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Investment Advisors in Laguna Niguel, CA: 2026 rankings

121 investment advisors ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Laguna Niguel: 1031 Crowdfunding, LLC, RFA Score 73/100; 4.9★ from 166 Google reviews.

  2. 13

    Most-reviewed: Trading Academy - Irvine, 456 Google reviews at 4.8★, the most of 121 ranked; ranked #13.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

121 Laguna Niguel investment advisors are ranked here by RFA Score, from eight published factors. 9 open Saturdays and 6 open Sundays, based on posted hours. The median Google rating is 4.8★ across 121 rated firms.

Top 10 investment advisors in Laguna Niguel at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 investment advisors in Laguna Niguel at a glance
RankBusinessRFA ScoreGoogle ratingBased inNotable for
11031 Crowdfunding, LLC734.9★ (166)Irvine, 13 mi awayTop score
2Perch Wealth715.0★ (31)San Juan Capistrano, 2 mi away—
3New Wealth Advisors Club714.8★ (118)Irvine, 13 mi away—
4Quiver Financial Holdings, LLC694.9★ (28)San Clemente, 8 mi away—
5Starlit Realty Capital685.0★ (12)Laguna Beach, 4 mi away—
6Doug Le-Modern Woodmen of America674.6★ (11)Laguna Hills, 7 mi away—
7Triad Investment Management665.0★ (15)Newport Beach, 13 mi away—
8Tidecrest Wealth Management, LLC665.0★ (13)Newport Beach, 12 mi away—
9Heritage Financial Services665.0★ (112)Laguna Niguel—
10Pacific Investment Management Co Llc664.1★ (20)Newport Beach, 12 mi away—

All 121 investment advisors in Laguna Niguel, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  1. Ranked #1 in Laguna Niguel

    #1 1031 Crowdfunding, LLC

    Based in Irvine, 13 mi away

    73/100RFA Score

    Ranked #1 because of its Google rating and specialty focus: 4.9★ from 166 Google reviews, listed on Google as “Investment service”.

    • 4.9★ from 166 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    2603 Main St #1050, Irvine, CA 92614
    View profile for 1031 Crowdfunding, LLC(844) 533-1031

  2. #2 Perch Wealth

    Based in San Juan Capistrano, 2 mi away

    71/100RFA Score

    Ranked #2 because of its Google rating and specialty focus: 5.0★ from 31 Google reviews, listed on Google as “Investment service”.

    • 5.0★ from 31 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    29122 Rancho Viejo Rd #111, San Juan Capistrano, CA 92675
    View profile for Perch Wealth(855) 378-3443

  5. #5 Starlit Realty Capital

    Based in Laguna Beach, 4 mi away

    68/100RFA Score

    Ranked #5 because of its Google rating and specialty focus: 5.0★ from 12 Google reviews, listed on Google as “Investment service”.

    • 5.0★ from 12 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    1278 Glenneyre St #264, Laguna Beach, CA 92651
    View profile for Starlit Realty Capital(949) 844-7270

  15. #15 Sunstone Management

    Based in Irvine, 14 mi away

    65/100RFA Score

    Ranked #15 because of its Google rating and specialty focus: 4.7★ from 9 Google reviews, listed on Google as “Investment company”.

    • 4.7★ from 9 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    18881 Von Karman Ave #500, Irvine, CA 92612
    View profile for Sunstone Management(949) 771-1764

  17. #17 Corcapa 1031 Advisors

    Based in Costa Mesa, 16 mi away

    64/100RFA Score

    Ranked #17 because of its Google rating and specialty focus: 4.6★ from 11 Google reviews, listed on Google as “Investment service”.

    • 4.6★ from 11 Google reviews
    Hours
    Mon–Sun 7 AM–7 PM
    Address
    650 Town Center Dr #1200, Costa Mesa, CA 92626
    View profile for Corcapa 1031 Advisors(949) 722-1031

  18. #18 GoldRock Metal Exchange

    Based in Newport Beach, 14 mi away

    64/100RFA Score

    Ranked #18 because of its Google rating and specialty focus: 5.0★ from 6 Google reviews, listed on Google as “Investment service”.

    • 5.0★ from 6 Google reviews
    Hours
    Mon–Fri 7 AM–5 PM · Sat–Sun closed
    Address
    2901 West Coast Hwy Ste 310, Newport Beach, CA 92663
    View profile for GoldRock Metal Exchange(888) 859-0978

  20. #20 The Prudent Speculator

    Based in Aliso Viejo, 5 mi away

    63/100RFA Score

    Ranked #20 because of its Google rating and specialty focus: 1.0★ from 4 Google reviews, listed on Google as “Investment service”.

    • 1.0★ from 4 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    20 Enterprise Ste 305, Aliso Viejo, CA 92656
    View profile for The Prudent Speculator(800) 258-7786

  25. #25 SaveDaily

    Based in Costa Mesa, 17 mi away

    61/100RFA Score

    Ranked #25 because of its Google rating and specialty focus: 3.7★ from 3 Google reviews, listed on Google as “Investment service”.

