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Financial Advisors in Lowell, MA: 2026 rankings

457 financial advisors ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Lowell: Markham Group, Inc., RFA Score 69/100; 5.0★ from 153 Google reviews.

  2. 39

    Most-reviewed: American Consumer Credit Counseling, Inc., 4,572 Google reviews at 5.0★, the most of 457 ranked; ranked #39.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

457 Lowell financial advisors are ranked here by RFA Score, from eight published factors. 119 open Saturdays and 17 open Sundays, based on posted hours. The median Google rating is 4.6★ across 457 rated firms.

Top 10 financial advisors in Lowell at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial advisors in Lowell at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1Markham Group, Inc.695.0★ (153)Leominster, 15 mi away—Top score
2NJB Accounting Solutions, LLC695.0★ (96)Salem, 11 mi awaySat · Sun—
3Terranova & Associates CPA, LLC694.9★ (282)Danvers, 18 mi away——
4Turner & Costa, P.C.684.8★ (73)Westford, 7 mi away——
5Guardian Financial Services, LLC685.0★ (76)Salem, 12 mi away——
6Stonehearth Capital Management685.0★ (127)Danvers, 18 mi away——
7Balance Wealth Advisors675.0★ (143)Wellesley, 22 mi away——
8Salem Five Bank674.3★ (42)LowellSat—
9SHP Financial675.0★ (50)Woburn, 12 mi away——
10Venning Advisors (formerly Lane Rifkin)674.6★ (191)Derry, 17 mi away——

All 457 financial advisors in Lowell, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  1. Ranked #1 in Lowell

    #1 Markham Group, Inc.

    Based in Leominster, 15 mi away

    69/100RFA Score

    Ranked #1 because of its Google rating and specialty focus: 5.0★ from 153 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 153 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    20 Central Ave #2, Ayer, MA 01432
    View profile for Markham Group, Inc.(978) 772-0800

  4. #4 Turner & Costa, P.C.

    Based in Westford, 7 mi away

    68/100RFA Score

    Ranked #4 because of its Google rating and specialty focus: 4.8★ from 73 Google reviews, listed on Google as “Financial planner”.

    • 4.8★ from 73 Google reviews
    Hours
    Mon–Thu 8 AM–5 PM · Fri–Sun closed
    Address
    190 Littleton Rd, Westford, MA 01886
    View profile for Turner & Costa, P.C.(978) 692-3291

  8. #8 Salem Five Bank

    Based in Lowell

    67/100RFA Score

    Ranked #8 because of its Google rating and specialty focus: 4.3★ from 42 Google reviews, listed on Google as “Financial planner”.

    • 4.3★ from 42 Google reviews
    Hours
    Mon–Tue 9 AM–4 PM · Wed closed · Thu 9 AM–6 PM · Fri 9 AM–5 PM · Sat 9 AM–1 PM · Sun closed
    Address
    691 Rogers St, Lowell, MA 01852
    View profile for Salem Five Bank(978) 458-6351

  9. #9 SHP Financial

    Based in Woburn, 12 mi away

    67/100RFA Score

    Ranked #9 because of its Google rating and specialty focus: 5.0★ from 50 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 50 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    400 Tradecenter Dr Ste 7810, Woburn, MA 01801
    View profile for SHP Financial(508) 746-2400

  11. #11 OpenRoad Wealth Advisors

    Based in Dracut, 9 mi away

    67/100RFA Score

    Ranked #11 because of its Google rating and specialty focus: 5.0★ from 35 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 35 Google reviews
    Hours
    Mon–Thu 8:30 AM–5 PM · Fri 8:30 AM–4 PM · Sat–Sun closed
    Address
    23 Main St Suite 2A, Andover, MA 01810
    View profile for OpenRoad Wealth Advisors(978) 475-5500

  14. #14 NRGTree

    Based in Lowell

    67/100RFA Score

    Ranked #14 because of its Google rating and specialty focus: 5.0★ from 13 Google reviews, listed on Google as “Financial consultant”.

