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Financial Planners in Concord, MO: 2026 rankings

210 financial planners ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Concord: Mutual of Omaha Mortgage, RFA Score 75/100; 4.9★ from 832 Google reviews.

  2. 6

    Most-reviewed: West Community Credit Union - O'Fallon, 501 Google reviews at 4.8★, the most of 210 ranked after Mutual of Omaha Mortgage; ranked #6.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

210 Concord financial planners are ranked here by RFA Score, from eight published factors. 37 open Saturdays and 1 open Sundays, based on posted hours. The median Google rating is 4.8★ across 210 rated firms.

Top 10 financial planners in Concord at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial planners in Concord at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1Mutual of Omaha Mortgage754.9★ (832)Chesterfield, 14 mi away—Top score
2FEFA Financial735.0★ (154)Ballwin, 8 mi away——
3Matt Scott Mortgage - St. Louis, Des Peres, & Kirkwood - Financial Services725.0★ (80)Webster Groves, 6 mi awayEvenings—
4West Community Credit Union - Kirkwood714.8★ (83)Kirkwood, 4 mi awaySat—
5Dan Carver III - Financial Advisor, Ameriprise Financial Services, LLC715.0★ (50)Webster Groves, 3 mi away——
6West Community Credit Union - O'Fallon714.8★ (501)O'Fallon, 23 mi awaySatMost reviews
7Toberman Becker Wealth705.0★ (53)St. Louis, 7 mi away——
8Justine PETERSEN704.5★ (203)St. Louis, 11 mi away——
9Phase Financial705.0★ (51)Clayton, 9 mi away——
10The Chamberlin Group704.8★ (60)St. Louis, 8 mi away——

All 210 financial planners in Concord, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  1. Ranked #1 in Concord

    #1 Mutual of Omaha Mortgage

    Based in Chesterfield, 14 mi away

    75/100RFA Score

    Ranked #1 because of its Google rating and specialty focus: 4.9★ from 832 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 832 Google reviews
    Hours
    Mon–Fri 8 AM–6 PM · Sat–Sun closed
    Address
    16090 Swingley Ridge Rd Ste 500, Chesterfield, MO 63017
    View profile for Mutual of Omaha Mortgage(636) 262-3519

  2. #2 FEFA Financial

    Based in Ballwin, 8 mi away

    73/100RFA Score

    Ranked #2 because of its Google rating and specialty focus: 5.0★ from 154 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 154 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    530 Vance Rd, Valley Park, MO 63088
    View profile for FEFA Financial(314) 947-3332

  7. #7 Toberman Becker Wealth

    Based in St. Louis, 7 mi away

    70/100RFA Score

    Ranked #7 because of its Google rating and specialty focus: 5.0★ from 53 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 53 Google reviews
    Hours
    Mon–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    1741 S Big Bend Blvd, St. Louis, MO 63117
    View profile for Toberman Becker Wealth(314) 783-9860

  8. #8 Justine PETERSEN

    Based in St. Louis, 11 mi away

    70/100RFA Score

    Ranked #8 because of its Google rating and specialty focus: 4.5★ from 203 Google reviews, listed on Google as “Financial planner”.

    • 4.5★ from 203 Google reviews
    Hours
    Mon–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    1023 N Grand Blvd, St. Louis, MO 63106
    View profile for Justine PETERSEN(314) 533-2411

  9. #9 Phase Financial

    Based in Clayton, 9 mi away

    70/100RFA Score

    Ranked #9 because of its Google rating and specialty focus: 5.0★ from 51 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 51 Google reviews
    Address
    101 S Hanley Rd Ste 1900, Clayton, MO 63105
    View profile for Phase Financial(314) 492-0030

  10. #10 The Chamberlin Group

    Based in St. Louis, 8 mi away

    70/100RFA Score

    Ranked #10 because of its Google rating and specialty focus: 4.8★ from 60 Google reviews, listed on Google as “Financial planner”.

