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Financial Advisors in Guelph, ON: 2026 rankings

233 financial advisors ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Guelph: Co-operators - Richard Van Dyke Insurance Group Inc, RFA Score 76/100; 4.9★ from 140 Google reviews.

  2. 24

    Most-reviewed: Paul Gazzola - Guelph Mortgage Architects, 241 Google reviews at 5.0★, the most of 233 ranked; ranked #24.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

233 Guelph financial advisors are ranked here by RFA Score, from eight published factors. 53 open Saturdays and 9 open Sundays, based on posted hours. The median Google rating is 4.9★ across 233 rated firms.

Top 10 financial advisors in Guelph at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial advisors in Guelph at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1Co-operators - Richard Van Dyke Insurance Group Inc764.9★ (140)Guelph—Top score
2Optim Financial Solutions Inc. - Sun Life755.0★ (100)Guelph——
3Co-operators - BENNETT FINANCIAL SERVICES INC.745.0★ (148)Cambridge, 15 km away——
4Devine and Associates Financial Services Inc. - Sun Life735.0★ (69)Guelph——
5David Pipe - Mortgages, Life Insurance, Investments - WealthTrack735.0★ (64)GuelphSat · Sun · Evenings—
6Co-operators - Miles Insurance & Investments Inc725.0★ (48)Guelph——
7Eau Claire Partners Inc725.0★ (116)Kitchener, 23 km awaySat · Evenings—
8Halton Consulting & Advisory Ltd - Accountant, Tax Return, Bookkeeping725.0★ (167)Milton, 32 km awayEvenings—
9Financial Miles715.0★ (44)Guelph——
10Menon Financial Solutions715.0★ (149)Milton, 31 km away——

All 233 financial advisors in Guelph, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  7. #7 Eau Claire Partners Inc

    Based in Kitchener, 23 km away

    72/100RFA Score

    Ranked #7 because of its Google rating and specialty focus: 5.0★ from 116 Google reviews, listed on Google as “Investment service”.

    • 5.0★ from 116 Google reviews
    Hours
    Mon–Fri 9:30 AM–8 PM · Sat 9:30 AM–3 PM · Sun closed
    Address
    678 Belmont Ave W Unit 303, Kitchener, ON N2M 1N6
    View profile for Eau Claire Partners Inc(519) 590-8014

  13. #13 Tandia Financial - Milton Branch

    Based in Milton, 30 km away

    70/100RFA Score

    Ranked #13 because of its Google rating and specialty focus: 4.8★ from 130 Google reviews, listed on Google as “Financial consultant”.

    • 4.8★ from 130 Google reviews
    Hours
    Mon–Tue 9:30 AM–5 PM · Wed closed · Thu 9:30 AM–6 PM · Fri 9:30 AM–5 PM · Sat 9:30 AM–1 PM · Sun closed
    Address
    6020 Main St W Unit 5, Milton, ON L9T 9M1
    View profile for Tandia Financial - Milton Branch(800) 598-2891

  16. #16 Arete Financial

    Based in Cambridge, 14 km away

    70/100RFA Score

    Ranked #16 because of its Google rating and specialty focus: 5.0★ from 49 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 49 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri 9 AM–4 PM · Sat–Sun closed
    Address
    310 Queen St W, Cambridge, ON N3C 1G7
    View profile for Arete Financial(519) 651-2572

  19. #19 Hexavision Enterprise

    Based in Guelph

    69/100RFA Score

    Ranked #19 because of its Google rating and specialty focus: 5.0★ from 23 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 23 Google reviews
    Hours
    Mon–Fri 9:30 AM–6 PM · Sat 9:30 AM–2 PM · Sun closed
    Address
    45 Lewis Rd Unit -1, Guelph, ON N1E 1H9
    View profile for Hexavision Enterprise(519) 766-1313

  21. #21 Gillespie Financial

    Based in Cambridge, 15 km away

    69/100RFA Score

    Ranked #21 because of its Google rating and specialty focus: 5.0★ from 40 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 40 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    240 Holiday Inn Dr Unit Z, 2nd Floor, Cambridge, ON N3C 3X4
    View profile for Gillespie Financial(519) 620-1224

  22. #22 LuminWay Financial

    Based in Guelph

    68/100RFA Score

    Ranked #22 because of its Google rating and specialty focus: 4.8★ from 23 Google reviews, listed on Google as “Financial planner”.

    • 4.8★ from 23 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    81 Surrey St E, Guelph, ON N1H 3P7
    View profile for LuminWay Financial(519) 822-8021

  23. #23 Power Wealth

    Based in Guelph

    68/100RFA Score

    Ranked #23 because of its Google rating and specialty focus: 5.0★ from 20 Google reviews, listed on Google as “Financial consultant”.

    • 5.0★ from 20 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    View profile for Power Wealth(519) 838-8484

Financial advisors ranked #26 to #50

#1 to #25 are shown in full above. Here are #26 to #50, in RFA Score order; each links to its profile. We publish the top 50 of 233 ranked financial advisors here; the rest are on their profiles.

