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Financial Planners in Cibolo, TX: 2026 rankings

106 financial planners ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Cibolo: Western Finance, RFA Score 73/100; 4.9★ from 1,007 Google reviews; open Saturdays until 1 PM.

  2. 2

    Most-reviewed: GFS Home Loans Corporate, 922 Google reviews at 4.8★, the most of 106 ranked after Western Finance; ranked #2.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

106 Cibolo financial planners are ranked here by RFA Score, from eight published factors. 17 open Saturdays and 4 open Sundays, based on posted hours. The median Google rating is 5.0★ across 106 rated firms.

Top 10 financial planners in Cibolo at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial planners in Cibolo at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1Western Finance734.9★ (1,007)San Antonio, 22 mi awaySatTop score
2GFS Home Loans Corporate734.8★ (922)San Antonio, 19 mi away—Most reviews
3Western Finance734.9★ (630)San Antonio, 21 mi awaySat—
4Western Finance715.0★ (181)Seguin, 17 mi awaySat—
5First Command Financial Advisor - Javier Nunez705.0★ (33)Universal City, 5 mi away——
6Fenix Finance694.8★ (28)Universal City, 4 mi awaySat—
7First Command Financial Advisor - Araceli Hernandez695.0★ (23)Universal City, 5 mi away——
8Wela Financial Advisory695.0★ (55)San Antonio, 15 mi away——
9First Command Financial Advisor - Ili Mansfield685.0★ (17)Universal City, 5 mi away——
10First Command Financial Advisor - Justin Blauvelt685.0★ (36)San Antonio, 13 mi away——

All 106 financial planners in Cibolo, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  1. Ranked #1 in Cibolo

    #1 Western Finance

    Based in San Antonio, 22 mi away

    73/100RFA Score

    Ranked #1 because of its Google rating and specialty focus: 4.9★ from 1,007 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 1,007 Google reviews
    Hours
    Mon–Fri 8:30 AM–5:30 PM · Sat 9 AM–1 PM · Sun closed
    Address
    612 SW Military Dr, San Antonio, TX 78221
    View profile for Western Finance(210) 921-0037

  2. #2 GFS Home Loans Corporate

    Based in San Antonio, 19 mi away

    73/100RFA Score

    Ranked #2 because of its Google rating and specialty focus: 4.8★ from 922 Google reviews, listed on Google as “Financial planner”.

    • 4.8★ from 922 Google reviews
    Hours
    Mon–Fri 8:30 AM–5:30 PM · Sat–Sun closed
    Address
    2822 N Loop 1604 W Ste. 101, San Antonio, TX 78248
    View profile for GFS Home Loans Corporate(210) 366-1070

  3. #3 Western Finance

    Based in San Antonio, 21 mi away

    73/100RFA Score

    Ranked #3 because of its Google rating and specialty focus: 4.9★ from 630 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 630 Google reviews
    Hours
    Mon–Fri 9 AM–6 PM · Sat 9 AM–1 PM · Sun closed
    Address
    600 Bandera Rd STE 1, San Antonio, TX 78228
    View profile for Western Finance(210) 734-6491

  4. #4 Western Finance

    Based in Seguin, 17 mi away

    71/100RFA Score

    Ranked #4 because of its Google rating and specialty focus: 5.0★ from 181 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 181 Google reviews
    Hours
    Mon–Fri 9 AM–6 PM · Sat 9 AM–1 PM · Sun closed
    Address
    550 N Hwy 123 Bypass Ste 190, Seguin, TX 78155
    View profile for Western Finance(830) 372-1680

  6. #6 Fenix Finance

    Based in Universal City, 4 mi away

    69/100RFA Score

    Ranked #6 because of its Google rating and specialty focus: 4.8★ from 28 Google reviews, listed on Google as “Financial planner”.

