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Financial Planners in Bluffton, SC: 2026 rankings

45 financial planners ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Bluffton: Coastline Complete Wealth, RFA Score 75/100; 4.9★ from 57 Google reviews.

  2. 24

    Most-reviewed: Bank of America (with Drive-thru ATM), 124 Google reviews at 3.4★, the most of 45 ranked; ranked #24.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

45 Bluffton financial planners are ranked here by RFA Score, from eight published factors. 5 open Saturdays and 1 open Sundays, based on posted hours. The median Google rating is 4.9★ across 45 rated firms.

Top 10 financial planners in Bluffton at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial planners in Bluffton at a glance
RankBusinessRFA ScoreGoogle ratingBased inNotable for
1Coastline Complete Wealth754.9★ (57)BlufftonTop score
2Gregg Miller - COUNTRY Financial Representative724.9★ (111)Savannah, 19 mi away—
3United Community724.9★ (28)Bluffton—
4Bluffton Financial Planning705.0★ (15)Bluffton—
5Graylark Financial695.0★ (13)Bluffton—
6CrossRoads Financial Group LLC685.0★ (19)Hilton Head Island, 8 mi away—
7Alpha Financial Management684.9★ (50)Savannah, 22 mi away—
8SOLE Financial Group665.0★ (6)Bluffton—
9Family Focus Financial Group664.4★ (7)Bluffton—
10Conscious Capital, LLC664.3★ (6)Bluffton—

All 45 financial planners in Bluffton, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  1. Ranked #1 in Bluffton

    #1 Coastline Complete Wealth

    Based in Bluffton

    75/100RFA Score

    Ranked #1 because of its Google rating and specialty focus: 4.9★ from 57 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 57 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    255 New Riverside Vlg Wy Suite 202, Bluffton, SC 29910
    View profile for Coastline Complete Wealth(843) 379-1300

  3. #3 United Community

    Based in Bluffton

    72/100RFA Score

    Ranked #3 because of its Google rating and specialty focus: 4.9★ from 28 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 28 Google reviews
    Hours
    Mon–Tue 9 AM–4:30 PM · Wed closed · Thu 9 AM–4:30 PM · Fri 9 AM–5 PM · Sat–Sun closed
    Address
    52 Burnt Church Rd, Bluffton, SC 29910
    View profile for United Community(843) 837-8433

  5. #5 Graylark Financial

    Based in Bluffton

    69/100RFA Score

    Ranked #5 because of its Google rating and specialty focus: 5.0★ from 13 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 13 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    181 Bluffton Rd Ste. F201, Bluffton, SC 29910
    View profile for Graylark Financial(843) 931-4900

  8. #8 SOLE Financial Group

    Based in Bluffton

    66/100RFA Score

    Ranked #8 because of its Google rating and specialty focus: 5.0★ from 6 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 6 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    29 Plantation Park Dr Ste 107, Bluffton, SC 29910
    View profile for SOLE Financial Group(843) 707-4859

  10. #10 Conscious Capital, LLC

    Based in Bluffton

    66/100RFA Score

    Ranked #10 because of its Google rating and specialty focus: 4.3★ from 6 Google reviews, listed on Google as “Financial planner”.

    • 4.3★ from 6 Google reviews
    Hours
    Mon–Thu 8:30 AM–5 PM · Fri 8:30 AM–4 PM · Sat–Sun closed
    Address
    2 Belfair Oaks Blvd #2a, Bluffton, SC 29910
    View profile for Conscious Capital, LLC(843) 757-2444

  11. #11 United Community

    Based in Savannah, 18 mi away

    66/100RFA Score

    Ranked #11 because of its Google rating and specialty focus: 5.0★ from 19 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 19 Google reviews
    Hours
    Mon–Tue 9 AM–4:30 PM · Wed closed · Thu 9 AM–4:30 PM · Fri 9 AM–5 PM · Sat–Sun closed
    Address
    2225 E Victory Dr, Savannah, GA 31404
    View profile for United Community(912) 303-9667

  14. #14 Focused Wealth

    Based in Bluffton

    65/100RFA Score

    Ranked #14 because of its Google rating and specialty focus: 5.0★ from 3 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 3 Google reviews
    Hours
    Mon–Fri 8 AM–6 PM · Sat 9 AM–1 PM · Sun closed
    Address
    1278 May River Rd Ste 400, Bluffton, SC 29910
    View profile for Focused Wealth(803) 972-1984

  16. #16 Oak Advisors Llc

    Based in Bluffton

    65/100RFA Score

    Ranked #16 because of its Google rating and specialty focus: 5.0★ from 3 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 3 Google reviews
    Hours
    Mon–Fri 8:30 AM–4:30 PM · Sat–Sun closed
    Address
    3 Clarks Summit Dr #201, Bluffton, SC 29910
    View profile for Oak Advisors Llc(843) 757-9339

  18. #18 United Community

    Based in Savannah, 17 mi away

    65/100RFA Score

    Ranked #18 because of its Google rating and specialty focus: 4.8★ from 15 Google reviews, listed on Google as “Financial planner”.

    • 4.8★ from 15 Google reviews
    Hours
    Mon–Tue 9 AM–4:30 PM · Wed closed · Thu 9 AM–4:30 PM · Fri 9 AM–5 PM · Sat–Sun closed
    Address
    27 Bull St, Savannah, GA 31401
    View profile for United Community(912) 234-6565

  20. #20 Savannah Wealth Group

    Based in Savannah, 22 mi away

    64/100RFA Score

    Ranked #20 because of its Google rating and specialty focus: 4.9★ from 18 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 18 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    7393 Hodgson Memorial Dr Ste 201, Savannah, GA 31406
    View profile for Savannah Wealth Group(912) 209-4759

  23. #23 Fidelity Investments

    Based in Hilton Head Island, 9 mi away

    63/100RFA Score

    Ranked #23 because of its Google rating and specialty focus: 3.3★ from 7 Google reviews, listed on Google as “Financial planner”.

