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Financial Planners in Cloverly, MD: 2026 rankings

446 financial planners ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Cloverly: Michael Basch - Loan Officer (NMLS 1721748) [Mortgage Lender], RFA Score 72/100; 5.0★ from 145 Google reviews; open 7 days a week.

  2. 5

    Most-reviewed: The Oxford Club, LLC, 726 Google reviews at 4.7★, the most of 446 ranked; ranked #5.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

446 Cloverly financial planners are ranked here by RFA Score, from eight published factors. 112 open Saturdays and 20 open Sundays, based on posted hours. The median Google rating is 4.8★ across 446 rated firms.

Top 10 financial planners in Cloverly at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial planners in Cloverly at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1Michael Basch - Loan Officer (NMLS 1721748) [Mortgage Lender]725.0★ (145)Columbia, 10 mi awaySat · Sun · EveningsTop score
2Mutual of Omaha Mortgage724.9★ (630)Owings Mills, 23 mi away——
3First Command Financial Advisor - Jing Lisanby, RICP®|PhD725.0★ (121)Rockville, 8 mi away——
4MANNA WEALTH MANAGEMENT705.0★ (170)McLean, 18 mi awaySat · Sun · Evenings—
5The Oxford Club, LLC704.7★ (726)Baltimore, 24 mi away—Most reviews
6Marks Wealth Management705.0★ (103)Ellicott City, 14 mi away——
7Kathleen Finn, LLC704.9★ (123)Washington, D.C., 14 mi away——
8First Command Financial Advisor - Tracy Heichelbech, ChFC®|WMCP®|MSFS695.0★ (64)Rockville, 8 mi away——
9Capital Financial Planners695.0★ (73)Bethesda, 11 mi away——
10Ibello Wealth Management695.0★ (64)Columbia, 10 mi away——

All 446 financial planners in Cloverly, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  2. #2 Mutual of Omaha Mortgage

    Based in Owings Mills, 23 mi away

    72/100RFA Score

    Ranked #2 because of its Google rating and specialty focus: 4.9★ from 630 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 630 Google reviews
    Hours
    Mon–Fri 8 AM–6 PM · Sat–Sun closed
    Address
    700 Red Brook Blvd Ste 110, Owings Mills, MD 21117
    View profile for Mutual of Omaha Mortgage(800) 846-0143

  5. #5 The Oxford Club, LLC

    Based in Baltimore, 24 mi away

    70/100RFA Score

    Ranked #5 because of its Google rating and specialty focus: 4.7★ from 726 Google reviews, listed on Google as “Financial planner”.

    • 4.7★ from 726 Google reviews
    Hours
    Mon–Fri 9 AM–5:30 PM · Sat–Sun closed
    Address
    105 W Monument St, Baltimore, MD 21201
    View profile for The Oxford Club, LLC(866) 237-0436

  6. #6 Marks Wealth Management

    Based in Ellicott City, 14 mi away

    70/100RFA Score

    Ranked #6 because of its Google rating and specialty focus: 5.0★ from 103 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 103 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    11690 Frederick Rd, Ellicott City, MD 21042
    View profile for Marks Wealth Management(410) 934-1199

  10. #10 Ibello Wealth Management

    Based in Columbia, 10 mi away

    69/100RFA Score

    Ranked #10 because of its Google rating and specialty focus: 5.0★ from 64 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 64 Google reviews
    Hours
    Mon–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    10440 Little Patuxent Pkwy Ste 300, Columbia, MD 21044
    View profile for Ibello Wealth Management(410) 415-3403

  16. #16 Abich Financial Services

    Based in Ashburn, 25 mi away

    68/100RFA Score

    Ranked #16 because of its Google rating and specialty focus: 4.7★ from 243 Google reviews, listed on Google as “Financial planner”.

    • 4.7★ from 243 Google reviews
    Hours
    Mon–Fri 9:30 AM–5:30 PM · Sat–Sun closed
    Address
    20135 Lakeview Center Plaza Ste 110, Ashburn, VA 20147
    View profile for Abich Financial Services(571) 577-9968

  19. #19 Creative Planning

    Based in McLean, 18 mi away

    67/100RFA Score

    Ranked #19 because of its Google rating and specialty focus: 4.9★ from 88 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 88 Google reviews
    Hours
    Mon–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    8444 Westpark Dr #610, McLean, VA 22102
    View profile for Creative Planning(703) 734-9300

  20. #20 EP Wealth Advisors

    Based in Bethesda, 10 mi away

    67/100RFA Score

    Ranked #20 because of its Google rating and specialty focus: 5.0★ from 41 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 41 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    6701 Democracy Blvd #300, Bethesda, MD 20817
    View profile for EP Wealth Advisors(240) 428-8911

  23. #23 VLP Financial Advisors

    Based in McLean, 18 mi away

    67/100RFA Score

    Ranked #23 because of its Google rating and specialty focus: 5.0★ from 62 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 62 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    1751 Pinnacle Dr #425, McLean, VA 22102
    View profile for VLP Financial Advisors(703) 356-4360

Financial planners ranked #26 to #50

#1 to #25 are shown in full above. Here are #26 to #50, in RFA Score order; each links to its profile. We publish the top 50 of 446 ranked financial planners here; the rest are on their profiles.

