Skip to content

Financial Planners in Galt, CA: 2026 rankings

66 financial planners ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Galt: Applied Bookkeeping & Tax Services Elk Grove, RFA Score 73/100; 4.7★ from 185 Google reviews.

  2. 2

    Most-reviewed: Allworth Financial, 131 Google reviews at 4.9★, the most of 66 ranked after Applied Bookkeeping & Tax Services Elk Grove; ranked #2.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

66 Galt financial planners are ranked here by RFA Score, from eight published factors. 18 open Saturdays and 2 open Sundays, based on posted hours. The median Google rating is 4.0★ across 66 rated firms.

Top 10 financial planners in Galt at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial planners in Galt at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1Applied Bookkeeping & Tax Services Elk Grove734.7★ (185)Elk Grove, 12 mi away—Top score
2Allworth Financial704.9★ (131)Sacramento, 23 mi away—Most reviews
3Klosek Law Offices685.0★ (96)Sacramento, 24 mi away——
4Towerpoint Wealth685.0★ (101)Sacramento, 25 mi away——
5F&M Bank643.8★ (24)GaltSat—
6Dominick Anton Financial Advisor at Twin Rivers Wealth Management645.0★ (46)Sacramento, 25 mi away——
7Homeowners Financial Group634.9★ (28)Stockton, 18 mi away——
8Bank of America Financial Center633.4★ (127)Elk Grove, 14 mi awaySat—
9F&M Bank634.0★ (29)Elk Grove, 12 mi awaySat—
10Mark Sikich - Edelman Financial Engines615.0★ (13)Elk Grove, 13 mi away——

All 66 financial planners in Galt, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  2. #2 Allworth Financial

    Based in Sacramento, 23 mi away

    70/100RFA Score

    Ranked #2 because of its Google rating and specialty focus: 4.9★ from 131 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 131 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    601 University Ave #250, Sacramento, CA 95825
    View profile for Allworth Financial(916) 619-3316

  3. #3 Klosek Law Offices

    Based in Sacramento, 24 mi away

    68/100RFA Score

    Ranked #3 because of its Google rating and specialty focus: 5.0★ from 96 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 96 Google reviews
    Hours
    Mon–Fri 9 AM–6 PM · Sat–Sun closed
    Address
    820 Alhambra Blvd, Sacramento, CA 95816
    View profile for Klosek Law Offices(916) 290-7560

  4. #4 Towerpoint Wealth

    Based in Sacramento, 25 mi away

    68/100RFA Score

    Ranked #4 because of its Google rating and specialty focus: 5.0★ from 101 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 101 Google reviews
    Hours
    Mon–Fri 7:30 AM–4 PM · Sat–Sun closed
    Address
    500 Capitol Mall #2060, Sacramento, CA 95814
    View profile for Towerpoint Wealth(916) 405-9140

  5. #5 F&M Bank

    Based in Galt

    64/100RFA Score

    Ranked #5 because of its Google rating and specialty focus: 3.8★ from 24 Google reviews, listed on Google as “Financial planner”.

    • 3.8★ from 24 Google reviews
    Hours
    Mon–Tue 9 AM–5 PM · Wed closed · Thu 9 AM–5 PM · Fri 9 AM–6 PM · Sat 9 AM–1 PM · Sun closed
    Address
    1200 C St B, Galt, CA 95632
    View profile for F&M Bank(209) 367-2300

  9. #9 F&M Bank

    Based in Elk Grove, 12 mi away

    63/100RFA Score

    Ranked #9 because of its Google rating and specialty focus: 4.0★ from 29 Google reviews, listed on Google as “Financial planner”.

    • 4.0★ from 29 Google reviews
    Hours
    Mon–Tue 9 AM–5 PM · Wed closed · Thu 9 AM–5 PM · Fri 9 AM–6 PM · Sat 9 AM–1 PM · Sun closed
    Address
    8799 Elk Grove Blvd, Elk Grove, CA 95624
    View profile for F&M Bank(916) 394-3200

  11. #11 F&M Bank

    Based in Galt

    61/100RFA Score

    Ranked #11 because of its Google rating and specialty focus: 2.6★ from 17 Google reviews, listed on Google as “Financial planner”.

