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Financial Planners in Greater Napanee, ON: 2026 rankings

43 financial planners ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Greater Napanee: Co-operators - Kilpatrick Insurance & Investment Solutions Inc, RFA Score 68/100; 4.5★ from 102 Google reviews.

  2. 27

    Most-reviewed: Scotiabank, 111 Google reviews at 2.1★, the most of 43 ranked; ranked #27.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

43 Greater Napanee financial planners are ranked here by RFA Score, from eight published factors. 8 open Saturdays and 1 open Sundays, based on posted hours. The median Google rating is 3.7★ across 43 rated firms.

Top 10 financial planners in Greater Napanee at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial planners in Greater Napanee at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1Co-operators - Kilpatrick Insurance & Investment Solutions Inc684.5★ (102)Kingston, 30 km away—Top score
2Co-operators - Chad Buell & Associates Inc634.3★ (55)Belleville, 37 km away——
3Winter Financial625.0★ (10)Greater NapaneeEvenings—
4Tonia Donaldson - Secura Financial Group625.0★ (30)Belleville, 36 km away——
5BMO Bank of Montreal613.4★ (14)Greater Napanee——
6BMO Bank of Montreal603.7★ (54)Kingston, 35 km away——
7Avesta Wealth - Leah Robertson, CIM605.0★ (20)Kingston, 32 km away——
8Heidi Blondin Financial Inc.594.9★ (17)Kingston, 30 km away——
9Scotiabank592.0★ (35)Greater Napanee——
10Scotiabank592.9★ (94)Kingston, 30 km awaySat—

All 43 financial planners in Greater Napanee, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  3. #3 Winter Financial

    Based in Greater Napanee

    62/100RFA Score

    Ranked #3 because of its Google rating and specialty focus: 5.0★ from 10 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 10 Google reviews
    Hours
    Mon–Thu 8 AM–8 PM · Fri 8 AM–4 PM · Sat–Sun closed
    Address
    3994 Howes Rd, Odessa, ON K0H 2H0
    View profile for Winter Financial(613) 449-4944

  5. #5 BMO Bank of Montreal

    Based in Greater Napanee

    61/100RFA Score

    Ranked #5 because of its Google rating and specialty focus: 3.4★ from 14 Google reviews, listed on Google as “Financial planner”.

    • 3.4★ from 14 Google reviews
    Hours
    Mon–Fri 9:30 AM–5 PM · Sat–Sun closed
    Address
    4 Dundas St E, Napanee, ON K7R 1H6
    View profile for BMO Bank of Montreal(613) 354-3327

  6. #6 BMO Bank of Montreal

    Based in Kingston, 35 km away

    60/100RFA Score

    Ranked #6 because of its Google rating and specialty focus: 3.7★ from 54 Google reviews, listed on Google as “Financial planner”.

    • 3.7★ from 54 Google reviews
    Hours
    Mon–Fri 9:30 AM–5 PM · Sat–Sun closed
    Address
    42 Bath Rd, Kingston, ON K7L 1H5
    View profile for BMO Bank of Montreal(613) 545-3037

  9. #9 Scotiabank

    Based in Greater Napanee

    59/100RFA Score

    Ranked #9 because of its Google rating and specialty focus: 2.0★ from 35 Google reviews, listed on Google as “Financial planner”.

    • 2.0★ from 35 Google reviews
    Hours
    Mon–Tue 9:30 AM–4 PM · Wed closed · Thu–Fri 9:30 AM–5 PM · Sat–Sun closed
    Address
    35 Alkenbrack St #1, Greater Napanee, ON K7R 4C4
    View profile for Scotiabank(613) 354-7401

  10. #10 Scotiabank

    Based in Kingston, 30 km away

    59/100RFA Score

    Ranked #10 because of its Google rating and specialty focus: 2.9★ from 94 Google reviews, listed on Google as “Financial planner”.

    • 2.9★ from 94 Google reviews
    Hours
    Mon–Tue 9:30 AM–5 PM · Wed closed · Thu–Fri 9:30 AM–6 PM · Sat 9:30 AM–3 PM · Sun closed
    Address
    660 Gardiners Rd, Kingston, ON K7M 3X9
    View profile for Scotiabank(613) 389-6620

  11. #11 BMO Bank of Montreal

    Based in Kingston, 30 km away

    58/100RFA Score

    Ranked #11 because of its Google rating and specialty focus: 2.9★ from 65 Google reviews, listed on Google as “Financial planner”.

    • 2.9★ from 65 Google reviews
    Hours
    Mon–Wed 9:30 AM–5 PM · Thu–Fri 9:30 AM–6 PM · Sat 9:30 AM–4 PM · Sun closed
    Address
    945 GARDINER'S RD, Kingston, ON K7M 7H4
    View profile for BMO Bank of Montreal(613) 384-5276

  15. #15 BMO Bank of Montreal

    Based in Prince Edward, 32 km away

    57/100RFA Score

    Ranked #15 because of its Google rating and specialty focus: 4.4★ from 14 Google reviews, listed on Google as “Financial planner”.

