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Financial Planners in Toronto, ON: 2026 rankings

414 financial planners ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Toronto: Longevity Wealth, RFA Score 76/100; 5.0★ from 296 Google reviews; open 7 days a week.

  2. 4

    Most-reviewed: Mak Tax & Accounting Services Inc., 1,293 Google reviews at 4.7★, the most of 414 ranked; ranked #4.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

414 Toronto financial planners are ranked here by RFA Score, from eight published factors. 141 open Saturdays and 23 open Sundays, based on posted hours. The median Google rating is 4.7★ across 414 rated firms.

Top 10 financial planners in Toronto at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial planners in Toronto at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1Longevity Wealth765.0★ (296)TorontoSat · Sun · EveningsTop score
2Novel Wealth755.0★ (259)Toronto——
3SPERGEL - Consumer Proposal & Licensed Insolvency Trustees754.9★ (286)TorontoEvenings—
4Mak Tax & Accounting Services Inc.754.7★ (1,293)Scarborough, 17 km awaySatMost reviews
5Co-operators - Lola Macanowicz Inc735.0★ (227)Etobicoke, 11 km away——
6The Money Mint724.9★ (276)Mississauga, 15 km away——
7LSP Canada725.0★ (111)TorontoEvenings—
8Stonewater Financial Group725.0★ (108)TorontoSat · Sun · Evenings—
9Insurance Explorer Inc.724.9★ (239)Etobicoke, 15 km awaySat · Evenings—
10Flatiron Wealth Management Inc.725.0★ (97)Toronto——

All 414 financial planners in Toronto, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  1. Ranked #1 in Toronto

    #1 Longevity Wealth

    Based in Toronto

    76/100RFA Score

    Ranked #1 because of its Google rating and specialty focus: 5.0★ from 296 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 296 Google reviews
    Hours
    Mon–Sun 9 AM–9 PM
    Address
    21 Atlantic Ave C, Toronto, ON M6K 3E7
    View profile for Longevity Wealth(416) 904-3904

  2. #2 Novel Wealth

    Based in Toronto

    75/100RFA Score

    Ranked #2 because of its Google rating and specialty focus: 5.0★ from 259 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 259 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    25A Morrow Ave Ste 202, Toronto, ON M6R 2H9
    View profile for Novel Wealth(416) 203-9500

  6. #6 The Money Mint

    Based in Mississauga, 15 km away

    72/100RFA Score

    Ranked #6 because of its Google rating and specialty focus: 4.9★ from 276 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 276 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    2600 Skymark Ave Bldg 10, Unit 104, Mississauga, ON L4W 5B2
    View profile for The Money Mint(905) 366-4323

  7. #7 LSP Canada

    Based in Toronto

    72/100RFA Score

    Ranked #7 because of its Google rating and specialty focus: 5.0★ from 111 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 111 Google reviews
    Hours
    Mon–Fri 9 AM–7 PM · Sat–Sun closed
    Address
    686 Yonge St, Toronto, ON M4Y 2A6
    View profile for LSP Canada(416) 391-7169

  9. #9 Insurance Explorer Inc.

    Based in Etobicoke, 15 km away

    72/100RFA Score

    Ranked #9 because of its Google rating and specialty focus: 4.9★ from 239 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 239 Google reviews
    Hours
    Mon–Fri 10 AM–9 PM · Sat 10 AM–6 PM · Sun closed
    Address
    5409 Eglinton Ave W, Etobicoke, ON M9C 5K6, Unit, Etobicoke, ON 207
    View profile for Insurance Explorer Inc.(647) 928-1565

  11. #11 Newcastle Financial

    Based in Toronto

    71/100RFA Score

    Ranked #11 because of its Google rating and specialty focus: 5.0★ from 91 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 91 Google reviews
    Hours
    Mon–Thu 8 AM–8 PM · Fri 8 AM–2 PM · Sat closed · Sun 9 AM–3 PM
    Address
    112 Avenue Rd Upper Level, Toronto, ON M5R 2H4
    View profile for Newcastle Financial(647) 646-6523

  12. #12 CL Financial

    Based in East York, 11 km away

    71/100RFA Score

    Ranked #12 because of its Google rating and specialty focus: 5.0★ from 134 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 134 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    150 Consumers Rd Ste 306, North York, ON M2J 1P9
    View profile for CL Financial(416) 498-1688

  18. #18 Bromwich+Smith

    Based in Scarborough, 16 km away

    70/100RFA Score

    Ranked #18 because of its Google rating and specialty focus: 4.9★ from 127 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 127 Google reviews
    Hours
    Mon–Fri 8 AM–8 PM · Sat 8:30 AM–5 PM · Sun 8 AM–5 PM
    Address
    100 Consilium Pl Ste 315, Scarborough, ON M1H 3E3
    View profile for Bromwich+Smith(855) 884-9243

  23. #23 SG Wealth Management

    Based in Markham, 14 km away

    69/100RFA Score

    Ranked #23 because of its Google rating and specialty focus: 5.0★ from 80 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 80 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    7030 Woodbine Ave #500, Markham, ON L3R 6G2
    View profile for SG Wealth Management(647) 889-7290

Financial planners ranked #26 to #50

#1 to #25 are shown in full above. Here are #26 to #50, in RFA Score order; each links to its profile. We publish the top 50 of 414 ranked financial planners here; the rest are on their profiles.