    • 2.6★ from 17 Google reviews
    Hours
    Mon–Tue 9 AM–5 PM · Wed closed · Thu 9 AM–5 PM · Fri 9 AM–6 PM · Sat 9 AM–1 PM · Sun closed
    Address
    10330 Twin Cities Rd, Galt, CA 95632
    View profile for F&M Bank(209) 367-2300

  14. #14 F&M Bank

    Based in Stockton, 19 mi away

    60/100RFA Score

    Ranked #14 because of its Google rating and specialty focus: 4.3★ from 21 Google reviews, listed on Google as “Financial planner”.

    • 4.3★ from 21 Google reviews
    Hours
    Mon–Tue 9 AM–5 PM · Wed closed · Thu 9 AM–5 PM · Fri 9 AM–6 PM · Sat–Sun closed
    Address
    4612 McGaw St, Stockton, CA 95207
    View profile for F&M Bank(209) 475-1128

  16. #16 Tido Financial Inc

    Based in Elk Grove, 12 mi away

    60/100RFA Score

    Ranked #16 because of its Google rating and specialty focus: 4.3★ from 12 Google reviews, listed on Google as “Financial planner”.

    • 4.3★ from 12 Google reviews
    Hours
    Mon–Fri 9 AM–6 PM · Sat 10 AM–4 PM · Sun closed
    Address
    9295 E Stockton Blvd #20, Elk Grove, CA 95624
    View profile for Tido Financial Inc(916) 918-0480

  17. #17 F&M Bank

    Based in Stockton, 17 mi away

    60/100RFA Score

    Ranked #17 because of its Google rating and specialty focus: 4.0★ from 21 Google reviews, listed on Google as “Financial planner”.

    • 4.0★ from 21 Google reviews
    Hours
    Mon–Tue 9 AM–5 PM · Wed closed · Thu 9 AM–5 PM · Fri 9 AM–6 PM · Sat 9 AM–1 PM · Sun closed
    Address
    205 Lincoln Center, Stockton, CA 95207
    View profile for F&M Bank(209) 475-1128

  18. #18 F&M Bank

    Based in Lodi, 9 mi away

    60/100RFA Score

    Ranked #18 because of its Google rating and specialty focus: 3.3★ from 15 Google reviews, listed on Google as “Financial planner”.

    • 3.3★ from 15 Google reviews
    Hours
    Mon–Tue 9 AM–5 PM · Wed closed · Thu 9 AM–5 PM · Fri 9 AM–6 PM · Sat–Sun closed
    Address
    121 W Lodi Ave, Lodi, CA 95240
    View profile for F&M Bank(209) 367-2300

  20. #20 F&M Bank

    Based in Sacramento, 19 mi away

    60/100RFA Score

    Ranked #20 because of its Google rating and specialty focus: 3.9★ from 23 Google reviews, listed on Google as “Financial planner”.

    • 3.9★ from 23 Google reviews
    Hours
    Mon–Tue 9 AM–5 PM · Wed closed · Thu 9 AM–5 PM · Fri 9 AM–6 PM · Sat 9 AM–1 PM · Sun closed
    Address
    4430 Florin Rd #2, Sacramento, CA 95823
    View profile for F&M Bank(916) 394-3200

  21. #21 BMO Bank N.A Branches

    Based in Lodi, 9 mi away

    60/100RFA Score

    Ranked #21 because of its Google rating and specialty focus: 2.8★ from 24 Google reviews, listed on Google as “Financial planner”.

    • 2.8★ from 24 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    229 Church St, Lodi, CA 95240
    View profile for BMO Bank N.A Branches(209) 369-0283

Financial planners ranked #26 to #50

#1 to #25 are shown in full above. Here are #26 to #50, in RFA Score order; each links to its profile. We publish the top 50 of 66 ranked financial planners here; the rest are on their profiles.