    • 5.0★ from 13 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    128 Warren St, Lowell, MA 01852
    View profile for NRGTree(978) 886-3155

  16. #16 Salem Five Bank

    Based in Tewksbury, 7 mi away

    66/100RFA Score

    Ranked #16 because of its Google rating and specialty focus: 4.6★ from 39 Google reviews, listed on Google as “Financial planner”.

    • 4.6★ from 39 Google reviews
    Hours
    Mon–Tue 8:30 AM–5 PM · Wed closed · Thu–Fri 8:30 AM–6 PM · Sat 9 AM–1 PM · Sun closed
    Address
    2171 Main St, Tewksbury, MA 01876
    View profile for Salem Five Bank(978) 658-7270

  19. #19 McAdam Financial

    Based in Boston, 23 mi away

    66/100RFA Score

    Ranked #19 because of its Google rating and specialty focus: 4.9★ from 120 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 120 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    101 Federal St Suite 1900, Boston, MA 02110
    View profile for McAdam Financial(857) 263-7759

  20. #20 Spano Dawicki & Witt

    Based in Saugus, 18 mi away

    66/100RFA Score

    Ranked #20 because of its Google rating and specialty focus: 4.9★ from 72 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 72 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    605 Broadway 2nd Floor, Saugus, MA 01906
    View profile for Spano Dawicki & Witt(781) 231-7800

  21. #21 Compass Financial

    Based in Dracut, 7 mi away

    66/100RFA Score

    Ranked #21 because of its Google rating and specialty focus: 5.0★ from 19 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 19 Google reviews
    Hours
    Mon–Fri 7 AM–5 PM · Sat–Sun closed
    Address
    One Tech Dr Ste 135, Andover, MA 01810
    View profile for Compass Financial(978) 975-1300

  23. #23 HUB International

    Based in Tewksbury, 8 mi away

    66/100RFA Score

    Ranked #23 because of its Google rating and specialty focus: 4.5★ from 41 Google reviews, listed on Google as “Financial consultant”.

    • 4.5★ from 41 Google reviews
    Hours
    Mon–Fri 8:30 AM–4:30 PM · Sat–Sun closed
    Address
    300 Ballardvale St, Andover, MA 01810
    View profile for HUB International(978) 657-5100

Financial advisors ranked #26 to #50

#1 to #25 are shown in full above. Here are #26 to #50, in RFA Score order; each links to its profile. We publish the top 50 of 457 ranked financial advisors here; the rest are on their profiles.

financial advisors in Lowell, ranks 26 to 50
RankBusinessRFA ScoreGoogle ratingDistance
26Josh Andreasen - Edelman Financial Engines665.0★ (29)12 mi
27Bank of America Financial Center654.3★ (483)21 mi
28Granite Oak Private Wealth655.0★ (43)16 mi
29Enterprise Bank (Part of Rockland Trust)654.2★ (14)In Lowell
30Enterprise Bank (Part of Rockland Trust)654.6★ (13)2 mi
31Cornerstone Financial Management LLC655.0★ (26)12 mi
32Stephen Freedman - Edelman Financial Engines655.0★ (26)12 mi
33Quality Tax And Business Partners654.9★ (54)18 mi
34Enterprise Bank (Part of Rockland Trust)654.7★ (26)9 mi
35Alpha Taxes654.8★ (66)19 mi
36Anthony D Marken - Private Wealth Advisor, Ameriprise Financial Services, LLC655.0★ (45)18 mi
37First Command Financial Advisor - Dan Ferris655.0★ (24)12 mi
38Champion Financial Strategies & Insurance Solutions - IRA, 401k, Stocks, Life Insurance655.0★ (23)12 mi
39American Consumer Credit Counseling, Inc.655.0★ (4,572)19 mi
40Fidelity Investments654.3★ (38)9 mi
41Law Offices of Adam J. Tobin654.8★ (23)11 mi
42The Drouin Wealth Management Group655.0★ (22)12 mi
43Mondy Friend Capital655.0★ (30)16 mi
44Morton Financial Advice655.0★ (35)17 mi
45Enterprise Bank (Part of Rockland Trust)654.7★ (14)6 mi
46Salem Five Bank654.2★ (15)4 mi
47Constellation Financial654.9★ (35)16 mi
48Enterprise Bank (Part of Rockland Trust)644.9★ (11)6 mi
49Munroe Morrow Wealth Management644.9★ (62)23 mi
50Carolyn Nolan - Private Wealth Advisor, Ameriprise Financial Services, LLC645.0★ (26)16 mi

