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Financial Advisors in West Kelowna, BC: 2026 rankings

79 financial advisors ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in West Kelowna: Sterling Advisory Inc., RFA Score 77/100; 5.0★ from 132 Google reviews.

  2. 2

    Most-reviewed: Matte & Associates Financial Solutions, 130 Google reviews at 5.0★, the most of 79 ranked after Sterling Advisory Inc.; ranked #2.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

79 West Kelowna financial advisors are ranked here by RFA Score, from eight published factors. 12 open Saturdays and 6 open Sundays, based on posted hours. The median Google rating is 5.0★ across 79 rated firms.

Most of this list also appears on the Financial advisors in Kelowna ranking. See Financial advisors in Kelowna

Top 10 financial advisors in West Kelowna at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial advisors in West Kelowna at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1Sterling Advisory Inc.775.0★ (132)Kelowna, 7 km away—Top score
2Matte & Associates Financial Solutions775.0★ (130)Kelowna, 9 km away—Most reviews
3Karen Erickson CFP, RRC & Kayla Caruana BBA, CFP, RRC- IG Private Wealth Management765.0★ (95)Kelowna, 9 km away——
4JP Financial Inc754.9★ (105)Kelowna, 9 km away——
5M. Saini CPA Inc.755.0★ (71)Kelowna, 7 km away——
6Insight Planning Wealth Management745.0★ (56)Kelowna, 8 km away——
7PEAK Investment Services Inc.734.9★ (48)Kelowna, 7 km away——
8Blucke & Associates IG Private Wealth Management725.0★ (42)Kelowna, 9 km away——
9Engevik Saleski Group, CFP - IG Wealth Management725.0★ (38)Kelowna, 9 km away——
10Cartier Mortgages714.8★ (36)Kelowna, 7 km awaySat · Sun—

All 79 financial advisors in West Kelowna, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  1. Ranked #1 in West Kelowna

    #1 Sterling Advisory Inc.

    Based in Kelowna, 7 km away

    77/100RFA Score

    Ranked #1 because of its Google rating and specialty focus: 5.0★ from 132 Google reviews, listed on Google as “Financial consultant”.

    • 5.0★ from 132 Google reviews
    Hours
    Mon–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    565 Bernard Ave #110, Kelowna, BC V1Y 8R2
    View profile for Sterling Advisory Inc.(250) 863-7766

  3. #3 Karen Erickson CFP, RRC & Kayla Caruana BBA, CFP, RRC- IG Private Wealth Management

    Based in Kelowna, 9 km away

    76/100RFA Score

    Ranked #3 because of its Google rating and specialty focus: 5.0★ from 95 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 95 Google reviews
    Hours
    Mon–Tue 8:30 AM–4:30 PM · Wed closed · Thu–Fri 8:30 AM–4:30 PM · Sat–Sun closed
    Address
    Landmark 6, 1631 Dickson Ave Floor 6, Kelowna, BC V1Y 0B5
    View profile for Karen Erickson CFP, RRC & Kayla Caruana BBA, CFP, RRC- IG Private Wealth Management(250) 980-0045

  4. #4 JP Financial Inc

    Based in Kelowna, 9 km away

    75/100RFA Score

    Ranked #4 because of its Google rating and specialty focus: 4.9★ from 105 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 105 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    1708 Dolphin Ave #1004, Kelowna, BC V1Y 9R9
    View profile for JP Financial Inc(866) 203-2136

  5. #5 M. Saini CPA Inc.

    Based in Kelowna, 7 km away

    75/100RFA Score

    Ranked #5 because of its Google rating and specialty focus: 5.0★ from 71 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 71 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    347 Leon Ave, Kelowna, BC V1Y 8C7
    View profile for M. Saini CPA Inc.(250) 410-4456

  7. #7 PEAK Investment Services Inc.

    Based in Kelowna, 7 km away

    73/100RFA Score

    Ranked #7 because of its Google rating and specialty focus: 4.9★ from 48 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 48 Google reviews
    Hours
    Mon–Tue 8:30 AM–4:30 PM · Wed closed · Thu 8:30 AM–4:30 PM · Fri 8:30 AM–2:30 PM · Sat–Sun closed
    Address
    1334 St Paul St, Kelowna, BC V1Y 2E1
    View profile for PEAK Investment Services Inc.(250) 860-6494

  10. #10 Cartier Mortgages

    Based in Kelowna, 7 km away

    71/100RFA Score

    Ranked #10 because of its Google rating and specialty focus: 4.8★ from 36 Google reviews, listed on Google as “Financial planner”.

