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Financial Advisors in Middletown, OH: 2026 rankings

218 financial advisors ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Middletown: Day Air Credit Union, RFA Score 74/100; 4.9★ from 2,575 Google reviews; open Saturdays until 1 PM.

  2. 6

    Most-reviewed: Pathways Financial Credit Union - Englewood, 361 Google reviews at 4.9★, the most of 218 ranked after Day Air Credit Union; ranked #6.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

218 Middletown financial advisors are ranked here by RFA Score, from eight published factors. 28 open Saturdays, based on posted hours. The median Google rating is 4.9★ across 218 rated firms.

Top 10 financial advisors in Middletown at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial advisors in Middletown at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1Day Air Credit Union744.9★ (2,575)Kettering, 19 mi awaySatTop score
2Wealthquest705.0★ (129)Cincinnati, 16 mi away——
3MyUSA Credit Union704.5★ (43)MiddletownSat—
4Carson Wealth (formerly Total Wealth Planning)695.0★ (103)Cincinnati, 17 mi away——
5McCarthy Wealth And Tax Advisors695.0★ (45)Springboro, 9 mi away——
6Pathways Financial Credit Union - Englewood694.9★ (361)Englewood, 25 mi away—Most reviews
7VanWeelden Retirement Advisors695.0★ (61)Fairfield, 13 mi away——
8Weinstein Financial Group685.0★ (11)Middletown——
9Pathways Financial Credit Union - Beavercreek684.9★ (208)Beavercreek, 23 mi away——
10Justin Kattau - Edelman Financial Engines685.0★ (31)Miamisburg, 11 mi away——

All 218 financial advisors in Middletown, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  1. Ranked #1 in Middletown

    #1 Day Air Credit Union

    Based in Kettering, 19 mi away

    74/100RFA Score

    Ranked #1 because of its Google rating and specialty focus: 4.9★ from 2,575 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 2,575 Google reviews
    Hours
    Mon–Fri 9 AM–6 PM · Sat 9 AM–1 PM · Sun closed
    Address
    3501 Wilmington Pike, Kettering, OH 45429
    View profile for Day Air Credit Union(937) 643-2160

  2. #2 Wealthquest

    Based in Cincinnati, 16 mi away

    70/100RFA Score

    Ranked #2 because of its Google rating and specialty focus: 5.0★ from 129 Google reviews, listed on Google as “Financial advisor”.

    • 5.0★ from 129 Google reviews
    Hours
    Mon–Thu 8 AM–5 PM · Fri 8 AM–12 PM · Sat–Sun closed
    Address
    50 E Business Way #120, Cincinnati, OH 45241
    View profile for Wealthquest(513) 530-9700

  3. #3 MyUSA Credit Union

    Based in Middletown

    70/100RFA Score

    Ranked #3 because of its Google rating and specialty focus: 4.5★ from 43 Google reviews, listed on Google as “Financial planner”.

    • 4.5★ from 43 Google reviews
    Hours
    Mon–Tue 9 AM–5 PM · Wed closed · Thu 9 AM–5 PM · Fri 9 AM–6 PM · Sat 9 AM–12 PM · Sun closed
    Address
    1201 Crawford St, Middletown, OH 45044
    View profile for MyUSA Credit Union(800) 633-8905

  12. #12 Golden Reserve

    Based in Beavercreek, 12 mi away

    67/100RFA Score

    Ranked #12 because of its Google rating and specialty focus: 5.0★ from 29 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 29 Google reviews
    Hours
    Mon–Fri 8:30 AM–5:30 PM · Sat–Sun closed
    Address
    10883 Yankee St, Washington Township, OH 45458
    View profile for Golden Reserve(937) 741-7761

  14. #14 Scheeler Financial Group

    Based in Cincinnati, 13 mi away

    67/100RFA Score

    Ranked #14 because of its Google rating and specialty focus: 4.9★ from 35 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 35 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    9078 Union Centre Blvd #202, West Chester Township, OH 45069
    View profile for Scheeler Financial Group(513) 883-6100

  15. #15 The Legacy Council

    Based in Goshen, 24 mi away

    67/100RFA Score

    Ranked #15 because of its Google rating and specialty focus: 5.0★ from 97 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 97 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    1160 OH-28, Milford, OH 45150
    View profile for The Legacy Council(513) 442-2000

  16. #16 MyUSA Credit Union

    Based in Trenton, 5 mi away

    67/100RFA Score

    Ranked #16 because of its Google rating and specialty focus: 4.1★ from 30 Google reviews, listed on Google as “Financial planner”.

