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Financial Advisors in Ladera Ranch, CA: 2026 rankings

471 financial advisors ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Ladera Ranch: Secure One Financial Inc, RFA Score 74/100; 4.8★ from 1,399 Google reviews; open 7 days a week.

  2. 7

    Most-reviewed: Liberty Debt Relief, 1,114 Google reviews at 4.7★, the most of 471 ranked after Secure One Financial Inc; ranked #7.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

471 Ladera Ranch financial advisors are ranked here by RFA Score, from eight published factors. 102 open Saturdays and 20 open Sundays, based on posted hours. The median Google rating is 4.8★ across 471 rated firms.

Top 10 financial advisors in Ladera Ranch at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial advisors in Ladera Ranch at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1Secure One Financial Inc744.8★ (1,399)Newport Beach, 14 mi awaySat · Sun · EveningsTop score
2Boostify Financial Solutions735.0★ (433)Irvine, 15 mi awaySat · Evenings—
3Heritage Financial Services735.0★ (112)Laguna Niguel, 3 mi away——
4American Pacific Financial Services Corp (APFSC)724.7★ (275)Rancho Santa Margarita, 5 mi away——
5Verified Docu Service724.8★ (600)Irvine, 15 mi away——
6Mutual of Omaha Mortgage724.8★ (276)Irvine, 10 mi away——
7Liberty Debt Relief714.7★ (1,114)Orange, 21 mi awaySat · EveningsMost reviews
8Olive Branch Financial714.8★ (113)Irvine, 7 mi away——
9BML Wealth Management715.0★ (154)Irvine, 14 mi away——
101031 Crowdfunding, LLC704.9★ (166)Irvine, 14 mi away——

All 471 financial advisors in Ladera Ranch, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  1. Ranked #1 in Ladera Ranch

    #1 Secure One Financial Inc

    Based in Newport Beach, 14 mi away

    74/100RFA Score

    Ranked #1 because of its Google rating and specialty focus: 4.8★ from 1,399 Google reviews, listed on Google as “Financial consultant”.

    • 4.8★ from 1,399 Google reviews
    Hours
    Mon–Fri 7 AM–7 PM · Sat–Sun 8 AM–3 PM
    Address
    5000 Birch St W Tower, Suite 3000, Newport Beach, CA 92660
    View profile for Secure One Financial Inc

  5. #5 Verified Docu Service

    Based in Irvine, 15 mi away

    72/100RFA Score

    Ranked #5 because of its Google rating and specialty focus: 4.8★ from 600 Google reviews, listed on Google as “Financial consultant”.

    • 4.8★ from 600 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    17875 Von Karman Ave suit 150, Irvine, CA 92614
    View profile for Verified Docu Service(877) 276-4684

  7. #7 Liberty Debt Relief

    Based in Orange, 21 mi away

    71/100RFA Score

    Ranked #7 because of its Google rating and specialty focus: 4.7★ from 1,114 Google reviews, listed on Google as “Financial consultant”.

    • 4.7★ from 1,114 Google reviews
    Hours
    Mon–Fri 6 AM–9 PM · Sat 7 AM–4 PM · Sun closed
    Address
    333 City Blvd W 17th FL, Orange, CA 92868
    View profile for Liberty Debt Relief(800) 756-8447

  9. #9 BML Wealth Management

    Based in Irvine, 14 mi away

    71/100RFA Score

    Ranked #9 because of its Google rating and specialty focus: 5.0★ from 154 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 154 Google reviews
    Hours
    Mon–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    2 Park Plaza #800, Irvine, CA 92614
    View profile for BML Wealth Management(949) 682-9105

  10. #10 1031 Crowdfunding, LLC

    Based in Irvine, 14 mi away

    70/100RFA Score

    Ranked #10 because of its Google rating and specialty focus: 4.9★ from 166 Google reviews, listed on Google as “Investment service”.

    • 4.9★ from 166 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    2603 Main St #1050, Irvine, CA 92614
    View profile for 1031 Crowdfunding, LLC(844) 533-1031

  11. #11 Bankers Life

    Based in Irvine, 16 mi away

    70/100RFA Score

    Ranked #11 because of its Google rating and specialty focus: 5.0★ from 141 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 141 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    18022 Cowan Ste 265, Irvine, CA 92614
    View profile for Bankers Life(949) 608-6707

  12. #12 PACIFIC CAPITAL

    Based in Corona, 20 mi away

    70/100RFA Score

    Ranked #12 because of its Google rating and specialty focus: 5.0★ from 216 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 216 Google reviews
    Hours
    Mon–Fri 8 AM–3 PM · Sat–Sun closed
    Address
    1861 California Ave Ste 101, Corona, CA 92881
    View profile for PACIFIC CAPITAL(844) 777-8777

  14. #14 Rescue One Financial

    Based in Irvine, 14 mi away

    69/100RFA Score

    Ranked #14 because of its Google rating and specialty focus: 4.9★ from 116 Google reviews, listed on Google as “Financial consultant”.

