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Financial Planners in Ballenger Creek, MD: 2026 rankings

84 financial planners ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Ballenger Creek: Adams Insurance Agency - A Relation Company, RFA Score 78/100; 4.9★ from 306 Google reviews.

  2. 6

    Most-reviewed: Abich Financial Services, 243 Google reviews at 4.7★, the most of 84 ranked after Adams Insurance Agency - A Relation Company; ranked #6.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

84 Ballenger Creek financial planners are ranked here by RFA Score, from eight published factors. 16 open Saturdays and 2 open Sundays, based on posted hours. The median Google rating is 4.8★ across 84 rated firms.

Top 10 financial planners in Ballenger Creek at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial planners in Ballenger Creek at a glance
RankBusinessRFA ScoreGoogle ratingBased inNotable for
1Adams Insurance Agency - A Relation Company784.9★ (306)Frederick, 2 mi awayTop score
2Monocacy CPAs and Advisors734.8★ (114)Frederick, 5 mi away—
3Turning Point Financial734.9★ (73)Frederick, 3 mi away—
4Veridian Capital Partners735.0★ (54)Frederick, 2 mi away—
5Norberg Wealth Management715.0★ (39)Frederick, 3 mi away—
6Abich Financial Services714.7★ (243)Ashburn, 22 mi awayMost reviews
7First Command Financial Advisor - Jing Lisanby, RICP®|PhD705.0★ (121)Rockville, 24 mi away—
8Lincoln Tax Professionals705.0★ (24)Frederick, 1 mi away—
9Frederick Insurance Agency, a Division of Malhotra Insurance694.9★ (62)Green Valley, 15 mi away—
10J Allen & Associates694.7★ (32)Frederick, 4 mi away—

All 84 financial planners in Ballenger Creek, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  3. #3 Turning Point Financial

    Based in Frederick, 3 mi away

    73/100RFA Score

    Ranked #3 because of its Google rating and specialty focus: 4.9★ from 73 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 73 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri 9 AM–4 PM · Sat–Sun closed
    Address
    153 W Patrick St, Frederick, MD 21701
    View profile for Turning Point Financial(301) 846-9336

  4. #4 Veridian Capital Partners

    Based in Frederick, 2 mi away

    73/100RFA Score

    Ranked #4 because of its Google rating and specialty focus: 5.0★ from 54 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 54 Google reviews
    Hours
    Mon–Thu 8 AM–5 PM · Fri 8 AM–3 PM · Sat–Sun closed
    Address
    7101 Guilford Dr Ste 104, Frederick, MD 21704
    View profile for Veridian Capital Partners(301) 228-9300

  6. #6 Abich Financial Services

    Based in Ashburn, 22 mi away

    71/100RFA Score

    Ranked #6 because of its Google rating and specialty focus: 4.7★ from 243 Google reviews, listed on Google as “Financial planner”.

    • 4.7★ from 243 Google reviews
    Hours
    Mon–Fri 9:30 AM–5:30 PM · Sat–Sun closed
    Address
    20135 Lakeview Center Plaza Ste 110, Ashburn, VA 20147
    View profile for Abich Financial Services(571) 577-9968

  8. #8 Lincoln Tax Professionals

    Based in Frederick, 1 mi away

    70/100RFA Score

    Ranked #8 because of its Google rating and specialty focus: 5.0★ from 24 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 24 Google reviews
    Hours
    Mon closed · Tue–Thu 9 AM–4 PM · Fri–Sun closed
    Address
    5205 Chairmans Ct Ste 204, Frederick, MD 21703
    View profile for Lincoln Tax Professionals(301) 371-5104

  10. #10 J Allen & Associates

    Based in Frederick, 4 mi away

    69/100RFA Score

    Ranked #10 because of its Google rating and specialty focus: 4.7★ from 32 Google reviews, listed on Google as “Financial planner”.

    • 4.7★ from 32 Google reviews
    Hours
    Mon–Tue 9 AM–2 PM · Wed closed · Thu 9 AM–2 PM · Fri–Sun closed
    Address
    801 Toll House Ave Ste A2, Frederick, MD 21701
    View profile for J Allen & Associates(301) 524-6335

  21. #21 MAI Capital Management

    Based in Gaithersburg, 20 mi away

    65/100RFA Score

    Ranked #21 because of its Google rating and specialty focus: 5.0★ from 29 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 29 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    18 E Diamond Ave, Gaithersburg, MD 20877
    View profile for MAI Capital Management(301) 217-9300

  22. #22 Legacy Capital Planners

    Based in Germantown, 16 mi away

    65/100RFA Score

    Ranked #22 because of its Google rating and specialty focus: 4.8★ from 23 Google reviews, listed on Google as “Financial planner”.

    • 4.8★ from 23 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri 9 AM–3 PM · Sat–Sun closed
    Address
    20251 Century Blvd #425, Germantown, MD 20874
    View profile for Legacy Capital Planners(240) 395-1060

  24. #24 Bankers Life

    Based in Frederick, 2 mi away

    64/100RFA Score

    Ranked #24 because of its Google rating and specialty focus: 4.2★ from 5 Google reviews, listed on Google as “Financial planner”.