    • 4.8★ from 28 Google reviews
    Hours
    Mon–Fri 9 AM–5:30 PM · Sat 9 AM–1 PM · Sun closed
    Address
    1017 Pat Booker Rd B, Universal City, TX 78148
    View profile for Fenix Finance(210) 566-1867

  8. #8 Wela Financial Advisory

    Based in San Antonio, 15 mi away

    69/100RFA Score

    Ranked #8 because of its Google rating and specialty focus: 5.0★ from 55 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 55 Google reviews
    Hours
    Mon–Thu 7:30 AM–4 PM · Fri 7:30 AM–3 PM · Sat–Sun closed
    Address
    366 W Sunset Rd Bldg 4, San Antonio, TX 78209
    View profile for Wela Financial Advisory(210) 530-9599

  11. #11 First Command

    Based in Universal City, 5 mi away

    68/100RFA Score

    Ranked #11 because of its Google rating and specialty focus: 4.8★ from 19 Google reviews, listed on Google as “Financial planner”.

    • 4.8★ from 19 Google reviews
    Hours
    Mon–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    2101 Pat Booker Rd Ste 108, Universal City, TX 78148
    View profile for First Command(210) 658-3809

  15. #15 Frost Bank

    Based in Schertz, 4 mi away

    67/100RFA Score

    Ranked #15 because of its Google rating and specialty focus: 4.3★ from 26 Google reviews, listed on Google as “Financial planner”.

    • 4.3★ from 26 Google reviews
    Hours
    Mon–Tue 9 AM–5 PM · Wed closed · Thu–Fri 9 AM–5 PM · Sat 9 AM–1 PM · Sun closed
    Address
    16895 I-35 N, Schertz, TX 78154
    View profile for Frost Bank(800) 513-7678

  17. #17 Frost Bank

    Based in New Braunfels, 11 mi away

    67/100RFA Score

    Ranked #17 because of its Google rating and specialty focus: 4.6★ from 42 Google reviews, listed on Google as “Financial planner”.

    • 4.6★ from 42 Google reviews
    Hours
    Mon–Tue 9 AM–5 PM · Wed closed · Thu–Fri 9 AM–5 PM · Sat 9 AM–1 PM · Sun closed
    Address
    315 Landa St, New Braunfels, TX 78130
    View profile for Frost Bank(800) 513-7678

  23. #23 Comal Wealth Management

    Based in New Braunfels, 11 mi away

    66/100RFA Score

    Ranked #23 because of its Google rating and specialty focus: 5.0★ from 16 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 16 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    2967 Oak Run Pkwy Ste 505 #11, New Braunfels, TX 78132
    View profile for Comal Wealth Management(830) 500-5100

  24. #24 The Lewis Group

    Based in San Antonio, 16 mi away

    66/100RFA Score

    Ranked #24 because of its Google rating and specialty focus: 5.0★ from 24 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 24 Google reviews
    Hours
    Mon–Thu 8:30 AM–5 PM · Fri 8:30 AM–3 PM · Sat–Sun closed
    Address
    10101 Reunion Pl #301, San Antonio, TX 78216
    View profile for The Lewis Group(210) 384-3410

Financial planners ranked #26 to #50

#1 to #25 are shown in full above. Here are #26 to #50, in RFA Score order; each links to its profile. We publish the top 50 of 106 ranked financial planners here; the rest are on their profiles.

financial planners in Cibolo, ranks 26 to 50
RankBusinessRFA ScoreGoogle ratingDistance
26Joseph D Warren, Financial Planner665.0★ (31)19 mi
27Christian Financial Advisors665.0★ (30)19 mi
28Texas State Insurance Services665.0★ (25)18 mi
29First Command Financial Advisor - David Conrady665.0★ (30)20 mi
30First Command Financial Advisor - John Grigsby, CFP®664.4★ (8)5 mi
314LIFE Wealth Advisors664.9★ (13)12 mi
32MyCue & Brown CPA, PC654.6★ (27)16 mi
33Avid Wealth Partners655.0★ (43)25 mi
34First Command District Advisor - Dave Bonney, CLF®|CFP®655.0★ (13)13 mi
35First Command Financial Advisor - Mark Swindell655.0★ (26)20 mi
36Intentional Living FP655.0★ (11)12 mi
37Financial Life Advisors654.9★ (25)18 mi
38Chance Vogel - Edelman Financial Engines655.0★ (14)14 mi
39First Command Financial Advisor - Taylor Gaudlitz655.0★ (12)13 mi
40First Command Financial Advisor - Patrick Marshall655.0★ (4)5 mi
41Stone Oak Wealth Management, LLC655.0★ (13)14 mi
42Chris Reddick Financial Planning, LLC655.0★ (17)18 mi
43Frost Bank654.1★ (107)19 mi
44PAX Financial Group, LLC654.8★ (16)16 mi
45Wilson Wealth Advisors - Ameriprise Financial Services, LLC645.0★ (12)15 mi
46First Command Financial Advisor - Seth Frank645.0★ (9)13 mi
47Spencer Crow - Edelman Financial Engines645.0★ (10)14 mi
48First Command Financial Advisor - Nate Quinlan645.0★ (25)24 mi
49First Command Financial Advisor - Cindy Crow, RICP®645.0★ (8)13 mi
50Centennial Advisors, LLC645.0★ (11)16 mi

