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Financial Planners in Katy, TX: 2026 rankings

155 financial planners ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Katy: Western Finance, RFA Score 74/100; 4.9★ from 253 Google reviews; open Saturdays until 1 PM.

  2. 23

    Most-reviewed: TDECU Houston Westheimer, 175 Google reviews at 3.5★, the most of 155 ranked after Western Finance; ranked #23.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

155 Katy financial planners are ranked here by RFA Score, from eight published factors. 33 open Saturdays and 3 open Sundays, based on posted hours. The median Google rating is 4.9★ across 155 rated firms.

Top 10 financial planners in Katy at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial planners in Katy at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1Western Finance744.9★ (253)Rosenberg, 16 mi awaySatTop score
2Paramount Tax & Bookkeeping South Katy724.9★ (56)Katy——
3Retirement Planners of America724.9★ (115)Houston, 12 mi away——
4TDECU Katy Cinco Ranch704.0★ (140)KatySat—
5Centric704.9★ (121)Cypress, 19 mi away——
649 Financial - Houston Office695.0★ (73)Houston, 17 mi away——
7Future Financial Solutions694.8★ (31)Katy——
8Paramount Tax & Bookkeeping North Houston695.0★ (72)Cypress, 17 mi away——
9Paramount Tax & Bookkeeping Sugar Land / Richmond North694.9★ (66)Sugar Land, 14 mi away——
10Creative Planning684.9★ (23)Katy——

All 155 financial planners in Katy, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  1. Ranked #1 in Katy

    #1 Western Finance

    Based in Rosenberg, 16 mi away

    74/100RFA Score

    Ranked #1 because of its Google rating and specialty focus: 4.9★ from 253 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 253 Google reviews
    Hours
    Mon–Fri 9 AM–6 PM · Sat 9 AM–1 PM · Sun closed
    Address
    4116 Avenue I, Rosenberg, TX 77471
    View profile for Western Finance(281) 232-6030

  4. #4 TDECU Katy Cinco Ranch

    Based in Katy

    70/100RFA Score

    Ranked #4 because of its Google rating and specialty focus: 4.0★ from 140 Google reviews, listed on Google as “Financial planner”.

    • 4.0★ from 140 Google reviews
    Hours
    Mon–Tue 9 AM–5 PM · Wed closed · Thu–Fri 9 AM–5 PM · Sat 9 AM–1 PM · Sun closed
    Address
    24250 Cinco Ranch Blvd, Katy, TX 77494
    View profile for TDECU Katy Cinco Ranch(800) 839-1154

  5. #5 Centric

    Based in Cypress, 19 mi away

    70/100RFA Score

    Ranked #5 because of its Google rating and specialty focus: 4.9★ from 121 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 121 Google reviews
    Hours
    Mon–Thu 8 AM–5 PM · Fri 8 AM–3 PM · Sat–Sun closed
    Address
    12549 Louetta Rd, Cypress, TX 77429
    View profile for Centric(832) 810-7000

  10. #10 Creative Planning

    Based in Katy

    68/100RFA Score

    Ranked #10 because of its Google rating and specialty focus: 4.9★ from 23 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 23 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    23226 Red River Dr 1st Floor, Katy, TX 77494
    View profile for Creative Planning(866) 273-2848

  12. #12 McGee Wealth Management

    Based in Katy

    68/100RFA Score

    Ranked #12 because of its Google rating and specialty focus: 4.9★ from 21 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 21 Google reviews
    Hours
    Mon–Thu 8:30 AM–5 PM · Fri 8:30 AM–3 PM · Sat–Sun closed
    Address
    848 Dominion Dr #100, Katy, TX 77450
    View profile for McGee Wealth Management(281) 578-9293

  14. #14 TDECU Cypress Miramesa

    Based in Cypress, 10 mi away

    66/100RFA Score

    Ranked #14 because of its Google rating and specialty focus: 4.0★ from 81 Google reviews, listed on Google as “Financial planner”.

