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Financial Advisors in West Carrollton City, OH: 2026 rankings

137 financial advisors ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in West Carrollton City: Day Air Credit Union, RFA Score 78/100; 4.9★ from 2,575 Google reviews; open Saturdays until 1 PM.

  2. 2

    Most-reviewed: Pathways Financial Credit Union - Englewood, 361 Google reviews at 4.9★, the most of 137 ranked after Day Air Credit Union; ranked #2.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

137 West Carrollton City financial advisors are ranked here by RFA Score, from eight published factors. 31 open Saturdays, based on posted hours. The median Google rating is 4.6★ across 137 rated firms.

Top 10 financial advisors in West Carrollton City at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial advisors in West Carrollton City at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1Day Air Credit Union784.9★ (2,575)Kettering, 6 mi awaySatTop score
2Pathways Financial Credit Union - Englewood724.9★ (361)Englewood, 13 mi away—Most reviews
3Pathways Financial Credit Union - Beavercreek724.9★ (208)Beavercreek, 11 mi away——
4McCarthy Wealth And Tax Advisors695.0★ (45)Springboro, 8 mi away——
5Justin Kattau - Edelman Financial Engines695.0★ (31)Miamisburg, 5 mi away——
6Golden Reserve695.0★ (29)Beavercreek, 6 mi away——
7Russell Total Wealth and Wellness694.7★ (40)Dayton, 5 mi away——
8Anderson Financial Strategies, LLC695.0★ (28)Dayton, 7 mi away——
9Wright-Patt Credit Union674.2★ (64)Dayton, 6 mi awaySat—
10First Command Financial Advisor - Woody Tegtmeier675.0★ (25)Beavercreek, 12 mi away——

All 137 financial advisors in West Carrollton City, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  1. Ranked #1 in West Carrollton City

    #1 Day Air Credit Union

    Based in Kettering, 6 mi away

    78/100RFA Score

    Ranked #1 because of its Google rating and specialty focus: 4.9★ from 2,575 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 2,575 Google reviews
    Hours
    Mon–Fri 9 AM–6 PM · Sat 9 AM–1 PM · Sun closed
    Address
    3501 Wilmington Pike, Kettering, OH 45429
    View profile for Day Air Credit Union(937) 643-2160

  6. #6 Golden Reserve

    Based in Beavercreek, 6 mi away

    69/100RFA Score

    Ranked #6 because of its Google rating and specialty focus: 5.0★ from 29 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 29 Google reviews
    Hours
    Mon–Fri 8:30 AM–5:30 PM · Sat–Sun closed
    Address
    10883 Yankee St, Washington Township, OH 45458
    View profile for Golden Reserve(937) 741-7761

  9. #9 Wright-Patt Credit Union

    Based in Dayton, 6 mi away

    67/100RFA Score

    Ranked #9 because of its Google rating and specialty focus: 4.2★ from 64 Google reviews, listed on Google as “Financial planner”.

    • 4.2★ from 64 Google reviews
    Hours
    Mon–Tue 9 AM–5:30 PM · Wed closed · Thu–Fri 9 AM–5:30 PM · Sat 9 AM–1 PM · Sun closed
    Address
    1137 W Third St, Dayton, OH 45402
    View profile for Wright-Patt Credit Union(800) 762-0047

  11. #11 Wright-Patt Credit Union

    Based in Dayton, 9 mi away

    67/100RFA Score

    Ranked #11 because of its Google rating and specialty focus: 4.2★ from 90 Google reviews, listed on Google as “Financial planner”.

    • 4.2★ from 90 Google reviews
    Hours
    Mon–Tue 9 AM–6 PM · Wed closed · Thu–Fri 9 AM–6 PM · Sat 9 AM–1 PM · Sun closed
    Address
    3239 W Siebenthaler Ave, Dayton, OH 45406
    View profile for Wright-Patt Credit Union(800) 762-0047

  15. #15 Wright-Patt Credit Union

    Based in Dayton, 7 mi away

    66/100RFA Score

    Ranked #15 because of its Google rating and specialty focus: 4.2★ from 37 Google reviews, listed on Google as “Financial planner”.

