73/100RFA Score
Ranked #1 because of its Google rating and specialty focus: 4.7★ from 1,569 Google reviews, listed on Google as “Financial consultant”.
Financial Advisors in Howard Beach, NY: 2026 rankings
1,184 financial advisors ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →
The short answer
- 1
Highest RFA Score in Howard Beach: Citizens Debt Relief, RFA Score 73/100; 4.7★ from 1,569 Google reviews.
- 8
Most-reviewed: Shore Funding Solutions, 1,954 Google reviews at 4.8★, the most of 1,184 ranked; ranked #8.
Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank
1,184 Howard Beach financial advisors are ranked here by RFA Score, from eight published factors. 420 open Saturdays and 104 open Sundays, based on posted hours. The median Google rating is 4.5★ across 1,184 rated firms.
Top 10 financial advisors in Howard Beach at a glance
Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.
| Rank | Business | RFA Score | Google rating | Based in | Hours | Notable for |
|---|---|---|---|---|---|---|
| 1 | Citizens Debt Relief | 73 | 4.7★ (1,569) | New York City, 10 mi away | — | Top score |
| 2 | Aspire Tax | 73 | 4.7★ (447) | Forest Hills, 3 mi away | Sat | — |
| 3 | PREMIÉR ACCOUNTING, TAX & BUSINESS | 72 | 4.8★ (477) | Brooklyn, 7 mi away | Sat · Evenings | — |
| 4 | Prudent Financial Solutions, Inc. | 72 | 4.8★ (655) | New York City, 10 mi away | Sat · Evenings | — |
| 5 | Davidov Law Group | 72 | 5.0★ (351) | Garden City, 12 mi away | — | — |
| 6 | Premium Paybacks WC Insurance Recovery | 72 | 5.0★ (231) | Brooklyn, 8 mi away | — | — |
| 7 | B & R Accountants CPA | 71 | 5.0★ (289) | New York City, 13 mi away | Sat | — |
| 8 | Shore Funding Solutions | 70 | 4.8★ (1,954) | Melville, 23 mi away | Evenings | Most reviews |
| 9 | On Time Capital | 70 | 4.9★ (124) | Brooklyn, 5 mi away | Sun · Evenings | — |
| 10 | Kapitus | 70 | 4.5★ (904) | New York City, 10 mi away | — | — |
All 1,184 financial advisors in Howard Beach, in rank order
Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.
Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.
Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.
#2 Aspire Tax
Based in Forest Hills, 3 mi away
73/100RFA ScoreRanked #2 because of its Google rating and specialty focus: 4.7★ from 447 Google reviews, listed on Google as “Financial planner”.
Based in Brooklyn, 7 mi away
72/100RFA ScoreRanked #3 because of its Google rating and specialty focus: 4.8★ from 477 Google reviews, listed on Google as “Financial planner”.
Based in New York City, 10 mi away
72/100RFA ScoreRanked #4 because of its Google rating and specialty focus: 4.8★ from 655 Google reviews, listed on Google as “Financial consultant”.
Based in Garden City, 12 mi away
72/100RFA ScoreRanked #5 because of its Google rating and specialty focus: 5.0★ from 351 Google reviews, listed on Google as “Financial planner”.
Based in Brooklyn, 8 mi away
72/100RFA ScoreRanked #6 because of its Google rating and specialty focus: 5.0★ from 231 Google reviews, listed on Google as “Financial consultant”.
Based in New York City, 13 mi away
71/100RFA ScoreRanked #7 because of its Google rating and specialty focus: 5.0★ from 289 Google reviews, listed on Google as “Financial planner”.
Based in Melville, 23 mi away
70/100RFA ScoreRanked #8 because of its Google rating and specialty focus: 4.8★ from 1,954 Google reviews, listed on Google as “Financial planner”.
Based in Brooklyn, 5 mi away
70/100RFA ScoreRanked #9 because of its Google rating and specialty focus: 4.9★ from 124 Google reviews, listed on Google as “Financial consultant”.
