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Financial Advisors in Centennial, CO: 2026 rankings

419 financial advisors ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Centennial: 1031X, RFA Score 76/100; 5.0★ from 316 Google reviews.

  2. 3

    Most-reviewed: GWS&A - Global Wealth Strategies & Associates, 248 Google reviews at 5.0★, the most of 419 ranked after 1031X; ranked #3.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

419 Centennial financial advisors are ranked here by RFA Score, from eight published factors. 65 open Saturdays and 13 open Sundays, based on posted hours. The median Google rating is 4.9★ across 419 rated firms.

Top 10 financial advisors in Centennial at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial advisors in Centennial at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
11031X765.0★ (316)Denver, 5 mi away—Top score
2Dechtman Wealth Management744.9★ (136)Centennial——
3GWS&A - Global Wealth Strategies & Associates745.0★ (248)Denver, 10 mi away—Most reviews
4"Save Smart College Funding & Planning, Inc"745.0★ (139)Highlands Ranch, 4 mi awaySat · Sun—
5Alpha 1 Tax & Wealth Retirement Planning & Financial Advisors734.8★ (172)Denver, 4 mi away——
6Colorado Wealth Group735.0★ (177)Denver, 9 mi away——
7Financial Liberty Network, Inc.734.9★ (135)Littleton, 6 mi away——
8Trading Academy - Denver724.7★ (201)Aurora, 6 mi away——
9Colorado Financial Advisors724.9★ (84)Greenwood Village, 3 mi awaySat—
10Lord and Richards725.0★ (104)Highlands Ranch, 7 mi away——

All 419 financial advisors in Centennial, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  1. Ranked #1 in Centennial

    #1 1031X

    Based in Denver, 5 mi away

    76/100RFA Score

    Ranked #1 because of its Google rating and specialty focus: 5.0★ from 316 Google reviews, listed on Google as “Investment service”.

    • 5.0★ from 316 Google reviews
    Hours
    Mon–Fri 6 AM–5 PM · Sat–Sun closed
    Address
    7150 E Hampden Ave #200, Denver, CO 80224
    View profile for 1031X(888) 899-1031

  6. #6 Colorado Wealth Group

    Based in Denver, 9 mi away

    73/100RFA Score

    Ranked #6 because of its Google rating and specialty focus: 5.0★ from 177 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 177 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    720 Colorado Blvd #700S, Denver, CO 80246
    View profile for Colorado Wealth Group(720) 729-2500

  9. #9 Colorado Financial Advisors

    Based in Greenwood Village, 3 mi away

    72/100RFA Score

    Ranked #9 because of its Google rating and specialty focus: 4.9★ from 84 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 84 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat 9 AM–12 PM · Sun closed
    Address
    8400 E Prentice Ave Ste 800, Greenwood Village, CO 80111
    View profile for Colorado Financial Advisors(720) 642-1296

  10. #10 Lord and Richards

    Based in Highlands Ranch, 7 mi away

    72/100RFA Score

    Ranked #10 because of its Google rating and specialty focus: 5.0★ from 104 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 104 Google reviews
    Hours
    Mon–Thu 8 AM–5 PM · Fri 8 AM–12 PM · Sat–Sun closed
    Address
    8744 Kendrick Castillo Way Ste. 100, Highlands Ranch, CO 80129
    View profile for Lord and Richards(720) 214-6801

  12. #12 Seed Money Consulting

    Based in Greenwood Village, 3 mi away

    72/100RFA Score

    Ranked #12 because of its Google rating and specialty focus: 5.0★ from 74 Google reviews, listed on Google as “Financial consultant”.

    • 5.0★ from 74 Google reviews
    Hours
    Mon–Tue 9 AM–5 PM · Wed closed · Thu–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    8400 E Prentice Ave Ph 1500, Greenwood Village, CO 80111
    View profile for Seed Money Consulting(720) 255-1108

  15. #15 Become The Banker

    Based in Centennial

    71/100RFA Score

    Ranked #15 because of its Google rating and specialty focus: 4.6★ from 69 Google reviews, listed on Google as “Financial planner”.

