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Financial Advisors in Elfers, FL: 2026 rankings

394 financial advisors ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Elfers: Florida Educators Insurance and GAC Wealth Management, RFA Score 74/100; 5.0★ from 702 Google reviews.

  2. 2

    Most-reviewed: Fund&Grow, 1,782 Google reviews at 4.8★, the most of 394 ranked; ranked #2.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

394 Elfers financial advisors are ranked here by RFA Score, from eight published factors. 44 open Saturdays and 11 open Sundays, based on posted hours. The median Google rating is 4.9★ across 394 rated firms.

Top 10 financial advisors in Elfers at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial advisors in Elfers at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1Florida Educators Insurance and GAC Wealth Management745.0★ (702)Land O' Lakes, 15 mi away—Top score
2Fund&Grow734.8★ (1,782)Spring Hill, 22 mi away—Most reviews
3US Student Loan Center714.8★ (1,048)Tampa, 22 mi away——
4MFP Financial Services715.0★ (201)Safety Harbor, 16 mi away——
5Homeowners Financial Group715.0★ (334)Tampa, 22 mi away——
6Costanzo Financial Advisors715.0★ (95)Palm Harbor, 10 mi away——
7Walter S Sanders & Associates704.9★ (179)Tampa, 15 mi awaySat—
8Consumer First Financial, Inc704.8★ (126)Palm Harbor, 11 mi away——
9Praetego Private Wealth705.0★ (42)Trinity, 6 mi away——
10American Executive Tax & Financial Services704.8★ (258)Spring Hill, 19 mi away——

All 394 financial advisors in Elfers, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  2. #2 Fund&Grow

    Based in Spring Hill, 22 mi away

    73/100RFA Score

    Ranked #2 because of its Google rating and specialty focus: 4.8★ from 1,782 Google reviews, listed on Google as “Financial planner”.

    • 4.8★ from 1,782 Google reviews
    Hours
    Mon–Fri 9 AM–6 PM · Sat–Sun closed
    Address
    8328 Balm St, Spring Hill, FL 34607
    View profile for Fund&Grow(800) 996-0270

  3. #3 US Student Loan Center

    Based in Tampa, 22 mi away

    71/100RFA Score

    Ranked #3 because of its Google rating and specialty focus: 4.8★ from 1,048 Google reviews, listed on Google as “Financial consultant”.

    • 4.8★ from 1,048 Google reviews
    Hours
    Mon–Fri 9 AM–5:30 PM · Sat–Sun closed
    Address
    4300 W Cypress St Ste 210, Tampa, FL 33607
    View profile for US Student Loan Center(877) 433-7501

  4. #4 MFP Financial Services

    Based in Safety Harbor, 16 mi away

    71/100RFA Score

    Ranked #4 because of its Google rating and specialty focus: 5.0★ from 201 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 201 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri 9 AM–4 PM · Sat–Sun closed
    Address
    335 9th Ave S, Safety Harbor, FL 34695
    View profile for MFP Financial Services(727) 443-3300

  9. #9 Praetego Private Wealth

    Based in Trinity, 6 mi away

    70/100RFA Score

    Ranked #9 because of its Google rating and specialty focus: 5.0★ from 42 Google reviews, listed on Google as “Financial advisor”.

    • 5.0★ from 42 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    1805 Cypress Brook Dr Suite 103, Trinity, FL 34655
    View profile for Praetego Private Wealth(727) 788-4700

  14. #14 Mintco Financial

    Based in Tampa, 16 mi away

    69/100RFA Score

    Ranked #14 because of its Google rating and specialty focus: 5.0★ from 102 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 102 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    3903 Northdale Blvd #100-E, Tampa, FL 33624
    View profile for Mintco Financial(813) 964-7100

  16. #16 Mutual of Omaha Mortgage

    Based in Tampa, 18 mi away

    69/100RFA Score

    Ranked #16 because of its Google rating and specialty focus: 4.9★ from 142 Google reviews, listed on Google as “Financial consultant”.

