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Financial Planners in DeSoto, TX: 2026 rankings

175 financial planners ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in DeSoto: Neighborhood Credit Union, RFA Score 73/100; 4.5★ from 308 Google reviews.

  2. 3

    Most-reviewed: Neighborhood Credit Union, 328 Google reviews at 4.6★, the most of 175 ranked; ranked #3.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

175 DeSoto financial planners are ranked here by RFA Score, from eight published factors. 38 open Saturdays and 3 open Sundays, based on posted hours. The median Google rating is 4.3★ across 175 rated firms.

Top 10 financial planners in DeSoto at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial planners in DeSoto at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1Neighborhood Credit Union734.5★ (308)Duncanville, 6 mi away—Top score
2Neighborhood Credit Union734.6★ (217)Lancaster, 4 mi away——
3Neighborhood Credit Union724.6★ (328)Grand Prairie, 12 mi away—Most reviews
4Qualitax & Business Services704.9★ (125)Grand Prairie, 14 mi away——
5Paramount Tax & Bookkeeping Mansfield705.0★ (106)Mansfield, 15 mi away——
6Western Finance694.9★ (156)Ennis, 22 mi awaySat—
7SDO CPA: Tax Preparation, Accounting, & Bookkeeping684.8★ (49)Duncanville, 5 mi away——
8Bank of America Financial Center663.6★ (184)Dallas, 4 mi awaySat—
9Integrity644.3★ (56)Dallas, 14 mi away——
10Chessman Wealth Strategies645.0★ (45)Dallas, 21 mi away——

All 175 financial planners in DeSoto, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  1. Ranked #1 in DeSoto

    #1 Neighborhood Credit Union

    Based in Duncanville, 6 mi away

    73/100RFA Score

    Ranked #1 because of its Google rating and specialty focus: 4.5★ from 308 Google reviews, listed on Google as “Financial planner”.

    • 4.5★ from 308 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    791 W Wheatland Rd, Duncanville, TX 75116
    View profile for Neighborhood Credit Union(214) 748-9393

  6. #6 Western Finance

    Based in Ennis, 22 mi away

    69/100RFA Score

    Ranked #6 because of its Google rating and specialty focus: 4.9★ from 156 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 156 Google reviews
    Hours
    Mon–Fri 9 AM–6 PM · Sat 9 AM–1 PM · Sun closed
    Address
    206 W Knox St, Ennis, TX 75119
    View profile for Western Finance(972) 875-6844

  9. #9 Integrity

    Based in Dallas, 14 mi away

    64/100RFA Score

    Ranked #9 because of its Google rating and specialty focus: 4.3★ from 56 Google reviews, listed on Google as “Financial planner”.

    • 4.3★ from 56 Google reviews
    Hours
    Mon–Thu 8 AM–5 PM · Fri 8 AM–3 PM · Sat–Sun closed
    Address
    1445 Ross Ave 40th Floor, Dallas, TX 75202
    View profile for Integrity(866) 650-1857

  13. #13 Frost Bank

    Based in Mansfield, 16 mi away

    63/100RFA Score

    Ranked #13 because of its Google rating and specialty focus: 4.4★ from 49 Google reviews, listed on Google as “Financial planner”.

    • 4.4★ from 49 Google reviews
    Hours
    Mon–Tue 9 AM–5 PM · Wed closed · Thu–Fri 9 AM–5 PM · Sat 9 AM–1 PM · Sun closed
    Address
    1000 N Walnut Creek Dr, Mansfield, TX 76063
    View profile for Frost Bank(800) 513-7678

  14. #14 PlainsCapital Bank

    Based in DeSoto

    63/100RFA Score

    Ranked #14 because of its Google rating and specialty focus: 4.4★ from 14 Google reviews, listed on Google as “Financial planner”.

