Skip to content

Financial Advisors in Otsego, MN: 2026 rankings

172 financial advisors ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Otsego: Strategic Financial Group, RFA Score 80/100; 5.0★ from 329 Google reviews.

  2. 2

    Most-reviewed: Van Winkle & Co. CPA Advisors (Formerly Jenson & Co.), 105 Google reviews at 5.0★, the most of 172 ranked after Strategic Financial Group; ranked #2.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

172 Otsego financial advisors are ranked here by RFA Score, from eight published factors. 14 open Saturdays, based on posted hours. The median Google rating is 5.0★ across 172 rated firms.

Top 10 financial advisors in Otsego at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial advisors in Otsego at a glance
RankBusinessRFA ScoreGoogle ratingBased inNotable for
1Strategic Financial Group805.0★ (329)OtsegoTop score
2Van Winkle & Co. CPA Advisors (Formerly Jenson & Co.)725.0★ (105)Maple Grove, 15 mi awayMost reviews
3Tonya Sample - New American Funding725.0★ (95)Maple Grove, 14 mi away—
4360 Financial - Elk River725.0★ (36)Elk River, 3 mi away—
5The Bank of Elk River - Otsego Office724.8★ (34)Otsego—
6Dorval & Chorne Financial725.0★ (89)Maple Grove, 14 mi away—
7Freedom Strategy Group725.0★ (49)Big Lake, 8 mi away—
8The Bank of Elk River - Main Street Office714.3★ (68)Elk River, 2 mi away—
9The Bank of Elk River - School Street Office714.8★ (31)Elk River, 3 mi away—
10American Senior Benefits704.8★ (64)Maple Grove, 15 mi away—

All 172 financial advisors in Otsego, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  4. #4 360 Financial - Elk River

    Based in Elk River, 3 mi away

    72/100RFA Score

    Ranked #4 because of its Google rating and specialty focus: 5.0★ from 36 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 36 Google reviews
    Hours
    Mon–Thu 8:30 AM–4:30 PM · Fri 8:30 AM–3 PM · Sat–Sun closed
    Address
    510 Freeport Ave NW Suite A, Elk River, MN 55330
    View profile for 360 Financial - Elk River(763) 241-0841

  7. #7 Freedom Strategy Group

    Based in Big Lake, 8 mi away

    72/100RFA Score

    Ranked #7 because of its Google rating and specialty focus: 5.0★ from 49 Google reviews, listed on Google as “Financial consultant”.

    • 5.0★ from 49 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri 9 AM–3 PM · Sat–Sun closed
    Address
    670 Humboldt Dr, Big Lake, MN 55309
    View profile for Freedom Strategy Group(763) 421-9456

  10. #10 American Senior Benefits

    Based in Maple Grove, 15 mi away

    70/100RFA Score

    Ranked #10 because of its Google rating and specialty focus: 4.8★ from 64 Google reviews, listed on Google as “Financial planner”.

    • 4.8★ from 64 Google reviews
    Hours
    Mon–Fri 8 AM–4:30 PM · Sat–Sun closed
    Address
    7094 E Fish Lake Rd, Maple Grove, MN 55311
    View profile for American Senior Benefits(763) 559-8200

  12. #12 Medicare Advisors

    Based in Blaine, 22 mi away

    69/100RFA Score

    Ranked #12 because of its Google rating and specialty focus: 5.0★ from 69 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 69 Google reviews
    Hours
    Mon–Thu 9 AM–6 PM · Fri 9 AM–3 PM · Sat–Sun closed
    Address
    4325 Pheasant Ridge Dr NE Suite 610, Blaine, MN 55449
    View profile for Medicare Advisors(612) 470-0150

  13. #13 All Things Annuity

    Based in Plymouth, 19 mi away

    69/100RFA Score

    Ranked #13 because of its Google rating and specialty focus: 4.8★ from 62 Google reviews, listed on Google as “Financial planner”.

