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Financial Advisors in Gastonia, NC: 2026 rankings

220 financial advisors ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Gastonia: Belmont Capital Advisors, Inc., RFA Score 73/100; 4.9★ from 231 Google reviews.

  2. 50

    Most-reviewed: American Consumer Credit Counseling, Inc., 1,878 Google reviews at 5.0★, the most of 220 ranked; ranked #50.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

220 Gastonia financial advisors are ranked here by RFA Score, from eight published factors. 22 open Saturdays and 9 open Sundays, based on posted hours. The median Google rating is 5.0★ across 220 rated firms.

Top 10 financial advisors in Gastonia at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial advisors in Gastonia at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1Belmont Capital Advisors, Inc.734.9★ (231)Belmont, 9 mi away—Top score
2Truliant Federal Credit Union Gastonia734.6★ (177)Gastonia——
3Zachary Tussel - Raymond James Financial Advisor - Denver, NC705.0★ (24)Gastonia——
4United Bank704.7★ (33)Gastonia——
5Tristate Financial Advisors705.0★ (110)Charlotte, 16 mi away——
6Decena Prosperity Group705.0★ (20)GastoniaSat—
7First Horizon Bank - Gastonia, NC - S New Hope Rd694.8★ (22)Gastonia——
8Mathewson Mortgage Capital LLC695.0★ (105)Shelby, 18 mi awaySat · Sun · Evenings—
9Mutual of Omaha Mortgage694.9★ (177)Charlotte, 20 mi away——
10Totem Wealth Management & Financial Advisors695.0★ (111)Charlotte, 20 mi away——

All 220 financial advisors in Gastonia, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  4. #4 United Bank

    Based in Gastonia

    70/100RFA Score

    Ranked #4 because of its Google rating and specialty focus: 4.7★ from 33 Google reviews, listed on Google as “Financial planner”.

    • 4.7★ from 33 Google reviews
    Hours
    Mon–Tue 9 AM–5 PM · Wed closed · Thu 9 AM–5 PM · Fri 9 AM–5:30 PM · Sat–Sun closed
    Address
    534 S New Hope Rd, Gastonia, NC 28054
    View profile for United Bank(704) 867-4000

  6. #6 Decena Prosperity Group

    Based in Gastonia

    70/100RFA Score

    Ranked #6 because of its Google rating and specialty focus: 5.0★ from 20 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 20 Google reviews
    Hours
    Mon–Fri 10 AM–6 PM · Sat 10 AM–4 PM · Sun closed
    Address
    2557 W Franklin Blvd, Gastonia, NC 28052
    View profile for Decena Prosperity Group(704) 671-2022

  9. #9 Mutual of Omaha Mortgage

    Based in Charlotte, 20 mi away

    69/100RFA Score

    Ranked #9 because of its Google rating and specialty focus: 4.9★ from 177 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 177 Google reviews
    Hours
    Mon–Fri 8 AM–6 PM · Sat–Sun closed
    Address
    525 N Tryon St Ste 1600, Office 1637, Charlotte, NC 28202
    View profile for Mutual of Omaha Mortgage(913) 393-9532

  11. #11 Alloy Wealth Management

    Based in Charlotte, 23 mi away

    69/100RFA Score

    Ranked #11 because of its Google rating and specialty focus: 5.0★ from 157 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 157 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    13925 Ballantyne Corporate Pl #190, Charlotte, NC 28277
    View profile for Alloy Wealth Management(800) 689-3935

  12. #12 Wilson Financial Group

    Based in Gastonia

    68/100RFA Score

    Ranked #12 because of its Google rating and specialty focus: 4.7★ from 15 Google reviews, listed on Google as “Financial planner”.

    • 4.7★ from 15 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri 9 AM–12 PM · Sat–Sun closed
    Address
    520 S New Hope Rd, Gastonia, NC 28054
    View profile for Wilson Financial Group(704) 864-9404

  16. #16 ADR Financial Group

    Based in Charlotte, 24 mi away

    67/100RFA Score

    Ranked #16 because of its Google rating and specialty focus: 4.8★ from 185 Google reviews, listed on Google as “Financial planner”.