Also serving Lowell

20 more financial advisors within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial advisors serving Lowell
BusinessGoogle ratingDistance
21 George InvestorsIn Lowell
Austen Densmore - TD Wealth Financial AdvisorIn Lowell
Bradford Financial Services5.0★ (2)11 mi
Bridgewell Co5.0★ (1)In Lowell
Curious Crow Financial Planning5.0★ (2)11 mi
Edward Jones - Financial Advisor: Alan D Bell, AAMS®5.0★ (2)10 mi
Gassman Financial LLC5.0★ (2)10 mi
Glenn Mello, Agent - New York LifeIn Lowell
Landmark Financial Services Group LLC3.0★ (2)7 mi
Launch Financial Planning5.0★ (2)9 mi
Merrill Lynch Wealth Management1.0★ (2)9 mi
Olson Financial Group3.0★ (2)7 mi
Panorama – Investments5.0★ (1)In Lowell
R B Needham Advisory Corporation5.0★ (2)11 mi
Raymond JamesIn Lowell
Sky View Ranch and Aquatic enter5.0★ (2)8 mi
The MFA Companies5.0★ (2)4 mi
Travis William Terry - Financial Advisor, Ameriprise Financial Services, LLC5.0★ (2)11 mi
Valero Capital PartnersIn Lowell
Women's Financial Help5.0★ (2)12 mi

How we ranked Lowell financial advisors

We scored 457 Lowell financial advisors on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Lowell data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial advisor

  1. Confirm the financial advisor and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial advisor

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial advisor?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial advisors in Lowell: frequently asked questions

Which financial advisor has the highest RFA Score in Lowell?

By RFA Score, the highest-ranked financial advisor in Lowell, MA is Markham Group, Inc. with an RFA Score of 69/100. It has 5.0★ from 153 Google reviews. NJB Accounting Solutions, LLC (#2) and Terranova & Associates CPA, LLC (#3) follow. We ranked 457 financial advisors on eight factors, last updated November 9, 2026.

How many financial advisors are there in Lowell?

RankedFinancialAdvisors ranks 457 financial advisors serving Lowell, MA. 4 of them are based in Lowell; the rest serve it from nearby towns. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

Which financial advisors in Lowell work on weekends?

119 of 457 ranked financial advisors post Saturday hours and 17 post Sunday hours. The highest-ranked open Saturdays are NJB Accounting Solutions, LLC (#2), Salem Five Bank (#8) and Salem Five Bank (#16). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Lowell financial advisors have?

The median Google rating among 457 rated financial advisors in Lowell is 4.6★, with a median of 11 reviews. American Consumer Credit Counseling, Inc. has the most, 4,572 reviews, and ranks #39. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial advisors?

Each financial advisor gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial advisors outside Lowell count in this ranking?

Yes, if they are within 25 mi of the Lowell city center, our service radius for financial advisors. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial advisors pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial advisor do?

Financial advisors help clients plan and manage their money, from budgeting and saving to investing, retirement and estate questions. In the US they work as registered investment adviser representatives, as broker-dealer representatives, or both.

How are financial advisors in Lowell ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial advice and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial advisor’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial advisor in Lowell a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial advisors charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Lowell

  1. November 2026: RFA Scores recalculated for 457 financial advisors serving Lowell.
  2. November 2026: 7 duplicate listings merged.

More financial advisors and Lowell pages