    • 4.4★ from 14 Google reviews
    Hours
    Mon–Fri 9:30 AM–5 PM · Sat–Sun closed
    Address
    30 George Wright Blvd UNIT E1, Picton, ON K0K 2T0
    View profile for BMO Bank of Montreal(613) 476-2131

  16. #16 Scotiabank

    Based in Kingston, 35 km away

    57/100RFA Score

    Ranked #16 because of its Google rating and specialty focus: 2.8★ from 64 Google reviews, listed on Google as “Financial planner”.

    • 2.8★ from 64 Google reviews
    Hours
    Mon–Tue 9:30 AM–5 PM · Wed closed · Thu–Fri 9:30 AM–5 PM · Sat–Sun closed
    Address
    863 Princess St, Kingston, ON K7L 5N4
    View profile for Scotiabank(613) 542-2861

  17. #17 Scotiabank

    Based in Kingston, 37 km away

    57/100RFA Score

    Ranked #17 because of its Google rating and specialty focus: 2.8★ from 70 Google reviews, listed on Google as “Financial planner”.

    • 2.8★ from 70 Google reviews
    Hours
    Mon–Tue 9:30 AM–5 PM · Wed closed · Thu–Fri 9:30 AM–6 PM · Sat–Sun closed
    Address
    101 Princess St, Kingston, ON K7L 1A8
    View profile for Scotiabank(613) 530-2010

  18. #18 Scotiabank

    Based in Belleville, 36 km away

    56/100RFA Score

    Ranked #18 because of its Google rating and specialty focus: 2.7★ from 67 Google reviews, listed on Google as “Financial planner”.

    • 2.7★ from 67 Google reviews
    Hours
    Mon–Tue 9:30 AM–5 PM · Wed closed · Thu–Fri 9:30 AM–5 PM · Sat–Sun closed
    Address
    175 Front St, Belleville, ON K8N 2Y9
    View profile for Scotiabank(613) 967-6700

  19. #19 BMO Bank of Montreal

    Based in Belleville, 36 km away

    56/100RFA Score

    Ranked #19 because of its Google rating and specialty focus: 3.2★ from 26 Google reviews, listed on Google as “Financial planner”.

    • 3.2★ from 26 Google reviews
    Hours
    Mon–Fri 9:30 AM–5 PM · Sat–Sun closed
    Address
    201 Front St, Belleville, ON K8N 5A4
    View profile for BMO Bank of Montreal(613) 967-4300

  21. #21 BMO Bank of Montreal

    Based in Kingston, 37 km away

    56/100RFA Score

    Ranked #21 because of its Google rating and specialty focus: 2.7★ from 52 Google reviews, listed on Google as “Financial planner”.

    • 2.7★ from 52 Google reviews
    Hours
    Mon–Fri 9:30 AM–5 PM · Sat–Sun closed
    Address
    297 King St E, Kingston, ON K7L 3B3
    View profile for BMO Bank of Montreal(613) 545-3005

  22. #22 Scotiabank

    Based in Prince Edward, 31 km away

    56/100RFA Score

    Ranked #22 because of its Google rating and specialty focus: 2.9★ from 21 Google reviews, listed on Google as “Financial planner”.

    • 2.9★ from 21 Google reviews
    Hours
    Mon–Tue 9:30 AM–4 PM · Wed closed · Thu–Fri 9:30 AM–4 PM · Sat–Sun closed
    Address
    211 Picton Main St, Picton, ON K0K 2T0
    View profile for Scotiabank(613) 476-3207

  24. #24 Wilkinson & Company LLP

    Based in Belleville, 37 km away

    54/100RFA Score

    Ranked #24 because of its Google rating and specialty focus: 3.7★ from 11 Google reviews, listed on Google as “Financial planner”.

    • 3.7★ from 11 Google reviews
    Hours
    Mon–Fri 8:30 AM–4:30 PM · Sat–Sun closed
    Address
    888 Sidney St, Belleville, ON K8N 4Z5
    View profile for Wilkinson & Company LLP(613) 966-5105

  25. #25 BMO Bank of Montreal

    Based in Belleville, 37 km away

    54/100RFA Score

    Ranked #25 because of its Google rating and specialty focus: 2.2★ from 100 Google reviews, listed on Google as “Financial planner”.

    • 2.2★ from 100 Google reviews
    Hours
    Mon–Wed 9:30 AM–5 PM · Thu–Fri 9:30 AM–6 PM · Sat 9:30 AM–4 PM · Sun closed
    Address
    192 Bell Blvd, Belleville, ON K8P 5L2
    View profile for BMO Bank of Montreal(613) 967-4315

All 43 financial planners

#1 to #25 are shown in full above. Here are #26 to #43, in RFA Score order; each links to its profile.

