73/100RFA Score
Ranked #1 because of its Google rating and specialty focus: 4.9★ from 132 Google reviews, listed on Google as “Financial planner”.
Financial Planners in Covington, WA: 2026 rankings
252 financial planners ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →
The short answer
- 1
Highest RFA Score in Covington: Humble Sandhu Services, RFA Score 73/100; 4.9★ from 132 Google reviews.
- 15
Most-reviewed: Sound Planning Group, 419 Google reviews at 5.0★, the most of 252 ranked; ranked #15.
Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank
252 Covington financial planners are ranked here by RFA Score, from eight published factors. 54 open Saturdays and 3 open Sundays, based on posted hours. The median Google rating is 4.4★ across 252 rated firms.
Top 10 financial planners in Covington at a glance
Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.
| Rank | Business | RFA Score | Google rating | Based in | Hours | Notable for |
|---|---|---|---|---|---|---|
| 1 | Humble Sandhu Services | 73 | 4.9★ (132) | Kent, 4 mi away | — | Top score |
| 2 | Wave Lending Group #21751 | 72 | 5.0★ (166) | Puyallup, 14 mi away | — | — |
| 3 | Apex Tax & Financial Solutions | 71 | 5.0★ (77) | Kent, 5 mi away | — | — |
| 4 | Briarwood Financial | 70 | 5.0★ (163) | Artondale, 22 mi away | — | — |
| 5 | Financial Freedom For Dentists | 69 | 5.0★ (81) | Snoqualmie, 16 mi away | — | — |
| 6 | America's Credit Union - South Tacoma Branch | 68 | 4.5★ (179) | Tacoma, 20 mi away | Sat | — |
| 7 | Avier Wealth Advisors | 68 | 5.0★ (75) | Bellevue, 18 mi away | — | — |
| 8 | First Command Financial Advisor - Ryan Feng | 67 | 5.0★ (91) | Lakewood, 22 mi away | — | — |
| 9 | Team Quinney, Partners Mortgage NMLS 213518 | 67 | 4.9★ (52) | Puyallup, 12 mi away | — | — |
| 10 | TrueWealth Financial Partners | 67 | 5.0★ (59) | Bellevue, 17 mi away | — | — |
All 252 financial planners in Covington, in rank order
Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.
Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.
Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.
Based in Puyallup, 14 mi away
72/100RFA ScoreRanked #2 because of its Google rating and specialty focus: 5.0★ from 166 Google reviews, listed on Google as “Financial planner”.
Based in Kent, 5 mi away
71/100RFA ScoreRanked #3 because of its Google rating and specialty focus: 5.0★ from 77 Google reviews, listed on Google as “Financial planner”.
Based in Artondale, 22 mi away
70/100RFA ScoreRanked #4 because of its Google rating and specialty focus: 5.0★ from 163 Google reviews, listed on Google as “Financial planner”.
Based in Snoqualmie, 16 mi away
69/100RFA ScoreRanked #5 because of its Google rating and specialty focus: 5.0★ from 81 Google reviews, listed on Google as “Financial planner”.
Based in Tacoma, 20 mi away
68/100RFA ScoreRanked #6 because of its Google rating and specialty focus: 4.5★ from 179 Google reviews, listed on Google as “Financial planner”.
Based in Bellevue, 18 mi away
68/100RFA ScoreRanked #7 because of its Google rating and specialty focus: 5.0★ from 75 Google reviews, listed on Google as “Financial planner”.
Based in Lakewood, 22 mi away
67/100RFA ScoreRanked #8 because of its Google rating and specialty focus: 5.0★ from 91 Google reviews, listed on Google as “Financial planner”.
Based in Puyallup, 12 mi away
67/100RFA ScoreRanked #9 because of its Google rating and specialty focus: 4.9★ from 52 Google reviews, listed on Google as “Financial planner”.
Based in Bellevue, 17 mi away
67/100RFA ScoreRanked #10 because of its Google rating and specialty focus: 5.0★ from 59 Google reviews, listed on Google as “Financial planner”.
Based in Renton, 9 mi away
67/100RFA ScoreRanked #11 because of its Google rating and specialty focus: 4.3★ from 81 Google reviews, listed on Google as “Financial planner”.
Based in Kirkland, 24 mi away
67/100RFA ScoreRanked #12 because of its Google rating and specialty focus: 5.0★ from 89 Google reviews, listed on Google as “Financial planner”.
Based in Kent, 5 mi away
67/100RFA ScoreRanked #13 because of its Google rating and specialty focus: 5.0★ from 27 Google reviews, listed on Google as “Financial planner”.
#14 Alterra Advisors
Based in Bellevue, 18 mi away
67/100RFA ScoreRanked #14 because of its Google rating and specialty focus: 5.0★ from 59 Google reviews, listed on Google as “Financial planner”.
Based in Kirkland, 25 mi away
67/100RFA ScoreRanked #15 because of its Google rating and specialty focus: 5.0★ from 419 Google reviews, listed on Google as “Financial advisor”.
Based in Kent, 2 mi away
66/100RFA ScoreRanked #16 because of its Google rating and specialty focus: 4.4★ from 33 Google reviews, listed on Google as “Financial planner”.
Based in Maple Valley, 5 mi away
66/100RFA ScoreRanked #17 because of its Google rating and specialty focus: 4.0★ from 67 Google reviews, listed on Google as “Financial planner”.
Based in Auburn, 6 mi away
66/100RFA ScoreRanked #18 because of its Google rating and specialty focus: 4.6★ from 34 Google reviews, listed on Google as “Financial planner”.