    • 4.1★ from 30 Google reviews
    Hours
    Mon–Tue 9 AM–5 PM · Wed closed · Thu 9 AM–5 PM · Fri 9 AM–6 PM · Sat 9 AM–12 PM · Sun closed
    Address
    933 W State St, Trenton, OH 45067
    View profile for MyUSA Credit Union(800) 633-8905

  21. #21 Allworth Financial

    Based in Blue Ash, 19 mi away

    66/100RFA Score

    Ranked #21 because of its Google rating and specialty focus: 4.8★ from 51 Google reviews, listed on Google as “Financial planner”.

    • 4.8★ from 51 Google reviews
    Hours
    Mon–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    9987 Carver Rd #100, Blue Ash, OH 45242
    View profile for Allworth Financial(513) 469-7500

  23. #23 Game Time Budgeting, LLC

    Based in Cincinnati, 17 mi away

    66/100RFA Score

    Ranked #23 because of its Google rating and specialty focus: 5.0★ from 27 Google reviews, listed on Google as “Financial consultant”.

    • 5.0★ from 27 Google reviews
    Hours
    Mon–Fri 8:30 AM–4:30 PM · Sat–Sun closed
    Address
    260 Northland Blvd, Cincinnati, OH 45246
    View profile for Game Time Budgeting, LLC(513) 706-0450

  24. #24 Charles Schwab

    Based in Mason, 10 mi away

    66/100RFA Score

    Ranked #24 because of its Google rating and specialty focus: 4.7★ from 13 Google reviews, listed on Google as “Financial consultant”.

    • 4.7★ from 13 Google reviews
    Hours
    Mon–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    6862 Liberty Plaza Dr Ste 100, Liberty Township, OH 45044
    View profile for Charles Schwab(513) 453-4774

  25. #25 Creative Planning

    Based in Montgomery, 20 mi away

    66/100RFA Score

    Ranked #25 because of its Google rating and specialty focus: 4.9★ from 42 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 42 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    9340 Montgomery Rd Ste 202, Montgomery, OH 45242
    View profile for Creative Planning(513) 428-6821

Financial advisors ranked #26 to #50

#1 to #25 are shown in full above. Here are #26 to #50, in RFA Score order; each links to its profile. We publish the top 50 of 218 ranked financial advisors here; the rest are on their profiles.

financial advisors in Middletown, ranks 26 to 50
RankBusinessRFA ScoreGoogle ratingDistance
26Steven Schwartz Financial Planning665.0★ (40)22 mi
27Retire Right Wealth Management664.8★ (23)15 mi
28Strategic Wealth Designers664.6★ (35)16 mi
29David Bailey - Edelman Financial Engines655.0★ (9)11 mi
30Russell Total Wealth and Wellness654.7★ (40)19 mi
31Anderson Financial Strategies, LLC655.0★ (28)20 mi
32Stevens Investment Group, Inc.654.5★ (12)11 mi
33MyUSA Credit Union653.4★ (82)In Middletown
34Hillcrest Financial Group - Cincinnati655.0★ (30)22 mi
35Wright-Patt Credit Union653.9★ (65)10 mi
36LSC | LongSchaefer CPA/PFS654.9★ (34)22 mi
37Golden Reserve654.8★ (28)20 mi
38Financial Counseling, Inc.655.0★ (6)10 mi
39Birchcreek Wealth Management655.0★ (7)11 mi
40Dixon Financial655.0★ (5)9 mi
41Axim Planning & Wealth655.0★ (5)10 mi
42United Wealth Education644.8★ (17)17 mi
43LCNB National Bank643.4★ (5)6 mi
44Goins Group Wealth Management645.0★ (5)10 mi
45Quik Tax644.6★ (9)12 mi
46Merrill Lynch Wealth Management645.0★ (5)11 mi
47Ralot Financial644.4★ (13)14 mi
48Summit Financial Group, Inc.644.3★ (30)17 mi
49Dumford Management Group645.0★ (9)15 mi
50Sorum Financial Services645.0★ (5)11 mi

