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Financial Advisors in Wakefield, MA: 2026 rankings

480 financial advisors ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Wakefield: Terranova & Associates CPA, LLC, RFA Score 73/100; 4.9★ from 282 Google reviews.

  2. 37

    Most-reviewed: American Consumer Credit Counseling, Inc., 4,572 Google reviews at 5.0★, the most of 480 ranked; ranked #37.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

480 Wakefield financial advisors are ranked here by RFA Score, from eight published factors. 119 open Saturdays and 15 open Sundays, based on posted hours. The median Google rating is 4.6★ across 480 rated firms.

Top 10 financial advisors in Wakefield at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial advisors in Wakefield at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1Terranova & Associates CPA, LLC734.9★ (282)Danvers, 6 mi away—Top score
2Stonehearth Capital Management715.0★ (127)Danvers, 8 mi away——
3Merchant Cost Consulting705.0★ (159)Boston, 12 mi away——
4IPX1031: Patricia Flowers, CES®705.0★ (120)Boston, 10 mi away——
5Spano Dawicki & Witt704.9★ (72)Saugus, 3 mi away——
6Total Financial Freedom LLC705.0★ (112)Winthrop, 10 mi awayEvenings—
7McAdam Financial694.9★ (120)Boston, 11 mi away——
8SHP Financial695.0★ (50)Woburn, 5 mi away——
9Bank of America Financial Center694.3★ (483)Everett, 7 mi awaySat—
10Balance Wealth Advisors695.0★ (143)Wellesley, 16 mi away——

All 480 financial advisors in Wakefield, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  5. #5 Spano Dawicki & Witt

    Based in Saugus, 3 mi away

    70/100RFA Score

    Ranked #5 because of its Google rating and specialty focus: 4.9★ from 72 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 72 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    605 Broadway 2nd Floor, Saugus, MA 01906
    View profile for Spano Dawicki & Witt(781) 231-7800

  7. #7 McAdam Financial

    Based in Boston, 11 mi away

    69/100RFA Score

    Ranked #7 because of its Google rating and specialty focus: 4.9★ from 120 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 120 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    101 Federal St Suite 1900, Boston, MA 02110
    View profile for McAdam Financial(857) 263-7759

  8. #8 SHP Financial

    Based in Woburn, 5 mi away

    69/100RFA Score

    Ranked #8 because of its Google rating and specialty focus: 5.0★ from 50 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 50 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    400 Tradecenter Dr Ste 7810, Woburn, MA 01801
    View profile for SHP Financial(508) 746-2400

  10. #10 Balance Wealth Advisors

    Based in Wellesley, 16 mi away

    69/100RFA Score

    Ranked #10 because of its Google rating and specialty focus: 5.0★ from 143 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 143 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    57 River St #300, Wellesley, MA 02481
    View profile for Balance Wealth Advisors(781) 431-7222

  12. #12 Alpha Taxes

    Based in Medford, 7 mi away

    68/100RFA Score

    Ranked #12 because of its Google rating and specialty focus: 4.8★ from 66 Google reviews, listed on Google as “Financial planner”.

    • 4.8★ from 66 Google reviews
    Hours
    Mon–Fri 10 AM–6 PM · Sat–Sun closed
    Address
    394 Main St, Medford, MA 02155
    View profile for Alpha Taxes(781) 393-0101

  15. #15 Sentinel Group

    Based in Wakefield

    68/100RFA Score

    Ranked #15 because of its Google rating and specialty focus: 4.1★ from 113 Google reviews, listed on Google as “Financial planner”.

    • 4.1★ from 113 Google reviews
    Hours
    Mon–Fri 8 AM–7 PM · Sat–Sun closed
    Address
    100 Quannapowitt Pkwy, Wakefield, MA 01880
    View profile for Sentinel Group(888) 762-6088

  18. #18 Mondy Friend Capital

    Based in Winchester, 5 mi away

    68/100RFA Score

    Ranked #18 because of its Google rating and specialty focus: 5.0★ from 30 Google reviews, listed on Google as “Financial consultant”.

    • 5.0★ from 30 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    28 Church St #14, Winchester, MA 01890
    View profile for Mondy Friend Capital(888) 480-8247

Financial advisors ranked #26 to #50

#1 to #25 are shown in full above. Here are #26 to #50, in RFA Score order; each links to its profile. We publish the top 50 of 480 ranked financial advisors here; the rest are on their profiles.

