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Financial Planners in Land O' Lakes, FL: 2026 rankings

231 financial planners ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Land O' Lakes: Florida Educators Insurance and GAC Wealth Management, RFA Score 78/100; 5.0★ from 702 Google reviews.

  2. 2

    Most-reviewed: Fund&Grow, 1,782 Google reviews at 4.8★, the most of 231 ranked; ranked #2.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

231 Land O' Lakes financial planners are ranked here by RFA Score, from eight published factors. 26 open Saturdays and 4 open Sundays, based on posted hours. The median Google rating is 4.9★ across 231 rated firms.

Top 10 financial planners in Land O' Lakes at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial planners in Land O' Lakes at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1Florida Educators Insurance and GAC Wealth Management785.0★ (702)Land O' Lakes—Top score
2Fund&Grow734.8★ (1,782)Spring Hill, 21 mi away—Most reviews
3Maggard Wealth Management734.9★ (175)Wesley Chapel, 6 mi away——
4Walter S Sanders & Associates724.9★ (179)Tampa, 8 mi awaySat—
5Homeowners Financial Group725.0★ (334)Tampa, 18 mi away——
6Mintco Financial715.0★ (102)Tampa, 9 mi away——
7Jaffe Tilchin Wealth Management704.9★ (97)Tampa, 9 mi away——
8Bank of America (with Drive-thru ATM)704.1★ (287)Land O' LakesSat—
9Wave Tax & Financial Solutions704.9★ (159)Zephyrhills, 17 mi away——
10Rise Management695.0★ (61)Tampa, 9 mi awayEvenings—

All 231 financial planners in Land O' Lakes, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  2. #2 Fund&Grow

    Based in Spring Hill, 21 mi away

    73/100RFA Score

    Ranked #2 because of its Google rating and specialty focus: 4.8★ from 1,782 Google reviews, listed on Google as “Financial planner”.

    • 4.8★ from 1,782 Google reviews
    Hours
    Mon–Fri 9 AM–6 PM · Sat–Sun closed
    Address
    8328 Balm St, Spring Hill, FL 34607
    View profile for Fund&Grow(800) 996-0270

  3. #3 Maggard Wealth Management

    Based in Wesley Chapel, 6 mi away

    73/100RFA Score

    Ranked #3 because of its Google rating and specialty focus: 4.9★ from 175 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 175 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    2210 Ashley Oaks Cir Suite 102, Wesley Chapel, FL 33544
    View profile for Maggard Wealth Management(813) 723-0730

  6. #6 Mintco Financial

    Based in Tampa, 9 mi away

    71/100RFA Score

    Ranked #6 because of its Google rating and specialty focus: 5.0★ from 102 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 102 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    3903 Northdale Blvd #100-E, Tampa, FL 33624
    View profile for Mintco Financial(813) 964-7100

  10. #10 Rise Management

    Based in Tampa, 9 mi away

    69/100RFA Score

    Ranked #10 because of its Google rating and specialty focus: 5.0★ from 61 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 61 Google reviews
    Hours
    Mon–Thu 9 AM–7:30 PM · Fri 9 AM–4:30 PM · Sat–Sun closed
    Address
    15711 Mapledale Blvd Ste e, Tampa, FL 33624
    View profile for Rise Management(813) 647-2900

  11. #11 MFP Financial Services

    Based in Safety Harbor, 22 mi away

    69/100RFA Score

    Ranked #11 because of its Google rating and specialty focus: 5.0★ from 201 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 201 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri 9 AM–4 PM · Sat–Sun closed
    Address
    335 9th Ave S, Safety Harbor, FL 34695
    View profile for MFP Financial Services(727) 443-3300

  13. #13 Lenzo R Canty, CPA, P.A.

    Based in Tampa, 13 mi away

    69/100RFA Score

    Ranked #13 because of its Google rating and specialty focus: 4.9★ from 83 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 83 Google reviews
    Hours
    Mon–Thu 10 AM–5 PM · Fri 10 AM–3 PM · Sat–Sun closed
    Address
    2912 E Annie St, Tampa, FL 33612
    View profile for Lenzo R Canty, CPA, P.A.(813) 932-0589

  18. #18 Taylor Financial

    Based in Tampa, 18 mi away

    68/100RFA Score

    Ranked #18 because of its Google rating and specialty focus: 4.9★ from 98 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 98 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    5321 Memorial Hwy, Tampa, FL 33634
    View profile for Taylor Financial(813) 461-4001

  25. #25 Bankers Life

    Based in Wesley Chapel, 5 mi away

    67/100RFA Score

    Ranked #25 because of its Google rating and specialty focus: 4.6★ from 29 Google reviews, listed on Google as “Financial planner”.

