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Financial Advisors in Los Lunas, NM: 2026 rankings

42 financial advisors ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Los Lunas: Horizon Trust Company, RFA Score 73/100; 4.9★ from 431 Google reviews.

  2. 2

    Most-reviewed: Choice Mortgage Group New Mexico, 108 Google reviews at 5.0★, the most of 42 ranked after Horizon Trust Company; ranked #2.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

42 Los Lunas financial advisors are ranked here by RFA Score, from eight published factors. 5 open Saturdays and 3 open Sundays, based on posted hours. The median Google rating is 4.6★ across 42 rated firms.

Top 10 financial advisors in Los Lunas at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial advisors in Los Lunas at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1Horizon Trust Company734.9★ (431)Albuquerque, 22 mi away—Top score
2Choice Mortgage Group New Mexico695.0★ (108)Albuquerque, 24 mi away—Most reviews
3UMB Bank (with drive-thru services)673.5★ (16)Los Lunas——
4Oakmont Advisory Group - Fiduciary Financial Advisor, Albuquerque, NM675.0★ (39)Albuquerque, 22 mi away——
5BMO Bank N.A Branches663.1★ (29)Los LunasSat—
6Edward Jones - Financial Advisor: Andrew L Spears663.7★ (3)Los Lunas——
7MarCia Financial, LLC665.0★ (24)Albuquerque, 22 mi away——
8Steve Lynch Wealth Management654.6★ (34)Albuquerque, 23 mi away——
9Specialized Trust Company654.1★ (80)Albuquerque, 22 mi away——
10Wealth Management & Legacy Planning Group654.9★ (19)Albuquerque, 22 mi away——

All 42 financial advisors in Los Lunas, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  1. Ranked #1 in Los Lunas

    #1 Horizon Trust Company

    Based in Albuquerque, 22 mi away

    73/100RFA Score

    Ranked #1 because of its Google rating and specialty focus: 4.9★ from 431 Google reviews, listed on Google as “Investment service”.

    • 4.9★ from 431 Google reviews
    Hours
    Mon–Thu 7 AM–4 PM · Fri 7 AM–2:30 PM · Sat–Sun closed
    Address
    6301 Indian School Rd NE #810, Albuquerque, NM 87110
    View profile for Horizon Trust Company(888) 205-6036

  4. #4 Oakmont Advisory Group - Fiduciary Financial Advisor, Albuquerque, NM

    Based in Albuquerque, 22 mi away

    67/100RFA Score

    Ranked #4 because of its Google rating and specialty focus: 5.0★ from 39 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 39 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri 9 AM–3 PM · Sat–Sun closed
    Address
    2001 Carlisle Blvd NE Ste D, Albuquerque, NM 87110
    View profile for Oakmont Advisory Group - Fiduciary Financial Advisor, Albuquerque, NM(505) 821-6966

  5. #5 BMO Bank N.A Branches

    Based in Los Lunas

    66/100RFA Score

    Ranked #5 because of its Google rating and specialty focus: 3.1★ from 29 Google reviews, listed on Google as “Financial planner”.

    • 3.1★ from 29 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat 9 AM–12 PM · Sun closed
    Address
    2610 Main St NW, Los Lunas, NM 87031
    View profile for BMO Bank N.A Branches(505) 807-3131

  7. #7 MarCia Financial, LLC

    Based in Albuquerque, 22 mi away

    66/100RFA Score

    Ranked #7 because of its Google rating and specialty focus: 5.0★ from 24 Google reviews, listed on Google as “Financial consultant”.

    • 5.0★ from 24 Google reviews
    Hours
    Mon–Fri 10 AM–4 PM · Sat–Sun closed
    Address
    4001 Indian School Rd NE Ste 155, Albuquerque, NM 87110
    View profile for MarCia Financial, LLC

  14. #14 Jose V. Sanchez, A Flat Fee Certified Financial Planner Professional in Albuquerque New Mexico

    Based in Albuquerque, 24 mi away

    63/100RFA Score

    Ranked #14 because of its Google rating and specialty focus: 5.0★ from 11 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 11 Google reviews
    Hours
    Mon 7:30 AM–5 PM · Tue 9 AM–7 PM · Wed 7 AM–1 PM · Thu 9 AM–3:30 PM · Fri 7 AM–11 AM · Sat–Sun closed
    Address
    6300 Riverside Plaza Ln Suite 100, Albuquerque, NM 87120
    View profile for Jose V. Sanchez, A Flat Fee Certified Financial Planner Professional in Albuquerque New Mexico(505) 500-4032

  15. #15 First Command

    Based in Albuquerque, 23 mi away

    63/100RFA Score

    Ranked #15 because of its Google rating and specialty focus: 4.6★ from 12 Google reviews, listed on Google as “Financial planner”.

