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Financial Advisors in Frederick, MD: 2026 rankings

101 financial advisors ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Frederick: Adams Insurance Agency - A Relation Company, RFA Score 78/100; 4.9★ from 306 Google reviews.

  2. 10

    Most-reviewed: Abich Financial Services, 243 Google reviews at 4.7★, the most of 101 ranked after Adams Insurance Agency - A Relation Company; ranked #10.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

101 Frederick financial advisors are ranked here by RFA Score, from eight published factors. 16 open Saturdays and 3 open Sundays, based on posted hours. The median Google rating is 4.9★ across 101 rated firms.

Top 10 financial advisors in Frederick at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial advisors in Frederick at a glance
RankBusinessRFA ScoreGoogle ratingBased inNotable for
1Adams Insurance Agency - A Relation Company784.9★ (306)FrederickTop score
2Monocacy CPAs and Advisors754.8★ (114)Frederick—
3Turning Point Financial744.9★ (73)Frederick—
4Veridian Capital Partners735.0★ (54)Frederick—
5Norberg Wealth Management725.0★ (39)Frederick—
6Joseph Cassella: Primerica - Financial Services715.0★ (29)Frederick—
7J Allen & Associates704.7★ (32)Frederick—
8Bestgate Wealth Advisors, LLC705.0★ (24)Frederick—
9Lincoln Tax Professionals705.0★ (24)Frederick—
10Abich Financial Services704.7★ (243)Ashburn, 25 mi awayMost reviews

All 101 financial advisors in Frederick, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  3. #3 Turning Point Financial

    Based in Frederick

    74/100RFA Score

    Ranked #3 because of its Google rating and specialty focus: 4.9★ from 73 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 73 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri 9 AM–4 PM · Sat–Sun closed
    Address
    153 W Patrick St, Frederick, MD 21701
    View profile for Turning Point Financial(301) 846-9336

  7. #7 J Allen & Associates

    Based in Frederick

    70/100RFA Score

    Ranked #7 because of its Google rating and specialty focus: 4.7★ from 32 Google reviews, listed on Google as “Financial planner”.

    • 4.7★ from 32 Google reviews
    Hours
    Mon–Tue 9 AM–2 PM · Wed closed · Thu 9 AM–2 PM · Fri–Sun closed
    Address
    801 Toll House Ave Ste A2, Frederick, MD 21701
    View profile for J Allen & Associates(301) 524-6335

  10. #10 Abich Financial Services

    Based in Ashburn, 25 mi away

    70/100RFA Score

    Ranked #10 because of its Google rating and specialty focus: 4.7★ from 243 Google reviews, listed on Google as “Financial planner”.

    • 4.7★ from 243 Google reviews
    Hours
    Mon–Fri 9:30 AM–5:30 PM · Sat–Sun closed
    Address
    20135 Lakeview Center Plaza Ste 110, Ashburn, VA 20147
    View profile for Abich Financial Services(571) 577-9968

  12. #12 McCaskill Financial

    Based in Frederick

    69/100RFA Score

    Ranked #12 because of its Google rating and specialty focus: 5.0★ from 17 Google reviews, listed on Google as “Financial advisor”.

    • 5.0★ from 17 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    220 W Patrick St, Frederick, MD 21701
    View profile for McCaskill Financial(301) 668-7366

  21. #21 MAI Capital Management

    Based in Gaithersburg, 22 mi away

    65/100RFA Score

    Ranked #21 because of its Google rating and specialty focus: 5.0★ from 29 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 29 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    18 E Diamond Ave, Gaithersburg, MD 20877
    View profile for MAI Capital Management(301) 217-9300

  24. #24 Legacy Capital Planners

    Based in Germantown, 18 mi away

    65/100RFA Score

    Ranked #24 because of its Google rating and specialty focus: 4.8★ from 23 Google reviews, listed on Google as “Financial planner”.

    • 4.8★ from 23 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri 9 AM–3 PM · Sat–Sun closed
    Address
    20251 Century Blvd #425, Germantown, MD 20874
    View profile for Legacy Capital Planners(240) 395-1060

  25. #25 Bankers Life

    Based in Frederick

    65/100RFA Score

    Ranked #25 because of its Google rating and specialty focus: 4.2★ from 5 Google reviews, listed on Google as “Financial planner”.

    • 4.2★ from 5 Google reviews
    Hours
    Mon 8:30 AM–5 PM · Tue–Wed closed · Thu 8:30 AM–5 PM · Fri–Sun closed
    Address
    321 Ballenger Center Dr Ste 225, Frederick, MD 21703
    View profile for Bankers Life(301) 739-8590

Financial advisors ranked #26 to #50

#1 to #25 are shown in full above. Here are #26 to #50, in RFA Score order; each links to its profile. We publish the top 50 of 101 ranked financial advisors here; the rest are on their profiles.