    • 4.9★ from 116 Google reviews
    Hours
    Mon–Fri 8 AM–7 PM · Sat 9 AM–3 PM · Sun closed
    Address
    16842 Von Karman Ave Ste 300A, Irvine, CA 92606
    View profile for Rescue One Financial(855) 737-2831

  15. #15 Modern Wealth Law

    Based in Irvine, 14 mi away

    69/100RFA Score

    Ranked #15 because of its Google rating and specialty focus: 4.9★ from 114 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 114 Google reviews
    Hours
    Mon–Fri 9 AM–5:30 PM · Sat–Sun closed
    Address
    2600 Michelson Dr Ste 950, Irvine, CA 92612
    View profile for Modern Wealth Law(949) 371-5003

  16. #16 Tax Law Advocates

    Based in Irvine, 14 mi away

    69/100RFA Score

    Ranked #16 because of its Google rating and specialty focus: 4.7★ from 164 Google reviews, listed on Google as “Financial planner”.

    • 4.7★ from 164 Google reviews
    Hours
    Mon–Fri 7 AM–5 PM · Sat–Sun closed
    Address
    4 Park Plaza #300, Irvine, CA 92614
    View profile for Tax Law Advocates(855) 612-7777

  17. #17 Falcon Wealth Planning

    Based in Irvine, 15 mi away

    69/100RFA Score

    Ranked #17 because of its Google rating and specialty focus: 5.0★ from 90 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 90 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    2030 Main St 13th floor, Irvine, CA 92614
    View profile for Falcon Wealth Planning(855) 963-2526

  18. #18 Perch Wealth

    Based in San Juan Capistrano, 3 mi away

    69/100RFA Score

    Ranked #18 because of its Google rating and specialty focus: 5.0★ from 31 Google reviews, listed on Google as “Investment service”.

    • 5.0★ from 31 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    29122 Rancho Viejo Rd #111, San Juan Capistrano, CA 92675
    View profile for Perch Wealth(855) 378-3443

  20. #20 Verify Debt Solutions

    Based in Costa Mesa, 17 mi away

    69/100RFA Score

    Ranked #20 because of its Google rating and specialty focus: 4.8★ from 157 Google reviews, listed on Google as “Financial consultant”.

    • 4.8★ from 157 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    3200 Bristol St #550, Costa Mesa, CA 92626
    View profile for Verify Debt Solutions(866) 201-8886

  24. #24 Secured Income Group

    Based in Tustin, 17 mi away

    68/100RFA Score

    Ranked #24 because of its Google rating and specialty focus: 4.9★ from 112 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 112 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    17592 17th St #100, Tustin, CA 92780
    View profile for Secured Income Group(714) 586-7820

Financial advisors ranked #26 to #50

#1 to #25 are shown in full above. Here are #26 to #50, in RFA Score order; each links to its profile. We publish the top 50 of 471 ranked financial advisors here; the rest are on their profiles.

financial advisors in Ladera Ranch, ranks 26 to 50
RankBusinessRFA ScoreGoogle ratingDistance
26Business Plans USA | Business Plan Writing Services684.8★ (48)9 mi
27Williams Financial Advisors685.0★ (23)4 mi
28RiseUp Financial Group, LLC684.7★ (99)14 mi
29SLD Financial684.6★ (61)9 mi
30Sense Financial Services LLC674.9★ (127)22 mi
31ACACIA Insurance Services, Inc.675.0★ (56)15 mi
32Retirement Planners of America674.9★ (59)14 mi
33Marathon Group Financial675.0★ (120)24 mi
34Warren Street Wealth Advisors, LLC675.0★ (29)9 mi
35Abundant Wealth Management, Inc. - ALLEN MONTEMAGNO Jr. - LPL Financial Advisor675.0★ (120)25 mi
36Kanani Advisory Group674.6★ (41)8 mi
37Galici Financial675.0★ (29)10 mi
38Paramount Tax & Accounting - Tustin675.0★ (58)17 mi
39John Stokes Financial675.0★ (43)15 mi
40Progressive Strategies Financial Group675.0★ (13)2 mi
41Eden Financial675.0★ (19)6 mi
42United States Financial Services665.0★ (18)6 mi
43Quiver Financial Holdings, LLC664.9★ (28)10 mi
44Onitus Capital664.9★ (42)15 mi
45Horizon Financial Consulting665.0★ (14)5 mi
46Jesus Gonzalez: Primerica665.0★ (64)22 mi
47M&M Wealth Associates665.0★ (48)19 mi
48The Clark Group Asset Management665.0★ (18)8 mi
49Edward Jones - Financial Advisor: Jeff Albert, CEPA®, CRPS™665.0★ (13)5 mi
50Downie Financial Group665.0★ (11)4 mi