    • 4.6★ from 12 Google reviews
    Address
    6000 Uptown Blvd NE #307, Albuquerque, NM 87110
    View profile for First Command(505) 294-3311

  16. #16 CLA (CliftonLarsonAllen)

    Based in Albuquerque, 22 mi away

    63/100RFA Score

    Ranked #16 because of its Google rating and specialty focus: 4.1★ from 15 Google reviews, listed on Google as “Financial planner”.

    • 4.1★ from 15 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    6501 Americas Pkwy Suite 500, Albuquerque, NM 87110
    View profile for CLA (CliftonLarsonAllen)(505) 842-8290

  17. #17 Goldfin Group | Goals-based Financial, Tax, Estate, and Investment Planning | Ryan Guth, CFP®

    Based in Albuquerque, 23 mi away

    63/100RFA Score

    Ranked #17 because of its Google rating and specialty focus: 5.0★ from 8 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 8 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    2440 Louisiana Blvd NE #570, Albuquerque, NM 87110
    View profile for Goldfin Group | Goals-based Financial, Tax, Estate, and Investment Planning | Ryan Guth, CFP®(505) 404-9970

  18. #18 BMO Bank N.A Branches

    Based in Albuquerque, 20 mi away

    62/100RFA Score

    Ranked #18 because of its Google rating and specialty focus: 3.6★ from 19 Google reviews, listed on Google as “Financial planner”.

    • 3.6★ from 19 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    500 Dr Martin Luther King Jr Ave NE, Albuquerque, NM 87102
    View profile for BMO Bank N.A Branches(505) 346-5730

  19. #19 Graceful Wealth

    Based in Albuquerque, 25 mi away

    62/100RFA Score

    Ranked #19 because of its Google rating and specialty focus: 5.0★ from 9 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 9 Google reviews
    Hours
    Mon–Thu 9 AM–4 PM · Fri 9 AM–2 PM · Sat–Sun closed
    Address
    5720 Osuna Rd NE, Albuquerque, NM 87109
    View profile for Graceful Wealth(505) 227-1551

  20. #20 BMO Bank N.A Branches

    Based in Albuquerque, 20 mi away

    62/100RFA Score

    Ranked #20 because of its Google rating and specialty focus: 3.4★ from 10 Google reviews, listed on Google as “Financial planner”.

    • 3.4★ from 10 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    303 Roma Ave NW, Albuquerque, NM 87102
    View profile for BMO Bank N.A Branches(505) 717-3420

  24. #24 investUS llc

    Based in Albuquerque, 20 mi away

    61/100RFA Score

    Ranked #24 because of its Google rating and specialty focus: 5.0★ from 3 Google reviews, listed on Google as “Investment service”.

    • 5.0★ from 3 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    609 Broadway Blvd NE #227, Albuquerque, NM 87122
    View profile for investUS llc(505) 264-9845

All 42 financial advisors

#1 to #25 are shown in full above. Here are #26 to #42, in RFA Score order; each links to its profile.

financial advisors in Los Lunas, ranks 26 to 42
RankBusinessRFA ScoreGoogle ratingDistance
26Portfolio Wealth Advisors615.0★ (4)23 mi
27Charles Schwab613.3★ (15)23 mi
28Edelman Financial Engines613.7★ (6)22 mi
29Morgan Stanley Financial Advisors613.7★ (6)22 mi
30Fidelity Investments613.1★ (10)22 mi
31Secure Trust Representatives, Inc613.7★ (3)20 mi
32Isaac Suazo - Wealth Financial Advisor615.0★ (3)23 mi
33Albuquerque, NM Branch Office - UBS Financial Services Inc.614.0★ (4)23 mi
34TruePath Financial Planning605.0★ (4)25 mi
35Michael R. Rose Wealth Management605.0★ (3)24 mi
36TD Ameritrade602.7★ (10)23 mi
37Wells Fargo Advisors603.7★ (3)22 mi
38Edward Jones - Financial Advisor: Dustin G Myers, CFP®603.4★ (5)24 mi
39Wells Fargo Private Bank591.0★ (3)20 mi
40Kaitlyn Renee Klein-sutton: Primerica - Financial Services593.0★ (4)25 mi
41Scott Roland Lasher: Primerica - Financial Services592.3★ (3)24 mi
42Paragon Assets535.0★ (6)20 mi