    • 4.6★ from 29 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    2818 Cypress Ridge Blvd. #230, Wesley Chapel, FL 33544
    View profile for Bankers Life(813) 947-7000

Financial planners ranked #26 to #50

#1 to #25 are shown in full above. Here are #26 to #50, in RFA Score order; each links to its profile. We publish the top 50 of 231 ranked financial planners here; the rest are on their profiles.

financial planners in Land O' Lakes, ranks 26 to 50
RankBusinessRFA ScoreGoogle ratingDistance
26Structure Wealth Management675.0★ (29)10 mi
27Kyle Edwards, Mortgage Loan Officer - First Horizon Bank675.0★ (37)13 mi
28Sloane Financial Planning675.0★ (21)8 mi
29Cornerstone Wealth Advisors674.9★ (36)13 mi
30Unified Wealth Management675.0★ (51)18 mi
31Business Advisory And Accounting Partners664.9★ (89)22 mi
32Dougherty Investment Advisors665.0★ (59)20 mi
33First Command Financial Advisor - Stephanie Caro, RICP®665.0★ (52)19 mi
34Infinity Accounting Solutions665.0★ (52)19 mi
35MADE Financial Design, LLC665.0★ (8)In Land O' Lakes
36Instrumental Wealth665.0★ (52)19 mi
37Thomas Yannetti, CFP® – Taylor Financial665.0★ (45)18 mi
38Maggi Tax & Wealth Advisors664.7★ (64)18 mi
39TruWealth Partners665.0★ (33)15 mi
407th Day Financial664.9★ (54)20 mi
41Beyer Wealth665.0★ (46)19 mi
42Creative Planning665.0★ (43)19 mi
43Excel Financial and Tax Services664.8★ (16)7 mi
44First Command Financial Advisor - Abby Randall, RICP®|CMFA™665.0★ (42)19 mi
45Albert CPA665.0★ (21)12 mi
46PFG Private Wealth Management, LLC664.5★ (17)6 mi
47AdviceWise Financial665.0★ (13)7 mi
48Apex Financial Solutions664.7★ (26)11 mi
49Bankers Life654.6★ (68)18 mi
50Trinity Wealth Management Group, Inc655.0★ (24)14 mi

Also serving Land O' Lakes

20 more financial planners within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial planners serving Land O' Lakes
BusinessGoogle ratingDistance
Bay Area Wealth Management - Fawn M. Lane MBA. CFP5.0★ (2)In Land O' Lakes
Christian Financial AdvisorsIn Land O' Lakes
Coughlin Wealth ManagementIn Land O' Lakes
Forever Forward Financial Group5.0★ (2)6 mi
Frank Reeves Jr: Primerica - Financial ServicesIn Land O' Lakes
Kelly Grills - ThriventIn Land O' Lakes
KEMPTON FINANCIAL GRP LLC5.0★ (82)In Land O' Lakes
Legacy Page Financial5.0★ (9)In Land O' Lakes
Lillian Therese Cucuzza: Primerica - Financial ServicesIn Land O' Lakes
Nilda M Cintron: Primerica - Financial ServicesIn Land O' Lakes
pinnacle wealth managementIn Land O' Lakes
PurePath Wealth ManagementIn Land O' Lakes
Robert Ellis Smith Jr: Primerica - Financial Services5.0★ (2)In Land O' Lakes
Rockwall Advisors IncIn Land O' Lakes
Sell My Structured Settlement for CashIn Land O' Lakes
Tampa Bay Wealth Advisory ServicesIn Land O' Lakes
Union Financial Services5.0★ (35)In Land O' Lakes
Wells Fargo Advisors5.0★ (2)In Land O' Lakes
Wells Fargo AdvisorsIn Land O' Lakes
Yellow Mountain Business Solutions5.0★ (5)In Land O' Lakes

How we ranked Land O' Lakes financial planners

We scored 231 Land O' Lakes financial planners on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Land O' Lakes data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial planner

  1. Confirm the financial planner and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial planner

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial planner?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial planners in Land O' Lakes: frequently asked questions

Which financial planner has the highest RFA Score in Land O' Lakes?

By RFA Score, the highest-ranked financial planner in Land O' Lakes, FL is Florida Educators Insurance and GAC Wealth Management with an RFA Score of 78/100. It has 5.0★ from 702 Google reviews. Fund&Grow (#2) and Maggard Wealth Management (#3) follow. We ranked 231 financial planners on eight factors, last updated November 9, 2026.

How many financial planners are there in Land O' Lakes?

RankedFinancialAdvisors ranks 231 financial planners serving Land O' Lakes, FL. 4 of them are based in Land O' Lakes; the rest serve it from nearby towns. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

Which financial planners in Land O' Lakes work on weekends?

26 of 231 ranked financial planners post Saturday hours and 4 post Sunday hours. The highest-ranked open Saturdays are Walter S Sanders & Associates (#4), Bank of America (with Drive-thru ATM) (#8) and Suarez Home & Finance Corp. (#17). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Land O' Lakes financial planners have?

The median Google rating among 231 rated financial planners in Land O' Lakes is 4.9★, with a median of 15 reviews. Fund&Grow has the most, 1,782 reviews, and ranks #2. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial planners?

Each financial planner gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial planners outside Land O' Lakes count in this ranking?

Yes, if they are within 25 mi of the Land O' Lakes city center, our service radius for financial planners. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial planners pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial planner do?

Financial planners build a written plan across a client’s goals: cash flow, savings, investments, insurance needs, taxes, retirement and estate. Many charge a flat or hourly fee for the plan, an ongoing retainer, or a share of the assets they manage.

How are financial planners in Land O' Lakes ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial planning and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial planner’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial planner in Land O' Lakes a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial planners charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Land O' Lakes

  1. November 2026: RFA Scores recalculated for 231 financial planners serving Land O' Lakes.
  2. November 2026: 1 duplicate listing merged.

More financial planners and Land O' Lakes pages