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Financial Planners in Bear, DE: 2026 rankings

53 financial planners ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Bear: Springer PCFG, RFA Score 72/100; 5.0★ from 36 Google reviews.

  2. 15

    Most-reviewed: Sun East Federal Credit Union, 177 Google reviews at 3.8★, the most of 53 ranked; ranked #15.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

53 Bear financial planners are ranked here by RFA Score, from eight published factors. 6 open Saturdays and 1 open Sundays, based on posted hours. The median Google rating is 5.0★ across 53 rated firms.

Top 10 financial planners in Bear at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial planners in Bear at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1Springer PCFG725.0★ (36)Bear—Top score
2RiversEdge Advisors715.0★ (51)Wilmington, 10 mi away——
3Diamond State Financial Group704.9★ (32)Newark, 4 mi away——
4AlphaCore Wealth Advisory705.0★ (36)Wilmington, 9 mi away——
5Delaware Wealth Planners705.0★ (35)Wilmington, 10 mi away——
6Bank of America (with Drive-thru ATM)693.4★ (171)BearSat—
7TJS Boxing Academy695.0★ (19)Newark, 5 mi awaySat · Evenings—
8Qwest Credit Enhancement684.2★ (62)Wilmington, 10 mi awayEvenings—
9Bank of America Financial Center684.2★ (41)Newark, 6 mi away——
10Covenant Wealth Strategies685.0★ (22)Wilmington, 9 mi away——

All 53 financial planners in Bear, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  1. Ranked #1 in Bear

    #1 Springer PCFG

    Based in Bear

    72/100RFA Score

    Ranked #1 because of its Google rating and specialty focus: 5.0★ from 36 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 36 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    View profile for Springer PCFG(302) 252-8144

  2. #2 RiversEdge Advisors

    Based in Wilmington, 10 mi away

    71/100RFA Score

    Ranked #2 because of its Google rating and specialty focus: 5.0★ from 51 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 51 Google reviews
    Hours
    Mon–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    600 N King St Ste 200, Wilmington, DE 19801
    View profile for RiversEdge Advisors(302) 573-6864

  4. #4 AlphaCore Wealth Advisory

    Based in Wilmington, 9 mi away

    70/100RFA Score

    Ranked #4 because of its Google rating and specialty focus: 5.0★ from 36 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 36 Google reviews
    Hours
    Mon–Thu 9 AM–4:30 PM · Fri 9 AM–2 PM · Sat–Sun closed
    Address
    112 French St Ste 105A, Wilmington, DE 19801
    View profile for AlphaCore Wealth Advisory(302) 752-6637

  7. #7 TJS Boxing Academy

    Based in Newark, 5 mi away

    69/100RFA Score

    Ranked #7 because of its Google rating and specialty focus: 5.0★ from 19 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 19 Google reviews
    Hours
    Mon–Thu 3 PM–8 PM · Fri closed · Sat 9 AM–12 PM · Sun closed
    Address
    2860 Ogletown Rd, Newark, DE 19713
    View profile for TJS Boxing Academy(302) 733-0100

  12. #12 Patria Wealth Group

    Based in Wilmington, 14 mi away

    68/100RFA Score

    Ranked #12 because of its Google rating and specialty focus: 5.0★ from 32 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 32 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    501 Silverside Rd #31, Wilmington, DE 19809
    View profile for Patria Wealth Group(302) 595-9339

  14. #14 Dan White & Associates

    Based in Middletown, 13 mi away

    67/100RFA Score

    Ranked #14 because of its Google rating and specialty focus: 4.9★ from 25 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 25 Google reviews
    Hours
    Mon–Thu 8:30 AM–5 PM · Fri 8:30 AM–3 PM · Sat–Sun closed
    Address
    Sandhill Plaza, 118 Sandhill Dr Ste 103, Middletown, DE 19709
    View profile for Dan White & Associates(302) 449-0111

  15. #15 Sun East Federal Credit Union

    Based in Chester, 20 mi away

    66/100RFA Score

    Ranked #15 because of its Google rating and specialty focus: 3.8★ from 177 Google reviews, listed on Google as “Financial planner”.

    • 3.8★ from 177 Google reviews
    Hours
    Mon–Wed 9 AM–4:30 PM · Thu 9 AM–6 PM · Fri 9 AM–5:30 PM · Sat 9 AM–12 PM · Sun closed
    Address
    4500 Pennell Rd, Aston Township, PA 19014
    View profile for Sun East Federal Credit Union(610) 485-2960

  19. #19 Bankers Life

    Based in Newark, 3 mi away

    64/100RFA Score

    Ranked #19 because of its Google rating and specialty focus: 5.0★ from 4 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 4 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    56 W Main St 273 Ste 206, Newark, DE 19702
    View profile for Bankers Life(302) 731-7246

Financial planners ranked #26 to #50

#1 to #25 are shown in full above. Here are #26 to #50, in RFA Score order; each links to its profile. We publish the top 50 of 53 ranked financial planners here; the rest are on their profiles.

