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Financial Planners in Charleston, SC: 2026 rankings

70 financial planners ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Charleston: Double E Financial, LLC - Private Wealth Management, RFA Score 78/100; 5.0★ from 86 Google reviews.

  2. 8

    Most-reviewed: Scipio Financial – Terry Scipio, CLU®, 107 Google reviews at 5.0★, the most of 70 ranked; ranked #8.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

70 Charleston financial planners are ranked here by RFA Score, from eight published factors. 6 open Saturdays, based on posted hours. The median Google rating is 5.0★ across 70 rated firms.

Top 10 financial planners in Charleston at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial planners in Charleston at a glance
RankBusinessRFA ScoreGoogle ratingBased inNotable for
1Double E Financial, LLC - Private Wealth Management785.0★ (86)CharlestonTop score
2Coastal Strategic Capital765.0★ (59)Charleston—
3Runey & Associates Wealth Management765.0★ (55)Charleston—
4Curran Financial Partners764.8★ (65)Charleston—
5Mutual of Omaha Mortgage744.9★ (40)Charleston—
6Convergent Financial Group745.0★ (31)Charleston—
7PGI Financial Services745.0★ (31)Charleston—
8Scipio Financial – Terry Scipio, CLU®735.0★ (107)Summerville, 22 mi awayMost reviews
9Rogers Tax Advisory Group724.9★ (23)Charleston—
10Bellerophon Wealth Management725.0★ (20)Charleston—

All 70 financial planners in Charleston, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  7. #7 PGI Financial Services

    Based in Charleston

    74/100RFA Score

    Ranked #7 because of its Google rating and specialty focus: 5.0★ from 31 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 31 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    2467 Savannah Hwy Ste 520, Charleston, SC 29414
    View profile for PGI Financial Services(843) 284-0370

  11. #11 CPJ Financial

    Based in Charleston

    72/100RFA Score

    Ranked #11 because of its Google rating and specialty focus: 5.0★ from 19 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 19 Google reviews
    Hours
    Mon–Tue 8 AM–5 PM · Wed closed · Thu 8 AM–5 PM · Fri 8 AM–3 PM · Sat–Sun closed
    View profile for CPJ Financial(401) 935-5216

  13. #13 Creative Planning

    Based in Mount Pleasant, 3 mi away

    71/100RFA Score

    Ranked #13 because of its Google rating and specialty focus: 5.0★ from 19 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 19 Google reviews
    Address
    950 Houston Northcutt Blvd #101, Mt Pleasant, SC 29464
    View profile for Creative Planning(843) 606-3917

  16. #16 Warren Capital Group

    Based in Charleston

    70/100RFA Score

    Ranked #16 because of its Google rating and specialty focus: 5.0★ from 12 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 12 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    32 Cooper St, Charleston, SC 29403
    View profile for Warren Capital Group(854) 246-8881

  17. #17 Twenty Fifty Capital

    Based in Charleston

    70/100RFA Score

    Ranked #17 because of its Google rating and specialty focus: 5.0★ from 11 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 11 Google reviews
    Hours
    Mon–Fri 8:30 AM–6 PM · Sat–Sun closed
    Address
    159 Civitas St Ste 209, Mt Pleasant, SC 29464
    View profile for Twenty Fifty Capital(321) 298-8633

  24. #24 United Bank

    Based in Charleston

    68/100RFA Score

    Ranked #24 because of its Google rating and specialty focus: 5.0★ from 7 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 7 Google reviews
    Hours
    Mon–Tue 8:30 AM–5 PM · Wed closed · Thu 8:30 AM–5 PM · Fri 8:30 AM–6 PM · Sat–Sun closed
    Address
    288 Meeting St, Charleston, SC 29401
    View profile for United Bank(843) 973-6929

Financial planners ranked #26 to #50

#1 to #25 are shown in full above. Here are #26 to #50, in RFA Score order; each links to its profile. We publish the top 50 of 70 ranked financial planners here; the rest are on their profiles.

