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Investment Advisors in Oshawa, ON: 2026 rankings

62 investment advisors ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Oshawa: Smartcentinvesting, RFA Score 66/100; 5.0★ from 22 Google reviews; open 7 days a week.

  2. 21

    Most-reviewed: Scotiabank, 182 Google reviews at 2.8★, the most of 62 ranked; ranked #21.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

62 Oshawa investment advisors are ranked here by RFA Score, from eight published factors. 21 open Saturdays and 2 open Sundays, based on posted hours. The median Google rating is 4.8★ across 62 rated firms.

Top 10 investment advisors in Oshawa at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 investment advisors in Oshawa at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1Smartcentinvesting665.0★ (22)OshawaSat · SunTop score
2Michael Knapp665.0★ (22)Ajax, 5 km awaySat · Sun · Evenings—
3INFORCE WEALTH MANAGEMENT645.0★ (157)Ajax, 17 km away——
4Harmer Wealth Management Corp.645.0★ (86)OshawaSat—
5Co-operators - Lina Valadao Insurance Agency Inc624.4★ (128)Oshawa——
6Ready Capital Mortgage Investment Trust625.0★ (32)Markham, 37 km away——
7Conor Amyot - IG Wealth Management625.0★ (62)Oshawa——
8Financial Planner I B G Financial Corp. I The Max Financial | Brandon Gurley I Financial Advisor I Group Benefits604.9★ (47)OshawaEvenings—
9Edward Jones - Financial Advisor: Lisa E Currie, PFP®604.9★ (43)Oshawa——
10Durham Region of RBC Dominion Securities Inc.594.7★ (3)Oshawa——

All 62 investment advisors in Oshawa, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  1. Ranked #1 in Oshawa

    #1 Smartcentinvesting

    Based in Oshawa

    66/100RFA Score

    Ranked #1 because of its Google rating and specialty focus: 5.0★ from 22 Google reviews, listed on Google as “Investment service”.

    • 5.0★ from 22 Google reviews
    Hours
    Mon–Sun 9 AM–6 PM
    Address
    1061 Beaver Valley Crescent, Oshawa, ON L1J 8N2
    View profile for Smartcentinvesting(647) 624-1910

  2. #2 Michael Knapp

    Based in Ajax, 5 km away

    66/100RFA Score

    Ranked #2 because of its Google rating and specialty focus: 5.0★ from 22 Google reviews, listed on Google as “Investment service”.

    • 5.0★ from 22 Google reviews
    Hours
    Mon–Fri 9:30 AM–9 PM · Sat 7 AM–6 PM · Sun 7 AM–12 PM
    Address
    1615 Dundas St E Suite 200, Whitby, ON L1N 2L1
    View profile for Michael Knapp(647) 857-8516

  8. #8 Financial Planner I B G Financial Corp. I The Max Financial | Brandon Gurley I Financial Advisor I Group Benefits

    Based in Oshawa

    60/100RFA Score

    Ranked #8 because of its Google rating and specialty focus: 4.9★ from 47 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 47 Google reviews
    Hours
    Mon–Thu 8:30 AM–9 PM · Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    158 Centre St S, Oshawa, ON L1H 4A4
    View profile for Financial Planner I B G Financial Corp. I The Max Financial | Brandon Gurley I Financial Advisor I Group Benefits(905) 419-9499

  11. #11 My Cha-Ching

    Based in Oshawa

    59/100RFA Score

    Ranked #11 because of its Google rating and specialty focus: 5.0★ from 35 Google reviews, listed on Google as “Financial advisor”.

    • 5.0★ from 35 Google reviews
    Hours
    Mon–Fri 8 AM–4 PM · Sat–Sun closed
    Address
    285 Taunton Rd E Ste 118, Oshawa, ON L1G 3V2
    View profile for My Cha-Ching(416) 635-9117

  16. #16 Co-operators

    Based in Pickering, 21 km away

    56/100RFA Score

    Ranked #16 because of its Google rating and specialty focus: 5.0★ from 4 Google reviews, listed on Google as “Investment service”.

    • 5.0★ from 4 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    204-1105D Kingston Rd, Pickering, ON L1V 1B5
    View profile for Co-operators(905) 839-0533

  19. #19 Scotiabank

    Based in Oshawa

    55/100RFA Score

    Ranked #19 because of its Google rating and review volume: 3.2★ from 83 Google reviews.

