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Financial Advisors in Lodi, CA: 2026 rankings

55 financial advisors ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Lodi: Applied Bookkeeping & Tax Services Elk Grove, RFA Score 70/100; 4.7★ from 185 Google reviews.

  2. 48

    Most-reviewed: Bank of America (with Drive-thru ATM), 169 Google reviews at 2.3★, the most of 55 ranked after Applied Bookkeeping & Tax Services Elk Grove; ranked #48.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

55 Lodi financial advisors are ranked here by RFA Score, from eight published factors. 17 open Saturdays and 2 open Sundays, based on posted hours. The median Google rating is 4.2★ across 55 rated firms.

Top 10 financial advisors in Lodi at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial advisors in Lodi at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1Applied Bookkeeping & Tax Services Elk Grove704.7★ (185)Elk Grove, 21 mi away—Top score
2Homeowners Financial Group654.9★ (28)Stockton, 9 mi away——
3Paramount Tax & Accounting Lathrop - Manteca644.9★ (44)Lathrop, 23 mi away——
4PHILLIPS FINANCIAL - The Lodi Area Retirement Specialist624.6★ (10)Lodi——
5F&M Bank624.3★ (21)Stockton, 10 mi away——
6F&M Bank624.0★ (21)Stockton, 9 mi awaySat—
7F&M Bank623.3★ (15)Lodi——
8F&M Bank613.8★ (24)Galt, 9 mi awaySat—
9BMO Bank N.A Branches612.8★ (24)Lodi——
10Tina Wells Lee & Associates615.0★ (12)Stockton, 11 mi away——

All 55 financial advisors in Lodi, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  5. #5 F&M Bank

    Based in Stockton, 10 mi away

    62/100RFA Score

    Ranked #5 because of its Google rating and specialty focus: 4.3★ from 21 Google reviews, listed on Google as “Financial planner”.

    • 4.3★ from 21 Google reviews
    Hours
    Mon–Tue 9 AM–5 PM · Wed closed · Thu 9 AM–5 PM · Fri 9 AM–6 PM · Sat–Sun closed
    Address
    4612 McGaw St, Stockton, CA 95207
    View profile for F&M Bank(209) 475-1128

  6. #6 F&M Bank

    Based in Stockton, 9 mi away

    62/100RFA Score

    Ranked #6 because of its Google rating and specialty focus: 4.0★ from 21 Google reviews, listed on Google as “Financial planner”.

    • 4.0★ from 21 Google reviews
    Hours
    Mon–Tue 9 AM–5 PM · Wed closed · Thu 9 AM–5 PM · Fri 9 AM–6 PM · Sat 9 AM–1 PM · Sun closed
    Address
    205 Lincoln Center, Stockton, CA 95207
    View profile for F&M Bank(209) 475-1128

  7. #7 F&M Bank

    Based in Lodi

    62/100RFA Score

    Ranked #7 because of its Google rating and specialty focus: 3.3★ from 15 Google reviews, listed on Google as “Financial planner”.

    • 3.3★ from 15 Google reviews
    Hours
    Mon–Tue 9 AM–5 PM · Wed closed · Thu 9 AM–5 PM · Fri 9 AM–6 PM · Sat–Sun closed
    Address
    121 W Lodi Ave, Lodi, CA 95240
    View profile for F&M Bank(209) 367-2300

  8. #8 F&M Bank

    Based in Galt, 9 mi away

    61/100RFA Score

    Ranked #8 because of its Google rating and specialty focus: 3.8★ from 24 Google reviews, listed on Google as “Financial planner”.

    • 3.8★ from 24 Google reviews
    Hours
    Mon–Tue 9 AM–5 PM · Wed closed · Thu 9 AM–5 PM · Fri 9 AM–6 PM · Sat 9 AM–1 PM · Sun closed
    Address
    1200 C St B, Galt, CA 95632
    View profile for F&M Bank(209) 367-2300

  15. #15 BMO Bank N.A Branches

    Based in Stockton, 12 mi away

    60/100RFA Score

    Ranked #15 because of its Google rating and specialty focus: 3.2★ from 39 Google reviews, listed on Google as “Financial planner”.

