Fri 8:30 AM–4 PM · Sat–Sun closed
    Address
    5500 Greenwood Plaza Blvd Ste 130, Greenwood Village, CO 80111
    View profile for Oak Street Investments(720) 515-6822

  22. #22 Inclinevest Wealth Management | CFP® – Fee-Only Fiduciary Financial Planner

    Based in Greenwood Village, 2 mi away

    70/100RFA Score

    Ranked #22 because of its Google rating and specialty focus: 5.0★ from 25 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 25 Google reviews
    Hours
    Mon–Fri 7 AM–7 PM · Sat 9 AM–5 PM · Sun closed
    Address
    6400 S Fiddlers Green Cir #300, Greenwood Village, CO 80111
    View profile for Inclinevest Wealth Management | CFP® – Fee-Only Fiduciary Financial Planner(720) 306-1620

Financial planners ranked #26 to #50

#1 to #25 are shown in full above. Here are #26 to #50, in RFA Score order; each links to its profile. We publish the top 50 of 299 ranked financial planners here; the rest are on their profiles.

financial planners in Centennial, ranks 26 to 50
RankBusinessRFA ScoreGoogle ratingDistance
26Paramount Tax & Accounting CPA's Arvada705.0★ (93)21 mi
27Matt Ganskopp - Edelman Financial Engines705.0★ (25)3 mi
28Carson Wealth704.9★ (35)6 mi
29BAM Advisory Group | Lakewood704.9★ (74)17 mi
30Wings Credit Union, previously Ent704.5★ (37)2 mi
31First Command Financial Advisor - Devin Statham695.0★ (29)6 mi
32Rosel Wealth Management695.0★ (32)7 mi
33Schutte Financial695.0★ (32)8 mi
34Five Rings Financial694.8★ (51)13 mi
35Ten Talents Financial Planning, LLC695.0★ (30)8 mi
36Maia Wealth694.9★ (47)14 mi
37Rigden Capital Strategies694.8★ (21)1 mi
38Cutler & Co CPAs695.0★ (52)17 mi
39Denver Wealth Management, Inc.694.8★ (24)4 mi
40Rooted Wealth Advisors694.8★ (22)3 mi
41Babcock Financial694.5★ (23)1 mi
42Complete Spectrum Financial Services, LLC.685.0★ (40)14 mi
43Eliason Wealth Management685.0★ (13)In Centennial
44Wings Credit Union, previously Ent684.2★ (51)7 mi
45Trajan Wealth684.9★ (15)2 mi
46Strategic Wealth Designers684.5★ (22)4 mi
47Edelman Financial Engines684.7★ (17)3 mi
48Luke Ortgessen - COUNTRY Financial Representative684.9★ (32)13 mi
49Irving Planning & Investments, Ltd.685.0★ (11)In Centennial
50Wings Credit Union, previously Ent684.3★ (39)8 mi

Also serving Centennial

20 more financial planners within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial planners serving Centennial
BusinessGoogle ratingDistance
Arrow Wealth Management5.0★ (2)In Centennial
Atlas Financial & Mortgage Services3.0★ (2)In Centennial
Chatham Financial5.0★ (2)In Centennial
Coast Tradelines4.4★ (63)In Centennial
Copper Pass Advisory5.0★ (1)In Centennial
Edward Jones - Financial Advisor: Josh Langdon, CFP®|AAMS®|CRPC™5.0★ (1)In Centennial
Elite Wealth Management5.0★ (2)In Centennial
FFG (Financial Foundation Group)5.0★ (35)In Centennial
FFG Retirement Counseling5.0★ (3)In Centennial
Financial Integrity5.0★ (1)In Centennial
Joseph L. Salazar Financial Services1.0★ (1)In Centennial
Joshua Skinner - COUNTRY Financial Representative5.0★ (2)In Centennial
Kekoa Pfau, ChFC®5.0★ (24)In Centennial
Kelly Cirbo - COUNTRY Financial Representative5.0★ (1)In Centennial
Paller Financial Services5.0★ (2)In Centennial
Raymond James Financial Services3.0★ (2)In Centennial
Retirement Planning Resources5.0★ (2)In Centennial
Rockwell Financial Group LLC3.0★ (2)In Centennial
Schaefer Financial Management5.0★ (1)In Centennial
VT Consulting Inc4.7★ (29)In Centennial

How we ranked Centennial financial planners

We scored 299 Centennial financial planners on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Centennial data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial planner

  1. Confirm the financial planner and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial planner

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial planner?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial planners in Centennial: frequently asked questions

Which financial planner has the highest RFA Score in Centennial?

By RFA Score, the highest-ranked financial planner in Centennial, CO is Dechtman Wealth Management with an RFA Score of 76/100. It has 4.9★ from 136 Google reviews. GWS&A - Global Wealth Strategies & Associates (#2) and Alpha 1 Tax & Wealth Retirement Planning & Financial Advisors (#3) follow. We ranked 299 financial planners on eight factors, last updated November 9, 2026.

How many financial planners are there in Centennial?

RankedFinancialAdvisors ranks 299 financial planners serving Centennial, CO. 7 of them are based in Centennial; the rest serve it from nearby towns. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

Which financial planners in Centennial work on weekends?

48 of 299 ranked financial planners post Saturday hours and 3 post Sunday hours. The highest-ranked open Saturdays are Colorado Financial Advisors (#6), Become The Banker (#11) and Toro Taxes (#15). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Centennial financial planners have?

The median Google rating among 299 rated financial planners in Centennial is 4.9★, with a median of 12 reviews. GWS&A - Global Wealth Strategies & Associates has the most, 248 reviews, and ranks #2. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial planners?

Each financial planner gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial planners outside Centennial count in this ranking?

Yes, if they are within 25 mi of the Centennial city center, our service radius for financial planners. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial planners pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial planner do?

Financial planners build a written plan across a client’s goals: cash flow, savings, investments, insurance needs, taxes, retirement and estate. Many charge a flat or hourly fee for the plan, an ongoing retainer, or a share of the assets they manage.

How are financial planners in Centennial ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial planning and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial planner’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial planner in Centennial a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial planners charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Centennial

  1. November 2026: RFA Scores recalculated for 299 financial planners serving Centennial.
  2. November 2026: 1 duplicate listing merged.

More financial planners and Centennial pages