    • 4.9★ from 142 Google reviews
    Hours
    Mon–Fri 8 AM–6 PM · Sat–Sun closed
    Address
    8270 Woodland Center Blvd office 123, Tampa, FL 33614
    View profile for Mutual of Omaha Mortgage(630) 770-7548

  18. #18 Advanta IRA

    Based in Clearwater, 22 mi away

    69/100RFA Score

    Ranked #18 because of its Google rating and specialty focus: 4.8★ from 319 Google reviews, listed on Google as “Investment service”.

    • 4.8★ from 319 Google reviews
    Hours
    Mon–Tue 8:30 AM–5 PM · Wed closed · Thu 8:30 AM–5 PM · Fri 8:30 AM–4 PM · Sat–Sun closed
    Address
    4790 140th Ave N, Clearwater, FL 33762
    View profile for Advanta IRA(727) 581-9853

  19. #19 7th Day Financial

    Based in Palm Harbor, 9 mi away

    69/100RFA Score

    Ranked #19 because of its Google rating and specialty focus: 4.9★ from 54 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 54 Google reviews
    Hours
    Mon–Fri 9 AM–6 PM · Sat 9 AM–4 PM · Sun closed
    Address
    34026 US Hwy 19 N, Palm Harbor, FL 34684
    View profile for 7th Day Financial(727) 796-3339

  20. #20 Unbehagen Advisors

    Based in Tarpon Springs, 5 mi away

    69/100RFA Score

    Ranked #20 because of its Google rating and specialty focus: 4.5★ from 68 Google reviews, listed on Google as “Financial planner”.

    • 4.5★ from 68 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    31 W Tarpon Ave, Tarpon Springs, FL 34689
    View profile for Unbehagen Advisors(727) 934-7759

  22. #22 Maggard Wealth Management

    Based in Wesley Chapel, 22 mi away

    69/100RFA Score

    Ranked #22 because of its Google rating and specialty focus: 4.9★ from 175 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 175 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    2210 Ashley Oaks Cir Suite 102, Wesley Chapel, FL 33544
    View profile for Maggard Wealth Management(813) 723-0730

  23. #23 Moffat Advisory Group

    Based in Tampa, 22 mi away

    69/100RFA Score

    Ranked #23 because of its Google rating and specialty focus: 5.0★ from 137 Google reviews, listed on Google as “Financial advisor”.

    • 5.0★ from 137 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri 9 AM–3 PM · Sat–Sun closed
    Address
    5331 Primrose Lake Cir Ste 202, Tampa, FL 33647
    View profile for Moffat Advisory Group(813) 499-4609

  25. #25 American Senior Financial

    Based in New Port Richey, 2 mi away

    68/100RFA Score

    Ranked #25 because of its Google rating and specialty focus: 4.7★ from 25 Google reviews, listed on Google as “Financial consultant”.

    • 4.7★ from 25 Google reviews
    Hours
    Mon–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    2200 Seven Springs Blvd, New Port Richey, FL 34655
    View profile for American Senior Financial(727) 807-7820

Financial advisors ranked #26 to #50

#1 to #25 are shown in full above. Here are #26 to #50, in RFA Score order; each links to its profile. We publish the top 50 of 394 ranked financial advisors here; the rest are on their profiles.

financial advisors in Elfers, ranks 26 to 50
RankBusinessRFA ScoreGoogle ratingDistance
26TruWealth Partners685.0★ (33)8 mi
27Albert CPA685.0★ (21)4 mi
28Achieva Credit Union684.6★ (436)23 mi
29Jaffe Tilchin Wealth Management684.9★ (97)18 mi
30OmniTax LLC685.0★ (23)5 mi
31Rise Management685.0★ (61)16 mi
32Florida Financial Advisors684.7★ (162)19 mi
33Bay Area Tax Specialists684.3★ (40)2 mi
34Taylor Financial684.9★ (98)19 mi
35Wealth Advisors Who Care685.0★ (30)8 mi
36Brittany Onstead: Primerica - Financial Services684.9★ (74)16 mi
37D RIGGS FINANCIAL LLC685.0★ (27)8 mi
38American Nationwide Mortgage Company, Inc.684.7★ (106)16 mi
39Jazz Wealth at Steward Partners684.9★ (127)22 mi
40Maggi Tax & Wealth Advisors684.7★ (64)13 mi
41Union Financial Services685.0★ (35)11 mi
42Chambers O'Brien Financial Group684.8★ (22)5 mi
43Csenge Advisory Group674.9★ (94)21 mi
44Oxford Advisory Group674.9★ (84)20 mi
45Integrity Financial Services674.9★ (108)23 mi
46Suarez Home & Finance Corp.675.0★ (87)23 mi
47Econologics Financial Advisors675.0★ (74)22 mi
48Dolphin Financial Group675.0★ (30)13 mi
49Kingsbury Financial Advisors675.0★ (73)23 mi
50Lenzo R Canty, CPA, P.A.674.9★ (83)22 mi

