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Financial Planners in Concord, NC: 2026 rankings

120 financial planners ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Concord: ADR Financial Group, RFA Score 75/100; 4.8★ from 185 Google reviews; open Saturdays until 2 PM.

  2. 3

    Most-reviewed: Mutual of Omaha Mortgage, 177 Google reviews at 4.9★, the most of 120 ranked after ADR Financial Group; ranked #3.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

120 Concord financial planners are ranked here by RFA Score, from eight published factors. 15 open Saturdays and 4 open Sundays, based on posted hours. The median Google rating is 5.0★ across 120 rated firms.

Top 10 financial planners in Concord at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial planners in Concord at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1ADR Financial Group754.8★ (185)Charlotte, 12 mi awaySatTop score
2Cadence Wealth Partners745.0★ (51)Concord——
3Mutual of Omaha Mortgage734.9★ (177)Charlotte, 19 mi away—Most reviews
4The Mortgage Planner with Element Home Loans735.0★ (126)Davidson, 18 mi awaySat · Evenings—
5Totem Wealth Management & Financial Advisors725.0★ (111)Charlotte, 20 mi away——
6Kristin Gravitt, PLLC725.0★ (29)Concord——
7Truliant Federal Credit Union Harrisburg724.5★ (87)Harrisburg, 7 mi away——
8Tristate Financial Advisors705.0★ (110)Charlotte, 25 mi away——
9Homeowners Financial Group705.0★ (15)Concord——
10Truliant Federal Credit Union Huntersville704.4★ (116)Huntersville, 16 mi awaySat—

All 120 financial planners in Concord, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  1. Ranked #1 in Concord

    #1 ADR Financial Group

    Based in Charlotte, 12 mi away

    75/100RFA Score

    Ranked #1 because of its Google rating and specialty focus: 4.8★ from 185 Google reviews, listed on Google as “Financial planner”.

    • 4.8★ from 185 Google reviews
    Hours
    Mon–Fri 10 AM–6 PM · Sat 10 AM–2 PM · Sun closed
    Address
    10130 Mallard Creek Rd #300, Charlotte, NC 28262
    View profile for ADR Financial Group

  3. #3 Mutual of Omaha Mortgage

    Based in Charlotte, 19 mi away

    73/100RFA Score

    Ranked #3 because of its Google rating and specialty focus: 4.9★ from 177 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 177 Google reviews
    Hours
    Mon–Fri 8 AM–6 PM · Sat–Sun closed
    Address
    525 N Tryon St Ste 1600, Office 1637, Charlotte, NC 28202
    View profile for Mutual of Omaha Mortgage(913) 393-9532

  6. #6 Kristin Gravitt, PLLC

    Based in Concord

    72/100RFA Score

    Ranked #6 because of its Google rating and specialty focus: 5.0★ from 29 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 29 Google reviews
    Hours
    Mon–Tue 10:30 AM–4 PM · Wed closed · Thu 10:30 AM–4 PM · Fri 10:30 AM–3 PM · Sat–Sun closed
    View profile for Kristin Gravitt, PLLC(803) 619-0261

  11. #11 Focus Wealth Planning

    Based in Concord

    69/100RFA Score

    Ranked #11 because of its Google rating and specialty focus: 5.0★ from 14 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 14 Google reviews
    Hours
    Mon–Fri 9 AM–4:30 PM · Sat–Sun closed
    Address
    3630 Poplar Tent Rd Ste C, Concord, NC 28027
    View profile for Focus Wealth Planning(704) 652-0947

  13. #13 First Bank - Kannapolis, NC

    Based in Kannapolis, 6 mi away

    69/100RFA Score

    Ranked #13 because of its Google rating and specialty focus: 4.6★ from 29 Google reviews, listed on Google as “Financial planner”.

