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Financial Advisors in Martinsburg, WV: 2026 rankings

30 financial advisors ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Martinsburg: First United Bank & Trust, RFA Score 70/100; 3.7★ from 25 Google reviews; open Saturdays until 12 PM.

  2. 6

    Most-reviewed: Integrity Home Mortgage Corporation, 69 Google reviews at 4.9★, the most of 30 ranked; ranked #6.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

30 Martinsburg financial advisors are ranked here by RFA Score, from eight published factors. 6 open Saturdays and 1 open Sundays, based on posted hours. The median Google rating is 4.8★ across 30 rated firms.

Top 10 financial advisors in Martinsburg at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial advisors in Martinsburg at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1First United Bank & Trust703.7★ (25)MartinsburgSatTop score
2Mission:Advice695.0★ (8)Martinsburg——
3Mission Financial Advisors685.0★ (7)Martinsburg——
4Revolution Payments685.0★ (25)Hagerstown, 19 mi away——
5Bankers Life684.6★ (33)Hagerstown, 19 mi away——
6Integrity Home Mortgage Corporation674.9★ (69)Martinsburg—Most reviews
7Edward Jones - Financial Advisor: Dena Morgan, CFP®675.0★ (5)Martinsburg——
8Bankers Life674.6★ (29)Winchester, 21 mi away——
9Elevate Financial Group665.0★ (3)Martinsburg——
10Charles Schwab654.0★ (23)Hagerstown, 18 mi away——

All 30 financial advisors in Martinsburg, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  1. Ranked #1 in Martinsburg

    #1 First United Bank & Trust

    Based in Martinsburg

    70/100RFA Score

    Ranked #1 because of its Google rating and specialty focus: 3.7★ from 25 Google reviews, listed on Google as “Financial planner”.

    • 3.7★ from 25 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri 9 AM–6 PM · Sat 9 AM–12 PM · Sun closed
    Address
    1286 Edwin Miller Blvd, Martinsburg, WV 25404
    View profile for First United Bank & Trust(304) 267-3130

  2. #2 Mission:Advice

    Based in Martinsburg

    69/100RFA Score

    Ranked #2 because of its Google rating and specialty focus: 5.0★ from 8 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 8 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    7866 Martinsburg Pike, Shepherdstown, WV 25443
    View profile for Mission:Advice(304) 870-4200

  4. #4 Revolution Payments

    Based in Hagerstown, 19 mi away

    68/100RFA Score

    Ranked #4 because of its Google rating and specialty focus: 5.0★ from 25 Google reviews, listed on Google as “Financial consultant”.

    • 5.0★ from 25 Google reviews
    Hours
    Mon–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    22 Wayside Ave, Hagerstown, MD 21740
    View profile for Revolution Payments(888) 790-3450

  5. #5 Bankers Life

    Based in Hagerstown, 19 mi away

    68/100RFA Score

    Ranked #5 because of its Google rating and specialty focus: 4.6★ from 33 Google reviews, listed on Google as “Financial planner”.

    • 4.6★ from 33 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    1101 Opal Ct Ste 302, Hagerstown, MD 21740
    View profile for Bankers Life(301) 739-8590

  8. #8 Bankers Life

    Based in Winchester, 21 mi away

    67/100RFA Score

    Ranked #8 because of its Google rating and specialty focus: 4.6★ from 29 Google reviews, listed on Google as “Financial planner”.

    • 4.6★ from 29 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    704 Baker Ln Ste 1, Winchester, VA 22603
    View profile for Bankers Life(540) 662-2142

  10. #10 Charles Schwab

    Based in Hagerstown, 18 mi away

    65/100RFA Score

    Ranked #10 because of its Google rating and specialty focus: 4.0★ from 23 Google reviews, listed on Google as “Financial consultant”.