    • 4.2★ from 5 Google reviews
    Hours
    Mon 8:30 AM–5 PM · Tue–Wed closed · Thu 8:30 AM–5 PM · Fri–Sun closed
    Address
    321 Ballenger Center Dr Ste 225, Frederick, MD 21703
    View profile for Bankers Life(301) 739-8590

Financial planners ranked #26 to #50

#1 to #25 are shown in full above. Here are #26 to #50, in RFA Score order; each links to its profile. We publish the top 50 of 84 ranked financial planners here; the rest are on their profiles.

financial planners in Ballenger Creek, ranks 26 to 50
RankBusinessRFA ScoreGoogle ratingDistance
26Bankers Life644.6★ (33)23 mi
27Key Financial Group, LLC645.0★ (4)3 mi
28First United Bank and Trust645.0★ (5)6 mi
29Glass Jacobson Wealth Advisors634.7★ (26)23 mi
30First Command Financial Advisor - Tim Custer, RICP®|CFP®635.0★ (3)3 mi
31Aaron Kirkland - Edelman Financial Engines634.8★ (19)21 mi
32Bank of America (with Drive-thru ATM)633.7★ (187)24 mi
33Bank of America (with Drive-thru ATM)632.9★ (35)6 mi
34Bank of America (with Drive-thru ATM)633.6★ (111)19 mi
35Bank of America (with Drive-thru ATM)622.7★ (100)3 mi
36Plan2Retire625.0★ (12)20 mi
37Bankers Life623.9★ (28)19 mi
38Blue Ocean Global Wealth625.0★ (13)22 mi
39ACE Rehoboth Consortium (ARC) (Financial Services Div)625.0★ (7)15 mi
40First Command Financial Advisor - Teresa De Long625.0★ (15)24 mi
41Comprehensive Insurance Services LLC625.0★ (11)22 mi
42Bank of America (with Drive-thru ATM)613.5★ (66)22 mi
43Carson Wealth615.0★ (13)25 mi
44Bank of America (with Drive-thru ATM)613.1★ (104)16 mi
45Apollon Bridgemark614.1★ (18)23 mi
46Mission:Advice615.0★ (8)21 mi
47Bank of America (with Drive-thru ATM)613.0★ (55)15 mi
48United Bank603.6★ (33)23 mi
49Sherman Wealth Management605.0★ (7)22 mi
50United Bank603.6★ (19)22 mi

Also serving Ballenger Creek

20 more financial planners within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial planners serving Ballenger Creek
BusinessGoogle ratingDistance
Arbor Private Wealth, LLC5.0★ (2)22 mi
Bastola Accounting & Financial Services5.0★ (2)19 mi
Cerity Partners5.0★ (2)20 mi
Cooley & Associates, PC3.0★ (2)2 mi
Dorval & Chorne Financial Advisors1.0★ (1)In Ballenger Creek
Financial Foundations, Inc.5.0★ (2)16 mi
JLJ Financial - Jennifer L. Johnson, CFP, ChFEBC5.0★ (2)12 mi
Joshua Halpern, CFP , ChFC, CLU, CRPC3.0★ (2)23 mi
Katz Metzner Financial LLC5.0★ (2)3 mi
Kilner Capital Advisors5.0★ (2)20 mi
Kramer Wealth Managers5.0★ (2)5 mi
Legacy Financial Associates5.0★ (2)3 mi
MAI Capital Management5.0★ (2)19 mi
Maven Financial3.0★ (2)21 mi
Medallion Financial Group5.0★ (2)21 mi
Moore Wealth5.0★ (2)3 mi
Roper & Roper, PC5.0★ (2)16 mi
SAK Associates, Inc.5.0★ (2)22 mi
Taylor Gina L5.0★ (2)2 mi
Yu-Huang Lee - Transamerica Financial Advisors5.0★ (2)22 mi

How we ranked Ballenger Creek financial planners

We scored 84 Ballenger Creek financial planners on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Ballenger Creek data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial planner

  1. Confirm the financial planner and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial planner

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial planner?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial planners in Ballenger Creek: frequently asked questions

Which financial planner has the highest RFA Score in Ballenger Creek?

By RFA Score, the highest-ranked financial planner in Ballenger Creek, MD is Adams Insurance Agency - A Relation Company with an RFA Score of 78/100. It has 4.9★ from 306 Google reviews. Monocacy CPAs and Advisors (#2) and Turning Point Financial (#3) follow. We ranked 84 financial planners on eight factors, last updated November 9, 2026.

How many financial planners are there in Ballenger Creek?

RankedFinancialAdvisors ranks 84 financial planners serving Ballenger Creek, MD. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

Which financial planners in Ballenger Creek work on weekends?

16 of 84 ranked financial planners post Saturday hours and 2 post Sunday hours. The highest-ranked open Saturdays are Capital Fiduciary Advisors, LLC (#13), First United Bank and Trust (#23) and Bank of America (with Drive-thru ATM) (#25). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Ballenger Creek financial planners have?

The median Google rating among 84 rated financial planners in Ballenger Creek is 4.8★, with a median of 16 reviews. Adams Insurance Agency - A Relation Company has the most, 306 reviews, and ranks #1. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial planners?

Each financial planner gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial planners outside Ballenger Creek count in this ranking?

Yes, if they are within 25 mi of the Ballenger Creek city center, our service radius for financial planners. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial planners pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial planner do?

Financial planners build a written plan across a client’s goals: cash flow, savings, investments, insurance needs, taxes, retirement and estate. Many charge a flat or hourly fee for the plan, an ongoing retainer, or a share of the assets they manage.

How are financial planners in Ballenger Creek ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial planning and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial planner’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial planner in Ballenger Creek a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial planners charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Ballenger Creek

  1. November 2026: RFA Scores recalculated for 84 financial planners serving Ballenger Creek.

More financial planners and Ballenger Creek pages