financial advisors in Guelph, ranks 26 to 50
RankBusinessRFA ScoreGoogle ratingDistance
26True Financial Education684.9★ (19)In Guelph
27Wright Wealth (Guelph) Inc.685.0★ (17)In Guelph
28Bhanish Sharma – The Mortgage Doctor675.0★ (33)18 km
29TIER One Planning674.9★ (17)In Guelph
30Co-operators - Cory Young Insurance Group Inc674.0★ (27)In Guelph
31LSP Canada664.8★ (32)20 km
32Edward Jones - Financial Advisor: Perry D Hart665.0★ (10)In Guelph
33Milton Mortgage Broker - Steven Porter, Mortgage Architects - A Better Way665.0★ (38)30 km
34FIN Tactics665.0★ (37)30 km
35Marc Morais - RBC Dominion Securities664.9★ (10)In Guelph
36Co-operators - Rick Kent Insurance Inc664.4★ (39)20 km
37Martin Christopher Investments664.8★ (27)20 km
38Ledgers (Kitchener)654.9★ (28)23 km
39Edward Jones - Financial Advisor: Lucian J Vermeulen, CFP®|CIWM|CIM®|FCSI®654.5★ (11)In Guelph
40Co-operators - Brad Barbour Insurance Group Inc653.9★ (16)In Guelph
41Cremasco Financial Inc655.0★ (7)In Guelph
42Igneski Financial655.0★ (38)38 km
43Snezhana Todorova - Mortgage Broker - BRX Mortgage655.0★ (93)In Guelph
44Gateway Tax & Financial Services644.0★ (48)21 km
45Frost Wealth Management - iA Private Wealth645.0★ (20)23 km
46Co-operators - James W A Morris Insurance Group Inc644.4★ (28)21 km
47Kulla Financial645.0★ (28)31 km
48Mortgage Winners645.0★ (27)31 km
49Millen Wealth Advisors645.0★ (19)23 km
50Carrie Pryce Financial Services645.0★ (18)21 km

Also serving Guelph

20 more financial advisors within 40 km that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial advisors serving Guelph
BusinessGoogle ratingDistance
CIBC Business Advisor: Gavin Nochomovitz2.0★ (1)In Guelph
CIBC Financial Advisor: Suggam Khanna1.0★ (1)In Guelph
CIBC Wood Gundy Guelph Branch3.0★ (2)In Guelph
D'Arcy Mosher Financial Consultants Inc.5.0★ (1)In Guelph
E Ross Financial5.0★ (2)In Guelph
Edward Jones - Financial Advisor: James Rankin5.0★ (2)In Guelph
Headwaters Financial5.0★ (1)In Guelph
Herr Wealth Advisory5.0★ (1)In Guelph
IPC Investment Corporation - Mike Haveman5.0★ (1)In Guelph
Koenig Holdings Inc5.0★ (2)In Guelph
McGill Wealth – Manulife Securities Incorporated5.0★ (2)In Guelph
Optimize Wealth Management - Guelph Financial5.0★ (2)In Guelph
Philotimo Wealth Management5.0★ (1)In Guelph
Richardson Wealth Limited3.0★ (2)In Guelph
Richardson Wealth Limited5.0★ (2)In Guelph
Rockwood Financial5.0★ (2)In Guelph
Rockwood Financial - Formerly Peter Dickieson Wealth Management5.0★ (1)In Guelph
Royal City Investment Corporation4.0★ (1)In Guelph
The Heritage Group - Private Financial Services Ltd.5.0★ (2)In Guelph
UK2 Canada Pension Transfers4.5★ (2)In Guelph

How we ranked Guelph financial advisors

We scored 233 Guelph financial advisors on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Guelph data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial advisor

  1. Confirm the financial advisor and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial advisor

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial advisor?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial advisors in Guelph: frequently asked questions

Which financial advisor has the highest RFA Score in Guelph?

By RFA Score, the highest-ranked financial advisor in Guelph, ON is Co-operators - Richard Van Dyke Insurance Group Inc with an RFA Score of 76/100. It has 4.9★ from 140 Google reviews. Optim Financial Solutions Inc. - Sun Life (#2) and Co-operators - BENNETT FINANCIAL SERVICES INC. (#3) follow. We ranked 233 financial advisors on eight factors, last updated November 9, 2026.

How many financial advisors are there in Guelph?

RankedFinancialAdvisors ranks 233 financial advisors serving Guelph, ON. 20 of them are based in Guelph; the rest serve it from nearby towns. Another 20 within 40 km are listed but not ranked yet. Counts are as of November 2026.

Which financial advisors in Guelph work on weekends?

53 of 233 ranked financial advisors post Saturday hours and 9 post Sunday hours. The highest-ranked open Saturdays are David Pipe - Mortgages, Life Insurance, Investments - WealthTrack (#5), Eau Claire Partners Inc (#7) and Independent Financial Strategies (#11). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Guelph financial advisors have?

The median Google rating among 233 rated financial advisors in Guelph is 4.9★, with a median of 17 reviews. Paul Gazzola - Guelph Mortgage Architects has the most, 241 reviews, and ranks #24. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial advisors?

Each financial advisor gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial advisors outside Guelph count in this ranking?

Yes, if they are within 40 km of the Guelph city centre, our service radius for financial advisors. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial advisors pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial advisor do?

Financial advisors help clients plan and manage their money, from budgeting and saving to investing, retirement and estate questions. In the US they work as registered investment adviser representatives, as broker-dealer representatives, or both.

How are financial advisors in Guelph ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial advice and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial advisor’s registration?

Search the person and the firm on the Canadian Securities Administrators’ National Registration Search, and for investment and mutual fund dealer representatives on CIRO AdvisorReport.

Who regulates financial advisors in Guelph?

Advisors who sell or recommend securities register with the provincial securities regulator, and representatives of investment and mutual fund dealers are also overseen by CIRO. In Ontario, the titles “Financial Planner” and “Financial Advisor” are restricted to people holding a credential approved by FSRA.

How much do financial advisors charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Guelph

  1. November 2026: RFA Scores recalculated for 233 financial advisors serving Guelph.

More financial advisors and Guelph pages