financial planners in Greater Napanee, ranks 26 to 43
RankBusinessRFA ScoreGoogle ratingDistance
26Co-operators543.5★ (11)39 km
27Scotiabank542.1★ (111)37 km
28Sean May CFP, CIM, FCSI - IG Wealth Management535.0★ (4)30 km
29World Financial Group534.8★ (4)30 km
30Fred Evans Financial533.3★ (4)30 km
31Kingston Financial Inc.535.0★ (3)30 km
32Goldhar & Associates Ltd., Licensed Insolvency Trustee.525.0★ (4)37 km
33Wilkinson & Company LLP523.0★ (4)30 km
34Tipper Financial Services Ltd523.4★ (5)36 km
35KCCU Wealth Solutions523.7★ (3)30 km
36Goldhar & Associates Ltd., Licensed Insolvency Trustee.525.0★ (3)35 km
37Assante Wealth Management Ltd.523.8★ (4)37 km
38J Shaver & Associates512.0★ (4)32 km
39CreditSpark Financial Inc.511.0★ (4)29 km
40Gatestone512.0★ (4)35 km
41NCO Financial511.0★ (8)36 km
42Cara Stapley - IG Wealth Management485.0★ (12)30 km
43Adam Macdonald RRC CFP - IG Private Wealth Management475.0★ (9)30 km

Also serving Greater Napanee

20 more financial planners within 40 km that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial planners serving Greater Napanee
BusinessGoogle ratingDistance
Active Wealth Management Inc.5.0★ (2)37 km
Angie White - BMO Financial Planner5.0★ (1)In Greater Napanee
CIBC Mortgage Advisor: Sherry VerbruggenIn Greater Napanee
Derek Warren - TD Financial PlannerIn Greater Napanee
Edward JonesIn Greater Napanee
Edward Jones - Financial Advisor: Allan MacGregorIn Greater Napanee
Energy Efficiency Facilitators Canada Inc.1.0★ (1)In Greater Napanee
EOBC Financial ServicesIn Greater Napanee
Evan Corby - BMO Investment Funds SpecialistIn Greater Napanee
Financial Solutions Napanee5.0★ (4)In Greater Napanee
Ian MacInnes - IG Private Wealth Management5.0★ (2)30 km
Investors Group3.0★ (2)30 km
IPC Investment Corporation - Lise AllinIn Greater Napanee
Jason Lam - TD Financial Planner5.0★ (2)34 km
Lennox & Addington Financial Centre IncIn Greater Napanee
Michael (Mike) Dominik (Senior Financial Advisor) - CIBCIn Greater Napanee
Ming & Associates5.0★ (2)31 km
Patty E. MasonIn Greater Napanee
Playstocks5.0★ (1)In Greater Napanee
Scott Miller - The Miller Investment Advisory Group - ScotiaMcLeod5.0★ (2)37 km

How we ranked Greater Napanee financial planners

We scored 43 Greater Napanee financial planners on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Greater Napanee data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial planner

  1. Confirm the financial planner and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial planner

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial planner?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial planners in Greater Napanee: frequently asked questions

Which financial planner has the highest RFA Score in Greater Napanee?

By RFA Score, the highest-ranked financial planner in Greater Napanee, ON is Co-operators - Kilpatrick Insurance & Investment Solutions Inc with an RFA Score of 68/100. It has 4.5★ from 102 Google reviews. Co-operators - Chad Buell & Associates Inc (#2) and Winter Financial (#3) follow. We ranked 43 financial planners on eight factors, last updated November 9, 2026.

How many financial planners are there in Greater Napanee?

RankedFinancialAdvisors ranks 43 financial planners serving Greater Napanee, ON. 4 of them are based in Greater Napanee; the rest serve it from nearby towns. Another 20 within 40 km are listed but not ranked yet. Counts are as of November 2026.

Which financial planners in Greater Napanee work on weekends?

8 of 43 ranked financial planners post Saturday hours and 1 post Sunday hours. The highest-ranked open Saturdays are Scotiabank (#10), BMO Bank of Montreal (#11) and BMO Bank of Montreal (#25). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Greater Napanee financial planners have?

The median Google rating among 43 rated financial planners in Greater Napanee is 3.7★, with a median of 12 reviews. Scotiabank has the most, 111 reviews, and ranks #27. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial planners?

Each financial planner gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial planners outside Greater Napanee count in this ranking?

Yes, if they are within 40 km of the Greater Napanee city centre, our service radius for financial planners. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial planners pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial planner do?

Financial planners build a written plan across a client’s goals: cash flow, savings, investments, insurance needs, taxes, retirement and estate. Many charge a flat or hourly fee for the plan, an ongoing retainer, or a share of the assets they manage.

How are financial planners in Greater Napanee ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial planning and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial planner’s registration?

Search the person and the firm on the Canadian Securities Administrators’ National Registration Search, and for investment and mutual fund dealer representatives on CIRO AdvisorReport.

Who regulates financial planners in Greater Napanee?

Advisors who sell or recommend securities register with the provincial securities regulator, and representatives of investment and mutual fund dealers are also overseen by CIRO. In Ontario, the titles “Financial Planner” and “Financial Advisor” are restricted to people holding a credential approved by FSRA.

How much do financial planners charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Greater Napanee

  1. November 2026: RFA Scores recalculated for 43 financial planners serving Greater Napanee.

More financial planners and Greater Napanee pages