#10 Kapitus
Based in New York City, 10 mi away
70/100RFA ScoreRanked #10 because of its Google rating and specialty focus: 4.5★ from 904 Google reviews, listed on Google as “Financial planner”.
Based in Baychester, 14 mi away
70/100RFA ScoreRanked #11 because of its Google rating and specialty focus: 4.9★ from 337 Google reviews, listed on Google as “Financial planner”.
Based in Bellmore, 16 mi away
70/100RFA ScoreRanked #12 because of its Google rating and specialty focus: 4.9★ from 367 Google reviews, listed on Google as “Financial planner”.
Based in Staten Island, 14 mi away
70/100RFA ScoreRanked #13 because of its Google rating and specialty focus: 5.0★ from 208 Google reviews, listed on Google as “Financial consultant”.
#14 Klyman Financial
Based in New York City, 10 mi away
69/100RFA ScoreRanked #14 because of its Google rating and specialty focus: 4.9★ from 144 Google reviews, listed on Google as “Financial planner”.
Based in Brooklyn, 10 mi away
69/100RFA ScoreRanked #15 because of its Google rating and specialty focus: 4.8★ from 169 Google reviews, listed on Google as “Financial planner”.
Based in New York City, 10 mi away
69/100RFA ScoreRanked #16 because of its Google rating and specialty focus: 5.0★ from 99 Google reviews, listed on Google as “Financial planner”.
#17 ValueCap Lenders
Based in Brooklyn, 9 mi away
69/100RFA ScoreRanked #17 because of its Google rating and specialty focus: 5.0★ from 94 Google reviews, listed on Google as “Financial consultant”.
Based in Englewood, 16 mi away
69/100RFA ScoreRanked #18 because of its Google rating and specialty focus: 4.8★ from 259 Google reviews, listed on Google as “Financial consultant”.
Based in Englewood, 16 mi away
69/100RFA ScoreRanked #19 because of its Google rating and specialty focus: 4.6★ from 554 Google reviews, listed on Google as “Financial consultant”.
Based in Wakefield, 16 mi away
69/100RFA ScoreRanked #20 because of its Google rating and specialty focus: 4.9★ from 199 Google reviews, listed on Google as “Financial planner”.
Based in Hackensack, 20 mi away
68/100RFA ScoreRanked #21 because of its Google rating and specialty focus: 4.8★ from 396 Google reviews, listed on Google as “Financial planner”.
#22 DesiPayments
Based in Brooklyn, 2 mi away
68/100RFA ScoreRanked #22 because of its Google rating and specialty focus: 5.0★ from 40 Google reviews, listed on Google as “Financial consultant”.
Based in Brooklyn, 7 mi away
68/100RFA ScoreRanked #23 because of its Google rating and specialty focus: 5.0★ from 61 Google reviews, listed on Google as “Financial planner”.
Based in New York City, 10 mi away
68/100RFA ScoreRanked #24 because of its Google rating and specialty focus: 4.9★ from 85 Google reviews, listed on Google as “Financial planner”.
Based in Hicksville, 18 mi away
68/100RFA ScoreRanked #25 because of its Google rating and specialty focus: 4.9★ from 204 Google reviews, listed on Google as “Financial planner”.
Financial advisors ranked #26 to #50
#1 to #25 are shown in full above. Here are #26 to #50, in RFA Score order; each links to its profile. We publish the top 50 of 1,184 ranked financial advisors here; the rest are on their profiles.
Also serving Howard Beach
20 more financial advisors within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.
How we ranked Howard Beach financial advisors
We scored 1,184 Howard Beach financial advisors on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.
Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.
| Factor | Weight | Computed from | In Howard Beach data |
|---|---|---|---|
| Reputation | 30% | Google star rating, adjusted for how many reviews back it (client experience, not investment results) | Measured |
| Registration | 20% | Active SEC, state or Canadian securities registration matched in public records (not yet measured) | Not yet collected |
| Review volume | 10% | Number of Google reviews, compared with the most-reviewed firm on the list | Measured |
| Recency | 5% | Share of reviews from the last 12 months | Not yet collected |
| Specialty focus | 15% | How clearly the firm offers this specialty (its Google category and name) | Measured |
| Proximity | 5% | Based in the city scores highest, less the farther away it is | Measured |
| Claimed profile | 10% | The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same) | Measured |
| Partnered | 5% | The firm links to Ranked Financial Advisors from its own website with our badge, checked periodically | Measured |
How to choose a financial advisor
- Confirm the financial advisor and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
- Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
- Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
- Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
- Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
- Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
- Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.
Questions to ask a financial advisor
- Are you a fiduciary for all of the advice you give me, and will you put that in writing?
- How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
- Which registrations and designations do you hold, and where can I verify them?
- Who will hold my assets, and how will I see statements directly from that custodian?
- What services are included in your fee, and what would cost extra with you as my financial advisor?
- Do you have a minimum account size or minimum fee?
- Have you or your firm had any complaints or disciplinary actions? Where would I see them?
- How often will we meet, and who will I work with day to day?
- What happens to my plan or accounts if you retire or leave the firm?
Terms explained
- Fiduciary
- Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
- Registered investment adviser (RIA)
- A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
- Investment adviser representative (IAR)
- A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
- Broker-dealer
- A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
- Regulation Best Interest (Reg BI)
- The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
- Form ADV
- The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
- Form CRS
- A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
- CRD number
- The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
- Assets under management (AUM) fee
- A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
- Fee-only
- An advisor paid only by clients, with no commissions or other payments from product providers.
- Fee-based
- An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
- CFP® professional
- A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.
Financial advisors in Howard Beach: frequently asked questions
Which financial advisor has the highest RFA Score in Howard Beach?
By RFA Score, the highest-ranked financial advisor in Howard Beach, NY is Citizens Debt Relief with an RFA Score of 73/100. It has 4.7★ from 1,569 Google reviews. Aspire Tax (#2) and PREMIÉR ACCOUNTING, TAX & BUSINESS (#3) follow. We ranked 1,184 financial advisors on eight factors, last updated November 9, 2026.
How many financial advisors are there in Howard Beach?
RankedFinancialAdvisors ranks 1,184 financial advisors serving Howard Beach, NY. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.
Which financial advisors in Howard Beach work on weekends?
420 of 1,184 ranked financial advisors post Saturday hours and 104 post Sunday hours. The highest-ranked open Saturdays are Aspire Tax (#2), PREMIÉR ACCOUNTING, TAX & BUSINESS (#3) and Prudent Financial Solutions, Inc. (#4). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.
What Google rating do Howard Beach financial advisors have?
The median Google rating among 1,184 rated financial advisors in Howard Beach is 4.5★, with a median of 13 reviews. Shore Funding Solutions has the most, 1,954 reviews, and ranks #8. We adjust ratings for review count, so a few five-star reviews cannot top the list.
How does RankedFinancialAdvisors rank financial advisors?
Each financial advisor gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.
Do financial advisors outside Howard Beach count in this ranking?
Yes, if they are within 25 mi of the Howard Beach city center, our service radius for financial advisors. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.
Can financial advisors pay to rank higher on RankedFinancialAdvisors?
No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.
What does a financial advisor do?
Financial advisors help clients plan and manage their money, from budgeting and saving to investing, retirement and estate questions. In the US they work as registered investment adviser representatives, as broker-dealer representatives, or both.
How are financial advisors in Howard Beach ranked?
By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial advice and how close it is. Paid placements never change the order, and the score does not measure investment performance.
How do I check a financial advisor’s registration and record?
Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.
Is every financial advisor in Howard Beach a fiduciary?
Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.
How much do financial advisors charge?
Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.
Update log for Howard Beach
- November 2026: RFA Scores recalculated for 1,184 financial advisors serving Howard Beach.
- November 2026: 35 duplicate listings merged.
More financial advisors and Howard Beach pages
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