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Financial Planners in Denton, TX: 2026 rankings

192 financial planners ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Denton: GDS Wealth Management, RFA Score 74/100; 5.0★ from 270 Google reviews.

  2. 28

    Most-reviewed: Retirement Planners of America, 269 Google reviews at 4.6★, the most of 192 ranked after GDS Wealth Management; ranked #28.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

192 Denton financial planners are ranked here by RFA Score, from eight published factors. 35 open Saturdays and 7 open Sundays, based on posted hours. The median Google rating is 4.8★ across 192 rated firms.

Top 10 financial planners in Denton at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial planners in Denton at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1GDS Wealth Management745.0★ (270)Flower Mound, 16 mi away—Top score
2Ruchi Gupta CPA LLC715.0★ (100)Flower Mound, 14 mi awaySat—
3Cain Watters & Associates714.8★ (166)Frisco, 19 mi away——
4Credit Repair USA705.0★ (101)Grapevine, 19 mi away——
5Neighborhood Credit Union694.6★ (173)Coppell, 19 mi away——
6Bowman Wealth Management695.0★ (29)Denton——
7RetireSimply694.9★ (80)Southlake, 16 mi away——
8Nexus One Financial Advisors695.0★ (92)Plano, 22 mi away——
9Blair Financial Advisors695.0★ (24)Denton——
10Neighborhood Credit Union684.5★ (76)Highland Village, 10 mi away——

All 192 financial planners in Denton, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  1. Ranked #1 in Denton

    #1 GDS Wealth Management

    Based in Flower Mound, 16 mi away

    74/100RFA Score

    Ranked #1 because of its Google rating and specialty focus: 5.0★ from 270 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 270 Google reviews
    Hours
    Mon–Fri 7:30 AM–5 PM · Sat–Sun closed
    Address
    2910 Lakeside Village Blvd, Flower Mound, TX 75022
    View profile for GDS Wealth Management(469) 212-8072

  2. #2 Ruchi Gupta CPA LLC

    Based in Flower Mound, 14 mi away

    71/100RFA Score

    Ranked #2 because of its Google rating and specialty focus: 5.0★ from 100 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 100 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat 9 AM–4 PM · Sun closed
    Address
    2205 Roadrunner Dr, Flower Mound, TX 75022
    View profile for Ruchi Gupta CPA LLC(972) 200-3189

  4. #4 Credit Repair USA

    Based in Grapevine, 19 mi away

    70/100RFA Score

    Ranked #4 because of its Google rating and specialty focus: 5.0★ from 101 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 101 Google reviews
    Hours
    Mon 9 AM–5:30 PM · Tue–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    312 W Northwest Hwy Ste 116, Grapevine, TX 76051
    View profile for Credit Repair USA(888) 853-3880

  7. #7 RetireSimply

    Based in Southlake, 16 mi away

    69/100RFA Score

    Ranked #7 because of its Google rating and specialty focus: 4.9★ from 80 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 80 Google reviews
    Hours
    Mon–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    3120 Sabre Dr #140, Southlake, TX 76092
    View profile for RetireSimply(817) 328-6152

  11. #11 Chandler & Knowles CPAs

    Based in Flower Mound, 11 mi away

    68/100RFA Score

    Ranked #11 because of its Google rating and specialty focus: 4.4★ from 80 Google reviews, listed on Google as “Financial planner”.

    • 4.4★ from 80 Google reviews
    Hours
    Mon–Fri 8:30 AM–4 PM · Sat–Sun closed
    Address
    7370 Hawk Road, Flower Mound, TX 75022
    View profile for Chandler & Knowles CPAs(817) 430-3000

  12. #12 Mills Wealth Advisors

    Based in Southlake, 20 mi away

    67/100RFA Score

    Ranked #12 because of its Google rating and specialty focus: 5.0★ from 63 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 63 Google reviews
    Hours
    Mon–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    1207 S White Chapel Blvd #150, Southlake, TX 76092
    View profile for Mills Wealth Advisors(817) 591-7022

