Skip to content

Financial Planners in Monroe, OH: 2026 rankings

163 financial planners ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Monroe: Day Air Credit Union, RFA Score 74/100; 4.9★ from 2,575 Google reviews; open Saturdays until 1 PM.

  2. 2

    Most-reviewed: Carson Wealth (formerly Total Wealth Planning), 103 Google reviews at 5.0★, the most of 163 ranked after Day Air Credit Union; ranked #2.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

163 Monroe financial planners are ranked here by RFA Score, from eight published factors. 23 open Saturdays, based on posted hours. The median Google rating is 4.8★ across 163 rated firms.

Top 10 financial planners in Monroe at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial planners in Monroe at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1Day Air Credit Union744.9★ (2,575)Kettering, 21 mi awaySatTop score
2Carson Wealth (formerly Total Wealth Planning)705.0★ (103)Cincinnati, 12 mi away—Most reviews
3WealthWise Financial Group. LLC695.0★ (57)Cincinnati, 12 mi away——
4McCarthy Wealth And Tax Advisors695.0★ (45)Springboro, 11 mi away——
5Omega Wealth Private Capital, LLC695.0★ (45)Cincinnati, 11 mi away——
6The Legacy Council695.0★ (97)Goshen, 18 mi away——
7MyUSA Credit Union684.5★ (43)Middletown, 5 mi awaySat—
8Scheeler Financial Group684.9★ (35)Cincinnati, 9 mi away——
9The ABC Squared All Bases Covered685.0★ (10)Indian Trail, 3 mi awaySat—
10Allworth Financial674.8★ (51)Blue Ash, 14 mi away——

All 163 financial planners in Monroe, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  1. Ranked #1 in Monroe

    #1 Day Air Credit Union

    Based in Kettering, 21 mi away

    74/100RFA Score

    Ranked #1 because of its Google rating and specialty focus: 4.9★ from 2,575 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 2,575 Google reviews
    Hours
    Mon–Fri 9 AM–6 PM · Sat 9 AM–1 PM · Sun closed
    Address
    3501 Wilmington Pike, Kettering, OH 45429
    View profile for Day Air Credit Union(937) 643-2160

  6. #6 The Legacy Council

    Based in Goshen, 18 mi away

    69/100RFA Score

    Ranked #6 because of its Google rating and specialty focus: 5.0★ from 97 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 97 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    1160 OH-28, Milford, OH 45150
    View profile for The Legacy Council(513) 442-2000

  7. #7 MyUSA Credit Union

    Based in Middletown, 5 mi away

    68/100RFA Score

    Ranked #7 because of its Google rating and specialty focus: 4.5★ from 43 Google reviews, listed on Google as “Financial planner”.

    • 4.5★ from 43 Google reviews
    Hours
    Mon–Tue 9 AM–5 PM · Wed closed · Thu 9 AM–5 PM · Fri 9 AM–6 PM · Sat 9 AM–12 PM · Sun closed
    Address
    1201 Crawford St, Middletown, OH 45044
    View profile for MyUSA Credit Union(800) 633-8905

  8. #8 Scheeler Financial Group

    Based in Cincinnati, 9 mi away

    68/100RFA Score

    Ranked #8 because of its Google rating and specialty focus: 4.9★ from 35 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 35 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    9078 Union Centre Blvd #202, West Chester Township, OH 45069
    View profile for Scheeler Financial Group(513) 883-6100

  10. #10 Allworth Financial

    Based in Blue Ash, 14 mi away

    67/100RFA Score

    Ranked #10 because of its Google rating and specialty focus: 4.8★ from 51 Google reviews, listed on Google as “Financial planner”.