    • 4.8★ from 62 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    3350 Annapolis Ln N Ste C, Plymouth, MN 55447
    View profile for All Things Annuity(800) 501-1984

  14. #14 SRM

    Based in Otsego

    68/100RFA Score

    Ranked #14 because of its Google rating and specialty focus: 5.0★ from 7 Google reviews, listed on Google as “Financial consultant”.

    • 5.0★ from 7 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    View profile for SRM(612) 751-7982

  19. #19 Edward Jones - Financial Advisor: Nate Klauser, CFP®|ChFC®|CKA®

    Based in New Brighton, 22 mi away

    68/100RFA Score

    Ranked #19 because of its Google rating and specialty focus: 5.0★ from 46 Google reviews, listed on Google as “Financial consultant”.

    • 5.0★ from 46 Google reviews
    Hours
    Mon–Thu 8:30 AM–4:30 PM · Fri 8:30 AM–3 PM · Sat–Sun closed
    Address
    2197 Silver Lake Rd NW, New Brighton, MN 55112
    View profile for Edward Jones - Financial Advisor: Nate Klauser, CFP®|ChFC®|CKA®(651) 631-0900

  20. #20 Safe Harbor Financial Solutions

    Based in Otsego

    68/100RFA Score

    Ranked #20 because of its Google rating and specialty focus: 4.4★ from 7 Google reviews, listed on Google as “Financial consultant”.

    • 4.4★ from 7 Google reviews
    Hours
    Mon–Thu 8:30 AM–4 PM · Fri 8:30 AM–12 PM · Sat–Sun closed
    Address
    4801 Hwy 61 N STE 201, White Bear Lake, MN 55110 and, 9040 Quaday Ave NE Ste 204, Otsego, MN 55330
    View profile for Safe Harbor Financial Solutions(763) 441-5131

  22. #22 ThrivEdge Solutions, LLC

    Based in Saint Louis Park, 24 mi away

    67/100RFA Score

    Ranked #22 because of its Google rating and specialty focus: 5.0★ from 49 Google reviews, listed on Google as “Financial consultant”.

    • 5.0★ from 49 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    5775 Wayzata Blvd Suite 700, St Louis Park, MN 55416
    View profile for ThrivEdge Solutions, LLC(763) 501-3843

Financial advisors ranked #26 to #50

#1 to #25 are shown in full above. Here are #26 to #50, in RFA Score order; each links to its profile. We publish the top 50 of 172 ranked financial advisors here; the rest are on their profiles.

financial advisors in Otsego, ranks 26 to 50
RankBusinessRFA ScoreGoogle ratingDistance
26Cerity Partners675.0★ (25)19 mi
27Edward Jones - Financial Advisor: Matthew N Finn, CFP®|CRPC™675.0★ (4)2 mi
28Edward Jones - Financial Advisor: Ryan Wipf664.0★ (4)In Otsego
29Edward Jones - Financial Advisor: Lisa J Middagh665.0★ (3)In Otsego
30Jerron McDonald - Thrivent665.0★ (3)In Otsego
31Edward Jones - Financial Advisor: Cole R Dahl, CFP®|CRPC™665.0★ (3)In Otsego
32Endeavr Financial Planning & Wealth Management665.0★ (27)22 mi
33Fiat Wealth Management665.0★ (27)22 mi
34Peter Fleming - Edelman Financial Engines665.0★ (29)22 mi
35Josh Otto665.0★ (5)6 mi
36Riverstone Financial Group665.0★ (14)15 mi
37Edward Jones - Financial Advisor: Tim Suchy, CFP®|CRPC™664.5★ (8)8 mi
38Associated Bank - 80323664.1★ (18)12 mi
39ClearPath Wealth Advisors665.0★ (22)22 mi
40BMO Bank N.A Branches663.2★ (18)5 mi
41Bank of America (with Drive-thru ATM)664.8★ (18)18 mi
42Affiance Financial654.8★ (26)23 mi
43M2 Financial Group655.0★ (9)14 mi
44BMO Bank N.A Branches653.8★ (24)12 mi
45Edward Jones - Financial Advisor: Sandi Yeado, AAMS®653.7★ (3)2 mi
46UnderDog Wealth Management, LLC655.0★ (9)14 mi
47Legendary Capital Solutions655.0★ (10)15 mi
48Solange Kolie: Primerica - Financial Services655.0★ (12)17 mi
49Edward Jones - Financial Advisor: Matt Kruse655.0★ (3)6 mi
50Nick Simon - COUNTRY Financial Representative655.0★ (9)15 mi