    • 4.0★ from 23 Google reviews
    Hours
    Mon–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    18045 Garland Groh Blvd, Hagerstown, MD 21740
    View profile for Charles Schwab(240) 329-2021

  11. #11 Plan2Retire

    Based in Hagerstown, 18 mi away

    65/100RFA Score

    Ranked #11 because of its Google rating and specialty focus: 5.0★ from 12 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 12 Google reviews
    Hours
    Mon–Thu 8 AM–4:30 PM · Fri 8 AM–4 PM · Sat–Sun closed
    Address
    19935 National Pike Ste 100, Hagerstown, MD 21740
    View profile for Plan2Retire(240) 329-3333

  13. #13 First United Bank and Trust

    Based in Hagerstown, 16 mi away

    65/100RFA Score

    Ranked #13 because of its Google rating and specialty focus: 4.5★ from 11 Google reviews, listed on Google as “Financial planner”.

    • 4.5★ from 11 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri 9 AM–6 PM · Sat 9 AM–12 PM · Sun closed
    Address
    1646 Wesel Blvd, Hagerstown, MD 21740
    View profile for First United Bank and Trust(301) 790-2002

  14. #14 Carson Wealth

    Based in Hagerstown, 22 mi away

    65/100RFA Score

    Ranked #14 because of its Google rating and specialty focus: 5.0★ from 13 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 13 Google reviews
    Hours
    Mon–Fri 8 AM–4:30 PM · Sat–Sun closed
    Address
    19833 Leitersburg Pike Ste 1, Hagerstown, MD 21742
    View profile for Carson Wealth(301) 739-8505

  15. #15 Clarity Financial Services, Life Insurance Agent, Social Security Optimization, VA

    Based in Winchester, 23 mi away

    64/100RFA Score

    Ranked #15 because of its Google rating and specialty focus: 5.0★ from 12 Google reviews, listed on Google as “Financial consultant”.

    • 5.0★ from 12 Google reviews
    Hours
    Mon–Wed 9 AM–6 PM · Thu 10:30 AM–7 PM · Fri 9 AM–6 PM · Sat 1 PM–5 PM · Sun closed
    View profile for Clarity Financial Services, Life Insurance Agent, Social Security Optimization, VA(540) 792-4296

  16. #16 United Bank

    Based in Hagerstown, 18 mi away

    64/100RFA Score

    Ranked #16 because of its Google rating and specialty focus: 3.6★ from 19 Google reviews, listed on Google as “Financial planner”.

    • 3.6★ from 19 Google reviews
    Hours
    Mon–Tue 9 AM–4 PM · Wed closed · Thu 9 AM–4 PM · Fri 9 AM–5 PM · Sat–Sun closed
    Address
    1219 Mt Aetna Rd, Hagerstown, MD 21742
    View profile for United Bank(301) 739-4690

  17. #17 Draper & Mcginley, PA

    Based in Hagerstown, 18 mi away

    63/100RFA Score

    Ranked #17 because of its Google rating and specialty focus: 4.5★ from 8 Google reviews, listed on Google as “Financial planner”.

    • 4.5★ from 8 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    140 S Potomac St, Hagerstown, MD 21740
    View profile for Draper & Mcginley, PA(301) 797-2202

  20. #20 United Bank

    Based in Winchester, 22 mi away

    63/100RFA Score

    Ranked #20 because of its Google rating and specialty focus: 3.7★ from 15 Google reviews, listed on Google as “Financial consultant”.

    • 3.7★ from 15 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    139 N Cameron St, Winchester, VA 22601
    View profile for United Bank(540) 542-6130

  21. #21 Truist

    Based in Winchester, 23 mi away

    62/100RFA Score

    Ranked #21 because of its Google rating and specialty focus: 3.1★ from 39 Google reviews, listed on Google as “Financial consultant”.