    • 4.2★ from 37 Google reviews
    Hours
    Mon–Tue 8 AM–4:30 PM · Wed closed · Thu–Fri 8 AM–4:30 PM · Sat–Sun closed
    Address
    1 S Main St H, Dayton, OH 45402
    View profile for Wright-Patt Credit Union(800) 762-0047

  16. #16 Western & Southern Life

    Based in Miamisburg, 3 mi away

    66/100RFA Score

    Ranked #16 because of its Google rating and specialty focus: 3.9★ from 26 Google reviews, listed on Google as “Investment service”.

    • 3.9★ from 26 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    2 Prestige Pl #310, Miamisburg, OH 45342
    View profile for Western & Southern Life(937) 435-1964

  20. #20 MyUSA Credit Union

    Based in Dayton, 4 mi away

    66/100RFA Score

    Ranked #20 because of its Google rating and specialty focus: 3.8★ from 46 Google reviews, listed on Google as “Financial planner”.

    • 3.8★ from 46 Google reviews
    Hours
    Mon–Tue 9 AM–5 PM · Wed closed · Thu 9 AM–5 PM · Fri 9 AM–6 PM · Sat–Sun closed
    Address
    3115 S Dixie Dr, Dayton, OH 45439
    View profile for MyUSA Credit Union(800) 633-8905

  23. #23 Wright-Patt Credit Union

    Based in Dayton, 7 mi away

    66/100RFA Score

    Ranked #23 because of its Google rating and specialty focus: 4.0★ from 61 Google reviews, listed on Google as “Financial planner”.

    • 4.0★ from 61 Google reviews
    Hours
    Mon–Tue 9 AM–5 PM · Wed closed · Thu–Fri 9 AM–5 PM · Sat 9 AM–1 PM · Sun closed
    Address
    521 Xenia Ave, Dayton, OH 45410
    View profile for Wright-Patt Credit Union(800) 762-0047

  25. #25 MyUSA Credit Union

    Based in Middletown, 14 mi away

    66/100RFA Score

    Ranked #25 because of its Google rating and specialty focus: 4.5★ from 43 Google reviews, listed on Google as “Financial planner”.

    • 4.5★ from 43 Google reviews
    Hours
    Mon–Tue 9 AM–5 PM · Wed closed · Thu 9 AM–5 PM · Fri 9 AM–6 PM · Sat 9 AM–12 PM · Sun closed
    Address
    1201 Crawford St, Middletown, OH 45044
    View profile for MyUSA Credit Union(800) 633-8905

Financial advisors ranked #26 to #50

#1 to #25 are shown in full above. Here are #26 to #50, in RFA Score order; each links to its profile. We publish the top 50 of 137 ranked financial advisors here; the rest are on their profiles.

financial advisors in West Carrollton City, ranks 26 to 50
RankBusinessRFA ScoreGoogle ratingDistance
26Elizabeth Braun: Primerica - Financial Services664.4★ (7)4 mi
27Dillhoff Financial Services665.0★ (6)5 mi
28Wright-Patt Credit Union663.9★ (65)7 mi
29Christopher A Wysong - Financial Advisor, Ameriprise Financial Services, LLC665.0★ (6)6 mi
30Modern Money Wealth Advisors665.0★ (6)6 mi
31World Financial Group665.0★ (5)5 mi
32Edward Jones - Financial Advisor: Alisha M Blalock, CFP®655.0★ (3)2 mi
33Merrill Lynch Wealth Management655.0★ (5)5 mi
34Charles Schwab653.7★ (14)5 mi
35Wealth Accel655.0★ (6)7 mi
36Jessup Wealth Management655.0★ (5)5 mi
37Northwestern Mutual dayton654.3★ (11)7 mi
38First Command District Advisor - Christian Anderson, CMFA™655.0★ (7)8 mi
39First Command Financial Advisor - Matt Copley655.0★ (7)8 mi
40Clearview Wealth Management655.0★ (5)6 mi
41Financial Counseling, Inc.655.0★ (6)7 mi
42Wright-Patt Credit Union654.3★ (67)16 mi
43MyUSA Credit Union653.6★ (26)5 mi
44Gallagher Pool Wealth Management655.0★ (5)6 mi
45First Command Financial Advisor - Elliot Harris655.0★ (10)12 mi
46ABN Financial655.0★ (4)6 mi
47Wright-Patt Credit Union654.1★ (48)12 mi
48Covenant Planning655.0★ (3)4 mi
49Davenport Financial Group654.2★ (5)5 mi
50The Lowe Pfaff Group - Ameriprise Financial Services, LLC654.0★ (4)4 mi