    • 4.8★ from 51 Google reviews
    Hours
    Mon–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    9987 Carver Rd #100, Blue Ash, OH 45242
    View profile for Allworth Financial(513) 469-7500

  13. #13 Creative Planning

    Based in Montgomery, 15 mi away

    67/100RFA Score

    Ranked #13 because of its Google rating and specialty focus: 4.9★ from 42 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 42 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    9340 Montgomery Rd Ste 202, Montgomery, OH 45242
    View profile for Creative Planning(513) 428-6821

  16. #16 Golden Reserve

    Based in Beavercreek, 14 mi away

    67/100RFA Score

    Ranked #16 because of its Google rating and specialty focus: 5.0★ from 29 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 29 Google reviews
    Hours
    Mon–Fri 8:30 AM–5:30 PM · Sat–Sun closed
    Address
    10883 Yankee St, Washington Township, OH 45458
    View profile for Golden Reserve(937) 741-7761

  17. #17 Realize Wealth Management

    Based in Cincinnati, 21 mi away

    67/100RFA Score

    Ranked #17 because of its Google rating and specialty focus: 5.0★ from 62 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 62 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    3805 Edwards Rd Ste 200, Cincinnati, OH 45209
    View profile for Realize Wealth Management

  20. #20 MyUSA Credit Union

    Based in Trenton, 7 mi away

    66/100RFA Score

    Ranked #20 because of its Google rating and specialty focus: 4.1★ from 30 Google reviews, listed on Google as “Financial planner”.

    • 4.1★ from 30 Google reviews
    Hours
    Mon–Tue 9 AM–5 PM · Wed closed · Thu 9 AM–5 PM · Fri 9 AM–6 PM · Sat 9 AM–12 PM · Sun closed
    Address
    933 W State St, Trenton, OH 45067
    View profile for MyUSA Credit Union(800) 633-8905

  21. #21 Golden Reserve

    Based in Cincinnati, 15 mi away

    66/100RFA Score

    Ranked #21 because of its Google rating and specialty focus: 4.8★ from 28 Google reviews, listed on Google as “Financial planner”.

    • 4.8★ from 28 Google reviews
    Hours
    Mon–Fri 8:30 AM–5:30 PM · Sat–Sun closed
    Address
    9545 Kenwood Rd Unit 204, Cincinnati, OH 45242
    View profile for Golden Reserve(513) 815-6046

  22. #22 LCNB National Bank

    Based in Monroe

    66/100RFA Score

    Ranked #22 because of its Google rating and specialty focus: 3.4★ from 5 Google reviews, listed on Google as “Financial planner”.

    • 3.4★ from 5 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri 9 AM–6 PM · Sat–Sun closed
    Address
    101 Clarence F Warner Dr, Monroe, OH 45050
    View profile for LCNB National Bank(513) 423-9911

  24. #24 Quik Tax

    Based in Mason, 7 mi away

    66/100RFA Score

    Ranked #24 because of its Google rating and specialty focus: 4.6★ from 9 Google reviews, listed on Google as “Financial planner”.

    • 4.6★ from 9 Google reviews
    Hours
    Mon–Thu 10 AM–5 PM · Fri 10 AM–4 PM · Sat–Sun closed
    Address
    763 Reading Rd Ste B, Mason, OH 45040
    View profile for Quik Tax(513) 777-7777

Financial planners ranked #26 to #50

#1 to #25 are shown in full above. Here are #26 to #50, in RFA Score order; each links to its profile. We publish the top 50 of 163 ranked financial planners here; the rest are on their profiles.

