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Financial Planners in Goulds, FL: 2026 rankings

172 financial planners ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Goulds: Benworth Capital, RFA Score 74/100; 4.7★ from 2,077 Google reviews.

  2. 2

    Most-reviewed: Credit Supreme - Credit Repair Miami - Fix Credit Fast Miami FL, 1,119 Google reviews at 4.8★, the most of 172 ranked after Benworth Capital; ranked #2.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

172 Goulds financial planners are ranked here by RFA Score, from eight published factors. 51 open Saturdays and 8 open Sundays, based on posted hours. The median Google rating is 4.5★ across 172 rated firms.

Top 10 financial planners in Goulds at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial planners in Goulds at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1Benworth Capital744.7★ (2,077)Coral Gables, 15 mi away—Top score
2Credit Supreme - Credit Repair Miami - Fix Credit Fast Miami FL724.8★ (1,119)Miami, 19 mi awayEveningsMost reviews
3Financial Designs725.0★ (328)Miami, 15 mi away——
4NA INCOMETAX PROFESSIONAL CORP714.9★ (517)Miami, 18 mi away——
5Joorney715.0★ (535)Miami Beach, 22 mi away——
6Stewards of Capital & Company715.0★ (173)South Miami, 11 mi away——
7Corey & Associates Accountant Advisor684.8★ (309)Hialeah, 23 mi away——
8Linde Legal | Elder Law & Medicaid Planning675.0★ (80)Coral Gables, 15 mi away——
9First Horizon Bank - Homestead, FL - N Krome Ave674.3★ (135)Homestead, 8 mi awaySat—
10United Community674.7★ (79)South Miami, 12 mi away——

All 172 financial planners in Goulds, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  1. Ranked #1 in Goulds

    #1 Benworth Capital

    Based in Coral Gables, 15 mi away

    74/100RFA Score

    Ranked #1 because of its Google rating and specialty focus: 4.7★ from 2,077 Google reviews, listed on Google as “Financial planner”.

    • 4.7★ from 2,077 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    The David William Hotel, 700 Biltmore Way C-1, Coral Gables, FL 33134
    View profile for Benworth Capital(305) 444-9730

  3. #3 Financial Designs

    Based in Miami, 15 mi away

    72/100RFA Score

    Ranked #3 because of its Google rating and specialty focus: 5.0★ from 328 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 328 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    8000 NW 7th St #201, Miami, FL 33126
    View profile for Financial Designs(786) 388-0030

  5. #5 Joorney

    Based in Miami Beach, 22 mi away

    71/100RFA Score

    Ranked #5 because of its Google rating and specialty focus: 5.0★ from 535 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 535 Google reviews
    Hours
    Mon–Fri 9 AM–6 PM · Sat–Sun closed
    Address
    1688 Meridian Ave STE 700, Miami Beach, FL 33139
    View profile for Joorney(844) 566-7639

  10. #10 United Community

    Based in South Miami, 12 mi away

    67/100RFA Score

    Ranked #10 because of its Google rating and specialty focus: 4.7★ from 79 Google reviews, listed on Google as “Financial planner”.

    • 4.7★ from 79 Google reviews
    Hours
    Mon–Tue 9 AM–4 PM · Wed closed · Thu 9 AM–4 PM · Fri 9 AM–5 PM · Sat–Sun closed
    Address
    5880 Sunset Dr, South Miami, FL 33143
    View profile for United Community(305) 667-5511

  15. #15 Elaine King

    Based in Coral Gables, 14 mi away

    65/100RFA Score

    Ranked #15 because of its Google rating and specialty focus: 5.0★ from 41 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 41 Google reviews
    Hours
    Mon–Fri 9 AM–6 PM · Sat–Sun closed
    Address
    4531 Ponce de Leon Blvd Ste 200, Coral Gables, FL 33146
    View profile for Elaine King(305) 432-3000

  17. #17 All About Credit Repair

    Based in Miami, 12 mi away

    65/100RFA Score

    Ranked #17 because of its Google rating and specialty focus: 5.0★ from 32 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 32 Google reviews
    Hours
    Mon–Fri 10 AM–6 PM · Sat 10 AM–1 PM · Sun closed
    Address
    8345 SW 41st Terrace, Miami, FL 33155
    View profile for All About Credit Repair(786) 326-3767

  21. #21 J A Rodriguez CPA, LLC

    Based in Miami, 16 mi away

    65/100RFA Score

    Ranked #21 because of its Google rating and specialty focus: 5.0★ from 40 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 40 Google reviews
    Hours
    Mon–Thu 10 AM–5:30 PM · Fri 10 AM–5 PM · Sat–Sun closed
    Address
    6303 Waterford District Dr #400, Miami, FL 33126
    View profile for J A Rodriguez CPA, LLC(305) 595-1783

Financial planners ranked #26 to #50

#1 to #25 are shown in full above. Here are #26 to #50, in RFA Score order; each links to its profile. We publish the top 50 of 172 ranked financial planners here; the rest are on their profiles.