financial planners in Toronto, ranks 26 to 50
RankBusinessRFA ScoreGoogle ratingDistance
26INFORCE WEALTH MANAGEMENT685.0★ (157)34 km
27Evergreen Wealth Management685.0★ (67)14 km
28Bellwether Family Wealth | North York | Beaches Financial Group685.0★ (50)7 km
29Modern Vision Planning675.0★ (84)22 km
30Volpe Financial Solutions675.0★ (122)32 km
31Vida Financial Group Inc.675.0★ (52)12 km
32Hudson Wealth & Trust Planning Group Inc - John Lysack675.0★ (31)In Toronto
33Patel Accounting and Taxation674.8★ (73)17 km
34Andreoli Financial Services Inc665.0★ (54)17 km
35Co-operators - Matthew Donohoe Insurance Associates Inc664.9★ (103)33 km
36Jacqueline Soong, Desjardins Financial Security665.0★ (41)12 km
37Eagle Partners Financial Solutions664.9★ (108)35 km
38Honey Financial665.0★ (29)4 km
39BMO Bank of Montreal664.1★ (62)In Toronto
40AK Consultancy Services Inc.655.0★ (92)37 km
41SDG, Chartered Professional Accountant654.7★ (43)11 km
42West End Wealth Planning - IPC Securities Corporation | Paul Barreca655.0★ (36)14 km
43Flip My Life654.9★ (43)18 km
44Saiful & Hafizur Professional Corporation654.9★ (31)10 km
45Skyler Soper - IG Wealth Management655.0★ (19)In Toronto
46Manulife Wealth | Gianluca Folino655.0★ (42)21 km
47Zera Accounting and Tax CPA644.9★ (58)28 km
48Penmore Financial Group Inc645.0★ (33)16 km
49AWealth645.0★ (51)28 km
50Kismet Wealth Group645.0★ (25)10 km

Also serving Toronto

20 more financial planners within 40 km that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial planners serving Toronto
BusinessGoogle ratingDistance
123 Finance5.0★ (48)In Toronto
Buxton Financial For Retirement4.9★ (49)In Toronto
Caring for Clients5.0★ (8)In Toronto
Common Wealth Retirement5.0★ (17)In Toronto
Edward Jones - Financial Advisor: Aldo Lopez-Gil, CFP®|CIM®4.7★ (9)In Toronto
Edward Jones - Financial Advisor: Ashvin Moorjani, CFA®5.0★ (13)In Toronto
Edward Jones - Financial Advisor: Jay Morrison, PFP®5.0★ (13)In Toronto
Edward Jones - Financial Advisor: Katrina M Cheng5.0★ (8)In Toronto
EY Tower @ Toronto4.3★ (30)In Toronto
Good Investing5.0★ (51)In Toronto
IG Wealth Management - LUKE NELSON, CFP, RRC5.0★ (24)In Toronto
Jessica Moorhouse - MoorMoney Media Inc.5.0★ (7)In Toronto
Nest Wealth Asset Management4.2★ (51)In Toronto
Richardson Wealth Limited4.5★ (37)In Toronto
Schneider & Pollock Wealth Management Inc.5.0★ (17)In Toronto
Seeley Group Private Wealth Management5.0★ (20)In Toronto
Sun Life Financial One University Avenue1.5★ (31)In Toronto
The Soo Wealth Management Group5.0★ (8)In Toronto
Thomas C. Chan Financial Service | Life Insurance Toronto | Retirement Planning Toronto5.0★ (15)In Toronto
Zalucky Financial5.0★ (7)In Toronto

How we ranked Toronto financial planners

We scored 414 Toronto financial planners on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Toronto data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial planner

  1. Confirm the financial planner and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial planner

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial planner?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial planners in Toronto: frequently asked questions

Which financial planner has the highest RFA Score in Toronto?

By RFA Score, the highest-ranked financial planner in Toronto, ON is Longevity Wealth with an RFA Score of 76/100. It has 5.0★ from 296 Google reviews. It is open 7 days a week. Novel Wealth (#2) and SPERGEL - Consumer Proposal & Licensed Insolvency Trustees (#3) follow. We ranked 414 financial planners on eight factors, last updated November 9, 2026.

How many financial planners are there in Toronto?

RankedFinancialAdvisors ranks 414 financial planners serving Toronto, ON. 11 of them are based in Toronto; the rest serve it from nearby towns. Another 20 within 40 km are listed but not ranked yet. Counts are as of November 2026.

Which financial planners in Toronto work on weekends?

141 of 414 ranked financial planners post Saturday hours and 23 post Sunday hours. The highest-ranked open Saturdays are Longevity Wealth (#1), Mak Tax & Accounting Services Inc. (#4) and Stonewater Financial Group (#8). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Toronto financial planners have?

The median Google rating among 414 rated financial planners in Toronto is 4.7★, with a median of 17 reviews. Mak Tax & Accounting Services Inc. has the most, 1,293 reviews, and ranks #4. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial planners?

Each financial planner gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial planners outside Toronto count in this ranking?

Yes, if they are within 40 km of the Toronto city centre, our service radius for financial planners. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial planners pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial planner do?

Financial planners build a written plan across a client’s goals: cash flow, savings, investments, insurance needs, taxes, retirement and estate. Many charge a flat or hourly fee for the plan, an ongoing retainer, or a share of the assets they manage.

How are financial planners in Toronto ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial planning and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial planner’s registration?

Search the person and the firm on the Canadian Securities Administrators’ National Registration Search, and for investment and mutual fund dealer representatives on CIRO AdvisorReport.

Who regulates financial planners in Toronto?

Advisors who sell or recommend securities register with the provincial securities regulator, and representatives of investment and mutual fund dealers are also overseen by CIRO. In Ontario, the titles “Financial Planner” and “Financial Advisor” are restricted to people holding a credential approved by FSRA.

How much do financial planners charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Toronto

  1. November 2026: RFA Scores recalculated for 414 financial planners serving Toronto.
  2. November 2026: 1 duplicate listing merged.

More financial planners and Toronto pages