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Financial Planners in Duncan, BC: 2026 rankings

17 financial planners ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Duncan: Mohammad Darwish, CFP®, RFA Score 73/100; 5.0★ from 36 Google reviews; open Saturdays until 5 PM.

  2. 3

    Most-reviewed: 4 Pillars, 97 Google reviews at 4.9★, the most of 17 ranked; ranked #3.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

17 Duncan financial planners are ranked here by RFA Score, from eight published factors. 5 open Saturdays and 1 open Sundays, based on posted hours. The median Google rating is 4.6★ across 17 rated firms.

Top 10 financial planners in Duncan at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial planners in Duncan at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1Mohammad Darwish, CFP®735.0★ (36)DuncanSatTop score
2GenEdge Financial | Assante Financial Management Ltd.714.8★ (26)Duncan——
34 Pillars704.9★ (97)Victoria, 40 km away—Most reviews
4Brad Wigard Financial Solutions675.0★ (48)Langford, 40 km away——
5BMO Bank of Montreal663.1★ (36)Duncan——
6BMO Bank of Montreal643.6★ (35)North Saanich, 27 km awaySat—
7RedwoodFP - Fee Only Financial Planning625.0★ (4)Colwood, 13 km awaySat · Sun · Evenings—
8Wealth In Place Inc.624.9★ (31)Duncan——
9Scotiabank622.0★ (80)DuncanSat—
10Co-operators - Corcoran Financial Group Ltd624.0★ (23)Victoria, 39 km away——

All 17 financial planners in Duncan, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  3. #3 4 Pillars

    Based in Victoria, 40 km away

    70/100RFA Score

    Ranked #3 because of its Google rating and specialty focus: 4.9★ from 97 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 97 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    2311 Watkiss Way #103, Victoria, BC V9B 6J6
    View profile for 4 Pillars(250) 882-5556

  5. #5 BMO Bank of Montreal

    Based in Duncan

    66/100RFA Score

    Ranked #5 because of its Google rating and specialty focus: 3.1★ from 36 Google reviews, listed on Google as “Financial planner”.

    • 3.1★ from 36 Google reviews
    Hours
    Mon–Fri 9:30 AM–5 PM · Sat–Sun closed
    Address
    21 Station St, Duncan, BC V9L 1M2
    View profile for BMO Bank of Montreal(250) 746-5161

  6. #6 BMO Bank of Montreal

    Based in North Saanich, 27 km away

    64/100RFA Score

    Ranked #6 because of its Google rating and specialty focus: 3.6★ from 35 Google reviews, listed on Google as “Financial planner”.

    • 3.6★ from 35 Google reviews
    Hours
    Mon–Fri 9:30 AM–5 PM · Sat 9:30 AM–4 PM · Sun closed
    Address
    2461 Beacon Ave, Sidney, BC V8L 1X7
    View profile for BMO Bank of Montreal(250) 656-7221

  9. #9 Scotiabank

    Based in Duncan

    62/100RFA Score

    Ranked #9 because of its Google rating and specialty focus: 2.0★ from 80 Google reviews, listed on Google as “Financial planner”.

    • 2.0★ from 80 Google reviews
    Hours
    Mon–Tue 9:30 AM–5 PM · Wed closed · Thu–Fri 9:30 AM–5 PM · Sat 9:30 AM–4 PM · Sun closed
    Address
    435 Trunk Rd, Duncan, BC V9L 2P5
    View profile for Scotiabank(250) 715-3850

  11. #11 BMO Bank of Montreal

    Based in Salt Spring Island, 17 km away

    62/100RFA Score

    Ranked #11 because of its Google rating and specialty focus: 3.1★ from 8 Google reviews, listed on Google as “Financial planner”.

    • 3.1★ from 8 Google reviews
    Hours
    Mon–Fri 9:30 AM–5 PM · Sat–Sun closed
    Address
    SALT SPRING ISLAND, 116 Fulford-Ganges Rd, SALT SPRING ISLAND, BC V8K 2T9
    View profile for BMO Bank of Montreal(250) 537-5524

  12. #12 Scotiabank

    Based in North Saanich, 27 km away

    61/100RFA Score

    Ranked #12 because of its Google rating and specialty focus: 2.9★ from 31 Google reviews, listed on Google as “Financial planner”.

    • 2.9★ from 31 Google reviews
    Hours
    Mon–Tue 9:30 AM–4 PM · Wed closed · Thu–Fri 9:30 AM–5 PM · Sat–Sun closed
    Address
    2355 Beacon Ave, Sidney, BC V8L 1W9
    View profile for Scotiabank(250) 655-2250

  15. #15 BMO Bank of Montreal

    Based in Victoria, 40 km away

    60/100RFA Score

    Ranked #15 because of its Google rating and specialty focus: 3.1★ from 64 Google reviews, listed on Google as “Financial planner”.