    • 4.0★ from 81 Google reviews
    Hours
    Mon–Tue 9 AM–5 PM · Wed closed · Thu–Fri 9 AM–5 PM · Sat 9 AM–1 PM · Sun closed
    Address
    20510 West Rd Suite 1100, Cypress, TX 77433
    View profile for TDECU Cypress Miramesa(800) 839-1154

  15. #15 Devine Consulting, LLC

    Based in Sugar Land, 17 mi away

    66/100RFA Score

    Ranked #15 because of its Google rating and specialty focus: 5.0★ from 36 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 36 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    245 Commerce Green Blvd #260, Sugar Land, TX 77478
    View profile for Devine Consulting, LLC(281) 545-4000

  16. #16 LKJ Financial

    Based in Houston, 22 mi away

    65/100RFA Score

    Ranked #16 because of its Google rating and specialty focus: 5.0★ from 46 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 46 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    550 Post Oak Blvd #350, Houston, TX 77027
    View profile for LKJ Financial(713) 840-0534

  18. #18 TDECU Missouri City

    Based in Missouri City, 25 mi away

    65/100RFA Score

    Ranked #18 because of its Google rating and specialty focus: 4.2★ from 136 Google reviews, listed on Google as “Financial planner”.

    • 4.2★ from 136 Google reviews
    Hours
    Mon–Tue 9 AM–5 PM · Wed closed · Thu–Fri 9 AM–5 PM · Sat 9 AM–1 PM · Sun closed
    Address
    9109 Sienna Crossing Dr, Missouri City, TX 77459
    View profile for TDECU Missouri City(800) 839-1154

  19. #19 Willis Johnson Wealth

    Based in Houston, 21 mi away

    64/100RFA Score

    Ranked #19 because of its Google rating and specialty focus: 5.0★ from 33 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 33 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    5847 San Felipe St #1500, Houston, TX 77057
    View profile for Willis Johnson Wealth(713) 439-1200

  22. #22 Fidelity Investments

    Based in Katy

    64/100RFA Score

    Ranked #22 because of its Google rating and specialty focus: 3.2★ from 24 Google reviews, listed on Google as “Financial planner”.

    • 3.2★ from 24 Google reviews
    Hours
    Mon–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    23501 Cinco Ranch Blvd Ste C - 150, Katy, TX 77494
    View profile for Fidelity Investments(281) 769-9499

  23. #23 TDECU Houston Westheimer

    Based in Houston, 16 mi away

    64/100RFA Score

    Ranked #23 because of its Google rating and specialty focus: 3.5★ from 175 Google reviews, listed on Google as “Financial planner”.

    • 3.5★ from 175 Google reviews
    Hours
    Mon–Tue 9 AM–5 PM · Wed closed · Thu–Fri 9 AM–5 PM · Sat 9 AM–1 PM · Sun closed
    Address
    10952 Westheimer Rd, Houston, TX 77042
    View profile for TDECU Houston Westheimer(800) 839-1154

  24. #24 Sony Joseph CPA, P.C.

    Based in Stafford, 18 mi away

    63/100RFA Score

    Ranked #24 because of its Google rating and specialty focus: 5.0★ from 24 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 24 Google reviews
    Hours
    Mon–Fri 9 AM–6 PM · Sat–Sun closed
    Address
    11104 W Airport Blvd Ste 213, Stafford, TX 77477
    View profile for Sony Joseph CPA, P.C.(832) 284-8899

  25. #25 Park Place Financial

    Based in Bellaire, 23 mi away

    63/100RFA Score

    Ranked #25 because of its Google rating and specialty focus: 4.9★ from 33 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 33 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    6750 W Loop S Suite 825, Bellaire, TX 77401
    View profile for Park Place Financial(713) 667-4884

Financial planners ranked #26 to #50

#1 to #25 are shown in full above. Here are #26 to #50, in RFA Score order; each links to its profile. We publish the top 50 of 155 ranked financial planners here; the rest are on their profiles.

financial planners in Katy, ranks 26 to 50
RankBusinessRFA ScoreGoogle ratingDistance
26TDECU Sugar Land633.8★ (89)18 mi
27Seren Wealth Advisors635.0★ (27)21 mi
28Roberts Wealth Management635.0★ (6)In Katy
29WJ Interests Financial Advisors - Wealth Management635.0★ (21)18 mi
30Mike Garofalo - Private Wealth Advisor, Ameriprise Financial Services, LLC635.0★ (24)21 mi
31Edelman Financial Engines635.0★ (14)12 mi
32Frost Bank634.5★ (31)19 mi
33North Star Wealth Management Inc.633.9★ (7)In Katy
34Bank of America (with Drive-thru ATM)632.7★ (100)In Katy
35Bailes Bates & Associates LLP624.7★ (20)17 mi
36Avidian Wealth Solutions625.0★ (15)16 mi
37Allworth Financial625.0★ (22)22 mi
38Matthew D Landry - Financial Advisor, Ameriprise Financial Services, LLC625.0★ (20)21 mi
39TN CPA625.0★ (15)17 mi
40Bank of America (with Drive-thru ATM)623.1★ (152)13 mi
41Baker Wealth Strategies624.9★ (13)16 mi
42TDECU Houston Greenway623.6★ (129)24 mi
43Bank of America (with Drive-thru ATM)612.5★ (112)In Katy
44Trajan Wealth614.9★ (15)18 mi
45Flodder Financial Group615.0★ (3)In Katy
46Huntington Bank612.5★ (8)In Katy
47Quantum Financial Solutions613.6★ (37)16 mi
48Frost Bank613.7★ (26)15 mi
49Fidelity Investments613.7★ (37)18 mi
50Bert Boutte - Edelman Financial Engines615.0★ (12)17 mi