Also serving Otsego

20 more financial advisors within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial advisors serving Otsego
BusinessGoogle ratingDistance
Charlene Zielin - ThriventIn Otsego
Edward Jones - Financial Advisor: Doug Prahl, CFP®|ChFC®|CLU®|AAMS®5.0★ (2)10 mi
Edward Jones - Financial Advisor: Julie Parks, CFP®|CRPC™In Otsego
Edward Jones - Financial Advisor: Tom MiddaghIn Otsego
Edward Jones - Financial Advisor: Tove C Lichty, CFP®|ABFP®In Otsego
Fitch & Strong GroupIn Otsego
Freedom Wealth Management5.0★ (2)13 mi
Highway Financial NetworksIn Otsego
Isaac Moin - ThriventIn Otsego
Josh Beck - ThriventIn Otsego
Joshua Beck - Thrivent Financial5.0★ (1)In Otsego
Justin Bettinger - ThriventIn Otsego
Mark A Gabriel - Private Wealth Advisor, Ameriprise Financial Services, LLC3.0★ (2)13 mi
MB Consultants, PLLC5.0★ (2)10 mi
New Generation Wealth Management, LLC3.0★ (2)14 mi
PMA Financial NetworkIn Otsego
Reed Pawelk - Financial Advisor, Ameriprise Financial Services, LLC5.0★ (2)3 mi
Signature Wealth Management5.0★ (2)3 mi
Tim Gamrath - Thrivent5.0★ (1)In Otsego
Zachery Bancroft - ThriventIn Otsego

How we ranked Otsego financial advisors

We scored 172 Otsego financial advisors on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Otsego data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial advisor

  1. Confirm the financial advisor and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial advisor

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial advisor?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial advisors in Otsego: frequently asked questions

Which financial advisor has the highest RFA Score in Otsego?

By RFA Score, the highest-ranked financial advisor in Otsego, MN is Strategic Financial Group with an RFA Score of 80/100. It has 5.0★ from 329 Google reviews. Van Winkle & Co. CPA Advisors (Formerly Jenson & Co.) (#2) and Tonya Sample - New American Funding (#3) follow. We ranked 172 financial advisors on eight factors, last updated November 9, 2026.

How many financial advisors are there in Otsego?

RankedFinancialAdvisors ranks 172 financial advisors serving Otsego, MN. 9 of them are based in Otsego; the rest serve it from nearby towns. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

Which financial advisors in Otsego work on weekends?

14 of 172 ranked financial advisors post Saturday hours. The highest-ranked open Saturdays is Edward Jones - Financial Advisor: Nathaniel Loge, AAMS® (#25). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Otsego financial advisors have?

The median Google rating among 172 rated financial advisors in Otsego is 5.0★, with a median of 7 reviews. Strategic Financial Group has the most, 329 reviews, and ranks #1. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial advisors?

Each financial advisor gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial advisors outside Otsego count in this ranking?

Yes, if they are within 25 mi of the Otsego city center, our service radius for financial advisors. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial advisors pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial advisor do?

Financial advisors help clients plan and manage their money, from budgeting and saving to investing, retirement and estate questions. In the US they work as registered investment adviser representatives, as broker-dealer representatives, or both.

How are financial advisors in Otsego ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial advice and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial advisor’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial advisor in Otsego a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial advisors charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Otsego

  1. November 2026: RFA Scores recalculated for 172 financial advisors serving Otsego.
  2. November 2026: 1 duplicate listing merged.

More financial advisors and Otsego pages