Based in Federal Way, 10 mi away
66/100RFA ScoreRanked #19 because of its Google rating and specialty focus: 5.0★ from 29 Google reviews, listed on Google as “Financial planner”.
Based in Auburn, 6 mi away
66/100RFA ScoreRanked #20 because of its Google rating and specialty focus: 3.8★ from 87 Google reviews, listed on Google as “Financial planner”.
Based in Renton, 9 mi away
65/100RFA ScoreRanked #21 because of its Google rating and specialty focus: 5.0★ from 26 Google reviews, listed on Google as “Financial planner”.
Based in Renton, 7 mi away
65/100RFA ScoreRanked #22 because of its Google rating and specialty focus: 3.9★ from 69 Google reviews, listed on Google as “Financial planner”.
Based in Tukwila, 12 mi away
65/100RFA ScoreRanked #23 because of its Google rating and specialty focus: 3.5★ from 409 Google reviews, listed on Google as “Financial planner”.
Based in Bellevue, 18 mi away
65/100RFA ScoreRanked #24 because of its Google rating and specialty focus: 4.8★ from 49 Google reviews, listed on Google as “Financial planner”.
Based in Federal Way, 9 mi away
65/100RFA ScoreRanked #25 because of its Google rating and specialty focus: 5.0★ from 23 Google reviews, listed on Google as “Financial planner”.
Financial planners ranked #26 to #50
#1 to #25 are shown in full above. Here are #26 to #50, in RFA Score order; each links to its profile. We publish the top 50 of 252 ranked financial planners here; the rest are on their profiles.
Also serving Covington
20 more financial planners within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.
How we ranked Covington financial planners
We scored 252 Covington financial planners on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.
Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.
| Factor | Weight | Computed from | In Covington data |
|---|---|---|---|
| Reputation | 30% | Google star rating, adjusted for how many reviews back it (client experience, not investment results) | Measured |
| Registration | 20% | Active SEC, state or Canadian securities registration matched in public records (not yet measured) | Not yet collected |
| Review volume | 10% | Number of Google reviews, compared with the most-reviewed firm on the list | Measured |
| Recency | 5% | Share of reviews from the last 12 months | Not yet collected |
| Specialty focus | 15% | How clearly the firm offers this specialty (its Google category and name) | Measured |
| Proximity | 5% | Based in the city scores highest, less the farther away it is | Measured |
| Claimed profile | 10% | The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same) | Measured |
| Partnered | 5% | The firm links to Ranked Financial Advisors from its own website with our badge, checked periodically | Measured |
How to choose a financial planner
- Confirm the financial planner and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
- Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
- Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
- Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
- Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
- Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
- Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.
Questions to ask a financial planner
- Are you a fiduciary for all of the advice you give me, and will you put that in writing?
- How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
- Which registrations and designations do you hold, and where can I verify them?
- Who will hold my assets, and how will I see statements directly from that custodian?
- What services are included in your fee, and what would cost extra with you as my financial planner?
- Do you have a minimum account size or minimum fee?
- Have you or your firm had any complaints or disciplinary actions? Where would I see them?
- How often will we meet, and who will I work with day to day?
- What happens to my plan or accounts if you retire or leave the firm?
Terms explained
- Fiduciary
- Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
- Registered investment adviser (RIA)
- A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
- Investment adviser representative (IAR)
- A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
- Broker-dealer
- A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
- Regulation Best Interest (Reg BI)
- The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
- Form ADV
- The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
- Form CRS
- A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
- CRD number
- The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
- Assets under management (AUM) fee
- A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
- Fee-only
- An advisor paid only by clients, with no commissions or other payments from product providers.
- Fee-based
- An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
- CFP® professional
- A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.
Financial planners in Covington: frequently asked questions
Which financial planner has the highest RFA Score in Covington?
By RFA Score, the highest-ranked financial planner in Covington, WA is Humble Sandhu Services with an RFA Score of 73/100. It has 4.9★ from 132 Google reviews. Wave Lending Group #21751 (#2) and Apex Tax & Financial Solutions (#3) follow. We ranked 252 financial planners on eight factors, last updated November 9, 2026.
How many financial planners are there in Covington?
RankedFinancialAdvisors ranks 252 financial planners serving Covington, WA. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.
Which financial planners in Covington work on weekends?
54 of 252 ranked financial planners post Saturday hours and 3 post Sunday hours. The highest-ranked open Saturdays are America's Credit Union - South Tacoma Branch (#6), Jays Financial Services LLC (#13) and BECU credit union (#17). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.
What Google rating do Covington financial planners have?
The median Google rating among 252 rated financial planners in Covington is 4.4★, with a median of 17 reviews. Sound Planning Group has the most, 419 reviews, and ranks #15. We adjust ratings for review count, so a few five-star reviews cannot top the list.
How does RankedFinancialAdvisors rank financial planners?
Each financial planner gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.
Do financial planners outside Covington count in this ranking?
Yes, if they are within 25 mi of the Covington city center, our service radius for financial planners. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.
Can financial planners pay to rank higher on RankedFinancialAdvisors?
No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.
What does a financial planner do?
Financial planners build a written plan across a client’s goals: cash flow, savings, investments, insurance needs, taxes, retirement and estate. Many charge a flat or hourly fee for the plan, an ongoing retainer, or a share of the assets they manage.
How are financial planners in Covington ranked?
By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial planning and how close it is. Paid placements never change the order, and the score does not measure investment performance.
How do I check a financial planner’s registration and record?
Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.
Is every financial planner in Covington a fiduciary?
Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.
How much do financial planners charge?
Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.
Update log for Covington
- November 2026: RFA Scores recalculated for 252 financial planners serving Covington.
- November 2026: 1 duplicate listing merged.
More financial planners and Covington pages
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