Also serving Elfers

20 more financial advisors within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial advisors serving Elfers
BusinessGoogle ratingDistance
Ashley Johnson - Private Wealth Advisor, Ameriprise Financial Services, LLC3.0★ (2)12 mi
CarriageGate Wealth Management5.0★ (2)5 mi
Edward Jones - Financial Advisor: Nicholas Macaluso5.0★ (2)13 mi
JMI Group5.0★ (2)11 mi
Keybridge Wealth Management5.0★ (2)13 mi
Maggi Investment Services3.0★ (2)10 mi
Pelorus Financial5.0★ (2)3 mi
Premier Private Wealth Management LLC5.0★ (2)10 mi
Raymond James Financial Services1.0★ (2)3 mi
Raymond James Financial Services5.0★ (2)13 mi
Small biz filersIn Elfers
Sovereign International Pension Services3.5★ (2)10 mi
The Harbor Legacy Group - Morgan Stanley5.0★ (2)10 mi
The Sobel Group - Morgan Stanley4.5★ (2)10 mi
Tri Achorn Investment Services Group5.0★ (2)6 mi
Tsesmelis Wealth Management, Inc.5.0★ (2)5 mi
Wagner Advisory Group5.0★ (2)10 mi
WealthBuilders Financial Group Inc.5.0★ (2)2 mi
Wells Fargo Advisors3.0★ (2)9 mi
Wells Fargo Advisors5.0★ (2)12 mi

How we ranked Elfers financial advisors

We scored 394 Elfers financial advisors on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Elfers data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial advisor

  1. Confirm the financial advisor and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial advisor

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial advisor?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial advisors in Elfers: frequently asked questions

Which financial advisor has the highest RFA Score in Elfers?

By RFA Score, the highest-ranked financial advisor in Elfers, FL is Florida Educators Insurance and GAC Wealth Management with an RFA Score of 74/100. It has 5.0★ from 702 Google reviews. Fund&Grow (#2) and US Student Loan Center (#3) follow. We ranked 394 financial advisors on eight factors, last updated November 9, 2026.

How many financial advisors are there in Elfers?

RankedFinancialAdvisors ranks 394 financial advisors serving Elfers, FL. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

Which financial advisors in Elfers work on weekends?

44 of 394 ranked financial advisors post Saturday hours and 11 post Sunday hours. The highest-ranked open Saturdays are Walter S Sanders & Associates (#7) and 7th Day Financial (#19). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Elfers financial advisors have?

The median Google rating among 394 rated financial advisors in Elfers is 4.9★, with a median of 13 reviews. Fund&Grow has the most, 1,782 reviews, and ranks #2. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial advisors?

Each financial advisor gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial advisors outside Elfers count in this ranking?

Yes, if they are within 25 mi of the Elfers city center, our service radius for financial advisors. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial advisors pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial advisor do?

Financial advisors help clients plan and manage their money, from budgeting and saving to investing, retirement and estate questions. In the US they work as registered investment adviser representatives, as broker-dealer representatives, or both.

How are financial advisors in Elfers ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial advice and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial advisor’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial advisor in Elfers a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial advisors charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Elfers

  1. November 2026: RFA Scores recalculated for 394 financial advisors serving Elfers.
  2. November 2026: 4 duplicate listings merged.

More financial advisors and Elfers pages