    • 4.8★ from 185 Google reviews
    Hours
    Mon–Fri 10 AM–6 PM · Sat 10 AM–2 PM · Sun closed
    Address
    10130 Mallard Creek Rd #300, Charlotte, NC 28262
    View profile for ADR Financial Group

  21. #21 Rhino Wealth Management

    Based in Belmont, 9 mi away

    67/100RFA Score

    Ranked #21 because of its Google rating and specialty focus: 5.0★ from 15 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 15 Google reviews
    Hours
    Mon–Fri 8:30 AM–4:30 PM · Sat–Sun closed
    Address
    32 N Main St Ste. 203, Belmont, NC 28012
    View profile for Rhino Wealth Management(704) 827-9000

  22. #22 Blue Financial

    Based in Charlotte, 21 mi away

    67/100RFA Score

    Ranked #22 because of its Google rating and specialty focus: 5.0★ from 56 Google reviews, listed on Google as “Financial advisor”.

    • 5.0★ from 56 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri 9 AM–4 PM · Sat–Sun closed
    Address
    5970 Fairview Rd Ste 400, Charlotte, NC 28210
    View profile for Blue Financial(704) 302-1141

  23. #23 Cesca Unlimited

    Based in Rock Hill, 16 mi away

    66/100RFA Score

    Ranked #23 because of its Google rating and specialty focus: 5.0★ from 32 Google reviews, listed on Google as “Financial consultant”.

    • 5.0★ from 32 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri 9 AM–12 PM · Sat–Sun closed
    View profile for Cesca Unlimited(803) 262-4740

  24. #24 Carnegie Private Wealth

    Based in Charlotte, 21 mi away

    66/100RFA Score

    Ranked #24 because of its Google rating and specialty focus: 5.0★ from 52 Google reviews, listed on Google as “Financial advisor”.

    • 5.0★ from 52 Google reviews
    Hours
    Mon–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    6101 Carnegie Blvd #520, Charlotte, NC 28209
    View profile for Carnegie Private Wealth(704) 733-6880

Financial advisors ranked #26 to #50

#1 to #25 are shown in full above. Here are #26 to #50, in RFA Score order; each links to its profile. We publish the top 50 of 220 ranked financial advisors here; the rest are on their profiles.

financial advisors in Gastonia, ranks 26 to 50
RankBusinessRFA ScoreGoogle ratingDistance
26Leonard Wealth Management, LLC, A Registered Investment Advisor665.0★ (24)15 mi
27Conner Financial Group, LLC664.2★ (5)In Gastonia
28Bret Cozewith: Primerica - Financial Services665.0★ (33)18 mi
29Blue Ridge Financial Planning665.0★ (50)22 mi
30KKS Audit Financial Services665.0★ (29)17 mi
31Robert Palmer & Associates664.7★ (69)20 mi
32Simplified Financial665.0★ (23)15 mi
33Bank of America (with Drive-thru ATM)663.5★ (48)In Gastonia
34Edward Jones - Financial Advisor: James N Sherrill III665.0★ (3)In Gastonia
35Bluestone Financial Advisors664.7★ (3)In Gastonia
36Flat Fee Financial Planning665.0★ (29)18 mi
37WealthPoint Advisors664.8★ (8)6 mi
38MB Wealth Advisors655.0★ (39)22 mi
39Pro Financial Group655.0★ (48)24 mi
40Truliant Federal Credit Union Huntersville654.4★ (116)21 mi
41Serenity Wealth Management, Charlotte Fiduciary Financial Advisors655.0★ (21)17 mi
42Gugle Wealth Advisory655.0★ (18)16 mi
43CJS Wealth Management654.5★ (10)9 mi
44LB&J Certified Public Accountants654.7★ (75)24 mi
45First Command Financial Advisor - Kat Holmes, RICP®|CFP®655.0★ (31)22 mi
46Portus Wealth Advisors655.0★ (23)19 mi
47Terrier Financial Group655.0★ (31)22 mi
48Cannon Advisors654.7★ (31)19 mi
49Creative Planning654.8★ (52)24 mi
50American Consumer Credit Counseling, Inc.655.0★ (1,878)20 mi