    • 4.6★ from 29 Google reviews
    Hours
    Mon–Tue 9 AM–5 PM · Wed closed · Thu–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    421 S Main St, Kannapolis, NC 28081
    View profile for First Bank - Kannapolis, NC(704) 938-5126

  14. #14 The Zaino Group

    Based in Charlotte, 20 mi away

    69/100RFA Score

    Ranked #14 because of its Google rating and specialty focus: 4.9★ from 61 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 61 Google reviews
    Hours
    Mon–Fri 8:30 AM–8:30 PM · Sat 10 AM–4 PM · Sun closed
    Address
    2101 Sardis Rd N #207, Charlotte, NC 28227
    View profile for The Zaino Group(704) 560-1573

  17. #17 TIAA Financial Services

    Based in Charlotte, 11 mi away

    68/100RFA Score

    Ranked #17 because of its Google rating and specialty focus: 4.3★ from 55 Google reviews, listed on Google as “Financial planner”.

    • 4.3★ from 55 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    8500 Andrew Carnegie Blvd, Charlotte, NC 28262
    View profile for TIAA Financial Services(877) 535-3910

  19. #19 RB WEALTH PARTNERS

    Based in Cornelius, 16 mi away

    67/100RFA Score

    Ranked #19 because of its Google rating and specialty focus: 5.0★ from 28 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 28 Google reviews
    Hours
    Mon–Fri 8:30 AM–7 PM · Sat 8 AM–4:30 PM · Sun closed
    Address
    17810 Statesville Rd Ste 322, Cornelius, NC 28031
    View profile for RB WEALTH PARTNERS(704) 727-7129

  22. #22 Castle Wealth Group, LLC

    Based in Mooresville, 21 mi away

    67/100RFA Score

    Ranked #22 because of its Google rating and specialty focus: 5.0★ from 31 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 31 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    131 Plantation Ridge Dr Ste 110, Mooresville, NC 28117
    View profile for Castle Wealth Group, LLC(704) 594-8000

  24. #24 Portus Wealth Advisors

    Based in Charlotte, 21 mi away

    66/100RFA Score

    Ranked #24 because of its Google rating and specialty focus: 5.0★ from 23 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 23 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    511 East Blvd, Charlotte, NC 28203
    View profile for Portus Wealth Advisors(704) 936-0084

  25. #25 Cannon Advisors

    Based in Charlotte, 21 mi away

    66/100RFA Score

    Ranked #25 because of its Google rating and specialty focus: 4.7★ from 31 Google reviews, listed on Google as “Financial planner”.

    • 4.7★ from 31 Google reviews
    Address
    2108 South Blvd Ste 200, Charlotte, NC 28203
    View profile for Cannon Advisors(704) 849-2199

Financial planners ranked #26 to #50

#1 to #25 are shown in full above. Here are #26 to #50, in RFA Score order; each links to its profile. We publish the top 50 of 120 ranked financial planners here; the rest are on their profiles.

financial planners in Concord, ranks 26 to 50
RankBusinessRFA ScoreGoogle ratingDistance
26First Horizon Bank - Mooresville, NC - Knob Hill Rd654.7★ (28)21 mi
27Carolina Planning Consultants655.0★ (3)In Concord
28Victory Wealth Management, Inc.655.0★ (3)In Concord
29Deneault & Greyard655.0★ (23)23 mi
30NoDa Wealth Management - Fee-Only Financial Planner - Charlotte, NC655.0★ (14)17 mi
31First Horizon Bank - Salisbury, NC - Faith Rd654.0★ (41)18 mi
32Integrative Planning655.0★ (15)18 mi
33Passport Wealth Management655.0★ (15)18 mi
34First Bank - Salisbury, NC654.6★ (18)17 mi
35Zachary Tussel - Raymond James Financial Advisor - Denver, NC655.0★ (24)25 mi
36YellowWood Wealth Solutions655.0★ (21)23 mi
37United Community655.0★ (13)16 mi
38Connected Wealth Management655.0★ (21)23 mi
39Bank of America (with Drive-thru ATM)653.7★ (109)20 mi
40Bank of America (with Drive-thru ATM)642.7★ (90)In Concord
41Harmony Wealth Group645.0★ (9)13 mi
42A4 Wealth Advisors644.9★ (12)16 mi
43United Community644.0★ (23)16 mi
44First Horizon Bank - Cornelius, NC - Magnolia Estates Dr644.5★ (16)18 mi
45Bank of America (with Drive-thru ATM)642.8★ (73)4 mi
46Family Wealth Partners644.8★ (21)24 mi
47First Bank - Huntersville, NC644.9★ (9)15 mi
48Raymond James | Horton Wealth Management645.0★ (4)7 mi
49Tactical Investment Advisors, LLC645.0★ (9)16 mi
50Advanced Wealth Strategies, Inc.635.0★ (10)18 mi