Also serving Los Lunas

20 more financial advisors within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial advisors serving Los Lunas
BusinessGoogle ratingDistance
Andrew Spears - Raymond JamesIn Los Lunas
Chandler Planning & Investment5.0★ (2)23 mi
Cloak Advisors LLC5.0★ (2)23 mi
Creative Financial Strategies5.0★ (1)22 mi
David Garrett - Financial Advisor, Ameriprise Financial Services, LLC5.0★ (1)20 mi
Douglas Peterson Investments5.0★ (1)22 mi
Edward Jones - Financial Advisor: Grady HensonIn Los Lunas
Edward Jones - Financial Advisor: Mary Bunch, AAMS®5.0★ (1)21 mi
First American Financial1.0★ (2)23 mi
First Command Financial Advisor - Shawn Feliciano5.0★ (2)23 mi
Hurst Capital Management5.0★ (1)21 mi
Joseph T Olson - BancWest Investment Services Wealth Financial Advisor4.0★ (1)20 mi
Merrill Lynch Financial Advisor Austin Wetsch5.0★ (1)22 mi
Midwest FinanceIn Los Lunas
Square72 Investments5.0★ (1)22 mi
UMB Private Wealth Management Center1.0★ (1)20 mi
United Capital Financial Advisors1.0★ (1)22 mi
Waddell & Reed Financial Advisor/ LPL Financial3.0★ (2)23 mi
Wealth Enhancement Group5.0★ (2)22 mi
Wells Fargo Advisors5.0★ (1)20 mi

How we ranked Los Lunas financial advisors

We scored 42 Los Lunas financial advisors on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Los Lunas data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial advisor

  1. Confirm the financial advisor and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial advisor

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial advisor?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial advisors in Los Lunas: frequently asked questions

Which financial advisor has the highest RFA Score in Los Lunas?

By RFA Score, the highest-ranked financial advisor in Los Lunas, NM is Horizon Trust Company with an RFA Score of 73/100. It has 4.9★ from 431 Google reviews. Choice Mortgage Group New Mexico (#2) and UMB Bank (with drive-thru services) (#3) follow. We ranked 42 financial advisors on eight factors, last updated November 9, 2026.

How many financial advisors are there in Los Lunas?

RankedFinancialAdvisors ranks 42 financial advisors serving Los Lunas, NM. 3 of them are based in Los Lunas; the rest serve it from nearby towns. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

Which financial advisors in Los Lunas work on weekends?

5 of 42 ranked financial advisors post Saturday hours and 3 post Sunday hours. The highest-ranked open Saturdays are BMO Bank N.A Branches (#5) and Rick Griffin: Primerica - Financial Services (#23). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Los Lunas financial advisors have?

The median Google rating among 42 rated financial advisors in Los Lunas is 4.6★, with a median of 9 reviews. Horizon Trust Company has the most, 431 reviews, and ranks #1. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial advisors?

Each financial advisor gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial advisors outside Los Lunas count in this ranking?

Yes, if they are within 25 mi of the Los Lunas city center, our service radius for financial advisors. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial advisors pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial advisor do?

Financial advisors help clients plan and manage their money, from budgeting and saving to investing, retirement and estate questions. In the US they work as registered investment adviser representatives, as broker-dealer representatives, or both.

How are financial advisors in Los Lunas ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial advice and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial advisor’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial advisor in Los Lunas a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial advisors charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Los Lunas

  1. November 2026: RFA Scores recalculated for 42 financial advisors serving Los Lunas.

More financial advisors and Los Lunas pages