financial advisors in Frederick, ranks 26 to 50
RankBusinessRFA ScoreGoogle ratingDistance
26Bank of America (with Drive-thru ATM)652.9★ (35)In Frederick
27Bank of America (with Drive-thru ATM)642.9★ (59)In Frederick
28Bankers Life644.6★ (33)22 mi
29First Command Financial Advisor - Tim Custer, RICP®|CFP®645.0★ (3)In Frederick
30Edward Jones - Financial Advisor: Eric V Pfoutz645.0★ (3)In Frederick
31Revolution Payments645.0★ (25)23 mi
32Vairt644.6★ (32)23 mi
33Puckett Financial Group - LPL Financial Advisors645.0★ (24)25 mi
34The J.O. Johnson Group635.0★ (7)11 mi
35Miguel Leonardo Lopez-barahona: Primerica - Financial Services634.7★ (21)21 mi
36Bank of America (with Drive-thru ATM)632.7★ (100)In Frederick
37Ace Acevedo: Primerica - Financial Services634.9★ (21)24 mi
38Glass Jacobson Wealth Advisors634.7★ (26)24 mi
39Plan2Retire635.0★ (12)19 mi
40Aaron Kirkland - Edelman Financial Engines624.8★ (19)24 mi
41Edward Jones - Financial Advisor: Conor J Mullee, CFP®|AAMS®624.8★ (16)23 mi
42Wealth Enhancement Group625.0★ (3)7 mi
43Andrew Hakiza: Primerica - Financial Services624.8★ (13)21 mi
44Bank of America (with Drive-thru ATM)623.6★ (111)22 mi
45Bankers Life623.9★ (28)21 mi
46Carson Wealth625.0★ (13)23 mi
47ACE Rehoboth Consortium (ARC) (Financial Services Div)625.0★ (7)17 mi
48Blue Ocean Global Wealth625.0★ (13)24 mi
49Lifestyle Credit Services LLC615.0★ (7)18 mi
50Evander Santi Pilaluisa Freire: Primerica - Financial Services615.0★ (9)21 mi

Also serving Frederick

20 more financial advisors within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial advisors serving Frederick
BusinessGoogle ratingDistance
Cooley & Associates, PC3.0★ (2)In Frederick
D Souza Financial Strategies5.0★ (1)In Frederick
Edward Jones - Financial Advisor: David M Baker, CFP®|CEPA®|AAMS®5.0★ (2)In Frederick
Edward Jones - Financial Advisor: Jenifer L Sutton5.0★ (1)In Frederick
Edward Jones - Financial Advisor: Leo Sloss5.0★ (1)In Frederick
Edward Jones - Financial Advisor: Rebecca Cathcart5.0★ (2)In Frederick
Edward Jones - Financial Advisor: Susan E Edmiston, AAMS®5.0★ (2)In Frederick
Family Heritage Trust Co3.0★ (2)In Frederick
First Command5.0★ (1)In Frederick
JLJ Financial - Jennifer L. Johnson, CFP, ChFEBC5.0★ (2)In Frederick
Katz Metzner Financial LLC5.0★ (2)In Frederick
Kramer Wealth Managers5.0★ (2)In Frederick
Legacy Financial Associates5.0★ (2)In Frederick
Merrill Lynch Private Wealth Advisor William F Orr5.0★ (1)In Frederick
Merrill Lynch Wealth Management5.0★ (1)In Frederick
Moore Wealth5.0★ (2)In Frederick
Morgan Stanley Financial Advisors5.0★ (2)In Frederick
Sean Murphy - RBC Wealth Management Branch Director5.0★ (1)In Frederick
Stifel5.0★ (2)In Frederick
Taylor Gina L5.0★ (2)In Frederick

How we ranked Frederick financial advisors

We scored 101 Frederick financial advisors on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Frederick data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial advisor

  1. Confirm the financial advisor and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial advisor

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial advisor?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial advisors in Frederick: frequently asked questions

Which financial advisor has the highest RFA Score in Frederick?

By RFA Score, the highest-ranked financial advisor in Frederick, MD is Adams Insurance Agency - A Relation Company with an RFA Score of 78/100. It has 4.9★ from 306 Google reviews. Monocacy CPAs and Advisors (#2) and Turning Point Financial (#3) follow. We ranked 101 financial advisors on eight factors, last updated November 9, 2026.

How many financial advisors are there in Frederick?

RankedFinancialAdvisors ranks 101 financial advisors serving Frederick, MD. 23 of them are based in Frederick; the rest serve it from nearby towns. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

Which financial advisors in Frederick work on weekends?

16 of 101 ranked financial advisors post Saturday hours and 3 post Sunday hours. The highest-ranked open Saturdays are Capital Fiduciary Advisors, LLC (#16), First United Bank and Trust (#18) and First United Bank and Trust (#19). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Frederick financial advisors have?

The median Google rating among 101 rated financial advisors in Frederick is 4.9★, with a median of 12 reviews. Adams Insurance Agency - A Relation Company has the most, 306 reviews, and ranks #1. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial advisors?

Each financial advisor gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial advisors outside Frederick count in this ranking?

Yes, if they are within 25 mi of the Frederick city center, our service radius for financial advisors. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial advisors pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial advisor do?

Financial advisors help clients plan and manage their money, from budgeting and saving to investing, retirement and estate questions. In the US they work as registered investment adviser representatives, as broker-dealer representatives, or both.

How are financial advisors in Frederick ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial advice and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial advisor’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial advisor in Frederick a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial advisors charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Frederick

  1. November 2026: RFA Scores recalculated for 101 financial advisors serving Frederick.
  2. November 2026: 3 duplicate listings merged.

More financial advisors and Frederick pages