    • 4.6★ from 69 Google reviews
    Hours
    Mon–Sat 9 AM–7 PM · Sun closed
    Address
    Centennial building, 6860 S Yosemite Ct, Centennial, CO 80112
    View profile for Become The Banker(303) 791-0398

  18. #18 Front Range Financial

    Based in Centennial

    70/100RFA Score

    Ranked #18 because of its Google rating and specialty focus: 4.9★ from 35 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 35 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat closed · Sun 9 AM–5 PM
    Address
    2305 E Arapahoe Rd #235, Centennial, CO 80122
    View profile for Front Range Financial(303) 794-4084

  19. #19 IPS Strategic Capital

    Based in Denver, 14 mi away

    70/100RFA Score

    Ranked #19 because of its Google rating and specialty focus: 5.0★ from 100 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 100 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri 9 AM–2 PM · Sat–Sun closed
    Address
    215 S Wadsworth Blvd Ste 540, Denver, CO 80226
    View profile for IPS Strategic Capital(303) 697-3174

  20. #20 Berken Cloyes, PC

    Based in Denver, 12 mi away

    70/100RFA Score

    Ranked #20 because of its Google rating and specialty focus: 4.8★ from 119 Google reviews, listed on Google as “Financial planner”.

    • 4.8★ from 119 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    1159 Delaware St, Denver, CO 80204
    View profile for Berken Cloyes, PC(303) 623-4357

  22. #22 Centerpiece Wealth Advisors

    Based in Greenwood Village, 2 mi away

    70/100RFA Score

    Ranked #22 because of its Google rating and specialty focus: 5.0★ from 29 Google reviews, listed on Google as “Financial advisor”.

    • 5.0★ from 29 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    6400 S Fiddlers Green Cir #300, Greenwood Village, CO 80111
    View profile for Centerpiece Wealth Advisors

  23. #23 Alignment Financial Advisors - Financial Solutions & Small Business Planning

    Based in Greenwood Village, 1 mi away

    70/100RFA Score

    Ranked #23 because of its Google rating and specialty focus: 4.8★ from 35 Google reviews, listed on Google as “Financial consultant”.

    • 4.8★ from 35 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    9350 E Arapahoe Rd Ste 220, Greenwood Village, CO 80112
    View profile for Alignment Financial Advisors - Financial Solutions & Small Business Planning(720) 504-4091

  24. #24 Kekoa Pfau, ChFC®

    Based in Centennial

    70/100RFA Score

    Ranked #24 because of its Google rating and specialty focus: 5.0★ from 24 Google reviews, listed on Google as “Financial advisor”.

    • 5.0★ from 24 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    3939 E Arapahoe Rd #100, Centennial, CO 80122
    View profile for Kekoa Pfau, ChFC®(575) 202-9767

  25. #25 Beacon Pointe Advisors

    Based in Denver, 8 mi away

    69/100RFA Score

    Ranked #25 because of its Google rating and specialty focus: 4.9★ from 52 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 52 Google reviews
    Hours
    Mon–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    2000 Colorado Blvd Ste 1150, Denver, CO 80222
    View profile for Beacon Pointe Advisors(303) 832-2300

Financial advisors ranked #26 to #50

#1 to #25 are shown in full above. Here are #26 to #50, in RFA Score order; each links to its profile. We publish the top 50 of 419 ranked financial advisors here; the rest are on their profiles.

financial advisors in Centennial, ranks 26 to 50
RankBusinessRFA ScoreGoogle ratingDistance
26Reynolds Financial Group694.9★ (34)3 mi
27NewMaker Financial- Charlene Laney CFP®, CDFA™695.0★ (22)In Centennial
28Oak Street Investments695.0★ (28)3 mi
29Inclinevest Wealth Management | CFP® – Fee-Only Fiduciary Financial Planner695.0★ (25)2 mi
30Toro Taxes694.9★ (93)15 mi
31Allworth Financial695.0★ (30)4 mi
32Norcross Consulting Services694.9★ (100)15 mi
33VT Consulting Inc694.7★ (29)In Centennial
34EdgeRock Wealth Management694.9★ (32)4 mi
35Mathies Financial Partners694.8★ (27)1 mi
36Mercer Advisors, LLC - formerly Transitions Wealth Management, LLC695.0★ (28)4 mi
37Realty Capital Analytics695.0★ (22)2 mi
38Matt Ganskopp - Edelman Financial Engines695.0★ (25)3 mi
39Andrea Romero - COUNTRY Financial Representative695.0★ (100)19 mi
40Carson Wealth694.9★ (35)6 mi
41First Command Financial Advisor - Devin Statham695.0★ (29)6 mi
42Wings Credit Union, previously Ent694.5★ (37)2 mi
43Rosel Wealth Management695.0★ (32)7 mi
44JP Morand & Company & The Center for Retirement Readiness694.8★ (24)2 mi
45Rigden Capital Strategies684.8★ (21)1 mi
46Blue Heron Capital, LLC685.0★ (17)1 mi
47Schutte Financial685.0★ (32)8 mi
48Ten Talents Financial Planning, LLC685.0★ (30)8 mi
49BAM Advisory Group | Lakewood684.9★ (74)17 mi
50Denver Wealth Management, Inc.684.8★ (24)4 mi

