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Financial Advisors in Charlotte, NC: 2026 rankings

273 financial advisors ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Charlotte: Alloy Wealth Management, RFA Score 75/100; 5.0★ from 157 Google reviews.

  2. 23

    Most-reviewed: American Consumer Credit Counseling, Inc., 1,878 Google reviews at 5.0★, the most of 273 ranked; ranked #23.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

273 Charlotte financial advisors are ranked here by RFA Score, from eight published factors. 35 open Saturdays and 11 open Sundays, based on posted hours. The median Google rating is 5.0★ across 273 rated firms.

Top 10 financial advisors in Charlotte at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial advisors in Charlotte at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1Alloy Wealth Management755.0★ (157)Charlotte—Top score
2Mutual of Omaha Mortgage744.9★ (177)Charlotte——
3ADR Financial Group744.8★ (185)CharlotteSat—
4Tristate Financial Advisors745.0★ (110)Charlotte——
5Totem Wealth Management & Financial Advisors745.0★ (111)Charlotte——
6Cornerstone Wealth Planning725.0★ (62)Charlotte——
7Belmont Capital Advisors, Inc.724.9★ (231)Belmont, 11 mi away——
8Blue Financial725.0★ (56)Charlotte——
9The Zaino Group724.9★ (61)CharlotteSat · Evenings—
10Carnegie Private Wealth725.0★ (52)Charlotte——

All 273 financial advisors in Charlotte, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  1. Ranked #1 in Charlotte

    #1 Alloy Wealth Management

    Based in Charlotte

    75/100RFA Score

    Ranked #1 because of its Google rating and specialty focus: 5.0★ from 157 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 157 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    13925 Ballantyne Corporate Pl #190, Charlotte, NC 28277
    View profile for Alloy Wealth Management(800) 689-3935

  3. #3 ADR Financial Group

    Based in Charlotte

    74/100RFA Score

    Ranked #3 because of its Google rating and specialty focus: 4.8★ from 185 Google reviews, listed on Google as “Financial planner”.

    • 4.8★ from 185 Google reviews
    Hours
    Mon–Fri 10 AM–6 PM · Sat 10 AM–2 PM · Sun closed
    Address
    10130 Mallard Creek Rd #300, Charlotte, NC 28262
    View profile for ADR Financial Group

  8. #8 Blue Financial

    Based in Charlotte

    72/100RFA Score

    Ranked #8 because of its Google rating and specialty focus: 5.0★ from 56 Google reviews, listed on Google as “Financial advisor”.

    • 5.0★ from 56 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri 9 AM–4 PM · Sat–Sun closed
    Address
    5970 Fairview Rd Ste 400, Charlotte, NC 28210
    View profile for Blue Financial(704) 302-1141

  9. #9 The Zaino Group

    Based in Charlotte

    72/100RFA Score

    Ranked #9 because of its Google rating and specialty focus: 4.9★ from 61 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 61 Google reviews
    Hours
    Mon–Fri 8:30 AM–8:30 PM · Sat 10 AM–4 PM · Sun closed
    Address
    2101 Sardis Rd N #207, Charlotte, NC 28227
    View profile for The Zaino Group(704) 560-1573

  12. #12 Pro Financial Group

    Based in Charlotte

    72/100RFA Score

    Ranked #12 because of its Google rating and specialty focus: 5.0★ from 48 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 48 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    3440 Toringdon Way #308, Charlotte, NC 28277
    View profile for Pro Financial Group(800) 624-1962

  15. #15 Creative Planning

    Based in Charlotte

    71/100RFA Score

    Ranked #15 because of its Google rating and specialty focus: 4.8★ from 52 Google reviews, listed on Google as “Financial planner”.

    • 4.8★ from 52 Google reviews
    Address
    11325 N Community House Rd #125, Charlotte, NC 28277
    View profile for Creative Planning(866) 273-2848

  22. #22 Stash Wealth

    Based in Charlotte

    70/100RFA Score

    Ranked #22 because of its Google rating and specialty focus: 5.0★ from 28 Google reviews, listed on Google as “Financial advisor”.

    • 5.0★ from 28 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    View profile for Stash Wealth(212) 913-9904

  24. #24 Reserve Advisors

    Based in Charlotte

    70/100RFA Score

    Ranked #24 because of its Google rating and specialty focus: 5.0★ from 24 Google reviews, listed on Google as “Financial consultant”.

    • 5.0★ from 24 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    8604 Cliff Cameron Dr #140, Charlotte, NC 28269
    View profile for Reserve Advisors(800) 980-9881

  25. #25 Deneault & Greyard

    Based in Charlotte

    70/100RFA Score

    Ranked #25 because of its Google rating and specialty focus: 5.0★ from 23 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 23 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    5950 Fairview Rd #250, Charlotte, NC 28210
    View profile for Deneault & Greyard(704) 233-7563

Financial advisors ranked #26 to #50

#1 to #25 are shown in full above. Here are #26 to #50, in RFA Score order; each links to its profile. We publish the top 50 of 273 ranked financial advisors here; the rest are on their profiles.