Also serving Ladera Ranch

20 more financial advisors within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial advisors serving Ladera Ranch
BusinessGoogle ratingDistance
Annette Di Bello, CPA, CFP Inc. - Di Bello Financial3.0★ (2)2 mi
Credit & Debt5.0★ (1)In Ladera Ranch
Edward Jones - Financial Advisor: DJ Oliver, CFP®In Ladera Ranch
Edward Jones - Financial Advisor: Steven K Buck, CFP®|CEPA®In Ladera Ranch
Edward Jones - Financial Advisor: Surong LinIn Ladera Ranch
Edward Jones InvestmentsIn Ladera Ranch
Emerald Blue Advisors, Inc.5.0★ (2)4 mi
Enumerate Financial Services3.0★ (2)2 mi
Lee Financial Group5.0★ (1)In Ladera Ranch
M360 AdvisorsIn Ladera Ranch
Mobile Tax Service5.0★ (2)4 mi
Money360, Inc.In Ladera Ranch
Needelman Asset ManagementIn Ladera Ranch
Pacific Park Financial IncIn Ladera Ranch
Sterling Financial Advisors5.0★ (2)4 mi
Strategic REITIn Ladera Ranch
Strivent Financial5.0★ (2)2 mi
Vintage Capital5.0★ (1)In Ladera Ranch
W.I.T. Financial Services - Divorce Knowing Your Options5.0★ (2)3 mi
Wells Fargo AdvisorsIn Ladera Ranch

How we ranked Ladera Ranch financial advisors

We scored 471 Ladera Ranch financial advisors on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Ladera Ranch data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial advisor

  1. Confirm the financial advisor and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial advisor

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial advisor?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial advisors in Ladera Ranch: frequently asked questions

Which financial advisor has the highest RFA Score in Ladera Ranch?

By RFA Score, the highest-ranked financial advisor in Ladera Ranch, CA is Secure One Financial Inc with an RFA Score of 74/100. It has 4.8★ from 1,399 Google reviews. It is open 7 days a week. Boostify Financial Solutions (#2) and Heritage Financial Services (#3) follow. We ranked 471 financial advisors on eight factors, last updated November 9, 2026.

How many financial advisors are there in Ladera Ranch?

RankedFinancialAdvisors ranks 471 financial advisors serving Ladera Ranch, CA. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

Which financial advisors in Ladera Ranch work on weekends?

102 of 471 ranked financial advisors post Saturday hours and 20 post Sunday hours. The highest-ranked open Saturdays are Secure One Financial Inc (#1), Boostify Financial Solutions (#2) and Liberty Debt Relief (#7). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Ladera Ranch financial advisors have?

The median Google rating among 471 rated financial advisors in Ladera Ranch is 4.8★, with a median of 12 reviews. Secure One Financial Inc has the most, 1,399 reviews, and ranks #1. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial advisors?

Each financial advisor gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial advisors outside Ladera Ranch count in this ranking?

Yes, if they are within 25 mi of the Ladera Ranch city center, our service radius for financial advisors. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial advisors pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial advisor do?

Financial advisors help clients plan and manage their money, from budgeting and saving to investing, retirement and estate questions. In the US they work as registered investment adviser representatives, as broker-dealer representatives, or both.

How are financial advisors in Ladera Ranch ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial advice and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial advisor’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial advisor in Ladera Ranch a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial advisors charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Ladera Ranch

  1. November 2026: RFA Scores recalculated for 471 financial advisors serving Ladera Ranch.
  2. November 2026: 5 duplicate listings merged.

More financial advisors and Ladera Ranch pages