    • 4.8★ from 36 Google reviews
    Hours
    Mon–Sun 9 AM–6 PM
    Address
    1405 St Paul St #108, Kelowna, BC V1Y 2E4
    View profile for Cartier Mortgages(250) 448-7448

  13. #13 Safe Harbour Financial Solutions Inc. - Twyla Hardham - Certified Financial Planner

    Based in Kelowna, 10 km away

    71/100RFA Score

    Ranked #13 because of its Google rating and specialty focus: 5.0★ from 30 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 30 Google reviews
    Hours
    Mon–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    1980 Cooper Rd #108, Kelowna, BC V1Y 8K5
    View profile for Safe Harbour Financial Solutions Inc. - Twyla Hardham - Certified Financial Planner(250) 860-3303

  14. #14 Edward Jones - Financial Advisor: Jonathan D Dobroskay, CFP®, CEPA®

    Based in West Kelowna

    70/100RFA Score

    Ranked #14 because of its Google rating and specialty focus: 5.0★ from 17 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 17 Google reviews
    Hours
    Mon–Thu 9 AM–4 PM · Fri 9 AM–3 PM · Sat–Sun closed
    Address
    2300 Carrington Rd Unit 170, West Kelowna, BC V4T 2N6
    View profile for Edward Jones - Financial Advisor: Jonathan D Dobroskay, CFP®, CEPA®(250) 768-8218

  15. #15 Bromwich+Smith

    Based in Kelowna, 9 km away

    70/100RFA Score

    Ranked #15 because of its Google rating and specialty focus: 4.5★ from 35 Google reviews, listed on Google as “Financial planner”.

    • 4.5★ from 35 Google reviews
    Hours
    Mon–Thu 8 AM–8 PM · Fri–Sun 8 AM–5 PM
    Address
    1631 Dickson Ave 11th floor, Kelowna, BC V1Y 7W6
    View profile for Bromwich+Smith(855) 884-9243

  18. #18 Co-operators

    Based in Kelowna, 9 km away

    69/100RFA Score

    Ranked #18 because of its Google rating and specialty focus: 3.9★ from 67 Google reviews, listed on Google as “Financial planner”.

    • 3.9★ from 67 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    1502 Sutherland Ave #201, Kelowna, BC V1Y 5Y6
    View profile for Co-operators(250) 861-3777

  19. #19 Edward Jones - Financial Advisor: Jeffrey Hayes, CFP®|CLU®|CEPA®

    Based in West Kelowna

    69/100RFA Score

    Ranked #19 because of its Google rating and specialty focus: 5.0★ from 11 Google reviews, listed on Google as “Financial consultant”.

    • 5.0★ from 11 Google reviews
    Hours
    Mon–Thu 8:30 AM–4:30 PM · Fri 8:30 AM–4 PM · Sat–Sun closed
    Address
    3011 Louie Dr Suite 203, Westbank, BC V4T 3K3
    View profile for Edward Jones - Financial Advisor: Jeffrey Hayes, CFP®|CLU®|CEPA®(250) 448-1975

How we ranked West Kelowna financial advisors

We scored 79 West Kelowna financial advisors on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn West Kelowna data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial advisor

  1. Confirm the financial advisor and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial advisor

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial advisor?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial advisors in West Kelowna: frequently asked questions

Which financial advisor has the highest RFA Score in West Kelowna?

By RFA Score, the highest-ranked financial advisor in West Kelowna, BC is Sterling Advisory Inc. with an RFA Score of 77/100. It has 5.0★ from 132 Google reviews. Matte & Associates Financial Solutions (#2) and Karen Erickson CFP, RRC & Kayla Caruana BBA, CFP, RRC- IG Private Wealth Management (#3) follow. We ranked 79 financial advisors on eight factors, last updated November 9, 2026.

How many financial advisors are there in West Kelowna?

RankedFinancialAdvisors ranks 79 financial advisors serving West Kelowna, BC. 2 of them are based in West Kelowna; the rest serve it from nearby towns. Counts are as of November 2026.

Which financial advisors in West Kelowna work on weekends?

12 of 79 ranked financial advisors post Saturday hours and 6 post Sunday hours. The highest-ranked open Saturdays are Cartier Mortgages (#10), Bromwich+Smith (#15) and Certified Financial Planner Kelowna ~ C. Scott Turner, Investment Advisor (#23). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do West Kelowna financial advisors have?

The median Google rating among 79 rated financial advisors in West Kelowna is 5.0★, with a median of 12 reviews. Sterling Advisory Inc. has the most, 132 reviews, and ranks #1. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial advisors?

Each financial advisor gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial advisors outside West Kelowna count in this ranking?

Yes, if they are within 40 km of the West Kelowna city centre, our service radius for financial advisors. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial advisors pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial advisor do?

Financial advisors help clients plan and manage their money, from budgeting and saving to investing, retirement and estate questions. In the US they work as registered investment adviser representatives, as broker-dealer representatives, or both.

How are financial advisors in West Kelowna ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial advice and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial advisor’s registration?

Search the person and the firm on the Canadian Securities Administrators’ National Registration Search, and for investment and mutual fund dealer representatives on CIRO AdvisorReport.

Who regulates financial advisors in West Kelowna?

Advisors who sell or recommend securities register with the provincial securities regulator, and representatives of investment and mutual fund dealers are also overseen by CIRO. In Ontario, the titles “Financial Planner” and “Financial Advisor” are restricted to people holding a credential approved by FSRA.

How much do financial advisors charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for West Kelowna

  1. November 2026: RFA Scores recalculated for 79 financial advisors serving West Kelowna.

More financial advisors and West Kelowna pages