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Financial Planners in Layton, UT: 2026 rankings

108 financial planners ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Layton: Paramount Tax & Accounting CPAs Kaysville / Layton, RFA Score 77/100; 5.0★ from 173 Google reviews.

  2. 2

    Most-reviewed: Strategic Planning Group, 284 Google reviews at 5.0★, the most of 108 ranked; ranked #2.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

108 Layton financial planners are ranked here by RFA Score, from eight published factors. 16 open Saturdays, based on posted hours. The median Google rating is 4.8★ across 108 rated firms.

Top 10 financial planners in Layton at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial planners in Layton at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1Paramount Tax & Accounting CPAs Kaysville / Layton775.0★ (173)Kaysville, 1 mi away—Top score
2Strategic Planning Group765.0★ (284)Bountiful, 13 mi away—Most reviews
3First Command744.9★ (77)Layton——
4FJ & Associates, PLLC744.8★ (93)Kaysville, 1 mi away——
5Paramount Tax & Accounting Bountiful744.9★ (170)Bountiful, 13 mi away——
6Jon Gates, CFP®, CRPC®, Intermountain Financial Partners735.0★ (62)Clearfield, 3 mi awayEvenings—
7B.O.S.S. Retirement Solutions and Advisors724.9★ (81)Ogden, 12 mi away——
8Paramount Tax & Accounting Ogden715.0★ (63)Ogden, 11 mi away——
9First Command Financial Advisor - Blake Manuel715.0★ (25)Layton——
10Zions Bank South Ogden714.6★ (66)South Ogden, 7 mi away——

All 108 financial planners in Layton, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  3. #3 First Command

    Based in Layton

    74/100RFA Score

    Ranked #3 because of its Google rating and specialty focus: 4.9★ from 77 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 77 Google reviews
    Hours
    Mon–Fri 9 AM–4 PM · Sat–Sun closed
    Address
    2307 N Hill Field Rd Ste 104, Layton, UT 84041
    View profile for First Command(801) 774-5601

  4. #4 FJ & Associates, PLLC

    Based in Kaysville, 1 mi away

    74/100RFA Score

    Ranked #4 because of its Google rating and specialty focus: 4.8★ from 93 Google reviews, listed on Google as “Financial planner”.

    • 4.8★ from 93 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    612 N Kays Dr Ste 120, Kaysville, UT 84037
    View profile for FJ & Associates, PLLC(801) 436-3722

  10. #10 Zions Bank South Ogden

    Based in South Ogden, 7 mi away

    71/100RFA Score

    Ranked #10 because of its Google rating and specialty focus: 4.6★ from 66 Google reviews, listed on Google as “Financial planner”.

    • 4.6★ from 66 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri 9 AM–6 PM · Sat–Sun closed
    Address
    5635 Harrison Blvd, South Ogden, UT 84403
    View profile for Zions Bank South Ogden(801) 479-7993

  15. #15 Zions Bank

    Based in Kaysville, 3 mi away

    69/100RFA Score

    Ranked #15 because of its Google rating and specialty focus: 4.8★ from 20 Google reviews, listed on Google as “Financial planner”.

    • 4.8★ from 20 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri 9 AM–6 PM · Sat–Sun closed
    Address
    33 S Main St, Kaysville, UT 84037
    View profile for Zions Bank(801) 991-2808

  16. #16 5 Wealth Management

    Based in Farmington, 5 mi away

    69/100RFA Score

    Ranked #16 because of its Google rating and specialty focus: 4.9★ from 23 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 23 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri 10 AM–3 PM · Sat–Sun closed
    Address
    991 Shepard Ln Ste 110, Farmington, UT 84025
    View profile for 5 Wealth Management(801) 558-1358

  17. #17 Haynie

    Based in Salt Lake City, 24 mi away

    69/100RFA Score

    Ranked #17 because of its Google rating and specialty focus: 4.7★ from 130 Google reviews, listed on Google as “Financial planner”.

    • 4.7★ from 130 Google reviews
    Hours
    Mon–Thu 8 AM–5 PM · Fri–Sun closed
    Address
    1785 2320 S, Salt Lake City, UT 84119
    View profile for Haynie(801) 340-9529

  21. #21 Zions Bank

    Based in Layton

    67/100RFA Score

    Ranked #21 because of its Google rating and specialty focus: 3.6★ from 34 Google reviews, listed on Google as “Financial planner”.

    • 3.6★ from 34 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri 9 AM–6 PM · Sat–Sun closed
    Address
    1781 W Antelope Dr, Layton, UT 84041
    View profile for Zions Bank(801) 779-0757

  22. #22 Zions Bank

    Based in Layton

    67/100RFA Score

    Ranked #22 because of its Google rating and specialty focus: 3.6★ from 33 Google reviews, listed on Google as “Financial planner”.

    • 3.6★ from 33 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri 9 AM–6 PM · Sat–Sun closed
    Address
    150 S Fort Ln, Layton, UT 84041
    View profile for Zions Bank(801) 546-8833

  23. #23 Trajan Wealth

    Based in Farmington, 5 mi away

    67/100RFA Score

    Ranked #23 because of its Google rating and specialty focus: 4.6★ from 16 Google reviews, listed on Google as “Financial planner”.

    • 4.6★ from 16 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    775 N 1525 W 2nd Floor, Farmington, UT 84025
    View profile for Trajan Wealth(801) 899-7600

  24. #24 Zions Bank Syracuse

    Based in Syracuse, 4 mi away

    67/100RFA Score

    Ranked #24 because of its Google rating and specialty focus: 3.8★ from 35 Google reviews, listed on Google as “Financial planner”.