    • 3.2★ from 39 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat 9 AM–12 PM · Sun closed
    Address
    560 N Wilson Way, Stockton, CA 95205
    View profile for BMO Bank N.A Branches(209) 946-5082

  18. #18 F&M Bank

    Based in Elk Grove, 20 mi away

    60/100RFA Score

    Ranked #18 because of its Google rating and specialty focus: 4.0★ from 29 Google reviews, listed on Google as “Financial planner”.

    • 4.0★ from 29 Google reviews
    Hours
    Mon–Tue 9 AM–5 PM · Wed closed · Thu 9 AM–5 PM · Fri 9 AM–6 PM · Sat 9 AM–1 PM · Sun closed
    Address
    8799 Elk Grove Blvd, Elk Grove, CA 95624
    View profile for F&M Bank(916) 394-3200

  19. #19 Attentive Investments

    Based in Stockton, 9 mi away

    60/100RFA Score

    Ranked #19 because of its Google rating and specialty focus: 5.0★ from 8 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 8 Google reviews
    Hours
    Mon–Thu 8:30 AM–4 PM · Fri 8:30 AM–1 PM · Sat–Sun closed
    Address
    5345 N El Dorado St #5, Stockton, CA 95207
    View profile for Attentive Investments(209) 636-4931

  21. #21 BMO Bank N.A Branches

    Based in Stockton, 12 mi away

    59/100RFA Score

    Ranked #21 because of its Google rating and specialty focus: 3.1★ from 34 Google reviews, listed on Google as “Financial planner”.

    • 3.1★ from 34 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    540 N El Dorado St, Stockton, CA 95202
    View profile for BMO Bank N.A Branches(209) 946-5203

  22. #22 PRODIGY

    Based in Stockton, 12 mi away

    59/100RFA Score

    Ranked #22 because of its Google rating and specialty focus: 5.0★ from 9 Google reviews, listed on Google as “Financial consultant”.

    • 5.0★ from 9 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    1407 W Fremont St, Stockton, CA 95203
    View profile for PRODIGY(888) 479-5818

Financial advisors ranked #26 to #50

#1 to #25 are shown in full above. Here are #26 to #50, in RFA Score order; each links to its profile. We publish the top 50 of 55 ranked financial advisors here; the rest are on their profiles.

financial advisors in Lodi, ranks 26 to 50
RankBusinessRFA ScoreGoogle ratingDistance
26Charles Schwab593.8★ (11)11 mi
27Mark Sikich - Edelman Financial Engines585.0★ (13)21 mi
28Roth IRA Group585.0★ (13)21 mi
29Edward Jones - Financial Advisor: Kelly J Shultz585.0★ (13)21 mi
30Bank of America (with Drive-thru ATM)582.9★ (70)20 mi
31F&M Bank584.2★ (17)23 mi
32Bank of America Financial Center572.4★ (85)12 mi
33Valley Financial Services574.2★ (5)9 mi
34F&M Bank572.6★ (17)11 mi
35Western & Southern Life573.7★ (6)11 mi
36Bankers Life574.2★ (5)10 mi
37Tido Financial Inc574.3★ (12)21 mi
38Edward Jones - Financial Advisor: Sean P O'Neill, CFP®|CRPC™574.0★ (4)9 mi
39BMO Bank N.A Branches573.2★ (39)24 mi
40Ronda Renee Finister: Primerica - Financial Services575.0★ (3)9 mi
41Khiet Vo - Private Client Advisor563.7★ (3)8 mi
42Edward Jones - Financial Advisor: Joel L Carignan, CFP®|ChFC®565.0★ (3)11 mi
43Bank of America Financial Center562.7★ (40)20 mi
44BMO Bank N.A Branches553.7★ (9)21 mi
45Lorena Galvan: Primerica - Financial Services554.8★ (5)21 mi
46James Kline, SAFE Financial Services - East Elk Grove555.0★ (4)20 mi
47Bank of America (with Drive-thru ATM)542.4★ (63)23 mi
48Bank of America (with Drive-thru ATM)542.3★ (169)23 mi
49Valley Medical Management545.0★ (24)10 mi
50Pam's Financial Solutions545.0★ (4)21 mi