  16. #16 Trajan Wealth

    Based in Frisco, 19 mi away

    67/100RFA Score

    Ranked #16 because of its Google rating and specialty focus: 4.9★ from 54 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 54 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    5285 Dallas Pkwy Ste 410, Frisco, TX 75034
    View profile for Trajan Wealth(469) 579-3500

  17. #17 Pro Capital Wealth Management

    Based in Southlake, 18 mi away

    67/100RFA Score

    Ranked #17 because of its Google rating and specialty focus: 5.0★ from 48 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 48 Google reviews
    Hours
    Mon–Tue 9 AM–5 PM · Wed closed · Thu 9 AM–5 PM · Fri 9 AM–2 PM · Sat–Sun closed
    Address
    578 N Kimball Ave Ste 120, Southlake, TX 76092
    View profile for Pro Capital Wealth Management(817) 912-1223

  19. #19 Gordon Oak Financial

    Based in Plano, 20 mi away

    66/100RFA Score

    Ranked #19 because of its Google rating and specialty focus: 5.0★ from 49 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 49 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    6010 Spring Creek Pkwy, Plano, TX 75024
    View profile for Gordon Oak Financial(214) 326-0820

  21. #21 Frost Bank

    Based in Denton

    66/100RFA Score

    Ranked #21 because of its Google rating and specialty focus: 4.2★ from 19 Google reviews, listed on Google as “Financial planner”.

    • 4.2★ from 19 Google reviews
    Hours
    Mon–Tue 9 AM–5 PM · Wed closed · Thu–Fri 9 AM–5 PM · Sat 9 AM–1 PM · Sun closed
    Address
    1330 S Loop 288, Denton, TX 76205
    View profile for Frost Bank(800) 513-7678

  23. #23 On The Mark Money

    Based in Plano, 21 mi away

    65/100RFA Score

    Ranked #23 because of its Google rating and specialty focus: 4.8★ from 48 Google reviews, listed on Google as “Financial planner”.

    • 4.8★ from 48 Google reviews
    Hours
    Mon–Sun 12 AM–12 AM
    Address
    5465 Legacy Dr #650, Plano, TX 75024
    View profile for On The Mark Money(214) 536-4678

  25. #25 Chadwick Financial - Wealth Management and Income Solutions

    Based in Colleyville, 22 mi away

    65/100RFA Score

    Ranked #25 because of its Google rating and specialty focus: 5.0★ from 41 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 41 Google reviews
    Hours
    Mon–Tue 9 AM–5 PM · Wed closed · Thu 9 AM–5 PM · Fri 9 AM–3:30 PM · Sat–Sun closed
    Address
    6513 Colleyville Blvd Ste 200, Colleyville, TX 76034
    View profile for Chadwick Financial - Wealth Management and Income Solutions(817) 553-2480

Financial planners ranked #26 to #50

#1 to #25 are shown in full above. Here are #26 to #50, in RFA Score order; each links to its profile. We publish the top 50 of 192 ranked financial planners here; the rest are on their profiles.

financial planners in Denton, ranks 26 to 50
RankBusinessRFA ScoreGoogle ratingDistance
26Joe Dowdall - Worth Asset Management655.0★ (41)23 mi
27Brindle & Bay Wealth Management645.0★ (31)20 mi
28Retirement Planners of America644.6★ (269)21 mi
29Win Financial Group645.0★ (7)In Denton
30Beacon Pointe Advisors645.0★ (29)21 mi
31Motif Planning645.0★ (20)15 mi
32Neighborhood Credit Union644.4★ (50)21 mi
33Primary Wealth Group645.0★ (6)In Denton
34Paramount Wealth Group645.0★ (26)20 mi
35Cornerstone Wealth Group635.0★ (23)19 mi
36Carson Wealth635.0★ (23)19 mi
37Foundation Wealth Partners635.0★ (23)18 mi
38Purpose Wealth Partners635.0★ (23)19 mi
39OpenAir Advisers635.0★ (31)24 mi
40Stansell Wealth Planning635.0★ (24)20 mi
41Trajan Wealth635.0★ (21)19 mi
42Ninety Nine Wealth635.0★ (24)22 mi
43Affiliated Advisors634.2★ (5)In Denton
44Bluecrest North Texas635.0★ (4)In Denton
45Palmer Wealth Group™635.0★ (21)20 mi
46North Texas Wealth Management625.0★ (11)12 mi
47Paramount Tax & Bookkeeping Carrollton624.6★ (27)21 mi
48Stevens Financial Services624.8★ (4)In Denton
49FSS Group (Financial Security Services Group, Inc.)625.0★ (8)9 mi
50Moss, Luse & Womble624.8★ (23)22 mi