    • 3.3★ from 7 Google reviews
    Hours
    Mon–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    430 William Hilton Pkwy Ste 305, Hilton Head Island, SC 29926
    View profile for Fidelity Investments(800) 544-8672

All 45 financial planners

#1 to #25 are shown in full above. Here are #26 to #45, in RFA Score order; each links to its profile.

financial planners in Bluffton, ranks 26 to 45
RankBusinessRFA ScoreGoogle ratingDistance
26First Command Financial Advisor - Elle Hargis625.0★ (6)17 mi
27Bank of America (with Drive-thru ATM)623.3★ (20)19 mi
28Bank of America Financial Center613.1★ (102)22 mi
29Keith Glaize - COUNTRY Financial Representative615.0★ (6)21 mi
30Denise Young Agency, LLC604.3★ (6)22 mi
31Bank of America (with Drive-thru ATM)603.6★ (11)24 mi
32Paul the Advisor603.7★ (6)20 mi
33Ron Wake - COUNTRY Financial Representative605.0★ (6)24 mi
34Bankers Life605.0★ (4)21 mi
35Bank of America (with Drive-thru ATM)602.5★ (49)17 mi
36Live Oak Financial Services605.0★ (4)21 mi
37Sound View Wealth Advisors595.0★ (4)23 mi
38Northwestern Mutual595.0★ (3)21 mi
39New Credit New Life592.3★ (3)17 mi
40Merrill Lynch Wealth Management593.4★ (5)23 mi
41Merrill Lynch Financial Advisor John Walsh585.0★ (3)23 mi
42Family Financial Management Group, LLC585.0★ (3)25 mi
43MetLife581.7★ (6)22 mi
44Lincoln Financial Group571.0★ (3)22 mi
45DWT Financial565.0★ (5)In Bluffton

Also serving Bluffton

20 more financial planners within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial planners serving Bluffton
BusinessGoogle ratingDistance
Bryan Weathersbee - Prudential FinancialIn Bluffton
Charles Schwab4.1★ (9)In Bluffton
Christopher LuechtefeldIn Bluffton
Coastal States Wealth Management of Raymond James3.0★ (2)In Bluffton
Dividend Assets Capital, LLC5.0★ (1)In Bluffton
Edward Jones - Financial Advisor: Danielle B Jeffcoat, CFP®|AAMS®4.2★ (5)In Bluffton
Edward Jones - Financial Advisor: Sarah E Reed, CFP®|AAMS®5.0★ (2)In Bluffton
Edward Jones - Financial Advisor: Tyler J Shrewsbury5.0★ (2)In Bluffton
Edward Jones - Financial Advisor: Wendy Peavey5.0★ (1)In Bluffton
Luechtefeld Wealth PartnersIn Bluffton
Metis Wealth Management and Planning5.0★ (1)In Bluffton
Modus Wealth Management5.0★ (3)In Bluffton
Money Mentors5.0★ (1)In Bluffton
Republic Finance4.3★ (13)In Bluffton
Rockefeller Capital ManagementIn Bluffton
Sea Island Financial Services, LLC Bluffton SC5.0★ (72)In Bluffton
The Bedminster Group5.0★ (1)In Bluffton
Van Grouw Advisors5.0★ (4)In Bluffton
Verity Investment Management5.0★ (1)In Bluffton
Wells Fargo Advisors1.0★ (1)In Bluffton

How we ranked Bluffton financial planners

We scored 45 Bluffton financial planners on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Bluffton data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial planner

  1. Confirm the financial planner and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial planner

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial planner?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial planners in Bluffton: frequently asked questions

Which financial planner has the highest RFA Score in Bluffton?

By RFA Score, the highest-ranked financial planner in Bluffton, SC is Coastline Complete Wealth with an RFA Score of 75/100. It has 4.9★ from 57 Google reviews. Gregg Miller - COUNTRY Financial Representative (#2) and United Community (#3) follow. We ranked 45 financial planners on eight factors, last updated November 9, 2026.

How many financial planners are there in Bluffton?

RankedFinancialAdvisors ranks 45 financial planners serving Bluffton, SC. 11 of them are based in Bluffton; the rest serve it from nearby towns. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

Which financial planners in Bluffton work on weekends?

5 of 45 ranked financial planners post Saturday hours and 1 post Sunday hours. The highest-ranked open Saturdays are Focused Wealth (#14), Bank of America (with Drive-thru ATM) (#22) and Bank of America (with Drive-thru ATM) (#24). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Bluffton financial planners have?

The median Google rating among 45 rated financial planners in Bluffton is 4.9★, with a median of 7 reviews. Bank of America (with Drive-thru ATM) has the most, 124 reviews, and ranks #24. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial planners?

Each financial planner gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial planners outside Bluffton count in this ranking?

Yes, if they are within 25 mi of the Bluffton city center, our service radius for financial planners. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial planners pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial planner do?

Financial planners build a written plan across a client’s goals: cash flow, savings, investments, insurance needs, taxes, retirement and estate. Many charge a flat or hourly fee for the plan, an ongoing retainer, or a share of the assets they manage.

How are financial planners in Bluffton ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial planning and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial planner’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial planner in Bluffton a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial planners charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Bluffton

  1. November 2026: RFA Scores recalculated for 45 financial planners serving Bluffton.

More financial planners and Bluffton pages