    • 3.8★ from 35 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri 9 AM–6 PM · Sat–Sun closed
    Address
    975 W 1700 S, Syracuse, UT 84075
    View profile for Zions Bank Syracuse(801) 773-4024

Financial planners ranked #26 to #50

#1 to #25 are shown in full above. Here are #26 to #50, in RFA Score order; each links to its profile. We publish the top 50 of 108 ranked financial planners here; the rest are on their profiles.

financial planners in Layton, ranks 26 to 50
RankBusinessRFA ScoreGoogle ratingDistance
26Thomas Jones Insurance Agency Inc674.9★ (38)20 mi
27Wasatch Peaks Credit Union663.8★ (46)9 mi
28Davis Financial LLC665.0★ (13)10 mi
29Zions Bank663.7★ (30)6 mi
30Paramount Tax & Accounting Capitol Hill665.0★ (29)21 mi
31Zions Bank663.9★ (39)11 mi
32Bank of America (with Drive-thru ATM)663.1★ (28)In Layton
33Wasatch Peaks Credit Union664.1★ (26)11 mi
34Wasatch Peaks Credit Union653.5★ (80)8 mi
35Livet Wealth655.0★ (30)23 mi
36Lefavi Wealth Management654.8★ (39)25 mi
37Advanced Retirement Strategies655.0★ (10)10 mi
38First Command Financial Advisor - Stephen Thaeler, ChFC®|MBA|CFP®655.0★ (3)In Layton
39Ryan Poll - Raymond James655.0★ (3)In Layton
40Stacey Fredrickson - Private Wealth Advisor, Ameriprise Financial Services, LLC655.0★ (4)3 mi
41Matthew Hoskins Financial653.7★ (6)2 mi
42Decker Retirement Planning, Inc.654.8★ (24)21 mi
43Zions Bank643.9★ (23)13 mi
44BMO Bank N.A Branches642.4★ (16)In Layton
45Legacy Private Wealth Advisors - Ameriprise Financial Services, LLC643.4★ (5)3 mi
46Zions Bank643.2★ (31)7 mi
47Simple Strategies645.0★ (4)6 mi
48Trenton M Christensen - Financial Advisor, Ameriprise Financial Services, LLC645.0★ (21)24 mi
49Zions Bank643.8★ (28)15 mi
50Bank of America (with Drive-thru ATM)644.5★ (10)13 mi

Also serving Layton

20 more financial planners within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial planners serving Layton
BusinessGoogle ratingDistance
AdvisorPeak, Inc.In Layton
Allegis Financial Partners5.0★ (3)In Layton
Bank of Utah - Layton4.4★ (34)In Layton
Belinda Stanger: Primerica - Financial Services3.0★ (2)In Layton
BlackRidge Wealth Management5.0★ (1)In Layton
Financial institutionIn Layton
First Command Financial Advisor - Matthew Fisher, CMFA™5.0★ (1)In Layton
First Command Financial Advisor - Michael Bunting5.0★ (1)In Layton
Jeff Ostler Wealth Management3.0★ (2)In Layton
Jim Barlow Advisors (Aka: Plan 4 Wealth - Layton)5.0★ (1)In Layton
Kris StevensonIn Layton
Modern Woodmen of America1.0★ (1)In Layton
Plan 4 Wealth (aka: P4Wealth)5.0★ (1)In Layton
Transamerica Financial Advisors, Daniel TrujilloIn Layton
Transamerica Financial Advisors, Jeffrey Bunderson4.5★ (8)In Layton
Transamerica Financial Advisors, Kris StevensonIn Layton
Trust forex fundsIn Layton
U.S. Bancorp Advisors - Financial Advisors: LaytonIn Layton
Wells Fargo Advisors5.0★ (1)In Layton
World Financial Group Inc3.0★ (2)In Layton

How we ranked Layton financial planners

We scored 108 Layton financial planners on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Layton data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial planner

  1. Confirm the financial planner and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial planner

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial planner?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial planners in Layton: frequently asked questions

Which financial planner has the highest RFA Score in Layton?

By RFA Score, the highest-ranked financial planner in Layton, UT is Paramount Tax & Accounting CPAs Kaysville / Layton with an RFA Score of 77/100. It has 5.0★ from 173 Google reviews. Strategic Planning Group (#2) and First Command (#3) follow. We ranked 108 financial planners on eight factors, last updated November 9, 2026.

How many financial planners are there in Layton?

RankedFinancialAdvisors ranks 108 financial planners serving Layton, UT. 11 of them are based in Layton; the rest serve it from nearby towns. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

Which financial planners in Layton work on weekends?

16 of 108 ranked financial planners post Saturday hours. The highest-ranked open Saturdays is Wasatch Peaks Credit Union (#20). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Layton financial planners have?

The median Google rating among 108 rated financial planners in Layton is 4.8★, with a median of 18 reviews. Strategic Planning Group has the most, 284 reviews, and ranks #2. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial planners?

Each financial planner gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial planners outside Layton count in this ranking?

Yes, if they are within 25 mi of the Layton city center, our service radius for financial planners. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial planners pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial planner do?

Financial planners build a written plan across a client’s goals: cash flow, savings, investments, insurance needs, taxes, retirement and estate. Many charge a flat or hourly fee for the plan, an ongoing retainer, or a share of the assets they manage.

How are financial planners in Layton ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial planning and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial planner’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial planner in Layton a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial planners charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Layton

  1. November 2026: RFA Scores recalculated for 108 financial planners serving Layton.

More financial planners and Layton pages