    • 3.1★ from 39 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri 9 AM–6 PM · Sat 9 AM–12 PM · Sun closed
    Address
    2250 S Pleasant Valley Rd, Winchester, VA 22601
    View profile for Truist(540) 773-6207

All 30 financial advisors

#1 to #25 are shown in full above. Here are #26 to #30, in RFA Score order; each links to its profile.

financial advisors in Martinsburg, ranks 26 to 30
RankBusinessRFA ScoreGoogle ratingDistance
26Stevens Retirement Solutions, LLC605.0★ (3)22 mi
27Edward Jones - Financial Advisor: Daniel J Snapp, CFP®|CEPA®604.7★ (3)22 mi
28Edward Jones - Financial Advisor: Eric V Pfoutz605.0★ (3)23 mi
29Holt Advisory Group591.5★ (22)17 mi
30Orrstown Bank564.2★ (23)19 mi

Also serving Martinsburg

20 more financial advisors within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial advisors serving Martinsburg
BusinessGoogle ratingDistance
All Seasons Wealth3.0★ (2)13 mi
Crown American Financing5.0★ (1)In Martinsburg
Deneseus & Associates, PLLC5.0★ (1)In Martinsburg
Edward JonesIn Martinsburg
Edward Jones - Financial Advisor: Derek P Helman, CFP®5.0★ (1)In Martinsburg
Edward Jones - Financial Advisor: Joshua O MongoldIn Martinsburg
Edward Jones - Financial Advisor: Reggie TurnerIn Martinsburg
Epic Planning5.0★ (1)In Martinsburg
Eric Butler5.0★ (1)In Martinsburg
Hose Group, IncIn Martinsburg
John Everson - Private Wealth Advisor, Ameriprise Financial Services, LLC4.5★ (2)In Martinsburg
Mass Mutual Financial GroupIn Martinsburg
Mass Mutual Financial GroupIn Martinsburg
Morgan Financial Group LLC5.0★ (1)In Martinsburg
Phillip McCoy - Financial Advisor, Ameriprise Financial Services, LLCIn Martinsburg
Raymond James Financial Services1.0★ (1)In Martinsburg
Sterling Financial Management, IncIn Martinsburg
Steven Butler - Financial Advisor, Ameriprise Financial Services, LLCIn Martinsburg
The Myrias Group - Ameriprise Financial Services, LLCIn Martinsburg
Wayne Rimmer - Thrivent3.0★ (2)In Martinsburg

How we ranked Martinsburg financial advisors

We scored 30 Martinsburg financial advisors on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Martinsburg data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial advisor

  1. Confirm the financial advisor and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial advisor

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial advisor?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial advisors in Martinsburg: frequently asked questions

Which financial advisor has the highest RFA Score in Martinsburg?

By RFA Score, the highest-ranked financial advisor in Martinsburg, WV is First United Bank & Trust with an RFA Score of 70/100. It has 3.7★ from 25 Google reviews. It is open Saturdays until 12 PM. Mission:Advice (#2) and Mission Financial Advisors (#3) follow. We ranked 30 financial advisors on eight factors, last updated November 9, 2026.

How many financial advisors are there in Martinsburg?

RankedFinancialAdvisors ranks 30 financial advisors serving Martinsburg, WV. 6 of them are based in Martinsburg; the rest serve it from nearby towns. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

Which financial advisors in Martinsburg work on weekends?

6 of 30 ranked financial advisors post Saturday hours and 1 post Sunday hours. The highest-ranked open Saturdays are First United Bank & Trust (#1), First United Bank and Trust (#13) and Clarity Financial Services, Life Insurance Agent, Social Security Optimization, VA (#15). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Martinsburg financial advisors have?

The median Google rating among 30 rated financial advisors in Martinsburg is 4.8★, with a median of 12 reviews. Integrity Home Mortgage Corporation has the most, 69 reviews, and ranks #6. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial advisors?

Each financial advisor gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial advisors outside Martinsburg count in this ranking?

Yes, if they are within 25 mi of the Martinsburg city center, our service radius for financial advisors. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial advisors pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial advisor do?

Financial advisors help clients plan and manage their money, from budgeting and saving to investing, retirement and estate questions. In the US they work as registered investment adviser representatives, as broker-dealer representatives, or both.

How are financial advisors in Martinsburg ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial advice and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial advisor’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial advisor in Martinsburg a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial advisors charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Martinsburg

  1. November 2026: RFA Scores recalculated for 30 financial advisors serving Martinsburg.

More financial advisors and Martinsburg pages