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Financial Advisors in Sedro-Woolley, WA: 2026 rankings

51 financial advisors ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Sedro-Woolley: Choice Plus LLC, RFA Score 78/100; 4.9★ from 583 Google reviews.

  2. 28

    Most-reviewed: Evergreen Home Loans Bellingham NMLS 2463019, 222 Google reviews at 5.0★, the most of 51 ranked after Choice Plus LLC; ranked #28.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

51 Sedro-Woolley financial advisors are ranked here by RFA Score, from eight published factors. 6 open Saturdays and 2 open Sundays, based on posted hours. The median Google rating is 5.0★ across 51 rated firms.

Top 10 financial advisors in Sedro-Woolley at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial advisors in Sedro-Woolley at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1Choice Plus LLC784.9★ (583)Mount Vernon, 5 mi away—Top score
2Evergreen Home Loans Mount Vernon NMLS 2471753725.0★ (61)Mount Vernon, 6 mi away——
3BECU credit union674.5★ (87)Bellingham, 20 mi awaySat—
4Nancy Garcia Financial Planner | Hablo Español675.0★ (4)Sedro-WoolleySat · Sun · Evenings—
5Global Credit Union663.8★ (42)Mount Vernon, 7 mi away——
6First Command Financial Advisor - Kelley Conley, RICP®|WMCP®|CMFA™665.0★ (24)Anacortes, 17 mi away——
7LifePlan Financial Inc.654.8★ (23)Camano, 19 mi away——
8John R Brown, Accounting654.8★ (5)Mount Vernon, 7 mi away——
9Prism Capital Management655.0★ (4)Mount Vernon, 6 mi away——
10Money Maven Financial655.0★ (23)Bellingham, 22 mi away——

All 51 financial advisors in Sedro-Woolley, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  1. Ranked #1 in Sedro-Woolley

    #1 Choice Plus LLC

    Based in Mount Vernon, 5 mi away

    78/100RFA Score

    Ranked #1 because of its Google rating and specialty focus: 4.9★ from 583 Google reviews, listed on Google as “Financial consultant”.

    • 4.9★ from 583 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    855 S Alder St Ste B, Burlington, WA 98233
    View profile for Choice Plus LLC(866) 446-2086

  3. #3 BECU credit union

    Based in Bellingham, 20 mi away

    67/100RFA Score

    Ranked #3 because of its Google rating and specialty focus: 4.5★ from 87 Google reviews, listed on Google as “Financial planner”.

    • 4.5★ from 87 Google reviews
    Hours
    Mon–Tue 9 AM–6 PM · Wed closed · Thu–Fri 9 AM–6 PM · Sat 9 AM–1 PM · Sun closed
    Address
    1066 Lakeway Dr, Bellingham, WA 98226
    View profile for BECU credit union(800) 233-2328

  5. #5 Global Credit Union

    Based in Mount Vernon, 7 mi away

    66/100RFA Score

    Ranked #5 because of its Google rating and specialty focus: 3.8★ from 42 Google reviews, listed on Google as “Financial planner”.

    • 3.8★ from 42 Google reviews
    Hours
    Mon–Tue 9 AM–5 PM · Wed closed · Thu–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    119 E College Way, Mount Vernon, WA 98273
    View profile for Global Credit Union(800) 525-9094

  8. #8 John R Brown, Accounting

    Based in Mount Vernon, 7 mi away

    65/100RFA Score

    Ranked #8 because of its Google rating and specialty focus: 4.8★ from 5 Google reviews, listed on Google as “Financial consultant”.

    • 4.8★ from 5 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    1129 Riverside Dr Ste B, Mount Vernon, WA 98273
    View profile for John R Brown, Accounting(360) 336-6511

  9. #9 Prism Capital Management

    Based in Mount Vernon, 6 mi away

    65/100RFA Score

    Ranked #9 because of its Google rating and specialty focus: 5.0★ from 4 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 4 Google reviews
    Hours
    Mon–Fri 8 AM–4 PM · Sat–Sun closed
    Address
    1912 S Burlington Blvd Suite A, Burlington, WA 98233
    View profile for Prism Capital Management(360) 419-6063

  10. #10 Money Maven Financial

    Based in Bellingham, 22 mi away

    65/100RFA Score

    Ranked #10 because of its Google rating and specialty focus: 5.0★ from 23 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 23 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri–Sun closed
    Address
    909 Squalicum Way Ste 110, Bellingham, WA 98225
    View profile for Money Maven Financial(360) 543-6322

  12. #12 BECU credit union

    Based in Camano, 19 mi away

    65/100RFA Score

    Ranked #12 because of its Google rating and specialty focus: 4.6★ from 25 Google reviews, listed on Google as “Financial planner”.