financial advisors in Charlotte, ranks 26 to 50
RankBusinessRFA ScoreGoogle ratingDistance
26Portus Wealth Advisors705.0★ (23)In Charlotte
27Blue Trust | Charlotte Financial Advisors695.0★ (22)In Charlotte
28HK Solutions LLC695.0★ (22)In Charlotte
29Cannon Advisors694.7★ (31)In Charlotte
30Connected Wealth Management695.0★ (21)In Charlotte
31Serenity Wealth Management, Charlotte Fiduciary Financial Advisors695.0★ (21)In Charlotte
32YellowWood Wealth Solutions695.0★ (21)In Charlotte
33Level Wealth Management695.0★ (19)In Charlotte
34Oakley Financial LLC695.0★ (19)In Charlotte
35The Mortgage Planner with Element Home Loans695.0★ (126)19 mi
36Gugle Wealth Advisory695.0★ (18)In Charlotte
37TIAA Financial Services694.3★ (55)In Charlotte
38Calamita Wealth Management - Financial Advisors & Financial Planners - Charlotte, NC695.0★ (17)In Charlotte
39J&G Legacy Financial Group LLC695.0★ (15)In Charlotte
40Know My Plan695.0★ (15)In Charlotte
41Walker and Associates - Ameriprise Financial Services, LLC695.0★ (15)In Charlotte
42NoDa Wealth Management - Fee-Only Financial Planner - Charlotte, NC685.0★ (14)In Charlotte
43Truliant Federal Credit Union Gastonia684.6★ (177)16 mi
44Turning Point Financial Inc685.0★ (13)In Charlotte
45Gregory Snoor, Main View Wealth LLC - Main View Wealth LLC685.0★ (13)In Charlotte
46Greenway Wealth Advisors, LLC685.0★ (12)In Charlotte
47Holland Capital Management, LLC685.0★ (12)In Charlotte
48Edward Jones - Financial Advisor: John V O'Connor685.0★ (12)In Charlotte
49Kristin Gravitt, PLLC685.0★ (29)9 mi
50Legacy Wealth Founders685.0★ (11)In Charlotte

Also serving Charlotte

20 more financial advisors within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial advisors serving Charlotte
BusinessGoogle ratingDistance
Auctus Advisors5.0★ (2)In Charlotte
Biltmore Family Office, LLC5.0★ (2)In Charlotte
Cardinal Legacy Wealth Advisors3.0★ (2)In Charlotte
Edward Jones - Financial Advisor: Mike Schmidt, CFP®5.0★ (2)In Charlotte
FCA Partners1.0★ (2)In Charlotte
GEM Investments5.0★ (2)In Charlotte
Global Financial Services3.0★ (2)In Charlotte
Hayden Harper Advisory5.0★ (2)In Charlotte
J & J Financial Services3.0★ (2)In Charlotte
John Hancock Financial Network3.0★ (2)In Charlotte
Merrill Lynch Wealth Management3.0★ (2)In Charlotte
Private Bank, Bank of America3.0★ (2)In Charlotte
Stone Press Financial Group5.0★ (2)In Charlotte
Strathmore Capital Advisors5.0★ (2)In Charlotte
The BDM Group5.0★ (2)In Charlotte
Tobin & Company Investment Banking LLC5.0★ (2)In Charlotte
Wells Fargo Advisors3.0★ (2)In Charlotte
Wells Fargo Advisors1.5★ (2)In Charlotte
Wells Fargo Advisors3.0★ (2)In Charlotte
Wells Fargo Advisors3.0★ (2)In Charlotte

How we ranked Charlotte financial advisors

We scored 273 Charlotte financial advisors on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Charlotte data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial advisor

  1. Confirm the financial advisor and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial advisor

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial advisor?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial advisors in Charlotte: frequently asked questions

Which financial advisor has the highest RFA Score in Charlotte?

By RFA Score, the highest-ranked financial advisor in Charlotte, NC is Alloy Wealth Management with an RFA Score of 75/100. It has 5.0★ from 157 Google reviews. Mutual of Omaha Mortgage (#2) and ADR Financial Group (#3) follow. We ranked 273 financial advisors on eight factors, last updated November 9, 2026.

How many financial advisors are there in Charlotte?

RankedFinancialAdvisors ranks 273 financial advisors serving Charlotte, NC. 46 of them are based in Charlotte; the rest serve it from nearby towns. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

Which financial advisors in Charlotte work on weekends?

35 of 273 ranked financial advisors post Saturday hours and 11 post Sunday hours. The highest-ranked open Saturdays are ADR Financial Group (#3), The Zaino Group (#9) and Linden Thomas & Company (#13). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Charlotte financial advisors have?

The median Google rating among 273 rated financial advisors in Charlotte is 5.0★, with a median of 10 reviews. American Consumer Credit Counseling, Inc. has the most, 1,878 reviews, and ranks #23. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial advisors?

Each financial advisor gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial advisors outside Charlotte count in this ranking?

Yes, if they are within 25 mi of the Charlotte city center, our service radius for financial advisors. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial advisors pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial advisor do?

Financial advisors help clients plan and manage their money, from budgeting and saving to investing, retirement and estate questions. In the US they work as registered investment adviser representatives, as broker-dealer representatives, or both.

How are financial advisors in Charlotte ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial advice and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial advisor’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial advisor in Charlotte a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial advisors charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Charlotte

  1. November 2026: RFA Scores recalculated for 273 financial advisors serving Charlotte.

More financial advisors and Charlotte pages