Also serving Katy

20 more financial planners within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial planners serving Katy
BusinessGoogle ratingDistance
Benicia Walker: Primerica - Financial Services4.9★ (17)In Katy
Clearwater Financial Group - Retirement Planning and Annuity Experts5.0★ (28)In Katy
Cox Global Associates Inc5.0★ (5)In Katy
Edward Jones - Financial Advisor: Fortune Cobb, CFP®|AAMS®|CRPC™4.2★ (15)In Katy
Edward Jones - Financial Advisor: Garrett Blackmon, CFP®|AAMS®5.0★ (9)In Katy
Edward Jones - Financial Advisor: Jason F Munoz, AAMS®4.5★ (8)In Katy
Edward Jones - Financial Advisor: Lee R Chapman, CRPC™5.0★ (7)In Katy
Edward Jones - Financial Advisor: Marcos S Helms, AAMS®|CRPC™5.0★ (9)In Katy
Edward Jones - Financial Advisor: Stephen Mount, CFP®5.0★ (3)In Katy
Edward Jones - Financial Advisor: Wesley J Blackmon, CFP®4.7★ (12)In Katy
John Paul Brucato: Primerica - Financial Services5.0★ (59)In Katy
Lito Lagman: Primerica - Financial Services5.0★ (8)In Katy
Luca Financial5.0★ (36)In Katy
MB Financial Solutions5.0★ (14)In Katy
MVM Advisors LLC5.0★ (2)In Katy
ProTech Payments5.0★ (7)In Katy
The Financial Anchor5.0★ (6)In Katy
Tolulope Ruth Aladejobi: Primerica - Financial Services4.9★ (16)In Katy
Wealth Enhancement Group5.0★ (2)In Katy
Wells Fargo Advisors3.0★ (2)In Katy

How we ranked Katy financial planners

We scored 155 Katy financial planners on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Katy data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial planner

  1. Confirm the financial planner and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial planner

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial planner?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial planners in Katy: frequently asked questions

Which financial planner has the highest RFA Score in Katy?

By RFA Score, the highest-ranked financial planner in Katy, TX is Western Finance with an RFA Score of 74/100. It has 4.9★ from 253 Google reviews. It is open Saturdays until 1 PM. Paramount Tax & Bookkeeping South Katy (#2) and Retirement Planners of America (#3) follow. We ranked 155 financial planners on eight factors, last updated November 9, 2026.

How many financial planners are there in Katy?

RankedFinancialAdvisors ranks 155 financial planners serving Katy, TX. 13 of them are based in Katy; the rest serve it from nearby towns. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

Which financial planners in Katy work on weekends?

33 of 155 ranked financial planners post Saturday hours and 3 post Sunday hours. The highest-ranked open Saturdays are Western Finance (#1), TDECU Katy Cinco Ranch (#4) and TDECU Cypress Miramesa (#14). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Katy financial planners have?

The median Google rating among 155 rated financial planners in Katy is 4.9★, with a median of 12 reviews. Western Finance has the most, 253 reviews, and ranks #1. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial planners?

Each financial planner gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial planners outside Katy count in this ranking?

Yes, if they are within 25 mi of the Katy city center, our service radius for financial planners. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial planners pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial planner do?

Financial planners build a written plan across a client’s goals: cash flow, savings, investments, insurance needs, taxes, retirement and estate. Many charge a flat or hourly fee for the plan, an ongoing retainer, or a share of the assets they manage.

How are financial planners in Katy ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial planning and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial planner’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial planner in Katy a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial planners charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Katy

  1. November 2026: RFA Scores recalculated for 155 financial planners serving Katy.

More financial planners and Katy pages