    • 4.6★ from 25 Google reviews
    Hours
    Mon–Fri 9 AM–6 PM · Sat 9 AM–1 PM · Sun closed
    Address
    9128 Viking Way Ste D, Stanwood, WA 98292
    View profile for BECU credit union(800) 233-2328

  13. #13 D.A. Davidson

    Based in Mount Vernon, 6 mi away

    65/100RFA Score

    Ranked #13 because of its Google rating and specialty focus: 4.2★ from 5 Google reviews, listed on Google as “Financial planner”.

    • 4.2★ from 5 Google reviews
    Hours
    Mon–Fri 6:30 AM–4 PM · Sat–Sun closed
    Address
    195 E George Hopper Rd, Burlington, WA 98233
    View profile for D.A. Davidson(360) 757-9400

  15. #15 West Invest

    Based in Bellingham, 21 mi away

    64/100RFA Score

    Ranked #15 because of its Google rating and specialty focus: 5.0★ from 14 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 14 Google reviews
    Hours
    Mon–Fri 9 AM–4:30 PM · Sat–Sun closed
    Address
    1801 F St, Bellingham, WA 98225
    View profile for West Invest(360) 738-6019

  21. #21 First Command

    Based in Anacortes, 17 mi away

    63/100RFA Score

    Ranked #21 because of its Google rating and specialty focus: 5.0★ from 6 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 6 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    317 Commercial Ave Ste 100, Anacortes, WA 98221
    View profile for First Command(360) 692-0277

  22. #22 Financial Plan

    Based in Bellingham, 21 mi away

    63/100RFA Score

    Ranked #22 because of its Google rating and specialty focus: 5.0★ from 9 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 9 Google reviews
    Hours
    Mon–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    11 Bellwether Way Ste 301, Bellingham, WA 98225
    View profile for Financial Plan(360) 714-1234

  24. #24 Skyline Advisors

    Based in Bellingham, 19 mi away

    62/100RFA Score

    Ranked #24 because of its Google rating and specialty focus: 5.0★ from 6 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 6 Google reviews
    Hours
    Mon–Fri 8 AM–4 PM · Sat–Sun closed
    Address
    405 32nd St Ste 201, Bellingham, WA 98225
    View profile for Skyline Advisors(360) 543-4058

Financial advisors ranked #26 to #50

#1 to #25 are shown in full above. Here are #26 to #50, in RFA Score order; each links to its profile. We publish the top 50 of 51 ranked financial advisors here; the rest are on their profiles.

financial advisors in Sedro-Woolley, ranks 26 to 50
RankBusinessRFA ScoreGoogle ratingDistance
26Bank of America (with Drive-thru ATM)623.8★ (11)19 mi
27Forum Financial Management - Financial Advisor: Zach Mindel, CFP®625.0★ (5)19 mi
28Evergreen Home Loans Bellingham NMLS 2463019625.0★ (222)21 mi
29McIlrath and Eck625.0★ (8)24 mi
30BECU credit union613.7★ (66)24 mi
31Bank of America (with Drive-thru ATM)612.3★ (29)8 mi
32Edward Jones - Financial Advisor: Jonathan R Montes, CFP®614.0★ (4)17 mi
33Champion Financial Planning615.0★ (4)20 mi
34Edward Jones - Financial Advisor: Jared D Johnson, CFP®|CEPA®|AAMS®615.0★ (4)21 mi
35Edward Jones - Financial Advisor: Christopher L Frank615.0★ (4)21 mi
36Trail Financial Planning LLC615.0★ (4)21 mi
37Edward Jones - Financial Advisor: Jeremy Ferrera615.0★ (4)21 mi
38Edward Jones - Financial Advisor: Shannon Day, ChFC®615.0★ (3)19 mi
39Edward Jones - Financial Advisor: Angie Lane, ABFP®615.0★ (6)25 mi
40Bank of America Financial Center613.3★ (104)20 mi
41Salish Wealth Management613.5★ (6)21 mi
42Edward Jones - Financial Advisor: Rob Naidu, AAMS®604.0★ (4)21 mi
43Edward Jones - Financial Advisor: Gene Kelly Barner605.0★ (4)24 mi
44Edward Jones - Financial Advisor: Joshua M Helpenstell, CFP®605.0★ (4)25 mi
45Gene Bell & Associates CFP , EA603.0★ (4)20 mi
46Edward Jones - Financial Advisor: River Powers, CFP®|ChFC®605.0★ (3)24 mi
47McKeon Financial605.0★ (3)24 mi
48Edward Jones - Financial Advisor: Eric L Schelling605.0★ (3)24 mi
49Bank of America (with Drive-thru ATM)583.0★ (103)23 mi
50Toyer Wealth Management584.6★ (24)22 mi