financial planners in Goulds, ranks 26 to 50
RankBusinessRFA ScoreGoogle ratingDistance
26Pangea Financial Planning & Employee Benefits645.0★ (40)18 mi
27First Horizon Bank - Coral Gables, FL - Ponce Leon Blvd644.7★ (43)15 mi
28Amerant Bank644.2★ (45)9 mi
29Amerant Bank644.1★ (132)15 mi
30Amerant Bank644.5★ (44)14 mi
31First Horizon Bank - Coral Gables, FL - Sunset Dr644.8★ (26)12 mi
32United Community644.9★ (15)7 mi
33Dream Cap Financial645.0★ (33)17 mi
34Level Mortgage- Lamas Loans - Mortgage Broker645.0★ (54)24 mi
35Cusi Consulting, Inc.635.0★ (39)20 mi
36Bankers Life634.6★ (17)7 mi
37Bank of America Financial Center634.5★ (59)18 mi
38Amerant Bank634.6★ (23)9 mi
39Space Coast Credit Union | Kendall Breeze | Miami, FL634.2★ (22)6 mi
40PCS Investments635.0★ (48)24 mi
41Glynis Banhan - Edelman Financial Engines635.0★ (23)15 mi
42Maxi Taxes635.0★ (27)17 mi
43Pro Growth Team635.0★ (24)17 mi
44Infinite Capital Solutions Miami, FL | Life Insurance | Financial Planner635.0★ (23)16 mi
45Space Coast Credit Union | Homestead, FL633.9★ (27)7 mi
46Space Coast Credit Union | Sunset | Miami, FL634.1★ (30)10 mi
47Lincoln Heritage Life Insurance / Family Protect Insurance Final Expense, South Florida, Miami624.8★ (25)16 mi
48Fuster Financial Group625.0★ (40)24 mi
49Base Camp Advisors625.0★ (25)19 mi
50CameronDowning625.0★ (26)19 mi

Also serving Goulds

20 more financial planners within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial planners serving Goulds
BusinessGoogle ratingDistance
A&M Consultant Services5.0★ (2)7 mi
Alescox USA LLCIn Goulds
AlphaIn Goulds
Associated Medical Managers5.0★ (2)7 mi
Autonation One Financial Corporation3.0★ (2)6 mi
Barry Brosius - Financial Advisor, Ameriprise Financial Services, LLC5.0★ (2)5 mi
Caleb Horvat - Financial Advisor, Ameriprise Financial Services, LLC5.0★ (2)5 mi
Capital Financial Services Inc5.0★ (2)10 mi
Consumer Casualty Corporation5.0★ (2)10 mi
Edward Wenger - Raymond James5.0★ (2)6 mi
EM Financial Services, Llc.5.0★ (2)9 mi
Fontaine Retirement Group4.5★ (2)11 mi
Genesis Wealth Management Inc.5.0★ (2)15 mi
Hiram Hernandez Financial Services5.0★ (2)16 mi
Ladin Tax & Financial Group - Coral Gables & Miami Financial Advisors5.0★ (2)15 mi
Medi Financial Services LLC5.0★ (2)12 mi
O&S Accounting, Tax and Business Solutions Services, LLCIn Goulds
Seastone Wealth - Ameriprise Financial Services, LLC4.0★ (2)9 mi
Summer Berman Diaz - Private Wealth Advisor, Ameriprise Financial Services, LLC5.0★ (2)10 mi
The Starr Blum Group - Ameriprise Financial Services, LLC5.0★ (2)9 mi

How we ranked Goulds financial planners

We scored 172 Goulds financial planners on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Goulds data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial planner

  1. Confirm the financial planner and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial planner

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial planner?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial planners in Goulds: frequently asked questions

Which financial planner has the highest RFA Score in Goulds?

By RFA Score, the highest-ranked financial planner in Goulds, FL is Benworth Capital with an RFA Score of 74/100. It has 4.7★ from 2,077 Google reviews. Credit Supreme - Credit Repair Miami - Fix Credit Fast Miami FL (#2) and Financial Designs (#3) follow. We ranked 172 financial planners on eight factors, last updated November 9, 2026.

How many financial planners are there in Goulds?

RankedFinancialAdvisors ranks 172 financial planners serving Goulds, FL. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

Which financial planners in Goulds work on weekends?

51 of 172 ranked financial planners post Saturday hours and 8 post Sunday hours. The highest-ranked open Saturdays are First Horizon Bank - Homestead, FL - N Krome Ave (#9), NR CPAs & Business Advisors | Miami, FL Accountant (#12) and MANNA WEALTH MANAGEMENT (#14). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Goulds financial planners have?

The median Google rating among 172 rated financial planners in Goulds is 4.5★, with a median of 34 reviews. Benworth Capital has the most, 2,077 reviews, and ranks #1. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial planners?

Each financial planner gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial planners outside Goulds count in this ranking?

Yes, if they are within 25 mi of the Goulds city center, our service radius for financial planners. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial planners pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial planner do?

Financial planners build a written plan across a client’s goals: cash flow, savings, investments, insurance needs, taxes, retirement and estate. Many charge a flat or hourly fee for the plan, an ongoing retainer, or a share of the assets they manage.

How are financial planners in Goulds ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial planning and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial planner’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial planner in Goulds a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial planners charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Goulds

  1. November 2026: RFA Scores recalculated for 172 financial planners serving Goulds.

More financial planners and Goulds pages