financial planners in Bear, ranks 26 to 50
RankBusinessRFA ScoreGoogle ratingDistance
26Bridget A Erhard - Private Wealth Advisor, Ameriprise Financial Services, LLC624.7★ (3)7 mi
27Precision Wealth Partners625.0★ (12)23 mi
28Victory Wealth Partners625.0★ (13)24 mi
29Mallard Financial Partners623.7★ (3)7 mi
30SMART Tax Free Retirement - Home of the IRA Guys625.0★ (4)12 mi
31Montchanin Wealth Management - UBS Financial Services Inc.615.0★ (3)11 mi
32Members' Wealth LLC615.0★ (11)25 mi
33Diversified LLC614.2★ (5)14 mi
34HFS Advisers615.0★ (3)11 mi
35Bishop Associates615.0★ (3)11 mi
36Lighthouse Financial615.0★ (4)14 mi
37Alvini & Associates - Ameriprise Financial Services, LLC614.0★ (4)12 mi
38Kimberlee Orth - Private Wealth Advisor, Ameriprise Financial Services, LLC614.0★ (4)13 mi
39Commonwealth Trust Company613.7★ (3)11 mi
40Merrill Lynch Wealth Management612.3★ (3)9 mi
41SMP Financial Planning605.0★ (5)20 mi
42Fulton Financial Advisor – Nicolo Sollena585.0★ (3)22 mi
43Focused Founders Wealth Planning585.0★ (4)25 mi
44Market Street Wealth Management585.0★ (3)24 mi
45Santini Financial584.0★ (4)25 mi
46Shepherd Financial - Delaware Office584.7★ (30)11 mi
47Kagan Cocozza Financial Advisors584.0★ (3)23 mi
48HCAC571.2★ (44)5 mi
49BestVest Investments, Ltd.573.0★ (4)25 mi
50MidAtlantic Wealth Partners545.0★ (10)14 mi

Also serving Bear

20 more financial planners within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial planners serving Bear
BusinessGoogle ratingDistance
Bliss & Company, Ltd.5.0★ (2)23 mi
Chesapeake Wealth Advisors of Janney Montgomery Scott5.0★ (2)9 mi
Creative Planning5.0★ (2)11 mi
Diamond State Financial Group4.0★ (2)25 mi
Eagle Wealth Strategies5.0★ (2)24 mi
EP Wealth Advisors5.0★ (2)23 mi
Good Life Financial Group, LLC3.0★ (2)13 mi
Hesham Elshahed - TD Wealth Financial AdvisorIn Bear
Joseph Iudica - Wilmington Advisors @ M&TIn Bear
Kennett Capital IncIn Bear
Mercer Advisors - Hockessin5.0★ (2)11 mi
Merrill Lynch Wealth Management3.0★ (2)24 mi
Michael Gouliamis - TIAA Wealth Management Advisor1.0★ (1)4 mi
Poole Locke Associates5.0★ (2)12 mi
Raymond James & Associates5.0★ (2)11 mi
Russell Kuchera - Wilmington Advisors @ M&TIn Bear
Wells Fargo AdvisorsIn Bear
West Chester Wealth Advisors of Janney Montgomery Scott5.0★ (2)23 mi
Westover Capital Advisors LLC5.0★ (2)9 mi
Your Best Interest Financial5.0★ (2)20 mi

How we ranked Bear financial planners

We scored 53 Bear financial planners on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Bear data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial planner

  1. Confirm the financial planner and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial planner

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial planner?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial planners in Bear: frequently asked questions

Which financial planner has the highest RFA Score in Bear?

By RFA Score, the highest-ranked financial planner in Bear, DE is Springer PCFG with an RFA Score of 72/100. It has 5.0★ from 36 Google reviews. RiversEdge Advisors (#2) and Diamond State Financial Group (#3) follow. We ranked 53 financial planners on eight factors, last updated November 9, 2026.

How many financial planners are there in Bear?

RankedFinancialAdvisors ranks 53 financial planners serving Bear, DE. 2 of them are based in Bear; the rest serve it from nearby towns. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

Which financial planners in Bear work on weekends?

6 of 53 ranked financial planners post Saturday hours and 1 post Sunday hours. The highest-ranked open Saturdays are Bank of America (with Drive-thru ATM) (#6), TJS Boxing Academy (#7) and Bank of America (with Drive-thru ATM) (#13). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Bear financial planners have?

The median Google rating among 53 rated financial planners in Bear is 5.0★, with a median of 10 reviews. Sun East Federal Credit Union has the most, 177 reviews, and ranks #15. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial planners?

Each financial planner gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial planners outside Bear count in this ranking?

Yes, if they are within 25 mi of the Bear city center, our service radius for financial planners. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial planners pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial planner do?

Financial planners build a written plan across a client’s goals: cash flow, savings, investments, insurance needs, taxes, retirement and estate. Many charge a flat or hourly fee for the plan, an ongoing retainer, or a share of the assets they manage.

How are financial planners in Bear ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial planning and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial planner’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial planner in Bear a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial planners charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Bear

  1. November 2026: RFA Scores recalculated for 53 financial planners serving Bear.

More financial planners and Bear pages