financial planners in Charleston, ranks 26 to 50
RankBusinessRFA ScoreGoogle ratingDistance
26First Command Financial Advisor - Jack Hutson, CFP®685.0★ (17)13 mi
27Oak Capital Advisors, LLC685.0★ (6)In Charleston
28First Command District Advisor - Bernie Still685.0★ (15)13 mi
29Strategic Retirement Solutions675.0★ (10)8 mi
30Compass Financial675.0★ (5)In Charleston
31Hampton Park Financial Planning675.0★ (5)In Charleston
32BECU674.5★ (13)9 mi
33Daniel C Strecker - Financial Advisor, Ameriprise Financial Services, LLC675.0★ (7)6 mi
34Nicholson Wealth Management Group675.0★ (4)In Charleston
35First Command Financial Advisor - Tim Vichaivattana675.0★ (12)13 mi
36Bera Wealth Advisors675.0★ (4)In Charleston
37Forvis Mazars, LLP663.4★ (5)In Charleston
38United Community Loan Office663.9★ (7)4 mi
39First Command Financial Advisor - Dave Thompson, CFP®665.0★ (21)22 mi
40Lighthouse Wealth Advisors of Charleston665.0★ (3)In Charleston
41Kaizen Wealth Management, LLC665.0★ (3)In Charleston
42MassMutual South Carolina665.0★ (3)In Charleston
43Rae & Co Capital665.0★ (3)In Charleston
44Cove Financial Solutions665.0★ (3)In Charleston
45Apollon Wealth Management663.7★ (6)3 mi
46Merrill Lynch Wealth Management664.3★ (4)2 mi
47Prudential Advisors - Kevin Medert665.0★ (4)4 mi
48Flip Flops and Pearls Financial Planning665.0★ (4)4 mi
49United Bank664.4★ (28)22 mi
50Charleston, SC Branch Office - UBS Financial Services Inc.653.7★ (3)In Charleston

Also serving Charleston

20 more financial planners within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial planners serving Charleston
BusinessGoogle ratingDistance
ArisGarde5.0★ (2)In Charleston
Asis Martinez Rodrigue: Primerica - Financial Services5.0★ (3)In Charleston
Charles Schwab3.8★ (13)In Charleston
Cross Roads Investment Management4.9★ (8)In Charleston
Daniel Island Wealth Management5.0★ (6)In Charleston
Edward Jones - Financial Advisor: Abby Capasso, CRPC™5.0★ (2)In Charleston
Edward Jones - Financial Advisor: Bill Rader, CFP®|AAMS®5.0★ (2)In Charleston
Edward Jones - Financial Advisor: Brad Worsham, CFP®|CPWA®|AAMS®|CRPC™|CRPS™5.0★ (2)In Charleston
Edward Jones - Financial Advisor: Charles M Holbrook5.0★ (4)In Charleston
FFA Wealth5.0★ (3)In Charleston
Freedom Gold USA - By Appointment Only - We Sell Investment Grade Gold & Silver5.0★ (14)In Charleston
Island Park Private Wealth5.0★ (4)In Charleston
Jules Deas III - SouthState Bank5.0★ (16)In Charleston
Morgan Stanley Financial Advisors5.0★ (4)In Charleston
Oceanside Advisors, LLC5.0★ (3)In Charleston
Raymond James & Associates5.0★ (2)In Charleston
The Charleston Harbor Group - Morgan Stanley5.0★ (7)In Charleston
Wells Fargo Advisors2.3★ (4)In Charleston
Wells Fargo Advisors5.0★ (2)In Charleston
William Young Terry: Primerica - Financial Services5.0★ (3)In Charleston

How we ranked Charleston financial planners

We scored 70 Charleston financial planners on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Charleston data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial planner

  1. Confirm the financial planner and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial planner

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial planner?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial planners in Charleston: frequently asked questions

Which financial planner has the highest RFA Score in Charleston?

By RFA Score, the highest-ranked financial planner in Charleston, SC is Double E Financial, LLC - Private Wealth Management with an RFA Score of 78/100. It has 5.0★ from 86 Google reviews. Coastal Strategic Capital (#2) and Runey & Associates Wealth Management (#3) follow. We ranked 70 financial planners on eight factors, last updated November 9, 2026.

How many financial planners are there in Charleston?

RankedFinancialAdvisors ranks 70 financial planners serving Charleston, SC. 34 of them are based in Charleston; the rest serve it from nearby towns. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

Which financial planners in Charleston work on weekends?

6 of 70 ranked financial planners post Saturday hours. Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Charleston financial planners have?

The median Google rating among 70 rated financial planners in Charleston is 5.0★, with a median of 10 reviews. Scipio Financial – Terry Scipio, CLU® has the most, 107 reviews, and ranks #8. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial planners?

Each financial planner gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial planners outside Charleston count in this ranking?

Yes, if they are within 25 mi of the Charleston city center, our service radius for financial planners. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial planners pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial planner do?

Financial planners build a written plan across a client’s goals: cash flow, savings, investments, insurance needs, taxes, retirement and estate. Many charge a flat or hourly fee for the plan, an ongoing retainer, or a share of the assets they manage.

How are financial planners in Charleston ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial planning and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial planner’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial planner in Charleston a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial planners charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Charleston

  1. November 2026: RFA Scores recalculated for 70 financial planners serving Charleston.

More financial planners and Charleston pages