Also serving Centennial

20 more financial advisors within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial advisors serving Centennial
BusinessGoogle ratingDistance
A&I Wealth Management in Lone Tree5.0★ (1)In Centennial
Arrow Wealth Management5.0★ (2)In Centennial
Atlas Financial & Mortgage Services3.0★ (2)In Centennial
Chatham Financial5.0★ (2)In Centennial
Colorado Lincoln Financial Group5.0★ (1)In Centennial
Copper Pass Advisory5.0★ (1)In Centennial
Edward Jones - Financial Advisor: Josh Langdon, CFP®|AAMS®|CRPC™5.0★ (1)In Centennial
Edward Jones - Financial Advisor: Matthew D Guccini, CFP®5.0★ (1)In Centennial
Elite Wealth Management5.0★ (2)In Centennial
Financial Integrity5.0★ (1)In Centennial
Joseph L. Salazar Financial Services1.0★ (1)In Centennial
Joshua Skinner - COUNTRY Financial Representative5.0★ (2)In Centennial
Kelly Cirbo - COUNTRY Financial Representative5.0★ (1)In Centennial
Paller Financial Services5.0★ (2)In Centennial
Raymond James Financial Services3.0★ (2)In Centennial
Retirement Planning Resources5.0★ (2)In Centennial
Rockwell Financial Group LLC3.0★ (2)In Centennial
Schaefer Financial Management5.0★ (1)In Centennial
The IRA Specialists5.0★ (1)In Centennial
Trail Ridge Wealth Management3.0★ (1)In Centennial

How we ranked Centennial financial advisors

We scored 419 Centennial financial advisors on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Centennial data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial advisor

  1. Confirm the financial advisor and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial advisor

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial advisor?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial advisors in Centennial: frequently asked questions

Which financial advisor has the highest RFA Score in Centennial?

By RFA Score, the highest-ranked financial advisor in Centennial, CO is 1031X with an RFA Score of 76/100. It has 5.0★ from 316 Google reviews. Dechtman Wealth Management (#2) and GWS&A - Global Wealth Strategies & Associates (#3) follow. We ranked 419 financial advisors on eight factors, last updated November 9, 2026.

How many financial advisors are there in Centennial?

RankedFinancialAdvisors ranks 419 financial advisors serving Centennial, CO. 8 of them are based in Centennial; the rest serve it from nearby towns. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

Which financial advisors in Centennial work on weekends?

65 of 419 ranked financial advisors post Saturday hours and 13 post Sunday hours. The highest-ranked open Saturdays are "Save Smart College Funding & Planning, Inc" (#4), Colorado Financial Advisors (#9) and Become The Banker (#15). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Centennial financial advisors have?

The median Google rating among 419 rated financial advisors in Centennial is 4.9★, with a median of 11 reviews. 1031X has the most, 316 reviews, and ranks #1. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial advisors?

Each financial advisor gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial advisors outside Centennial count in this ranking?

Yes, if they are within 25 mi of the Centennial city center, our service radius for financial advisors. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial advisors pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial advisor do?

Financial advisors help clients plan and manage their money, from budgeting and saving to investing, retirement and estate questions. In the US they work as registered investment adviser representatives, as broker-dealer representatives, or both.

How are financial advisors in Centennial ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial advice and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial advisor’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial advisor in Centennial a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial advisors charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Centennial

  1. November 2026: RFA Scores recalculated for 419 financial advisors serving Centennial.
  2. November 2026: 1 duplicate listing merged.

More financial advisors and Centennial pages