Also serving Denton

20 more financial planners within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial planners serving Denton
BusinessGoogle ratingDistance
AVISCO FINANCIAL5.0★ (1)In Denton
BLSH Wealth Management5.0★ (8)In Denton
Cardinal Financial Company, Limited Partnership1.0★ (1)In Denton
Chantelle Conley-Modern Woodmen of America5.0★ (1)In Denton
Cultivar Capital, Inc.5.0★ (1)In Denton
Edward Jones - Financial Advisor: Abe Nayfa, AAMS®5.0★ (1)In Denton
Edward Jones - Financial Advisor: Delaine Moore4.8★ (13)In Denton
Edward Jones - Financial Advisor: Fred Smith, CFP®5.0★ (1)In Denton
Edward Jones - Financial Advisor: Jill Breathitt, CRPC™1.0★ (1)In Denton
Edward Jones - Financial Advisor: Joe Jones, AAMS®5.0★ (1)In Denton
Edward Jones - Financial Advisor: Kathy R Bauer, CEPA®|AAMS®5.0★ (1)In Denton
Edward Jones - Financial Advisor: Kyle A Nayfa2.3★ (3)In Denton
Financial ResourcesIn Denton
Kubrak Wealth Advisors5.0★ (7)In Denton
Northwestern Mutual Financial: Crawford TreyIn Denton
Raymond James Financial Services3.0★ (2)In Denton
Republic Finance4.5★ (12)In Denton
Soulier AdvisoryIn Denton
Tiffany Eaton-Modern Woodmen of America5.0★ (1)In Denton
Wells Fargo Advisors1.0★ (1)In Denton

How we ranked Denton financial planners

We scored 192 Denton financial planners on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Denton data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial planner

  1. Confirm the financial planner and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial planner

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial planner?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial planners in Denton: frequently asked questions

Which financial planner has the highest RFA Score in Denton?

By RFA Score, the highest-ranked financial planner in Denton, TX is GDS Wealth Management with an RFA Score of 74/100. It has 5.0★ from 270 Google reviews. Ruchi Gupta CPA LLC (#2) and Cain Watters & Associates (#3) follow. We ranked 192 financial planners on eight factors, last updated November 9, 2026.

How many financial planners are there in Denton?

RankedFinancialAdvisors ranks 192 financial planners serving Denton, TX. 10 of them are based in Denton; the rest serve it from nearby towns. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

Which financial planners in Denton work on weekends?

35 of 192 ranked financial planners post Saturday hours and 7 post Sunday hours. The highest-ranked open Saturdays are Ruchi Gupta CPA LLC (#2), Frost Bank (#21) and On The Mark Money (#23). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Denton financial planners have?

The median Google rating among 192 rated financial planners in Denton is 4.8★, with a median of 14 reviews. GDS Wealth Management has the most, 270 reviews, and ranks #1. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial planners?

Each financial planner gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial planners outside Denton count in this ranking?

Yes, if they are within 25 mi of the Denton city center, our service radius for financial planners. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial planners pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial planner do?

Financial planners build a written plan across a client’s goals: cash flow, savings, investments, insurance needs, taxes, retirement and estate. Many charge a flat or hourly fee for the plan, an ongoing retainer, or a share of the assets they manage.

How are financial planners in Denton ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial planning and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial planner’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial planner in Denton a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial planners charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Denton

  1. November 2026: RFA Scores recalculated for 192 financial planners serving Denton.
  2. November 2026: 2 duplicate listings merged.

More financial planners and Denton pages