financial planners in Monroe, ranks 26 to 50
RankBusinessRFA ScoreGoogle ratingDistance
26Summit Financial Group, Inc.664.3★ (30)11 mi
27Inertia Wealth Management655.0★ (4)5 mi
28Leshnak Wealth655.0★ (4)5 mi
29Wyoming Wealth Management655.0★ (18)16 mi
30Dixon Financial655.0★ (5)7 mi
31Bank of America (with Drive-thru ATM)653.6★ (56)4 mi
32Retirement Is About Income: Norm Falick655.0★ (5)8 mi
33kANU Asset Management, LLC654.6★ (10)11 mi
34Kehoe Financial Advisors655.0★ (9)12 mi
35KLD Wealth Management655.0★ (5)8 mi
36Ralot Financial654.4★ (13)12 mi
37Dumford Management Group655.0★ (9)13 mi
38Further Financial Group - Ameriprise Financial Services, LLC654.4★ (7)9 mi
39David Bailey - Edelman Financial Engines655.0★ (9)13 mi
40Saxon Financial655.0★ (5)9 mi
41Nova Capital644.8★ (28)21 mi
42Wright-Patt Credit Union643.9★ (65)12 mi
43Russell Total Wealth and Wellness644.7★ (40)22 mi
44Incline Wealth Advisors645.0★ (20)21 mi
45American Express Co643.8★ (4)6 mi
46Wurz Financial Services | Cincinnati Financial Planner645.0★ (32)25 mi
47Anderson Financial Strategies, LLC645.0★ (28)24 mi
48Financial Counseling, Inc.645.0★ (6)12 mi
49Harvest Financial Advisors645.0★ (3)8 mi
50Axim Planning & Wealth645.0★ (5)11 mi

Also serving Monroe

20 more financial planners within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial planners serving Monroe
BusinessGoogle ratingDistance
Agri Business LoansIn Monroe
Bashaw Financial Inc.In Monroe
Bill SchretterIn Monroe
Bistro LoanIn Monroe
Credit Integrity5.0★ (7)In Monroe
Dental Growth LoansIn Monroe
DNA RoyaltyIn Monroe
Evolution Business Advisors, LLCIn Monroe
Gym YieldIn Monroe
Lend GradIn Monroe
Lend PhysicianIn Monroe
Line of Credit for BusinessIn Monroe
Mach LendIn Monroe
Madrina Molly, LLC5.0★ (4)In Monroe
MyCreditAction5.0★ (2)In Monroe
Shawns BusinessIn Monroe
Small Payday Alternative LoansIn Monroe
Small Personal Loans Online5.0★ (1)In Monroe
Vet Clinic LoansIn Monroe
X² Wealth Planning5.0★ (1)In Monroe

How we ranked Monroe financial planners

We scored 163 Monroe financial planners on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Monroe data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial planner

  1. Confirm the financial planner and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial planner

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial planner?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial planners in Monroe: frequently asked questions

Which financial planner has the highest RFA Score in Monroe?

By RFA Score, the highest-ranked financial planner in Monroe, OH is Day Air Credit Union with an RFA Score of 74/100. It has 4.9★ from 2,575 Google reviews. It is open Saturdays until 1 PM. Carson Wealth (formerly Total Wealth Planning) (#2) and WealthWise Financial Group. LLC (#3) follow. We ranked 163 financial planners on eight factors, last updated November 9, 2026.

How many financial planners are there in Monroe?

RankedFinancialAdvisors ranks 163 financial planners serving Monroe, OH. 1 of them is based in Monroe; the rest serve it from nearby towns. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

Which financial planners in Monroe work on weekends?

23 of 163 ranked financial planners post Saturday hours. The highest-ranked open Saturdays are Day Air Credit Union (#1), MyUSA Credit Union (#7) and The ABC Squared All Bases Covered (#9). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Monroe financial planners have?

The median Google rating among 163 rated financial planners in Monroe is 4.8★, with a median of 7 reviews. Day Air Credit Union has the most, 2,575 reviews, and ranks #1. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial planners?

Each financial planner gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial planners outside Monroe count in this ranking?

Yes, if they are within 25 mi of the Monroe city center, our service radius for financial planners. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial planners pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial planner do?

Financial planners build a written plan across a client’s goals: cash flow, savings, investments, insurance needs, taxes, retirement and estate. Many charge a flat or hourly fee for the plan, an ongoing retainer, or a share of the assets they manage.

How are financial planners in Monroe ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial planning and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial planner’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial planner in Monroe a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial planners charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Monroe

  1. November 2026: RFA Scores recalculated for 163 financial planners serving Monroe.
  2. November 2026: 6 duplicate listings merged.

More financial planners and Monroe pages