Also serving Concord

20 more financial planners within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial planners serving Concord
BusinessGoogle ratingDistance
360 Aviation Advisors, LLC5.0★ (2)In Concord
Affinity Benefits Group, Inc.5.0★ (1)In Concord
Barrier Financial Services5.0★ (1)In Concord
Edward Jones - Financial Advisor: Anna M Williams5.0★ (4)In Concord
Edward Jones - Financial Advisor: Chad M Epting5.0★ (2)In Concord
Edward Jones - Financial Advisor: Joel D Matthews5.0★ (1)In Concord
Edward Jones - Financial Advisor: Kit Borras, AAMS®5.0★ (1)In Concord
Edward Jones - Financial Advisor: Lex Fennell3.7★ (3)In Concord
Edward Jones - Financial Advisor: Loretta L Gifford5.0★ (7)In Concord
Edward Jones - Financial Advisor: Marshall Ward5.0★ (11)In Concord
Edward Jones - Financial Advisor: Max Miller5.0★ (7)In Concord
Edward Jones - Financial Advisor: Michael J Hanzlik, CFP®5.0★ (1)In Concord
Edward Jones - Financial Advisor: Raja Reslan, CFP®|CFA®5.0★ (2)In Concord
Garner Financial Services LLC5.0★ (1)In Concord
King Financial Corporation5.0★ (2)In Concord
Meaningful Strategies Group5.0★ (2)In Concord
Mike Wright - Financial Advisor, Ameriprise Financial Services, LLC5.0★ (1)In Concord
Miller Financial, Inc.5.0★ (2)In Concord
Wealth Management of the Carolinas, Inc5.0★ (1)In Concord
Zachary Brown: Primerica - Financial Services5.0★ (16)In Concord

How we ranked Concord financial planners

We scored 120 Concord financial planners on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Concord data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial planner

  1. Confirm the financial planner and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial planner

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial planner?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial planners in Concord: frequently asked questions

Which financial planner has the highest RFA Score in Concord?

By RFA Score, the highest-ranked financial planner in Concord, NC is ADR Financial Group with an RFA Score of 75/100. It has 4.8★ from 185 Google reviews. It is open Saturdays until 2 PM. Cadence Wealth Partners (#2) and Mutual of Omaha Mortgage (#3) follow. We ranked 120 financial planners on eight factors, last updated November 9, 2026.

How many financial planners are there in Concord?

RankedFinancialAdvisors ranks 120 financial planners serving Concord, NC. 9 of them are based in Concord; the rest serve it from nearby towns. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

Which financial planners in Concord work on weekends?

15 of 120 ranked financial planners post Saturday hours and 4 post Sunday hours. The highest-ranked open Saturdays are ADR Financial Group (#1), The Mortgage Planner with Element Home Loans (#4) and Truliant Federal Credit Union Huntersville (#10). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Concord financial planners have?

The median Google rating among 120 rated financial planners in Concord is 5.0★, with a median of 12 reviews. ADR Financial Group has the most, 185 reviews, and ranks #1. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial planners?

Each financial planner gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial planners outside Concord count in this ranking?

Yes, if they are within 25 mi of the Concord city center, our service radius for financial planners. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial planners pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial planner do?

Financial planners build a written plan across a client’s goals: cash flow, savings, investments, insurance needs, taxes, retirement and estate. Many charge a flat or hourly fee for the plan, an ongoing retainer, or a share of the assets they manage.

How are financial planners in Concord ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial planning and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial planner’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial planner in Concord a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial planners charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Concord

  1. November 2026: RFA Scores recalculated for 120 financial planners serving Concord.

More financial planners and Concord pages