Also serving Middletown

20 more financial advisors within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial advisors serving Middletown
BusinessGoogle ratingDistance
Ameriprise FinancialIn Middletown
Dane A Wilson - Financial Advisor, Ameriprise Financial Services, LLCIn Middletown
Duane Siegenthaler - Financial Advisor, Ameriprise Financial Services, LLCIn Middletown
Edward Jones - Financial Advisor: Charlie M VinyardIn Middletown
Edward Jones - Financial Advisor: Chris Slattery5.0★ (2)In Middletown
Edward Jones - Financial Advisor: Dwight Mayo5.0★ (1)In Middletown
Edward Jones InvestmentsIn Middletown
Edward Zdolshek - Financial Advisor, Ameriprise Financial Services, LLCIn Middletown
Fifth Third Preferred - Dennis BrownIn Middletown
Flannel Plaid StrategiesIn Middletown
Kuttin Wealth Management - Ameriprise Financial Services, LLCIn Middletown
Lisa Johnson - Associate Financial Advisor, Ameriprise Financial Services, LLCIn Middletown
Nenni Financial ServicesIn Middletown
Raymond James Financial ServicesIn Middletown
Somnio Capital Solutions - Ameriprise Financial Services, LLCIn Middletown
Summit Financial Advisors IncIn Middletown
Summit Financial Advisors, Inc.5.0★ (1)In Middletown
U.S. Bank – Wealth Management Banker: Leanne Kilpatrick3.0★ (2)8 mi
William Jewell Jr. Senior Benefits5.0★ (2)6 mi
William Perryman - Financial Advisor, Ameriprise Financial Services, LLCIn Middletown

How we ranked Middletown financial advisors

We scored 218 Middletown financial advisors on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Middletown data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial advisor

  1. Confirm the financial advisor and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial advisor

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial advisor?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial advisors in Middletown: frequently asked questions

Which financial advisor has the highest RFA Score in Middletown?

By RFA Score, the highest-ranked financial advisor in Middletown, OH is Day Air Credit Union with an RFA Score of 74/100. It has 4.9★ from 2,575 Google reviews. It is open Saturdays until 1 PM. Wealthquest (#2) and MyUSA Credit Union (#3) follow. We ranked 218 financial advisors on eight factors, last updated November 9, 2026.

How many financial advisors are there in Middletown?

RankedFinancialAdvisors ranks 218 financial advisors serving Middletown, OH. 4 of them are based in Middletown; the rest serve it from nearby towns. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

Which financial advisors in Middletown work on weekends?

28 of 218 ranked financial advisors post Saturday hours. The highest-ranked open Saturdays are Day Air Credit Union (#1), MyUSA Credit Union (#3) and MyUSA Credit Union (#16). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Middletown financial advisors have?

The median Google rating among 218 rated financial advisors in Middletown is 4.9★, with a median of 7 reviews. Day Air Credit Union has the most, 2,575 reviews, and ranks #1. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial advisors?

Each financial advisor gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial advisors outside Middletown count in this ranking?

Yes, if they are within 25 mi of the Middletown city center, our service radius for financial advisors. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial advisors pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial advisor do?

Financial advisors help clients plan and manage their money, from budgeting and saving to investing, retirement and estate questions. In the US they work as registered investment adviser representatives, as broker-dealer representatives, or both.

How are financial advisors in Middletown ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial advice and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial advisor’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial advisor in Middletown a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial advisors charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Middletown

  1. November 2026: RFA Scores recalculated for 218 financial advisors serving Middletown.
  2. November 2026: 3 duplicate listings merged.

More financial advisors and Middletown pages