    • 4.4★ from 14 Google reviews
    Hours
    Mon–Tue 8 AM–5 PM · Wed closed · Thu–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    2010 N Hampton Rd, DeSoto, TX 75115
    View profile for PlainsCapital Bank(469) 567-6700

  16. #16 Ivy Wealth

    Based in Dallas, 24 mi away

    62/100RFA Score

    Ranked #16 because of its Google rating and specialty focus: 5.0★ from 37 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 37 Google reviews
    Hours
    Mon–Fri 7 AM–4 PM · Sat–Sun closed
    Address
    14241 Dallas Pkwy Suite 1200, Dallas, TX 75254
    View profile for Ivy Wealth(225) 205-5600

  17. #17 Frost Bank

    Based in Duncanville, 4 mi away

    62/100RFA Score

    Ranked #17 because of its Google rating and specialty focus: 3.5★ from 31 Google reviews, listed on Google as “Financial planner”.

    • 3.5★ from 31 Google reviews
    Hours
    Mon–Tue 9 AM–5 PM · Wed closed · Thu–Fri 9 AM–5 PM · Sat 9 AM–1 PM · Sun closed
    Address
    150 E Hwy 67, Duncanville, TX 75137
    View profile for Frost Bank(800) 513-7678

  18. #18 Beacon Pointe Advisors

    Based in Dallas, 18 mi away

    62/100RFA Score

    Ranked #18 because of its Google rating and specialty focus: 5.0★ from 26 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 26 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri 9 AM–4 PM · Sat–Sun closed
    Address
    6600 Snider Plaza Ste 210, Dallas, TX 75205
    View profile for Beacon Pointe Advisors(214) 474-2190

  23. #23 The MMI Group

    Based in Arlington, 16 mi away

    61/100RFA Score

    Ranked #23 because of its Google rating and specialty focus: 5.0★ from 20 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 20 Google reviews
    Hours
    Mon–Thu 8:30 AM–6 PM · Fri 8:30 AM–4 PM · Sat–Sun closed
    Address
    701 Highlander Blvd Ste 160, Arlington, TX 76015
    View profile for The MMI Group(817) 617-4515

  24. #24 Xponify Financial

    Based in Dallas, 23 mi away

    61/100RFA Score

    Ranked #24 because of its Google rating and specialty focus: 5.0★ from 29 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 29 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    12221 Merit Dr Ste 625, Dallas, TX 75251
    View profile for Xponify Financial(214) 987-0924

  25. #25 Trajan Wealth

    Based in Arlington, 18 mi away

    61/100RFA Score

    Ranked #25 because of its Google rating and specialty focus: 4.9★ from 21 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 21 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    2000 E Lamar Blvd #600, Arlington, TX 76006
    View profile for Trajan Wealth(469) 579-3500

Financial planners ranked #26 to #50

#1 to #25 are shown in full above. Here are #26 to #50, in RFA Score order; each links to its profile. We publish the top 50 of 175 ranked financial planners here; the rest are on their profiles.

financial planners in DeSoto, ranks 26 to 50
RankBusinessRFA ScoreGoogle ratingDistance
26Bank of America (with Drive-thru ATM)612.7★ (48)In DeSoto
27Trinity Enterprise & Financial Services602.9★ (17)In DeSoto
28Dominic Dougherty - Advising For Life605.0★ (23)22 mi
29Opus Wealth Management605.0★ (26)24 mi
30Bank of America Financial Center603.1★ (141)14 mi
31Our Infinite Company604.6★ (32)24 mi
32Frost Bank603.8★ (12)5 mi
33Stonewater Financial Group605.0★ (24)24 mi
34Bank of America (with Drive-thru ATM)602.4★ (141)In DeSoto
35M David Cole & Associates594.1★ (9)6 mi
36Chase Gorman - Edelman Financial Engines595.0★ (22)24 mi
37Bank of America Financial Center594.7★ (14)15 mi
38American National Bank of Texas593.6★ (52)19 mi
39Troop Capital Management595.0★ (90)14 mi
40Bank of America (with Drive-thru ATM)593.0★ (82)12 mi
41Broadhead Capital-Will Bramblett595.0★ (20)23 mi
42DJH Capital Management595.0★ (11)14 mi
43Frost Bank593.9★ (16)13 mi
44Bank of America (with Drive-thru ATM)593.2★ (80)17 mi
45William B. Driscoll CPA, PLLC595.0★ (13)19 mi
46Andrea M Still CPA PC595.0★ (19)25 mi
47Apeiron Planning Partners585.0★ (50)21 mi
48Atlas Wealth Advisors585.0★ (14)21 mi
49PlainsCapital Bank584.6★ (10)15 mi
50EP Wealth Advisors585.0★ (8)14 mi