    • 3.2★ from 83 Google reviews
    Hours
    Mon–Tue 9:30 AM–5 PM · Wed closed · Thu–Fri 9:30 AM–5 PM · Sat–Sun closed
    Address
    1500 King St E, Courtice, ON L1E 2T5
    View profile for Scotiabank(905) 404-4490

  21. #21 Scotiabank

    Based in Oshawa

    54/100RFA Score

    Ranked #21 because of its Google rating and review volume: 2.8★ from 182 Google reviews, the most in Oshawa.

    • 2.8★ from 182 Google reviews
    Hours
    Mon–Tue 9:30 AM–5 PM · Wed closed · Thu–Fri 9:30 AM–5 PM · Sat 9:30 AM–4 PM · Sun closed
    Address
    75 King St W, Oshawa, ON L1H 8W7
    View profile for Scotiabank(905) 723-1630

  22. #22 Co-operators

    Based in Ajax, 16 km away

    53/100RFA Score

    Ranked #22 because of its Google rating and specialty focus: 4.8★ from 23 Google reviews, listed on Google as “Financial planner”.

    • 4.8★ from 23 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    339 Westney Rd S #102, Ajax, ON L1S 7J6
    View profile for Co-operators(905) 428-0301

  23. #23 G F S Investments Inc

    Based in Scarborough, 37 km away

    53/100RFA Score

    Ranked #23 because of its Google rating and specialty focus: 3.5★ from 4 Google reviews, listed on Google as “Investment service”.

    • 3.5★ from 4 Google reviews
    Hours
    Mon–Fri 10:30 AM–5 PM · Sat 10:30 AM–3 PM · Sun closed
    Address
    8 Glen Watford Dr Unit 31, Scarborough, ON M1S 2C1
    View profile for G F S Investments Inc(416) 291-7721

  24. #24 HRU FINANCIALS

    Based in Markham, 39 km away

    53/100RFA Score

    Ranked #24 because of its Google rating and specialty focus: 5.0★ from 3 Google reviews, listed on Google as “Investment service”.

    • 5.0★ from 3 Google reviews
    Hours
    Mon–Fri 9:30 AM–5:30 PM · Sat–Sun closed
    Address
    7300 Warden Ave. Unit 301, Markham, ON L3R 9Z6
    View profile for HRU FINANCIALS(647) 360-8996

Investment advisors ranked #26 to #50

#1 to #25 are shown in full above. Here are #26 to #50, in RFA Score order; each links to its profile. We publish the top 50 of 62 ranked investment advisors here; the rest are on their profiles.

investment advisors in Oshawa, ranks 26 to 50
RankBusinessRFA ScoreGoogle ratingDistance
26LDR Financial - No Medical | Mortgage | Term | Permanent Life Insurance - Agent | Broker | Advisor | Travel Insurance525.0★ (8)In Oshawa
27Scotiabank522.6★ (138)In Oshawa
28Tax Doctors Canada514.8★ (26)33 km
29Co-operators - Neil Rathee Insurance Agency Inc514.2★ (19)16 km
30Edward Jones - Financial Advisor: Peter Grozdanis515.0★ (6)In Oshawa
31National Bank512.5★ (87)In Oshawa
32Co-operators - Vel Insurance Services Inc503.7★ (53)33 km
33Scotiabank503.3★ (51)23 km
34Co-operators - ARC Insurance & Financial Services Inc504.1★ (34)35 km
35Edward Jones - Financial Advisor: Matthew Dunlop505.0★ (17)33 km
36Scotiabank502.8★ (66)15 km
37Co-operators502.3★ (16)In Oshawa
38CIBC Wood Gundy Oshawa Branch492.2★ (11)In Oshawa
39Scotiabank492.6★ (127)16 km
40Scotiabank492.7★ (75)16 km
41Scotiabank492.9★ (40)19 km
42Scotiabank493.2★ (122)39 km
43ACIS Financial Group495.0★ (16)37 km
44Chambers Financial & Co.494.9★ (15)35 km
45Mohammad S. Ripon, Investment Advisor - DFSIN493.6★ (10)39 km
46Edward Jones - Financial Advisor: Caitlyn L Thomson495.0★ (8)21 km
47TLH Accounting494.4★ (7)15 km
48Scotiabank482.9★ (140)34 km
49Co-operators474.4★ (12)32 km
50Scotiabank473.2★ (30)31 km