    • 3.7★ from 3 Google reviews
    Hours
    Mon–Fri 7 AM–4 PM · Sat–Sun closed
    Address
    1503 S Coast Dr Ste 330, Costa Mesa, CA 92626
    View profile for SaveDaily(877) 728-3359

Investment advisors ranked #26 to #50

#1 to #25 are shown in full above. Here are #26 to #50, in RFA Score order; each links to its profile. We publish the top 50 of 121 ranked investment advisors here; the rest are on their profiles.

investment advisors in Laguna Niguel, ranks 26 to 50
RankBusinessRFA ScoreGoogle ratingDistance
26Balboa Financial611.0★ (7)12 mi
27Frome Investments612.0★ (13)14 mi
28Wells Fargo Advisors605.0★ (3)22 mi
29Check Capital Management604.8★ (19)15 mi
30CFG Investments, Inc.602.6★ (30)18 mi
31Warren Street Wealth Advisors, LLC595.0★ (29)9 mi
32Galici Financial595.0★ (29)9 mi
33Compak Asset Management594.2★ (19)14 mi
34Alliance Portfolio - Private Hard Money Lenders in Orange County, California594.8★ (20)4 mi
35Wells Fargo Advisors592.0★ (3)22 mi
36Sentient Financial, LLC595.0★ (9)In Laguna Niguel
37Selah Portfolios & Planning595.0★ (36)15 mi
38Progressive Strategies Financial Group595.0★ (13)4 mi
39Sidoxia Capital Management, LLC595.0★ (8)14 mi
40Jesus Gonzalez: Primerica585.0★ (64)23 mi
41KPP Financial Inc.584.8★ (36)13 mi
42Pure Financial Advisors, LLC584.8★ (33)14 mi
43Nelson Partners, LLC581.5★ (47)8 mi
44Fortitude Wealth Management585.0★ (19)12 mi
45Pacific Coast Wealth Management574.6★ (11)4 mi
46StrateFi Wealth Management575.0★ (22)14 mi
47Signature Resources Capital Management, LLC574.2★ (5)13 mi
48Weaver Consulting Group574.9★ (40)19 mi
49Creative Planning574.9★ (20)13 mi
50Sabeti Insurance & Investment Services574.7★ (12)7 mi

Also serving Laguna Niguel

20 more investment advisors within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked investment advisors serving Laguna Niguel
BusinessGoogle ratingDistance
Assembly Pointe FinancialIn Laguna Niguel
Centaurus FinancialIn Laguna Niguel
Edward Jones - Financial Advisor: Rick Riegle, CFP®5.0★ (2)In Laguna Niguel
Ironwood Wealth ManagementIn Laguna Niguel
James Buri - Morgan Stanley1.0★ (1)In Laguna Niguel
JCC Advisors, LLCIn Laguna Niguel
Jeffrey Halbreich - Private Wealth Advisor, Ameriprise Financial Services, LLC5.0★ (1)In Laguna Niguel
Krug Financial Services5.0★ (1)In Laguna Niguel
Merrill Lynch Financial Advisor Andre Julian5.0★ (1)In Laguna Niguel
Pacific Financial PlannersIn Laguna Niguel
Royal Alliance5.0★ (1)In Laguna Niguel
South Orange County Financial Planning - David S. Lopez, CFPIn Laguna Niguel
Susan D. Marshall | CLU , ChFCIn Laguna Niguel
Trusted Financial Advisors5.0★ (3)In Laguna Niguel
TSE Financial, IncIn Laguna Niguel
U.S. Bancorp Advisors - Financial Advisors: Laguna NiguelIn Laguna Niguel
U.S. Bank – Wealth Management Banker: Christopher TruongIn Laguna Niguel
W.I.T. Financial Services - Divorce Knowing Your Options5.0★ (2)In Laguna Niguel
Wells Fargo Advisors1.0★ (1)In Laguna Niguel
Wells Fargo AdvisorsIn Laguna Niguel

How we ranked Laguna Niguel investment advisors

We scored 121 Laguna Niguel investment advisors on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Laguna Niguel data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose an investment advisor

  1. Confirm the investment advisor and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask an investment advisor

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my investment advisor?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Investment advisors in Laguna Niguel: frequently asked questions

Which investment advisor has the highest RFA Score in Laguna Niguel?

By RFA Score, the highest-ranked investment advisor in Laguna Niguel, CA is 1031 Crowdfunding, LLC with an RFA Score of 73/100. It has 4.9★ from 166 Google reviews. Perch Wealth (#2) and New Wealth Advisors Club (#3) follow. We ranked 121 investment advisors on eight factors, last updated November 9, 2026.

How many investment advisors are there in Laguna Niguel?

RankedFinancialAdvisors ranks 121 investment advisors serving Laguna Niguel, CA. 4 of them are based in Laguna Niguel; the rest serve it from nearby towns. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

Which investment advisors in Laguna Niguel work on weekends?

9 of 121 ranked investment advisors post Saturday hours and 6 post Sunday hours. The highest-ranked open Saturdays are Trading Academy - Irvine (#13) and Corcapa 1031 Advisors (#17). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Laguna Niguel investment advisors have?

The median Google rating among 121 rated investment advisors in Laguna Niguel is 4.8★, with a median of 7 reviews. Trading Academy - Irvine has the most, 456 reviews, and ranks #13. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank investment advisors?

Each investment advisor gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do investment advisors outside Laguna Niguel count in this ranking?

Yes, if they are within 25 mi of the Laguna Niguel city center, our service radius for investment advisors. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can investment advisors pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does an investment advisor do?

Investment advisors manage portfolios and give advice about securities for a fee. In the US, firms register with the SEC or a state securities regulator and file a Form ADV brochure; in Canada, portfolio managers and dealers register with the provincial securities regulator.

How are investment advisors in Laguna Niguel ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers investment advice and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check an investment advisor’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every investment advisor in Laguna Niguel a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do investment advisors charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Laguna Niguel

  1. November 2026: RFA Scores recalculated for 121 investment advisors serving Laguna Niguel.
  2. November 2026: 1 duplicate listing merged.

More investment advisors and Laguna Niguel pages