Also serving Cibolo

20 more financial planners within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial planners serving Cibolo
BusinessGoogle ratingDistance
Agape Financial WellnessIn Cibolo
AunjaneHQ (formely Raanckee & Associates)5.0★ (5)In Cibolo
Client Centric Wealth Management5.0★ (2)16 mi
Cruz Enterprise Financial & Services LLC5.0★ (41)In Cibolo
Defense Retirement SystemsIn Cibolo
Edward Jones - Financial Advisor: Bruce J Byrne, CMFA®|AAMS®In Cibolo
Fruit of the Vine Financial, LLC5.0★ (2)12 mi
Hill Country Legacy Advisors5.0★ (2)10 mi
Kristen Palme - Private Wealth Advisor, Ameriprise Financial Services, LLC5.0★ (2)15 mi
Luther King Capital Management3.0★ (2)15 mi
McNally Financial Services Corporation4.0★ (2)15 mi
PB&J FinancesIn Cibolo
Ritterhouse & Associates3.0★ (2)5 mi
Sara Ortiz - Financial Advisor, Ameriprise Financial Services, LLC5.0★ (2)15 mi
Systems4SuccessIn Cibolo
The BankCard Group3.3★ (10)In Cibolo
The iWill WalletIn Cibolo
The pink coin5.0★ (1)In Cibolo
TruFreedUm Financial CoachingIn Cibolo
Wells Fargo Advisors5.0★ (1)In Cibolo

How we ranked Cibolo financial planners

We scored 106 Cibolo financial planners on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Cibolo data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial planner

  1. Confirm the financial planner and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial planner

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial planner?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial planners in Cibolo: frequently asked questions

Which financial planner has the highest RFA Score in Cibolo?

By RFA Score, the highest-ranked financial planner in Cibolo, TX is Western Finance with an RFA Score of 73/100. It has 4.9★ from 1,007 Google reviews. It is open Saturdays until 1 PM. GFS Home Loans Corporate (#2) and Western Finance (#3) follow. We ranked 106 financial planners on eight factors, last updated November 9, 2026.

How many financial planners are there in Cibolo?

RankedFinancialAdvisors ranks 106 financial planners serving Cibolo, TX. 1 of them is based in Cibolo; the rest serve it from nearby towns. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

Which financial planners in Cibolo work on weekends?

17 of 106 ranked financial planners post Saturday hours and 4 post Sunday hours. The highest-ranked open Saturdays are Western Finance (#1), Western Finance (#3) and Western Finance (#4). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Cibolo financial planners have?

The median Google rating among 106 rated financial planners in Cibolo is 5.0★, with a median of 13 reviews. Western Finance has the most, 1,007 reviews, and ranks #1. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial planners?

Each financial planner gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial planners outside Cibolo count in this ranking?

Yes, if they are within 25 mi of the Cibolo city center, our service radius for financial planners. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial planners pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial planner do?

Financial planners build a written plan across a client’s goals: cash flow, savings, investments, insurance needs, taxes, retirement and estate. Many charge a flat or hourly fee for the plan, an ongoing retainer, or a share of the assets they manage.

How are financial planners in Cibolo ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial planning and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial planner’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial planner in Cibolo a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial planners charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Cibolo

  1. November 2026: RFA Scores recalculated for 106 financial planners serving Cibolo.

More financial planners and Cibolo pages