    • 3.1★ from 64 Google reviews
    Hours
    Mon–Fri 9:30 AM–5 PM · Sat 9:30 AM–4 PM · Sun closed
    Address
    735 Goldstream Ave #101, Victoria, BC V9B 2X4
    View profile for BMO Bank of Montreal(250) 389-2485

  16. #16 Prosperity Planning

    Based in Victoria, 40 km away

    59/100RFA Score

    Ranked #16 because of its Google rating and specialty focus: 4.6★ from 8 Google reviews, listed on Google as “Financial planner”.

    • 4.6★ from 8 Google reviews
    Hours
    Mon–Thu 8:30 AM–4:30 PM · Fri 8:30 AM–3:30 PM · Sat–Sun closed
    Address
    2871 Jacklin Rd #122, Victoria, BC V9B 5R8
    View profile for Prosperity Planning(250) 818-2616

Also serving Duncan

20 more financial planners within 40 km that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial planners serving Duncan
BusinessGoogle ratingDistance
4 Pillars Debt Duncan5.0★ (3)In Duncan
Alan Slang - Raymond James Ltd.In Duncan
Associated Financial Services Inc.5.0★ (5)In Duncan
BPF WealthIn Duncan
Cafferky Private Wealth of RBC Dominion Securities Inc.In Duncan
CIBC Financial Advisor: Ravi Gupta5.0★ (1)In Duncan
Cowichan Credit4.9★ (10)In Duncan
Duncan of RBC Dominion Securities Inc.3.0★ (2)In Duncan
Edward Jones - Financial Advisor: Louis J Bazinet5.0★ (1)In Duncan
iA Private Wealth5.0★ (1)In Duncan
IA Private WealthIn Duncan
Jacqueline Carstensen4.5★ (2)In Duncan
Mike Ganter - Raymond James Ltd.3.0★ (1)In Duncan
MNP Debt - Licensed Insolvency Trustees Bankruptcy & Consumer Proposals4.9★ (20)In Duncan
MNP LLP - Accounting, Business Consulting and Tax Services3.0★ (1)In Duncan
National Bank Financial3.0★ (2)In Duncan
Primerica - Annette & Leo Giroux RVP5.0★ (1)In Duncan
Ravenwood Financial Services Ltd - Sun Life5.0★ (26)In Duncan
Valley Life Insurance Solutions Inc.5.0★ (4)In Duncan
World Financial Group (WFG)4.7★ (23)In Duncan

How we ranked Duncan financial planners

We scored 17 Duncan financial planners on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Duncan data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial planner

  1. Confirm the financial planner and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial planner

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial planner?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial planners in Duncan: frequently asked questions

Which financial planner has the highest RFA Score in Duncan?

By RFA Score, the highest-ranked financial planner in Duncan, BC is Mohammad Darwish, CFP® with an RFA Score of 73/100. It has 5.0★ from 36 Google reviews. It is open Saturdays until 5 PM. GenEdge Financial | Assante Financial Management Ltd. (#2) and 4 Pillars (#3) follow. We ranked 17 financial planners on eight factors, last updated November 9, 2026.

How many financial planners are there in Duncan?

RankedFinancialAdvisors ranks 17 financial planners serving Duncan, BC. 5 of them are based in Duncan; the rest serve it from nearby towns. Another 20 within 40 km are listed but not ranked yet. Counts are as of November 2026.

Which financial planners in Duncan work on weekends?

5 of 17 ranked financial planners post Saturday hours and 1 post Sunday hours. The highest-ranked open Saturdays are Mohammad Darwish, CFP® (#1), BMO Bank of Montreal (#6) and RedwoodFP - Fee Only Financial Planning (#7). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Duncan financial planners have?

The median Google rating among 17 rated financial planners in Duncan is 4.6★, with a median of 31 reviews. 4 Pillars has the most, 97 reviews, and ranks #3. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial planners?

Each financial planner gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial planners outside Duncan count in this ranking?

Yes, if they are within 40 km of the Duncan city centre, our service radius for financial planners. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial planners pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial planner do?

Financial planners build a written plan across a client’s goals: cash flow, savings, investments, insurance needs, taxes, retirement and estate. Many charge a flat or hourly fee for the plan, an ongoing retainer, or a share of the assets they manage.

How are financial planners in Duncan ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial planning and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial planner’s registration?

Search the person and the firm on the Canadian Securities Administrators’ National Registration Search, and for investment and mutual fund dealer representatives on CIRO AdvisorReport.

Who regulates financial planners in Duncan?

Advisors who sell or recommend securities register with the provincial securities regulator, and representatives of investment and mutual fund dealers are also overseen by CIRO. In Ontario, the titles “Financial Planner” and “Financial Advisor” are restricted to people holding a credential approved by FSRA.

How much do financial planners charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Duncan

  1. November 2026: RFA Scores recalculated for 17 financial planners serving Duncan.

More financial planners and Duncan pages