    • 4.8★ from 60 Google reviews
    Hours
    Mon–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    12444 Powerscourt Dr Ste 100, St. Louis, MO 63131
    View profile for The Chamberlin Group(314) 909-1100

  12. #12 Moment Private Wealth

    Based in St. Louis, 11 mi away

    69/100RFA Score

    Ranked #12 because of its Google rating and specialty focus: 5.0★ from 59 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 59 Google reviews
    Hours
    Mon–Fri 8:30 AM–4 PM · Sat–Sun closed
    Address
    2 Cityplace Dr 2nd Floor, St. Louis, MO 63141
    View profile for Moment Private Wealth(314) 597-8350

  13. #13 APEX Wealth Advisors

    Based in Chesterfield, 12 mi away

    69/100RFA Score

    Ranked #13 because of its Google rating and specialty focus: 5.0★ from 57 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 57 Google reviews
    Hours
    Mon–Fri 8 AM–4:30 PM · Sat–Sun closed
    Address
    424 S Woods Mill Rd Ste 300, Chesterfield, MO 63017
    View profile for APEX Wealth Advisors

  14. #14 Thornton Financial LLC

    Based in St. Louis, 9 mi away

    69/100RFA Score

    Ranked #14 because of its Google rating and specialty focus: 4.8★ from 49 Google reviews, listed on Google as “Financial planner”.

    • 4.8★ from 49 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    201 S Central Ave Ste 102, St. Louis, MO 63105
    View profile for Thornton Financial LLC(314) 776-9076

  17. #17 LuxPlan

    Based in Chesterfield, 15 mi away

    68/100RFA Score

    Ranked #17 because of its Google rating and specialty focus: 5.0★ from 54 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 54 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    16640 Chesterfield Grove Rd #160, Chesterfield, MO 63005
    View profile for LuxPlan(314) 541-8535

  19. #19 1st MidAmerica Credit Union

    Based in Granite City, 19 mi away

    68/100RFA Score

    Ranked #19 because of its Google rating and specialty focus: 4.7★ from 127 Google reviews, listed on Google as “Financial planner”.

    • 4.7★ from 127 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri 9 AM–6 PM · Sat 9 AM–12 PM · Sun closed
    Address
    3830 Nameoki Rd, Granite City, IL 62040
    View profile for 1st MidAmerica Credit Union(618) 258-3168

  21. #21 Cetera Planning Partners

    Based in Chesterfield, 13 mi away

    68/100RFA Score

    Ranked #21 because of its Google rating and specialty focus: 5.0★ from 41 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 41 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri 9 AM–3 PM · Sat–Sun closed
    Address
    14755 N Outer 40 Rd Ste 200, Chesterfield, MO 63017
    View profile for Cetera Planning Partners(314) 669-5255

  24. #24 Creative Planning

    Based in Creve Coeur, 8 mi away

    67/100RFA Score

    Ranked #24 because of its Google rating and specialty focus: 5.0★ from 23 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 23 Google reviews
    Hours
    Mon–Fri 8 AM–4:30 PM · Sat–Sun closed
    Address
    12818 Daylight Cir, Des Peres, MO 63131
    View profile for Creative Planning(314) 966-3400

  25. #25 Allworth Financial

    Based in St. Louis, 11 mi away

    67/100RFA Score

    Ranked #25 because of its Google rating and specialty focus: 5.0★ from 30 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 30 Google reviews
    Hours
    Mon–Thu 8 AM–4:30 PM · Fri 8 AM–3 PM · Sat–Sun closed
    Address
    3 Cityplace Dr Suite 290, St. Louis, MO 63141
    View profile for Allworth Financial(314) 692-7842

Financial planners ranked #26 to #50

#1 to #25 are shown in full above. Here are #26 to #50, in RFA Score order; each links to its profile. We publish the top 50 of 210 ranked financial planners here; the rest are on their profiles.

