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Financial Advisors in Fruit Cove, FL: 2026 rankings

165 financial advisors ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Fruit Cove: KMS Financial Group, RFA Score 73/100; 5.0★ from 245 Google reviews.

  2. 46

    Most-reviewed: American Consumer Credit Counseling, Inc., 1,999 Google reviews at 5.0★, the most of 165 ranked; ranked #46.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

165 Fruit Cove financial advisors are ranked here by RFA Score, from eight published factors. 21 open Saturdays and 5 open Sundays, based on posted hours. The median Google rating is 5.0★ across 165 rated firms.

Top 10 financial advisors in Fruit Cove at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial advisors in Fruit Cove at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1KMS Financial Group735.0★ (245)Jacksonville, 9 mi away—Top score
2RadiFi Credit Union - Park Street Branch734.7★ (1,100)Jacksonville, 15 mi awaySat—
3Team N&L Wealth Builders, Inc.725.0★ (222)Jacksonville, 11 mi away——
4Align Money Mastery725.0★ (99)Jacksonville, 4 mi awaySat · Sun · Evenings—
5HCP Wealth Planning715.0★ (51)Atlantic Beach, 4 mi awaySat · Sun · Evenings—
6First Command Financial Advisor - Blace Albert715.0★ (62)Bellair-Meadowbrook Terrace, 7 mi away——
7Tax Defense Network704.1★ (1,380)Jacksonville, 7 mi awaySat · Evenings—
8RadiFi Credit Union - Orange Park Branch704.6★ (186)Bellair-Meadowbrook Terrace, 8 mi awaySat—
9Tusk Financial Planning705.0★ (29)Fruit Cove——
10Camarda Wealth Advisory Group704.6★ (74)Fleming Island, 4 mi away——

All 165 financial advisors in Fruit Cove, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  1. Ranked #1 in Fruit Cove

    #1 KMS Financial Group

    Based in Jacksonville, 9 mi away

    73/100RFA Score

    Ranked #1 because of its Google rating and specialty focus: 5.0★ from 245 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 245 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    9250 Baymeadows Rd Ste 120, Jacksonville, FL 32256
    View profile for KMS Financial Group(904) 657-3381

  3. #3 Team N&L Wealth Builders, Inc.

    Based in Jacksonville, 11 mi away

    72/100RFA Score

    Ranked #3 because of its Google rating and specialty focus: 5.0★ from 222 Google reviews, listed on Google as “Financial advisor”.

    • 5.0★ from 222 Google reviews
    Hours
    Mon–Wed 8:30 AM–4:30 PM · Thu 8:30 AM–4 PM · Fri 8:30 AM–11:30 AM · Sat–Sun closed
    Address
    11512 Lake Mead Ave Unit 101, Jacksonville, FL 32256
    View profile for Team N&L Wealth Builders, Inc.(904) 877-1201

  4. #4 Align Money Mastery

    Based in Jacksonville, 4 mi away

    72/100RFA Score

    Ranked #4 because of its Google rating and specialty focus: 5.0★ from 99 Google reviews, listed on Google as “Financial consultant”.

    • 5.0★ from 99 Google reviews
    Hours
    Mon–Sun 12 AM–12 AM
    Address
    4001 Lonicera Loop, Jacksonville, FL 32259
    View profile for Align Money Mastery(330) 354-6036

  7. #7 Tax Defense Network

    Based in Jacksonville, 7 mi away

    70/100RFA Score

    Ranked #7 because of its Google rating and specialty focus: 4.1★ from 1,380 Google reviews, listed on Google as “Financial planner”.

    • 4.1★ from 1,380 Google reviews
    Hours
    Mon–Fri 8 AM–8 PM · Sat 9 AM–3 PM · Sun closed
    Address
    7159 Corklan Dr Suite 150, Jacksonville, FL 32258
    View profile for Tax Defense Network(904) 440-0641

  13. #13 Talon Wealth Management

    Based in Saint Augustine, 7 mi away

    70/100RFA Score

    Ranked #13 because of its Google rating and specialty focus: 4.9★ from 57 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 57 Google reviews
    Hours
    Mon–Fri 9 AM–4 PM · Sat–Sun closed
    Address
    109 Nature Walk Pkwy Unit 102, St. Augustine, FL 32092
    View profile for Talon Wealth Management(904) 515-5000

  15. #15 NuVenture Financial Group

    Based in Jacksonville, 11 mi away

    69/100RFA Score

    Ranked #15 because of its Google rating and specialty focus: 4.8★ from 68 Google reviews, listed on Google as “Financial planner”.

    • 4.8★ from 68 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri 9 AM–3 PM · Sat–Sun closed
    Address
    10151 Deerwood Park Blvd Bldg 100, Suite 120, Jacksonville, FL 32256
    View profile for NuVenture Financial Group(904) 253-7600

  17. #17 Harris Financial Coaching

    Based in Jacksonville, 4 mi away

    68/100RFA Score

    Ranked #17 because of its Google rating and specialty focus: 5.0★ from 21 Google reviews, listed on Google as “Financial consultant”.

