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Financial Advisors in Saint Charles, MD: 2026 rankings

263 financial advisors ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Saint Charles: RightAway Insurance Of Alexandria Virginia, RFA Score 72/100; 4.9★ from 266 Google reviews; open Saturdays until 12 AM.

  2. 22

    Most-reviewed: American Consumer Credit Counseling, Inc, 1,359 Google reviews at 5.0★, the most of 263 ranked; ranked #22.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

263 Saint Charles financial advisors are ranked here by RFA Score, from eight published factors. 86 open Saturdays and 16 open Sundays, based on posted hours. The median Google rating is 4.8★ across 263 rated firms.

Most of this list also appears on the Financial advisors in Waldorf ranking. See Financial advisors in Waldorf

Top 10 financial advisors in Saint Charles at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial advisors in Saint Charles at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1RightAway Insurance Of Alexandria Virginia724.9★ (266)Alexandria, 11 mi awaySat · EveningsTop score
2The Motley Fool694.2★ (1,000)Alexandria, 16 mi away——
3Pesante Close LLC685.0★ (31)Waldorf, 6 mi away——
4Kathleen Finn, LLC674.9★ (123)Washington, D.C., 22 mi away——
5Bank of America (with Drive-thru ATM)674.3★ (432)Dale City, 19 mi awaySat—
6First Command Financial Advisor - Joe DeAcosta, CMFA™675.0★ (51)Camp Springs, 14 mi away——
7First Command Financial Advisor - Ben Lievestro, CFP®675.0★ (62)Alexandria, 19 mi away——
8Emmanuel Baah CPA675.0★ (39)Alexandria, 13 mi away——
9Burke & Herbert Bank664.5★ (76)Alexandria, 13 mi awaySat—
10G1 Investment, LLC664.8★ (16)Waldorf, 2 mi away——

All 263 financial advisors in Saint Charles, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  2. #2 The Motley Fool

    Based in Alexandria, 16 mi away

    69/100RFA Score

    Ranked #2 because of its Google rating and specialty focus: 4.2★ from 1,000 Google reviews, listed on Google as “Financial consultant”.

    • 4.2★ from 1,000 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    2000 Duke Street Underpass, Alexandria, VA 22314
    View profile for The Motley Fool(703) 838-3665

  3. #3 Pesante Close LLC

    Based in Waldorf, 6 mi away

    68/100RFA Score

    Ranked #3 because of its Google rating and specialty focus: 5.0★ from 31 Google reviews, listed on Google as “Financial consultant”.

    • 5.0★ from 31 Google reviews
    Hours
    Mon–Fri 7:30 AM–5 PM · Sat–Sun closed
    Address
    105 Centennial St Unit 311J, La Plata, MD 20646
    View profile for Pesante Close LLC(301) 934-3399

  8. #8 Emmanuel Baah CPA

    Based in Alexandria, 13 mi away

    67/100RFA Score

    Ranked #8 because of its Google rating and specialty focus: 5.0★ from 39 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 39 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    8639 Engleside Office Park A, Alexandria, VA 22309
    View profile for Emmanuel Baah CPA(703) 373-7141

  9. #9 Burke & Herbert Bank

    Based in Alexandria, 13 mi away

    66/100RFA Score

    Ranked #9 because of its Google rating and specialty focus: 4.5★ from 76 Google reviews, listed on Google as “Financial planner”.

    • 4.5★ from 76 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat 9 AM–1 PM · Sun closed
    Address
    8738 Cooper Rd, Alexandria, VA 22309
    View profile for Burke & Herbert Bank(703) 684-1653

  10. #10 G1 Investment, LLC

    Based in Waldorf, 2 mi away

    66/100RFA Score

    Ranked #10 because of its Google rating and specialty focus: 4.8★ from 16 Google reviews, listed on Google as “Investment service”.

    • 4.8★ from 16 Google reviews
    Hours
    Mon–Fri 8 AM–6 PM · Sat–Sun closed
    Address
    3261 Old Washington Rd Suite 2020, Waldorf, MD 20602
    View profile for G1 Investment, LLC(443) 944-6103

  13. #13 United Bank

    Based in Montclair, 20 mi away

    66/100RFA Score

    Ranked #13 because of its Google rating and specialty focus: 4.7★ from 80 Google reviews, listed on Google as “Financial planner”.