Also serving Sedro-Woolley

20 more financial advisors within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial advisors serving Sedro-Woolley
BusinessGoogle ratingDistance
Baird Private Wealth Management4.5★ (2)6 mi
Edward Jones - Financial Advisor: Aubrey Wilson, CFP®5.0★ (2)In Sedro-Woolley
Edward Jones - Financial Advisor: Brenna K Casey, CFP®|CRPC™5.0★ (2)19 mi
Edward Jones - Financial Advisor: Daniel R Reisdorff, CFP®|CEPA®|AAMS®|CRPS™5.0★ (2)24 mi
Edward Jones - Financial Advisor: Isaac C Williams, AAMS®5.0★ (1)In Sedro-Woolley
Edward Jones - Financial Advisor: Jose L Ledesma, ChFC®3.0★ (2)21 mi
Edward Jones - Financial Advisor: Keri Rayment, AAMS®In Sedro-Woolley
Edward Jones - Financial Advisor: Lori M Stewart5.0★ (2)7 mi
Edward Jones - Financial Advisor: Nate Greenland5.0★ (2)19 mi
Edward Jones - Financial Advisor: Nick Van Jaarsveld5.0★ (1)In Sedro-Woolley
Edward Jones - Financial Advisor: Ryley Nelson5.0★ (2)22 mi
Edward Jones - Financial Advisor: Sean R GeorgeIn Sedro-Woolley
Edward Jones - Financial Advisor: Theodor J Pechthalt3.0★ (2)21 mi
Edward Jones - Financial Advisor: Timothy U Price, CEPA®|CMFA®|AAMS®5.0★ (2)6 mi
Goodrich & Associates - RJFS5.0★ (2)21 mi
Menzies Financial5.0★ (2)19 mi
Moss Adams1.0★ (2)21 mi
Paulson Financial Services LLC5.0★ (2)20 mi
Ryan Grams - COUNTRY Financial Representative3.0★ (2)21 mi
Wildbrook Financial5.0★ (2)21 mi

How we ranked Sedro-Woolley financial advisors

We scored 51 Sedro-Woolley financial advisors on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Sedro-Woolley data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial advisor

  1. Confirm the financial advisor and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial advisor

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial advisor?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial advisors in Sedro-Woolley: frequently asked questions

Which financial advisor has the highest RFA Score in Sedro-Woolley?

By RFA Score, the highest-ranked financial advisor in Sedro-Woolley, WA is Choice Plus LLC with an RFA Score of 78/100. It has 4.9★ from 583 Google reviews. Evergreen Home Loans Mount Vernon NMLS 2471753 (#2) and BECU credit union (#3) follow. We ranked 51 financial advisors on eight factors, last updated November 9, 2026.

How many financial advisors are there in Sedro-Woolley?

RankedFinancialAdvisors ranks 51 financial advisors serving Sedro-Woolley, WA. 1 of them is based in Sedro-Woolley; the rest serve it from nearby towns. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

Which financial advisors in Sedro-Woolley work on weekends?

6 of 51 ranked financial advisors post Saturday hours and 2 post Sunday hours. The highest-ranked open Saturdays are BECU credit union (#3), Nancy Garcia Financial Planner | Hablo Español (#4) and BECU credit union (#12). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Sedro-Woolley financial advisors have?

The median Google rating among 51 rated financial advisors in Sedro-Woolley is 5.0★, with a median of 6 reviews. Choice Plus LLC has the most, 583 reviews, and ranks #1. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial advisors?

Each financial advisor gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial advisors outside Sedro-Woolley count in this ranking?

Yes, if they are within 25 mi of the Sedro-Woolley city center, our service radius for financial advisors. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial advisors pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial advisor do?

Financial advisors help clients plan and manage their money, from budgeting and saving to investing, retirement and estate questions. In the US they work as registered investment adviser representatives, as broker-dealer representatives, or both.

How are financial advisors in Sedro-Woolley ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial advice and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial advisor’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial advisor in Sedro-Woolley a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial advisors charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Sedro-Woolley

  1. November 2026: RFA Scores recalculated for 51 financial advisors serving Sedro-Woolley.

More financial advisors and Sedro-Woolley pages