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Financial Planners in Reading, OH: 2026 rankings

146 financial planners ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Reading: Carson Wealth (formerly Total Wealth Planning), RFA Score 77/100; 5.0★ from 103 Google reviews.

  2. 37

    Most-reviewed: Wealthquest, 129 Google reviews at 5.0★, the most of 146 ranked; ranked #37.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

146 Reading financial planners are ranked here by RFA Score, from eight published factors. 18 open Saturdays, based on posted hours. The median Google rating is 4.9★ across 146 rated firms.

Top 10 financial planners in Reading at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial planners in Reading at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1Carson Wealth (formerly Total Wealth Planning)775.0★ (103)Cincinnati, 5 mi away—Top score
2Realize Wealth Management755.0★ (62)Cincinnati, 5 mi away——
3The Legacy Council755.0★ (97)Goshen, 12 mi away——
4WealthWise Financial Group. LLC755.0★ (57)Cincinnati, 4 mi away——
5Allworth Financial744.8★ (51)Blue Ash, 3 mi away——
6Comprehensive Business Solutions745.0★ (82)Cincinnati, 13 mi awaySat—
7Omega Wealth Private Capital, LLC735.0★ (45)Cincinnati, 6 mi away——
8Creative Planning734.9★ (42)Montgomery, 5 mi away——
9Hillcrest Financial Group - Cincinnati735.0★ (30)Cincinnati, 4 mi away——
10Scheeler Financial Group724.9★ (35)Cincinnati, 7 mi away——

All 146 financial planners in Reading, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  2. #2 Realize Wealth Management

    Based in Cincinnati, 5 mi away

    75/100RFA Score

    Ranked #2 because of its Google rating and specialty focus: 5.0★ from 62 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 62 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    3805 Edwards Rd Ste 200, Cincinnati, OH 45209
    View profile for Realize Wealth Management

  3. #3 The Legacy Council

    Based in Goshen, 12 mi away

    75/100RFA Score

    Ranked #3 because of its Google rating and specialty focus: 5.0★ from 97 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 97 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    1160 OH-28, Milford, OH 45150
    View profile for The Legacy Council(513) 442-2000

  5. #5 Allworth Financial

    Based in Blue Ash, 3 mi away

    74/100RFA Score

    Ranked #5 because of its Google rating and specialty focus: 4.8★ from 51 Google reviews, listed on Google as “Financial planner”.

    • 4.8★ from 51 Google reviews
    Hours
    Mon–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    9987 Carver Rd #100, Blue Ash, OH 45242
    View profile for Allworth Financial(513) 469-7500

  8. #8 Creative Planning

    Based in Montgomery, 5 mi away

    73/100RFA Score

    Ranked #8 because of its Google rating and specialty focus: 4.9★ from 42 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 42 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    9340 Montgomery Rd Ste 202, Montgomery, OH 45242
    View profile for Creative Planning(513) 428-6821

  10. #10 Scheeler Financial Group

    Based in Cincinnati, 7 mi away

    72/100RFA Score

    Ranked #10 because of its Google rating and specialty focus: 4.9★ from 35 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 35 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    9078 Union Centre Blvd #202, West Chester Township, OH 45069
    View profile for Scheeler Financial Group(513) 883-6100

  11. #11 Golden Reserve

    Based in Cincinnati, 4 mi away

    72/100RFA Score

    Ranked #11 because of its Google rating and specialty focus: 4.8★ from 28 Google reviews, listed on Google as “Financial planner”.

    • 4.8★ from 28 Google reviews
    Hours
    Mon–Fri 8:30 AM–5:30 PM · Sat–Sun closed
    Address
    9545 Kenwood Rd Unit 204, Cincinnati, OH 45242
    View profile for Golden Reserve(513) 815-6046

  16. #16 Nova Capital

    Based in Cincinnati, 5 mi away

    71/100RFA Score

    Ranked #16 because of its Google rating and specialty focus: 4.8★ from 28 Google reviews, listed on Google as “Financial planner”.

    • 4.8★ from 28 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    3805 Edwards Rd Ste 200, Cincinnati, OH 45209
    View profile for Nova Capital

  17. #17 Wright-Patt Credit Union

    Based in Norwood, 5 mi away

    71/100RFA Score

    Ranked #17 because of its Google rating and specialty focus: 3.9★ from 127 Google reviews, listed on Google as “Financial planner”.

    • 3.9★ from 127 Google reviews
    Hours
    Mon–Tue 9 AM–6 PM · Wed closed · Thu–Fri 9 AM–6 PM · Sat 9 AM–1 PM · Sun closed
    Address
    4560 Lafayette Ave, Norwood, OH 45212
    View profile for Wright-Patt Credit Union(800) 762-0047

  20. #20 Incline Wealth Advisors

    Based in Cincinnati, 5 mi away

    71/100RFA Score

    Ranked #20 because of its Google rating and specialty focus: 5.0★ from 20 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 20 Google reviews
    Hours
    Mon–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    4030 Smith Rd Ste 200, Cincinnati, OH 45209
    View profile for Incline Wealth Advisors(513) 709-0004