financial planners in Galt, ranks 26 to 50
RankBusinessRFA ScoreGoogle ratingDistance
26Bank of America Financial Center593.8★ (35)24 mi
27Bank of America Financial Center592.7★ (40)12 mi
28Klein Financial Solutions595.0★ (10)19 mi
29Fidelity Investments593.6★ (36)23 mi
30Bank of America (with Drive-thru ATM)593.0★ (72)18 mi
31VG Capital Financial Services LLC595.0★ (10)19 mi
32BMO Bank N.A Branches583.7★ (9)12 mi
33BMO Bank N.A Branches583.2★ (39)20 mi
34Bank of America Financial Center583.7★ (31)25 mi
35Attentive Investments585.0★ (8)18 mi
36Islip + Company, CPAS584.7★ (12)22 mi
37Bank of America Financial Center582.7★ (95)17 mi
38James Kline, SAFE Financial Services - East Elk Grove585.0★ (4)11 mi
39BMO Bank N.A Branches583.1★ (34)21 mi
40Josh Albert, CFP®584.7★ (13)25 mi
41Daniel Castillo - Private Wealth Advisor, Ameriprise Financial Services, LLC585.0★ (3)9 mi
42Bank of America Financial Center582.9★ (76)22 mi
43BMO Bank N.A Branches573.7★ (22)25 mi
44Pam's Financial Solutions575.0★ (4)13 mi
45Bank of America (with Drive-thru ATM)572.4★ (63)14 mi
46Halls Financial Planning575.0★ (3)11 mi
47BMO Bank N.A Branches572.3★ (39)14 mi
48Bank of America Financial Center572.8★ (74)24 mi
49Valley Financial Services564.2★ (5)18 mi
50Principal Financial Group563.0★ (4)13 mi

Also serving Galt

20 more financial planners within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial planners serving Galt
BusinessGoogle ratingDistance
An Tam Financial Group5.0★ (2)19 mi
Bob Dreizler Chartered Financial Consultant5.0★ (2)24 mi
Bridge Pointe Financial Group5.0★ (2)9 mi
Clippinger Investment Properties1.0★ (2)25 mi
Edelman Financial Engines5.0★ (2)13 mi
Edward Jones - Financial Advisor: Sean P O'Neill, CFP®|CRPC™4.0★ (4)In Galt
Fiduciary Financial Advisors5.0★ (2)24 mi
Frank Avila, Wealth Advisor - Eagle Strategies5.0★ (2)13 mi
Holmes Financial5.0★ (2)24 mi
LPL Financial - Dru A Torvend5.0★ (2)24 mi
Northwestern MutualIn Galt
Raymond James Financial ServicesIn Galt
Raymond James Financial Services5.0★ (1)8 mi
Sam Bellestri - Raymond James5.0★ (1)8 mi
Securities America Inc.5.0★ (2)25 mi
Senior Citizen Financial Svc3.0★ (2)23 mi
SPARK FINANCIALS5.0★ (2)13 mi
Tom E Burns - Financial Advisor, Ameriprise Financial Services, LLC4.0★ (2)9 mi
Wells Fargo AdvisorsIn Galt
Wolters Kluwer3.0★ (2)25 mi

How we ranked Galt financial planners

We scored 66 Galt financial planners on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Galt data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial planner

  1. Confirm the financial planner and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial planner

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial planner?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial planners in Galt: frequently asked questions

Which financial planner has the highest RFA Score in Galt?

By RFA Score, the highest-ranked financial planner in Galt, CA is Applied Bookkeeping & Tax Services Elk Grove with an RFA Score of 73/100. It has 4.7★ from 185 Google reviews. Allworth Financial (#2) and Klosek Law Offices (#3) follow. We ranked 66 financial planners on eight factors, last updated November 9, 2026.

How many financial planners are there in Galt?

RankedFinancialAdvisors ranks 66 financial planners serving Galt, CA. 2 of them are based in Galt; the rest serve it from nearby towns. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

Which financial planners in Galt work on weekends?

18 of 66 ranked financial planners post Saturday hours and 2 post Sunday hours. The highest-ranked open Saturdays are F&M Bank (#5), Bank of America Financial Center (#8) and F&M Bank (#9). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Galt financial planners have?

The median Google rating among 66 rated financial planners in Galt is 4.0★, with a median of 21 reviews. Applied Bookkeeping & Tax Services Elk Grove has the most, 185 reviews, and ranks #1. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial planners?

Each financial planner gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial planners outside Galt count in this ranking?

Yes, if they are within 25 mi of the Galt city center, our service radius for financial planners. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial planners pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial planner do?

Financial planners build a written plan across a client’s goals: cash flow, savings, investments, insurance needs, taxes, retirement and estate. Many charge a flat or hourly fee for the plan, an ongoing retainer, or a share of the assets they manage.

How are financial planners in Galt ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial planning and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial planner’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial planner in Galt a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial planners charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Galt

  1. November 2026: RFA Scores recalculated for 66 financial planners serving Galt.
  2. November 2026: 2 duplicate listings merged.

More financial planners and Galt pages