    • 5.0★ from 21 Google reviews
    Hours
    Mon–Fri 10 AM–7 PM · Sat 12 PM–7 PM · Sun closed
    Address
    11111 San Jose Blvd Ste 56 #1333, Jacksonville, FL 32223
    View profile for Harris Financial Coaching(904) 607-9827

  25. #25 369 Financial

    Based in Jacksonville, 10 mi away

    67/100RFA Score

    Ranked #25 because of its Google rating and specialty focus: 5.0★ from 26 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 26 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    7751 Belfort Pkwy #200, Jacksonville, FL 32256
    View profile for 369 Financial(904) 746-9485

Financial advisors ranked #26 to #50

#1 to #25 are shown in full above. Here are #26 to #50, in RFA Score order; each links to its profile. We publish the top 50 of 165 ranked financial advisors here; the rest are on their profiles.

financial advisors in Fruit Cove, ranks 26 to 50
RankBusinessRFA ScoreGoogle ratingDistance
26Alpha Wealth Group675.0★ (26)10 mi
27Woman To Woman Financial675.0★ (27)10 mi
28DuVal Fields CPA Group, PA675.0★ (21)9 mi
29Edward Jones - Financial Advisor: Jason York, AAMS®675.0★ (22)9 mi
30Michael Wroten: Primerica - Financial Services675.0★ (10)3 mi
31Black Creek Wealth Management675.0★ (9)3 mi
32ShieldWolf Strongholds675.0★ (37)15 mi
33JC St. Fleur: Primerica - Financial Services675.0★ (9)3 mi
34St. Johns Asset Management, LLC675.0★ (23)11 mi
35The Legacy Retirement Group675.0★ (29)13 mi
36Financial and Business Solutions674.9★ (36)14 mi
37Revision Wealth Management675.0★ (20)10 mi
38Edward Jones - Financial Advisor: Mitch Wright674.4★ (7)In Fruit Cove
39Life Gateway675.0★ (7)3 mi
40Justin Kyle Wroten: Primerica - Financial Services675.0★ (7)3 mi
41RadiFi Credit Union - Atlantic Beach664.5★ (175)20 mi
42Primerica Financial Services664.8★ (21)10 mi
43Wheeler Wealth665.0★ (31)17 mi
44Whitman Wealth Management665.0★ (4)In Fruit Cove
45Family Tree Financial Group665.0★ (12)8 mi
46American Consumer Credit Counseling, Inc.665.0★ (1,999)15 mi
47Core Global Financial LLC665.0★ (24)15 mi
48A1A Trading Strategies LLC665.0★ (7)5 mi
49Trading Template, LLC665.0★ (5)3 mi
50Edward Jones - Financial Advisor: Neal F McDaniel, CFP®664.5★ (8)4 mi

Also serving Fruit Cove

20 more financial advisors within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial advisors serving Fruit Cove
BusinessGoogle ratingDistance
401k5.0★ (2)3 mi
Ameriprise Financial3.0★ (2)10 mi
Danny Johnson: Primerica - Financial Services5.0★ (2)5 mi
Edward Jones - Financial Advisor: Heather L WrightIn Fruit Cove
Fazio Asset ManagementIn Fruit Cove
First Coast Group - Thrivent Financial5.0★ (2)10 mi
First Command Financial Advisor - Nick Poe5.0★ (2)7 mi
Fleishel Financial4.0★ (2)2 mi
Gratium Wealth Planning - Ameriprise Financial Services, LLC3.5★ (2)7 mi
Gratium Wealth Planning - Ameriprise Financial Services, LLC5.0★ (2)11 mi
Jonathan Luke Wittig: Primerica - Financial Services5.0★ (2)3 mi
Lisa Diane Preston: Primerica - Financial Services5.0★ (2)3 mi
Mass Mutual Financial Group5.0★ (2)7 mi
McRae Investment Advisory and McRae Financial Group5.0★ (2)9 mi
North Florida Financial5.0★ (2)9 mi
Peace Point Investment Mgmt LLC5.0★ (2)11 mi
RCBFxIn Fruit Cove
Riverside Wealth Advisors - Jacksonville Office5.0★ (2)11 mi
Wells Fargo Advisors5.0★ (2)5 mi
Wells Fargo Advisors3.0★ (2)8 mi

How we ranked Fruit Cove financial advisors

We scored 165 Fruit Cove financial advisors on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Fruit Cove data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial advisor

  1. Confirm the financial advisor and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial advisor

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial advisor?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial advisors in Fruit Cove: frequently asked questions

Which financial advisor has the highest RFA Score in Fruit Cove?

By RFA Score, the highest-ranked financial advisor in Fruit Cove, FL is KMS Financial Group with an RFA Score of 73/100. It has 5.0★ from 245 Google reviews. RadiFi Credit Union - Park Street Branch (#2) and Team N&L Wealth Builders, Inc. (#3) follow. We ranked 165 financial advisors on eight factors, last updated November 9, 2026.

How many financial advisors are there in Fruit Cove?

RankedFinancialAdvisors ranks 165 financial advisors serving Fruit Cove, FL. 5 of them are based in Fruit Cove; the rest serve it from nearby towns. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

Which financial advisors in Fruit Cove work on weekends?

21 of 165 ranked financial advisors post Saturday hours and 5 post Sunday hours. The highest-ranked open Saturdays are RadiFi Credit Union - Park Street Branch (#2), Align Money Mastery (#4) and HCP Wealth Planning (#5). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Fruit Cove financial advisors have?

The median Google rating among 165 rated financial advisors in Fruit Cove is 5.0★, with a median of 9 reviews. American Consumer Credit Counseling, Inc. has the most, 1,999 reviews, and ranks #46. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial advisors?

Each financial advisor gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial advisors outside Fruit Cove count in this ranking?

Yes, if they are within 25 mi of the Fruit Cove city center, our service radius for financial advisors. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial advisors pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial advisor do?

Financial advisors help clients plan and manage their money, from budgeting and saving to investing, retirement and estate questions. In the US they work as registered investment adviser representatives, as broker-dealer representatives, or both.

How are financial advisors in Fruit Cove ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial advice and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial advisor’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial advisor in Fruit Cove a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial advisors charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Fruit Cove

  1. November 2026: RFA Scores recalculated for 165 financial advisors serving Fruit Cove.

More financial advisors and Fruit Cove pages