Financial planners ranked #26 to #50

#1 to #25 are shown in full above. Here are #26 to #50, in RFA Score order; each links to its profile. We publish the top 50 of 146 ranked financial planners here; the rest are on their profiles.

financial planners in Reading, ranks 26 to 50
RankBusinessRFA ScoreGoogle ratingDistance
26Millard Advisors694.1★ (36)8 mi
27Sims Investment Management695.0★ (12)6 mi
28Kehoe Financial Advisors685.0★ (9)5 mi
29Fidelity Investments - Corporate Office684.0★ (67)14 mi
30Counterflow685.0★ (10)7 mi
31kANU Asset Management, LLC684.6★ (10)5 mi
32MyUSA Credit Union684.5★ (43)19 mi
33Cornerstone Retirement Advisors, Inc.684.8★ (16)12 mi
34Steven Schwartz Financial Planning685.0★ (40)4 mi
35MCF Advisors - Covington685.0★ (11)10 mi
36Callahan Financial674.4★ (7)4 mi
37Wealthquest675.0★ (129)6 mi
38Commas675.0★ (5)3 mi
39Ralot Financial674.4★ (13)10 mi
40Kellett Wealth Advisors, LLC675.0★ (5)3 mi
41Bank of America Financial Center674.0★ (11)7 mi
42Fidelity Investments673.2★ (53)5 mi
43Dumford Management Group675.0★ (9)10 mi
44Bank of America (with Drive-thru ATM)673.2★ (26)5 mi
45Stevens Investment Group, Inc.674.5★ (12)11 mi
46Edify Retirement Education675.0★ (5)4 mi
47NorthRock Partners - Cincinnati675.0★ (7)8 mi
48Robert L. Hesch, CPA - by appointment674.6★ (11)11 mi
49Eisenzimmer Financial Services Inc675.0★ (4)3 mi
50The ABC Squared All Bases Covered665.0★ (10)13 mi

Also serving Reading

20 more financial planners within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial planners serving Reading
BusinessGoogle ratingDistance
Bottom Line Services5.0★ (2)14 mi
Carnegie Investment Counsel5.0★ (2)8 mi
Creative Asset Solutions5.0★ (2)18 mi
Family Wealth Advisory Group5.0★ (2)6 mi
Fifth Third Securities - David Junker4.0★ (2)13 mi
Foster & Motley Wealth Management5.0★ (2)4 mi
Hyde Park Wealth Advisors5.0★ (2)6 mi
Infinite Wealth Planning5.0★ (2)8 mi
Labrador Investments, LLC5.0★ (2)7 mi
MAI Capital Management5.0★ (2)4 mi
Meyer Capital Management, LLC5.0★ (2)12 mi
Prudential | Matthew E. Rupe | Life Insurance & Financial Services5.0★ (2)9 mi
Queen City Capital Management5.0★ (2)9 mi
Retirement Planning Group5.0★ (2)11 mi
Retirement Strategies Group - UBS Financial Services Inc.3.0★ (2)4 mi
Sonya Saskin - TouchPoint Wealth Partners3.0★ (2)3 mi
TIAA Financial Services3.0★ (2)8 mi
Tri-State Retirement Inc. - Cincinnati Office3.0★ (2)9 mi
U.S. Bank – Wealth Management Banker: Leanne Kilpatrick3.0★ (2)13 mi
Wealth Enhancement Group5.0★ (2)5 mi

How we ranked Reading financial planners

We scored 146 Reading financial planners on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Reading data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial planner

  1. Confirm the financial planner and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial planner

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial planner?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial planners in Reading: frequently asked questions

Which financial planner has the highest RFA Score in Reading?

By RFA Score, the highest-ranked financial planner in Reading, OH is Carson Wealth (formerly Total Wealth Planning) with an RFA Score of 77/100. It has 5.0★ from 103 Google reviews. Realize Wealth Management (#2) and The Legacy Council (#3) follow. We ranked 146 financial planners on eight factors, last updated November 9, 2026.

How many financial planners are there in Reading?

RankedFinancialAdvisors ranks 146 financial planners serving Reading, OH. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

Which financial planners in Reading work on weekends?

18 of 146 ranked financial planners post Saturday hours. The highest-ranked open Saturdays are Comprehensive Business Solutions (#6), Wright-Patt Credit Union (#17) and Bank of America (with Drive-thru ATM) (#22). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Reading financial planners have?

The median Google rating among 146 rated financial planners in Reading is 4.9★, with a median of 7 reviews. Wealthquest has the most, 129 reviews, and ranks #37. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial planners?

Each financial planner gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial planners outside Reading count in this ranking?

Yes, if they are within 25 mi of the Reading city center, our service radius for financial planners. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial planners pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial planner do?

Financial planners build a written plan across a client’s goals: cash flow, savings, investments, insurance needs, taxes, retirement and estate. Many charge a flat or hourly fee for the plan, an ongoing retainer, or a share of the assets they manage.

How are financial planners in Reading ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial planning and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial planner’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial planner in Reading a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial planners charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Reading

  1. November 2026: RFA Scores recalculated for 146 financial planners serving Reading.
  2. November 2026: 6 duplicate listings merged.

More financial planners and Reading pages