Also serving Oshawa

20 more investment advisors within 40 km that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked investment advisors serving Oshawa
BusinessGoogle ratingDistance
BMO Bank of Montreal2.5★ (117)In Oshawa
Capesky Insurance & Wealth Management Inc4.7★ (13)In Oshawa
Chartren Dutka Wealth & Legacy Partners | CI Assante Wealth Management Ltd.4.9★ (10)In Oshawa
CIBC Business Advisor: Ahmed Hossain3.5★ (2)In Oshawa
CIBC Financial Advisor: Stephan Fernandes3.0★ (2)In Oshawa
David Sklar & Associates – Consumer Proposals & Licensed Insolvency Trustees4.9★ (73)In Oshawa
Desjardins Financial Security Independent Network3.7★ (3)In Oshawa
Edward Jones - Financial Advisor: Angelo Di Flumeri5.0★ (2)In Oshawa
IG Wealth Management3.3★ (3)In Oshawa
IG Wealth Management - ELENA Mularczyk, CFP RRC EPC5.0★ (22)In Oshawa
Jason Gibbons - TD Financial Planner3.3★ (3)In Oshawa
John Ivicic - TD Financial Planner5.0★ (2)In Oshawa
Larmond Risk Management Insurance Inc.5.0★ (27)In Oshawa
Leslie Edmunds, Jim French & Richard Huzar - IG Private Wealth Management5.0★ (16)In Oshawa
Paragon Wealth Management - Raymond James5.0★ (4)In Oshawa
Ridgepoint Wealth Management5.0★ (2)In Oshawa
Roche Financial Group3.7★ (7)In Oshawa
Sage Advice Financial - Investments - Life Insurance5.0★ (6)In Oshawa
True Wealth Advisors5.0★ (25)In Oshawa
Vaillancourt Wealth Management4.5★ (6)In Oshawa

How we ranked Oshawa investment advisors

We scored 62 Oshawa investment advisors on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Oshawa data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose an investment advisor

  1. Confirm the investment advisor and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask an investment advisor

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my investment advisor?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Investment advisors in Oshawa: frequently asked questions

Which investment advisor has the highest RFA Score in Oshawa?

By RFA Score, the highest-ranked investment advisor in Oshawa, ON is Smartcentinvesting with an RFA Score of 66/100. It has 5.0★ from 22 Google reviews. It is open 7 days a week. Michael Knapp (#2) and INFORCE WEALTH MANAGEMENT (#3) follow. We ranked 62 investment advisors on eight factors, last updated November 9, 2026.

How many investment advisors are there in Oshawa?

RankedFinancialAdvisors ranks 62 investment advisors serving Oshawa, ON. 19 of them are based in Oshawa; the rest serve it from nearby towns. Another 20 within 40 km are listed but not ranked yet. Counts are as of November 2026.

Which investment advisors in Oshawa work on weekends?

21 of 62 ranked investment advisors post Saturday hours and 2 post Sunday hours. The highest-ranked open Saturdays are Smartcentinvesting (#1), Michael Knapp (#2) and Harmer Wealth Management Corp. (#4). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Oshawa investment advisors have?

The median Google rating among 62 rated investment advisors in Oshawa is 4.8★, with a median of 29 reviews. Scotiabank has the most, 182 reviews, and ranks #21. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank investment advisors?

Each investment advisor gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do investment advisors outside Oshawa count in this ranking?

Yes, if they are within 40 km of the Oshawa city centre, our service radius for investment advisors. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can investment advisors pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does an investment advisor do?

Investment advisors manage portfolios and give advice about securities for a fee. In the US, firms register with the SEC or a state securities regulator and file a Form ADV brochure; in Canada, portfolio managers and dealers register with the provincial securities regulator.

How are investment advisors in Oshawa ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers investment advice and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check an investment advisor’s registration?

Search the person and the firm on the Canadian Securities Administrators’ National Registration Search, and for investment and mutual fund dealer representatives on CIRO AdvisorReport.

Who regulates investment advisors in Oshawa?

Advisors who sell or recommend securities register with the provincial securities regulator, and representatives of investment and mutual fund dealers are also overseen by CIRO. In Ontario, the titles “Financial Planner” and “Financial Advisor” are restricted to people holding a credential approved by FSRA.

How much do investment advisors charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Oshawa

  1. November 2026: RFA Scores recalculated for 62 investment advisors serving Oshawa.

More investment advisors and Oshawa pages