Also serving Gastonia

20 more financial advisors within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial advisors serving Gastonia
BusinessGoogle ratingDistance
CBL Financial Services, Inc.In Gastonia
Edward JonesIn Gastonia
Edward Jones - Financial Advisor: David McDonald, CFP®5.0★ (1)In Gastonia
Edward Jones - Financial Advisor: Joshua Peters, CFP®|CEPA®5.0★ (1)In Gastonia
Edward Jones - Financial Advisor: Michael AbbottIn Gastonia
Edward Jones - Financial Advisor: Michael RomanIn Gastonia
Edward Jones - Financial Advisor: Nathaniel HumesIn Gastonia
Edward Jones - Financial Advisor: Sandi McCarter, CFP®|CEPA®5.0★ (1)In Gastonia
Jay B. Smith - Raymond JamesIn Gastonia
Lowery Financial GroupIn Gastonia
Lucas Beatty - ThriventIn Gastonia
MACC Venture Partners LLC3.0★ (2)In Gastonia
Raymond JamesIn Gastonia
Raymond James & AssociatesIn Gastonia
Raymond James Financial ServicesIn Gastonia
Robert Rich - ThriventIn Gastonia
Wells Fargo Advisors5.0★ (2)In Gastonia
Wells Fargo Advisors5.0★ (1)In Gastonia
Wells Fargo AdvisorsIn Gastonia
WMS Advisors, LLCIn Gastonia

How we ranked Gastonia financial advisors

We scored 220 Gastonia financial advisors on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Gastonia data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial advisor

  1. Confirm the financial advisor and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial advisor

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial advisor?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial advisors in Gastonia: frequently asked questions

Which financial advisor has the highest RFA Score in Gastonia?

By RFA Score, the highest-ranked financial advisor in Gastonia, NC is Belmont Capital Advisors, Inc. with an RFA Score of 73/100. It has 4.9★ from 231 Google reviews. Truliant Federal Credit Union Gastonia (#2) and Zachary Tussel - Raymond James Financial Advisor - Denver, NC (#3) follow. We ranked 220 financial advisors on eight factors, last updated November 9, 2026.

How many financial advisors are there in Gastonia?

RankedFinancialAdvisors ranks 220 financial advisors serving Gastonia, NC. 13 of them are based in Gastonia; the rest serve it from nearby towns. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

Which financial advisors in Gastonia work on weekends?

22 of 220 ranked financial advisors post Saturday hours and 9 post Sunday hours. The highest-ranked open Saturdays are Decena Prosperity Group (#6), Mathewson Mortgage Capital LLC (#8) and The Mortgage Planner with Element Home Loans (#15). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Gastonia financial advisors have?

The median Google rating among 220 rated financial advisors in Gastonia is 5.0★, with a median of 10 reviews. American Consumer Credit Counseling, Inc. has the most, 1,878 reviews, and ranks #50. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial advisors?

Each financial advisor gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial advisors outside Gastonia count in this ranking?

Yes, if they are within 25 mi of the Gastonia city center, our service radius for financial advisors. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial advisors pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial advisor do?

Financial advisors help clients plan and manage their money, from budgeting and saving to investing, retirement and estate questions. In the US they work as registered investment adviser representatives, as broker-dealer representatives, or both.

How are financial advisors in Gastonia ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial advice and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial advisor’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial advisor in Gastonia a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial advisors charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Gastonia

  1. November 2026: RFA Scores recalculated for 220 financial advisors serving Gastonia.

More financial advisors and Gastonia pages