financial planners in Cloverly, ranks 26 to 50
RankBusinessRFA ScoreGoogle ratingDistance
26Allworth Financial665.0★ (31)10 mi
27Bank of America (with Drive-thru ATM)663.7★ (257)4 mi
28McAdam Financial664.9★ (60)18 mi
29XML Financial Group664.8★ (33)9 mi
30Illumint by Kevin Mahoney, CFP®665.0★ (37)13 mi
31Arca665.0★ (26)10 mi
32First Command Financial Advisor - Jeremy I. Ball665.0★ (39)15 mi
33Frederick Insurance Agency, a Division of Malhotra Insurance664.9★ (62)20 mi
34Potomac Advisory Group664.7★ (41)12 mi
35Baltimore-Washington Financial Advisors664.7★ (35)10 mi
36MAI Capital Management665.0★ (29)11 mi
37Kevin Hamel - Edelman Financial Engines664.9★ (27)9 mi
38Arrow Bookkeeping664.8★ (25)8 mi
39MissionSquare663.9★ (334)14 mi
40First Command Financial Advisor - Ben Lievestro, CFP®655.0★ (62)23 mi
41Kang & Thomas LLC654.8★ (95)25 mi
42Jones Mead & Associates654.9★ (51)19 mi
43Clark & Associates, Inc. Financial Solutions654.9★ (58)21 mi
44Harry C Hearn Inc654.3★ (41)9 mi
45Lawrence Raigrodski CPA Tax & Financial Services655.0★ (20)9 mi
46First Command Financial Advisor - Joe DeAcosta, CMFA™655.0★ (51)21 mi
47Bank of America Financial Center654.4★ (56)13 mi
48BLM Accounting Services, LLC654.9★ (52)21 mi
49Glass Jacobson Wealth Advisors654.7★ (26)10 mi
50Unifirst Financial654.9★ (65)24 mi

Also serving Cloverly

20 more financial planners within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial planners serving Cloverly
BusinessGoogle ratingDistance
Aftab Ahmad - Financial Advisor, Ameriprise Financial Services, LLC5.0★ (2)10 mi
American Mortgage & Investment Services Inc.5.0★ (2)In Cloverly
Anderson Financial5.0★ (2)3 mi
Brite ConsultingIn Cloverly
CIC Wealth5.0★ (2)9 mi
Ehyeh Real Estate Investing & Management ServicesIn Cloverly
Equity Planning Inc.5.0★ (2)10 mi
Faith Financing, LLCIn Cloverly
Freedom Financial Advisors3.0★ (2)9 mi
Joseph D. Costello, CPA, PCIn Cloverly
Lickhai Quach5.0★ (1)In Cloverly
May Barnhard Investments (MBI)5.0★ (2)10 mi
Merriweather Money Management5.0★ (2)9 mi
Mosaic Wealth Partners5.0★ (2)8 mi
Ortman Financial Planning5.0★ (2)8 mi
SPC Financial, Inc.5.0★ (2)9 mi
Strategic Financial Associates3.0★ (2)9 mi
TETI & CARSWELL CPA's5.0★ (2)8 mi
Timothy P. Stocker - RBC Wealth Management Financial Advisor5.0★ (2)8 mi
World Financial Group Inc5.0★ (2)10 mi

How we ranked Cloverly financial planners

We scored 446 Cloverly financial planners on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Cloverly data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial planner

  1. Confirm the financial planner and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial planner

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial planner?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial planners in Cloverly: frequently asked questions

Which financial planner has the highest RFA Score in Cloverly?

By RFA Score, the highest-ranked financial planner in Cloverly, MD is Michael Basch - Loan Officer (NMLS 1721748) [Mortgage Lender] with an RFA Score of 72/100. It has 5.0★ from 145 Google reviews. It is open 7 days a week. Mutual of Omaha Mortgage (#2) and First Command Financial Advisor - Jing Lisanby, RICP®|PhD (#3) follow. We ranked 446 financial planners on eight factors, last updated November 9, 2026.

How many financial planners are there in Cloverly?

RankedFinancialAdvisors ranks 446 financial planners serving Cloverly, MD. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

Which financial planners in Cloverly work on weekends?

112 of 446 ranked financial planners post Saturday hours and 20 post Sunday hours. The highest-ranked open Saturdays are Michael Basch - Loan Officer (NMLS 1721748) [Mortgage Lender] (#1), MANNA WEALTH MANAGEMENT (#4) and Shirley Luu & Associates - Financial Planner (#11). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Cloverly financial planners have?

The median Google rating among 446 rated financial planners in Cloverly is 4.8★, with a median of 14 reviews. The Oxford Club, LLC has the most, 726 reviews, and ranks #5. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial planners?

Each financial planner gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial planners outside Cloverly count in this ranking?

Yes, if they are within 25 mi of the Cloverly city center, our service radius for financial planners. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial planners pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial planner do?

Financial planners build a written plan across a client’s goals: cash flow, savings, investments, insurance needs, taxes, retirement and estate. Many charge a flat or hourly fee for the plan, an ongoing retainer, or a share of the assets they manage.

How are financial planners in Cloverly ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial planning and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial planner’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial planner in Cloverly a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial planners charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Cloverly

  1. November 2026: RFA Scores recalculated for 446 financial planners serving Cloverly.

More financial planners and Cloverly pages