financial advisors in Wakefield, ranks 26 to 50
RankBusinessRFA ScoreGoogle ratingDistance
26Josh Andreasen - Edelman Financial Engines675.0★ (29)7 mi
27Carlos Pichardo: Primerica - Financial Services675.0★ (46)12 mi
28Cornerstone Financial Management LLC675.0★ (26)6 mi
29Savant Wealth Management674.9★ (19)3 mi
30Stephen Freedman - Edelman Financial Engines675.0★ (26)7 mi
31Salem Five Bank674.6★ (25)2 mi
32Apex Retirement Services674.8★ (19)3 mi
33First Command Financial Advisor - Dan Ferris675.0★ (24)7 mi
34TNG Private Wealth - Ameriprise Financial Services, LLC675.0★ (19)5 mi
35OpenRoad Wealth Advisors675.0★ (35)11 mi
36Caleb Harty, Financial Advisor - Harty Financial674.9★ (41)11 mi
37American Consumer Credit Counseling, Inc.665.0★ (4,572)13 mi
38Concierge Wealth Management™️665.0★ (31)10 mi
39Life Solutions Group664.7★ (37)8 mi
40Salem Five Bank664.6★ (39)8 mi
41Beyond Your Hammock664.9★ (33)10 mi
42Guardian Financial Services, LLC665.0★ (76)21 mi
43HUB International664.5★ (41)8 mi
44Salem Five Bank664.9★ (21)7 mi
45Salem Five Bank664.5★ (15)2 mi
46Claro Advisors665.0★ (24)11 mi
47First Command Financial Advisor - Kristina Patt665.0★ (17)7 mi
48Pension & Wealth Management Advisors665.0★ (35)14 mi
49Acacia Insurance, Inc.664.8★ (38)12 mi
50Salem Five Bank664.3★ (23)3 mi

Also serving Wakefield

20 more financial advisors within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial advisors serving Wakefield
BusinessGoogle ratingDistance
Affiliated Financial GroupIn Wakefield
Bernie Reitman: Primerica - Financial Services5.0★ (1)In Wakefield
Carmen Frederico - Prudential FinancialIn Wakefield
Commonwealth Financial NetworkIn Wakefield
Compass Point Retirement Planning5.0★ (1)In Wakefield
Dallas W. Coffman, CLU , ChFC , EA, CFPIn Wakefield
Daniel Roihl - Prudential FinacialIn Wakefield
Elizabeth Yost - Prudential FinancialIn Wakefield
First Financial TrustIn Wakefield
Flagship Wealth Advisors, LLC5.0★ (1)In Wakefield
Isabelle Maria - Private Wealth Advisor, Ameriprise Financial Services, LLC5.0★ (1)In Wakefield
Janice Chin - Prudential FinancialIn Wakefield
John Fitzgerald - Prudential FinancialIn Wakefield
Jonathan Hardy - Prudential FinancialIn Wakefield
Justin Jones - Prudential Financial5.0★ (1)In Wakefield
Lignum Wealth Management5.0★ (1)In Wakefield
Nevils Financial, LLCIn Wakefield
RBS & RPT Inc1.0★ (1)In Wakefield
Richard Sgroi - Prudential FinancialIn Wakefield
Robert Alan Farrar: Primerica - Financial Services3.0★ (2)In Wakefield

How we ranked Wakefield financial advisors

We scored 480 Wakefield financial advisors on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Wakefield data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial advisor

  1. Confirm the financial advisor and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial advisor

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial advisor?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial advisors in Wakefield: frequently asked questions

Which financial advisor has the highest RFA Score in Wakefield?

By RFA Score, the highest-ranked financial advisor in Wakefield, MA is Terranova & Associates CPA, LLC with an RFA Score of 73/100. It has 4.9★ from 282 Google reviews. Stonehearth Capital Management (#2) and Merchant Cost Consulting (#3) follow. We ranked 480 financial advisors on eight factors, last updated November 9, 2026.

How many financial advisors are there in Wakefield?

RankedFinancialAdvisors ranks 480 financial advisors serving Wakefield, MA. 1 of them is based in Wakefield; the rest serve it from nearby towns. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

Which financial advisors in Wakefield work on weekends?

119 of 480 ranked financial advisors post Saturday hours and 15 post Sunday hours. The highest-ranked open Saturdays are Bank of America Financial Center (#9), Bank of America (with Drive-thru ATM) (#22) and NJB Accounting Solutions, LLC (#24). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Wakefield financial advisors have?

The median Google rating among 480 rated financial advisors in Wakefield is 4.6★, with a median of 12 reviews. American Consumer Credit Counseling, Inc. has the most, 4,572 reviews, and ranks #37. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial advisors?

Each financial advisor gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial advisors outside Wakefield count in this ranking?

Yes, if they are within 25 mi of the Wakefield city center, our service radius for financial advisors. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial advisors pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial advisor do?

Financial advisors help clients plan and manage their money, from budgeting and saving to investing, retirement and estate questions. In the US they work as registered investment adviser representatives, as broker-dealer representatives, or both.

How are financial advisors in Wakefield ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial advice and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial advisor’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial advisor in Wakefield a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial advisors charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Wakefield

  1. November 2026: RFA Scores recalculated for 480 financial advisors serving Wakefield.
  2. November 2026: 7 duplicate listings merged.

More financial advisors and Wakefield pages