Skip to content

Financial Advisors in Yucca Valley, CA: 2026 rankings

21 financial advisors ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Yucca Valley: Essential Enterprise LLC, RFA Score 71/100; 5.0★ from 64 Google reviews.

  2. 15

    Most-reviewed: Bank of America (with Drive-thru ATM), 68 Google reviews at 2.1★, the most of 21 ranked; ranked #15.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

21 Yucca Valley financial advisors are ranked here by RFA Score, from eight published factors. 7 open Saturdays and 1 open Sundays, based on posted hours. The median Google rating is 5.0★ across 21 rated firms.

Top 10 financial advisors in Yucca Valley at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial advisors in Yucca Valley at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1Essential Enterprise LLC715.0★ (64)Fallbrook, 17 mi away—Top score
2Ernesto Arcos Financial Advisor685.0★ (45)Cathedral City, 22 mi awaySat · Evenings—
3My Money My Freedom665.0★ (31)La Quinta, 24 mi awaySat—
4Heslin Wealth Management, LLC645.0★ (18)Palm Springs, 21 mi away——
5Hancock Partners Wealth Strategies635.0★ (17)Palm Springs, 21 mi away——
6Cypress Wealth Services635.0★ (18)Palm Desert, 25 mi away——
7Bank of America (with Drive-thru ATM)613.7★ (23)Rancho Mirage, 25 mi away——
8Bank of America (with Drive-thru ATM)603.0★ (40)Palm Springs, 22 mi away——
9Terry Sharpe: Primerica - Financial Services604.9★ (8)Cathedral City, 22 mi away——
10Invest Into Wine with Sure Holdings605.0★ (9)Palm Desert, 25 mi awaySat—

All 21 financial advisors in Yucca Valley, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  3. #3 My Money My Freedom

    Based in La Quinta, 24 mi away

    66/100RFA Score

    Ranked #3 because of its Google rating and specialty focus: 5.0★ from 31 Google reviews, listed on Google as “Financial consultant”.

    • 5.0★ from 31 Google reviews
    Hours
    Mon–Tue 10 AM–5 PM · Wed closed · Thu 10 AM–5 PM · Fri 10 AM–12 PM · Sat 10 AM–5 PM · Sun closed
    View profile for My Money My Freedom(480) 809-9498

  6. #6 Cypress Wealth Services

    Based in Palm Desert, 25 mi away

    63/100RFA Score

    Ranked #6 because of its Google rating and specialty focus: 5.0★ from 18 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 18 Google reviews
    Hours
    Mon–Fri 8 AM–4 PM · Sat–Sun closed
    Address
    74150 Country Club Dr, Palm Desert, CA 92260
    View profile for Cypress Wealth Services(760) 834-7250

Also serving Yucca Valley

20 more financial advisors within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial advisors serving Yucca Valley
BusinessGoogle ratingDistance
AIO Fee Only Financial Advisors1.0★ (1)21 mi
Anthony J. Mancini Investment Advisor5.0★ (1)21 mi
Balancing Queen LLCIn Yucca Valley
Bankers Life5.0★ (2)21 mi
Desert Oasis Healthcare Accounting Firm5.0★ (1)21 mi
Edward Jones - Financial Advisor: Alexa V Lawson3.0★ (2)In Yucca Valley
Edward Jones - Financial Advisor: Martin R Noble, CFP®5.0★ (1)22 mi
Edward Jones - Financial Advisor: Richard LaFerriere, ABFP®5.0★ (1)21 mi
Ernesto Arcos: Primerica - Financial Services5.0★ (1)22 mi
Franz Tatum Wealth Management5.0★ (2)22 mi
Hansen Financial5.0★ (1)21 mi
Modern Woodmen of America5.0★ (1)24 mi
My Good FirmIn Yucca Valley
Peace of Mind Retirement Planning5.0★ (1)14 mi
Susy Hinojosa-Diosdado: Primerica - Financial Services4.0★ (1)22 mi
Taylored BooksIn Yucca Valley
United Capital Financial Advisors5.0★ (1)24 mi
Weisberg Capital Management7 mi
Wells Fargo AdvisorsIn Yucca Valley
Wells Fargo Advisors5.0★ (1)21 mi

How we ranked Yucca Valley financial advisors

We scored 21 Yucca Valley financial advisors on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Yucca Valley data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial advisor

  1. Confirm the financial advisor and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial advisor

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial advisor?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial advisors in Yucca Valley: frequently asked questions

Which financial advisor has the highest RFA Score in Yucca Valley?

By RFA Score, the highest-ranked financial advisor in Yucca Valley, CA is Essential Enterprise LLC with an RFA Score of 71/100. It has 5.0★ from 64 Google reviews. Ernesto Arcos Financial Advisor (#2) and My Money My Freedom (#3) follow. We ranked 21 financial advisors on eight factors, last updated November 9, 2026.

How many financial advisors are there in Yucca Valley?

RankedFinancialAdvisors ranks 21 financial advisors serving Yucca Valley, CA. 1 of them is based in Yucca Valley; the rest serve it from nearby towns. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

Which financial advisors in Yucca Valley work on weekends?

7 of 21 ranked financial advisors post Saturday hours and 1 post Sunday hours. The highest-ranked open Saturdays are Ernesto Arcos Financial Advisor (#2), My Money My Freedom (#3) and Invest Into Wine with Sure Holdings (#10). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Yucca Valley financial advisors have?

The median Google rating among 21 rated financial advisors in Yucca Valley is 5.0★, with a median of 18 reviews. Bank of America (with Drive-thru ATM) has the most, 68 reviews, and ranks #15. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial advisors?

Each financial advisor gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial advisors outside Yucca Valley count in this ranking?

Yes, if they are within 25 mi of the Yucca Valley city center, our service radius for financial advisors. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial advisors pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial advisor do?

Financial advisors help clients plan and manage their money, from budgeting and saving to investing, retirement and estate questions. In the US they work as registered investment adviser representatives, as broker-dealer representatives, or both.

How are financial advisors in Yucca Valley ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial advice and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial advisor’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial advisor in Yucca Valley a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial advisors charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Yucca Valley

  1. November 2026: RFA Scores recalculated for 21 financial advisors serving Yucca Valley.

More financial advisors and Yucca Valley pages