Also serving West Carrollton City

20 more financial advisors within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial advisors serving West Carrollton City
BusinessGoogle ratingDistance
Adams Wealth Management Group5.0★ (2)7 mi
Alternative Divorce Solutions5.0★ (2)6 mi
Baird Private Wealth Management5.0★ (2)5 mi
Consumer Credit Counseling Service5.0★ (2)6 mi
Edelman Financial Engines5.0★ (2)5 mi
Edward Jones - Financial Advisor: Chris Slattery5.0★ (2)7 mi
Edward Jones - Financial Advisor: Denny Cottle5.0★ (2)7 mi
Fiduciary Wealth Group, LLC5.0★ (2)6 mi
Fitz Financial Services5.0★ (2)5 mi
How Money Works Learning Center - Dayton OH5.0★ (2)5 mi
Jeric Wisecup - Financial Advisor, Ameriprise Financial Services, LLC4.5★ (2)5 mi
Lake Forest Financial Advisors5.0★ (2)5 mi
MillennialFPIn West Carrollton City
Petra Financial Solutions Inc.5.0★ (2)5 mi
Pillar Advisory Group of Raymond James3.0★ (2)4 mi
Prudential | Dennis Eck | Life Insurance & Financial Services4.0★ (2)6 mi
Sam L. Rinehart - Private Wealth Advisor, Ameriprise Financial Services, LLC5.0★ (2)5 mi
Secure Future Advisors5.0★ (2)5 mi
Westminster Financial Sec3.0★ (2)8 mi
Wray Wealth Management5.0★ (2)4 mi

How we ranked West Carrollton City financial advisors

We scored 137 West Carrollton City financial advisors on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn West Carrollton City data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial advisor

  1. Confirm the financial advisor and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial advisor

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial advisor?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial advisors in West Carrollton City: frequently asked questions

Which financial advisor has the highest RFA Score in West Carrollton City?

By RFA Score, the highest-ranked financial advisor in West Carrollton City, OH is Day Air Credit Union with an RFA Score of 78/100. It has 4.9★ from 2,575 Google reviews. It is open Saturdays until 1 PM. Pathways Financial Credit Union - Englewood (#2) and Pathways Financial Credit Union - Beavercreek (#3) follow. We ranked 137 financial advisors on eight factors, last updated November 9, 2026.

How many financial advisors are there in West Carrollton City?

RankedFinancialAdvisors ranks 137 financial advisors serving West Carrollton City, OH. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

Which financial advisors in West Carrollton City work on weekends?

31 of 137 ranked financial advisors post Saturday hours. The highest-ranked open Saturdays are Day Air Credit Union (#1), Wright-Patt Credit Union (#9) and Wright-Patt Credit Union (#11). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do West Carrollton City financial advisors have?

The median Google rating among 137 rated financial advisors in West Carrollton City is 4.6★, with a median of 6 reviews. Day Air Credit Union has the most, 2,575 reviews, and ranks #1. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial advisors?

Each financial advisor gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial advisors outside West Carrollton City count in this ranking?

Yes, if they are within 25 mi of the West Carrollton City city center, our service radius for financial advisors. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial advisors pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial advisor do?

Financial advisors help clients plan and manage their money, from budgeting and saving to investing, retirement and estate questions. In the US they work as registered investment adviser representatives, as broker-dealer representatives, or both.

How are financial advisors in West Carrollton City ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial advice and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial advisor’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial advisor in West Carrollton City a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial advisors charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for West Carrollton City

  1. November 2026: RFA Scores recalculated for 137 financial advisors serving West Carrollton City.

More financial advisors and West Carrollton City pages