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Financial Advisors in Timberlake, VA: 2026 rankings

21 financial advisors ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Timberlake: United Bank, RFA Score 71/100; 4.9★ from 21 Google reviews.

  2. 21

    Most-reviewed: Bank of America (with Drive-thru ATM), 80 Google reviews at 3.5★, the most of 21 ranked; ranked #21.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

21 Timberlake financial advisors are ranked here by RFA Score, from eight published factors. The median Google rating is 5.0★ across 21 rated firms.

Most of this list also appears on the Financial advisors in Lynchburg ranking. See Financial advisors in Lynchburg

Top 10 financial advisors in Timberlake at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial advisors in Timberlake at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1United Bank714.9★ (21)Lynchburg, 1 mi away—Top score
27 Grains Planning & Investments705.0★ (21)Lynchburg, 6 mi away——
3United Bank694.8★ (18)Lynchburg, 6 mi away——
4Servus Capital Management685.0★ (13)Lynchburg, 4 mi away——
5Blue Trust | Lynchburg Financial Advisors675.0★ (8)Lynchburg, 3 mi away——
6Legacy Wealth Management Group, Inc665.0★ (8)Lynchburg, 5 mi away——
7Sherry DuShaw Coaching665.0★ (5)TimberlakeEvenings—
8Loper Financial - Wealth Management and Retirement Planning for the Lynchburg Region and Smith Mountain Lake665.0★ (6)Lynchburg, 3 mi awayEvenings—
9Selective Wealth Management665.0★ (6)Lynchburg, 4 mi away——
10Merrill Lynch Wealth Management655.0★ (5)Lynchburg, 3 mi away——

All 21 financial advisors in Timberlake, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  1. Ranked #1 in Timberlake

    #1 United Bank

    Based in Lynchburg, 1 mi away

    71/100RFA Score

    Ranked #1 because of its Google rating and specialty focus: 4.9★ from 21 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 21 Google reviews
    Hours
    Mon–Tue 9 AM–5 PM · Wed closed · Thu 9 AM–5 PM · Fri 9 AM–6 PM · Sat–Sun closed
    Address
    21437 Timberlake Rd, Lynchburg, VA 24502
    View profile for United Bank(434) 237-1323

  3. #3 United Bank

    Based in Lynchburg, 6 mi away

    69/100RFA Score

    Ranked #3 because of its Google rating and specialty focus: 4.8★ from 18 Google reviews, listed on Google as “Financial consultant”.

    • 4.8★ from 18 Google reviews
    Hours
    Mon–Tue 9 AM–5 PM · Wed closed · Thu 9 AM–5 PM · Fri 9 AM–6 PM · Sat–Sun closed
    Address
    3638 Old Forest Rd, Lynchburg, VA 24501
    View profile for United Bank(434) 385-1650

  7. #7 Sherry DuShaw Coaching

    Based in Timberlake

    66/100RFA Score

    Ranked #7 because of its Google rating and specialty focus: 5.0★ from 5 Google reviews, listed on Google as “Financial consultant”.

    • 5.0★ from 5 Google reviews
    Hours
    Mon closed · Tue 12 PM–6 PM · Wed 10 AM–9 PM · Thu 1 PM–8:30 PM · Fri 5 PM–9 PM · Sat–Sun closed
    View profile for Sherry DuShaw Coaching(540) 425-0499

  8. #8 Loper Financial - Wealth Management and Retirement Planning for the Lynchburg Region and Smith Mountain Lake

    Based in Lynchburg, 3 mi away

    66/100RFA Score

    Ranked #8 because of its Google rating and specialty focus: 5.0★ from 6 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 6 Google reviews
    Hours
    Mon–Fri 8 AM–6:30 PM · Sat–Sun closed
    Address
    121 Goldenrod Pl, Lynchburg, VA 24502
    View profile for Loper Financial - Wealth Management and Retirement Planning for the Lynchburg Region and Smith Mountain Lake(434) 214-0078

  11. #11 CENTURY 21 ALL-SERVICE

    Based in Lynchburg, 1 mi away

    65/100RFA Score

    Ranked #11 because of its Google rating and specialty focus: 4.2★ from 5 Google reviews, listed on Google as “Investment service”.

    • 4.2★ from 5 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    20886 Timberlake Rd, Lynchburg, VA 24502
    View profile for CENTURY 21 ALL-SERVICE(434) 237-7777

  13. #13 Truist

    Based in Lynchburg, 9 mi away

    64/100RFA Score

    Ranked #13 because of its Google rating and specialty focus: 2.9★ from 21 Google reviews, listed on Google as “Financial consultant”.

    • 2.9★ from 21 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri 9 AM–6 PM · Sat–Sun closed
    Address
    4710 Boonsboro Rd, Lynchburg, VA 24503
    View profile for Truist(434) 209-6076

  17. #17 Darcher Financial

    Based in Lynchburg, 4 mi away

    63/100RFA Score

    Ranked #17 because of its Google rating and specialty focus: 2.6★ from 5 Google reviews, listed on Google as “Financial planner”.

    • 2.6★ from 5 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    517 Leesville Rd Ste 102, Lynchburg, VA 24502
    View profile for Darcher Financial

  20. #20 DePaul Wealth Management

    Based in Lynchburg, 6 mi away

    63/100RFA Score

    Ranked #20 because of its Google rating and specialty focus: 5.0★ from 3 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 3 Google reviews
    Hours
    Mon 8 AM–4:30 PM · Tue 8 AM–4 PM · Wed 8 AM–4:30 PM · Thu–Fri 8 AM–4 PM · Sat–Sun closed
    Address
    3728 Old Forest Rd, Lynchburg, VA 24501
    View profile for DePaul Wealth Management(434) 385-1340

How we ranked Timberlake financial advisors

We scored 21 Timberlake financial advisors on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Timberlake data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial advisor

  1. Confirm the financial advisor and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial advisor

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial advisor?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial advisors in Timberlake: frequently asked questions

Which financial advisor has the highest RFA Score in Timberlake?

By RFA Score, the highest-ranked financial advisor in Timberlake, VA is United Bank with an RFA Score of 71/100. It has 4.9★ from 21 Google reviews. 7 Grains Planning & Investments (#2) and United Bank (#3) follow. We ranked 21 financial advisors on eight factors, last updated November 9, 2026.

How many financial advisors are there in Timberlake?

RankedFinancialAdvisors ranks 21 financial advisors serving Timberlake, VA. 1 of them is based in Timberlake; the rest serve it from nearby towns. Counts are as of November 2026.

What Google rating do Timberlake financial advisors have?

The median Google rating among 21 rated financial advisors in Timberlake is 5.0★, with a median of 6 reviews. Bank of America (with Drive-thru ATM) has the most, 80 reviews, and ranks #21. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial advisors?

Each financial advisor gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial advisors outside Timberlake count in this ranking?

Yes, if they are within 25 mi of the Timberlake city center, our service radius for financial advisors. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial advisors pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial advisor do?

Financial advisors help clients plan and manage their money, from budgeting and saving to investing, retirement and estate questions. In the US they work as registered investment adviser representatives, as broker-dealer representatives, or both.

How are financial advisors in Timberlake ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial advice and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial advisor’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial advisor in Timberlake a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial advisors charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Timberlake

  1. November 2026: RFA Scores recalculated for 21 financial advisors serving Timberlake.

More financial advisors and Timberlake pages