financial planners in Concord, ranks 26 to 50
RankBusinessRFA ScoreGoogle ratingDistance
26Hummert Financial675.0★ (22)8 mi
27Vantage Credit Union - St. Louis673.9★ (62)2 mi
28ARK Financial Wellness675.0★ (18)6 mi
29Vantage Credit Union - Eureka675.0★ (40)16 mi
30Mike Hocker - COUNTRY Financial Representative674.9★ (73)22 mi
31Excelerate Finance LLC675.0★ (10)2 mi
32Clark Wealth Partners675.0★ (66)23 mi
33Fidelis Financial Planning, LLC675.0★ (16)7 mi
34Financial & Tax Architects664.8★ (19)8 mi
35Means Financial Group664.8★ (62)20 mi
36Retirement Wealth Design, LLC665.0★ (37)17 mi
37Stonebridge Financial Group665.0★ (10)3 mi
38Wheelhouse Advisory Group LLC664.4★ (13)3 mi
39Kurt Balderston - Edelman Financial Engines665.0★ (26)14 mi
4025 Financial665.0★ (11)5 mi
41CWOs for Hire665.0★ (18)10 mi
42Busey Bank664.2★ (18)4 mi
43Synergy Wealth Solutions664.6★ (38)14 mi
44UMB Bank (with drive-thru services)663.9★ (46)6 mi
45Virtus Financial Group664.8★ (19)10 mi
46Ryan Stookey - Financial Advisor, Ameriprise Financial Services, LLC665.0★ (7)3 mi
47Adam Peters - COUNTRY Financial Representative664.9★ (37)19 mi
48UMB Bank (with drive-thru services)663.8★ (36)5 mi
49Vantage Credit Union - Bridgeton654.3★ (62)16 mi
50West Community Credit Union - St Louis654.5★ (23)11 mi

Also serving Concord

20 more financial planners within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial planners serving Concord
BusinessGoogle ratingDistance
Andrew Bolin - Thrivent5.0★ (2)6 mi
Angela Vitale - Raymond James5.0★ (2)8 mi
Cribbs Financial Services5.0★ (2)7 mi
Detalus5.0★ (2)6 mi
e3 Wealth5.0★ (2)4 mi
Edelman Financial Engines5.0★ (2)3 mi
Edward Jones - Financial Advisor: Jeff McKay, CFP®In Concord
Erin Ryan Haberkorn - Financial Advisor, Ameriprise Financial Services, LLC5.0★ (1)In Concord
Genex Consulting5.0★ (2)6 mi
Jacob Renfrow - Thrivent4.5★ (2)1 mi
Mariner4.0★ (2)7 mi
Omar Maldonado - Thrivent5.0★ (2)8 mi
Orion Investment Co3.5★ (2)9 mi
Panoptic Wealth Advocates5.0★ (2)6 mi
Raymond James & Associates5.0★ (2)8 mi
Smith Moore5.0★ (2)9 mi
Triada Advisors5.0★ (2)9 mi
U.S. Bank – Wealth Management Banker: Izeta Kresic3.0★ (2)5 mi
Universal Financial Group5.0★ (2)5 mi
Wealth Plan Advisors Group5.0★ (2)2 mi

How we ranked Concord financial planners

We scored 210 Concord financial planners on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Concord data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial planner

  1. Confirm the financial planner and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial planner

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial planner?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial planners in Concord: frequently asked questions

Which financial planner has the highest RFA Score in Concord?

By RFA Score, the highest-ranked financial planner in Concord, MO is Mutual of Omaha Mortgage with an RFA Score of 75/100. It has 4.9★ from 832 Google reviews. FEFA Financial (#2) and Matt Scott Mortgage - St. Louis, Des Peres, & Kirkwood - Financial Services (#3) follow. We ranked 210 financial planners on eight factors, last updated November 9, 2026.

How many financial planners are there in Concord?

RankedFinancialAdvisors ranks 210 financial planners serving Concord, MO. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

Which financial planners in Concord work on weekends?

37 of 210 ranked financial planners post Saturday hours and 1 post Sunday hours. The highest-ranked open Saturdays are West Community Credit Union - Kirkwood (#4), West Community Credit Union - O'Fallon (#6) and 1st MidAmerica Credit Union (#19). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Concord financial planners have?

The median Google rating among 210 rated financial planners in Concord is 4.8★, with a median of 12 reviews. Mutual of Omaha Mortgage has the most, 832 reviews, and ranks #1. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial planners?

Each financial planner gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial planners outside Concord count in this ranking?

Yes, if they are within 25 mi of the Concord city center, our service radius for financial planners. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial planners pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial planner do?

Financial planners build a written plan across a client’s goals: cash flow, savings, investments, insurance needs, taxes, retirement and estate. Many charge a flat or hourly fee for the plan, an ongoing retainer, or a share of the assets they manage.

How are financial planners in Concord ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial planning and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial planner’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial planner in Concord a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial planners charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Concord

  1. November 2026: RFA Scores recalculated for 210 financial planners serving Concord.
  2. November 2026: 1 duplicate listing merged.

More financial planners and Concord pages