Also serving Lodi

20 more financial advisors within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial advisors serving Lodi
BusinessGoogle ratingDistance
4thGEN Wealth Management, LLC5.0★ (1)In Lodi
Albert Paula, Financial Advisor - Parkwest Financial & Insurance Solutions5.0★ (1)In Lodi
BBMP Wealth Management and Insurance ServicesIn Lodi
Bridge Pointe Financial Group5.0★ (2)In Lodi
Bryan Hickingbottom - Raymond JamesIn Lodi
Edward Jones - Financial Advisor: AJ GlarosIn Lodi
Edward Jones - Financial Advisor: Erin Lenser, CFP®|ChFC®|AAMS®5.0★ (1)In Lodi
Edward Jones - Financial Advisor: Jeremy P Lenser, AAMS®5.0★ (2)In Lodi
Edward Jones - Financial Advisor: Markelle H Luke, CFP®|AAMS®5.0★ (1)In Lodi
Kerry Suess HOMWRX Real Estate & Miliare Group Financial Services5.0★ (1)In Lodi
McCann Investment Management, LLC5.0★ (7)In Lodi
New York Life Albert Paula4.0★ (1)In Lodi
Northwestern MutualIn Lodi
Northwestern MutualIn Lodi
Northwestern Mutual: Scott R MarcusIn Lodi
Raymond James Financial Services5.0★ (1)In Lodi
Sam Bellestri - Raymond James5.0★ (1)In Lodi
Tom E Burns - Financial Advisor, Ameriprise Financial Services, LLC4.0★ (2)In Lodi
Wells Fargo Advisors5.0★ (1)In Lodi
Wells Fargo AdvisorsIn Lodi

How we ranked Lodi financial advisors

We scored 55 Lodi financial advisors on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Lodi data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial advisor

  1. Confirm the financial advisor and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial advisor

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial advisor?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial advisors in Lodi: frequently asked questions

Which financial advisor has the highest RFA Score in Lodi?

By RFA Score, the highest-ranked financial advisor in Lodi, CA is Applied Bookkeeping & Tax Services Elk Grove with an RFA Score of 70/100. It has 4.7★ from 185 Google reviews. Homeowners Financial Group (#2) and Paramount Tax & Accounting Lathrop - Manteca (#3) follow. We ranked 55 financial advisors on eight factors, last updated November 9, 2026.

How many financial advisors are there in Lodi?

RankedFinancialAdvisors ranks 55 financial advisors serving Lodi, CA. 5 of them are based in Lodi; the rest serve it from nearby towns. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

Which financial advisors in Lodi work on weekends?

17 of 55 ranked financial advisors post Saturday hours and 2 post Sunday hours. The highest-ranked open Saturdays are F&M Bank (#6), F&M Bank (#8) and Bank of America Financial Center (#12). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Lodi financial advisors have?

The median Google rating among 55 rated financial advisors in Lodi is 4.2★, with a median of 13 reviews. Applied Bookkeeping & Tax Services Elk Grove has the most, 185 reviews, and ranks #1. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial advisors?

Each financial advisor gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial advisors outside Lodi count in this ranking?

Yes, if they are within 25 mi of the Lodi city center, our service radius for financial advisors. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial advisors pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial advisor do?

Financial advisors help clients plan and manage their money, from budgeting and saving to investing, retirement and estate questions. In the US they work as registered investment adviser representatives, as broker-dealer representatives, or both.

How are financial advisors in Lodi ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial advice and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial advisor’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial advisor in Lodi a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial advisors charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Lodi

  1. November 2026: RFA Scores recalculated for 55 financial advisors serving Lodi.

More financial advisors and Lodi pages