Also serving DeSoto

20 more financial planners within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial planners serving DeSoto
BusinessGoogle ratingDistance
Beck True Legacy Financial SolutionsIn DeSoto
C&G Capital Partners5.0★ (2)In DeSoto
Dynamic Royalty Empowerment Group LLC5.0★ (1)In DeSoto
Edward Jones - Financial Advisor: Jason Crenshaw, CFP®|CEPA®|AAMS®5.0★ (1)In DeSoto
Edward Jones - Financial Advisor: Jill McClaryIn DeSoto
Edward Jones - Financial Advisor: Karen D McClary4.0★ (2)In DeSoto
Edward Jones - Financial Advisor: Robert D CollinsIn DeSoto
Edward Jones - Financial Advisor: Robert W Mastin V, AAMS®4.5★ (2)In DeSoto
Essential Group5.0★ (25)In DeSoto
Financial Edge Consulting LLC5.0★ (5)In DeSoto
Financial institutionIn DeSoto
Gosby KingIn DeSoto
James Braaten - Financial Advisor, Ameriprise Financial Services, LLCIn DeSoto
Keep N Mind Financial4.0★ (4)In DeSoto
LIVING YOUR BEST WAY COACHING & CONSULTING5.0★ (3)In DeSoto
Paul T Buckley CPA2.3★ (3)In DeSoto
Powerful People Plan5.0★ (31)In DeSoto
Ryland Tax & Financial Services5.0★ (43)In DeSoto
Tommy & Co Solutions LLC5.0★ (1)In DeSoto
Trust Pointe Tax & Financial Advisory4.8★ (6)In DeSoto

How we ranked DeSoto financial planners

We scored 175 DeSoto financial planners on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn DeSoto data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial planner

  1. Confirm the financial planner and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial planner

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial planner?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial planners in DeSoto: frequently asked questions

Which financial planner has the highest RFA Score in DeSoto?

By RFA Score, the highest-ranked financial planner in DeSoto, TX is Neighborhood Credit Union with an RFA Score of 73/100. It has 4.5★ from 308 Google reviews. Neighborhood Credit Union (#2) and Neighborhood Credit Union (#3) follow. We ranked 175 financial planners on eight factors, last updated November 9, 2026.

How many financial planners are there in DeSoto?

RankedFinancialAdvisors ranks 175 financial planners serving DeSoto, TX. 5 of them are based in DeSoto; the rest serve it from nearby towns. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

Which financial planners in DeSoto work on weekends?

38 of 175 ranked financial planners post Saturday hours and 3 post Sunday hours. The highest-ranked open Saturdays are Western Finance (#6), Bank of America Financial Center (#8) and Massengill Financial Group (#12). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do DeSoto financial planners have?

The median Google rating among 175 rated financial planners in DeSoto is 4.3★, with a median of 13 reviews. Neighborhood Credit Union has the most, 328 reviews, and ranks #3. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial planners?

Each financial planner gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial planners outside DeSoto count in this ranking?

Yes, if they are within 25 mi of the DeSoto city center, our service radius for financial planners. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial planners pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial planner do?

Financial planners build a written plan across a client’s goals: cash flow, savings, investments, insurance needs, taxes, retirement and estate. Many charge a flat or hourly fee for the plan, an ongoing retainer, or a share of the assets they manage.

How are financial planners in DeSoto ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial planning and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial planner’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial planner in DeSoto a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial planners charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for DeSoto

  1. November 2026: RFA Scores recalculated for 175 financial planners serving DeSoto.

More financial planners and DeSoto pages