    • 4.7★ from 80 Google reviews
    Hours
    Mon–Tue 9 AM–4 PM · Wed closed · Thu 9 AM–4 PM · Fri 9 AM–6 PM · Sat 9 AM–12 PM · Sun closed
    Address
    17054 Richmond Hwy, Dumfries, VA 22026
    View profile for United Bank(703) 445-3010

  21. #21 Monument Wealth Management

    Based in Alexandria, 15 mi away

    65/100RFA Score

    Ranked #21 because of its Google rating and specialty focus: 4.9★ from 29 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 29 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri 9 AM–4 PM · Sat–Sun closed
    Address
    1940 Duke St Ste 6100, Alexandria, VA 22314
    View profile for Monument Wealth Management(703) 504-9600

  23. #23 Jones Mead & Associates

    Based in Falls Church, 23 mi away

    64/100RFA Score

    Ranked #23 because of its Google rating and specialty focus: 4.9★ from 51 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 51 Google reviews
    Hours
    Mon 9 AM–7 PM · Tue–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    7389 Lee Hwy Service Rd #103, Falls Church, VA 22042
    View profile for Jones Mead & Associates(703) 534-4005

  24. #24 Reserve Advisors

    Based in Arlington, 22 mi away

    64/100RFA Score

    Ranked #24 because of its Google rating and specialty focus: 4.9★ from 43 Google reviews, listed on Google as “Financial consultant”.

    • 4.9★ from 43 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    4501 Fairfax Dr Ste 303, Arlington, VA 22203
    View profile for Reserve Advisors(844) 701-9884

  25. #25 Truist

    Based in Waldorf, 6 mi away

    64/100RFA Score

    Ranked #25 because of its Google rating and specialty focus: 4.0★ from 21 Google reviews, listed on Google as “Financial consultant”.

    • 4.0★ from 21 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri 9 AM–6 PM · Sat 9 AM–12 PM · Sun closed
    Address
    6640 Crain Hwy, La Plata, MD 20646
    View profile for Truist(301) 934-4811

How we ranked Saint Charles financial advisors

We scored 263 Saint Charles financial advisors on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Saint Charles data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial advisor

  1. Confirm the financial advisor and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial advisor

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial advisor?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial advisors in Saint Charles: frequently asked questions

Which financial advisor has the highest RFA Score in Saint Charles?

By RFA Score, the highest-ranked financial advisor in Saint Charles, MD is RightAway Insurance Of Alexandria Virginia with an RFA Score of 72/100. It has 4.9★ from 266 Google reviews. It is open Saturdays until 12 AM. The Motley Fool (#2) and Pesante Close LLC (#3) follow. We ranked 263 financial advisors on eight factors, last updated November 9, 2026.

How many financial advisors are there in Saint Charles?

RankedFinancialAdvisors ranks 263 financial advisors serving Saint Charles, MD. Counts are as of November 2026.

Which financial advisors in Saint Charles work on weekends?

86 of 263 ranked financial advisors post Saturday hours and 16 post Sunday hours. The highest-ranked open Saturdays are RightAway Insurance Of Alexandria Virginia (#1), Bank of America (with Drive-thru ATM) (#5) and Burke & Herbert Bank (#9). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Saint Charles financial advisors have?

The median Google rating among 263 rated financial advisors in Saint Charles is 4.8★, with a median of 14 reviews. American Consumer Credit Counseling, Inc has the most, 1,359 reviews, and ranks #22. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial advisors?

Each financial advisor gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial advisors outside Saint Charles count in this ranking?

Yes, if they are within 25 mi of the Saint Charles city center, our service radius for financial advisors. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial advisors pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial advisor do?

Financial advisors help clients plan and manage their money, from budgeting and saving to investing, retirement and estate questions. In the US they work as registered investment adviser representatives, as broker-dealer representatives, or both.

How are financial advisors in Saint Charles ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial advice and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial advisor’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial advisor in Saint Charles a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial advisors charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Saint Charles

  1. November 2026: RFA Scores recalculated for 263 financial advisors serving Saint Charles.

More financial advisors and Saint Charles pages