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Financial Advisors in Concord, MA: 2026 rankings

526 financial advisors ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Concord: Balance Wealth Advisors, RFA Score 70/100; 5.0★ from 143 Google reviews.

  2. 11

    Most-reviewed: American Consumer Credit Counseling, Inc., 4,572 Google reviews at 5.0★, the most of 526 ranked; ranked #11.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

526 Concord financial advisors are ranked here by RFA Score, from eight published factors. 130 open Saturdays and 17 open Sundays, based on posted hours. The median Google rating is 4.7★ across 526 rated firms.

Top 10 financial advisors in Concord at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial advisors in Concord at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1Balance Wealth Advisors705.0★ (143)Wellesley, 11 mi away—Top score
2Markham Group, Inc.705.0★ (153)Leominster, 14 mi away——
3Oliver Capital Management695.0★ (31)ConcordSat · Sun · Evenings—
4Terranova & Associates CPA, LLC694.9★ (282)Danvers, 20 mi away——
5Merchant Cost Consulting695.0★ (159)Boston, 18 mi away——
6IPX1031: Patricia Flowers, CES®685.0★ (120)Boston, 17 mi away——
7Turner & Costa, P.C.684.8★ (73)Westford, 8 mi away——
8Harding Financial and Insurance685.0★ (42)Burlington, 7 mi away——
9McAdam Financial684.9★ (120)Boston, 17 mi away——
10SHP Financial685.0★ (50)Woburn, 10 mi away——

All 526 financial advisors in Concord, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  1. Ranked #1 in Concord

    #1 Balance Wealth Advisors

    Based in Wellesley, 11 mi away

    70/100RFA Score

    Ranked #1 because of its Google rating and specialty focus: 5.0★ from 143 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 143 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    57 River St #300, Wellesley, MA 02481
    View profile for Balance Wealth Advisors(781) 431-7222

  2. #2 Markham Group, Inc.

    Based in Leominster, 14 mi away

    70/100RFA Score

    Ranked #2 because of its Google rating and specialty focus: 5.0★ from 153 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 153 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    20 Central Ave #2, Ayer, MA 01432
    View profile for Markham Group, Inc.(978) 772-0800

  7. #7 Turner & Costa, P.C.

    Based in Westford, 8 mi away

    68/100RFA Score

    Ranked #7 because of its Google rating and specialty focus: 4.8★ from 73 Google reviews, listed on Google as “Financial planner”.

    • 4.8★ from 73 Google reviews
    Hours
    Mon–Thu 8 AM–5 PM · Fri–Sun closed
    Address
    190 Littleton Rd, Westford, MA 01886
    View profile for Turner & Costa, P.C.(978) 692-3291

  9. #9 McAdam Financial

    Based in Boston, 17 mi away

    68/100RFA Score

    Ranked #9 because of its Google rating and specialty focus: 4.9★ from 120 Google reviews, listed on Google as “Financial planner”.

    • 4.9★ from 120 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    101 Federal St Suite 1900, Boston, MA 02110
    View profile for McAdam Financial(857) 263-7759

  10. #10 SHP Financial

    Based in Woburn, 10 mi away

    68/100RFA Score

    Ranked #10 because of its Google rating and specialty focus: 5.0★ from 50 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 50 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    400 Tradecenter Dr Ste 7810, Woburn, MA 01801
    View profile for SHP Financial(508) 746-2400

  16. #16 Acacia Insurance, Inc.

    Based in Waltham, 7 mi away

    67/100RFA Score

    Ranked #16 because of its Google rating and specialty focus: 4.8★ from 38 Google reviews, listed on Google as “Financial planner”.

    • 4.8★ from 38 Google reviews
    Hours
    Mon–Thu 8:30 AM–4:30 PM · Fri 8:30 AM–4 PM · Sat–Sun closed
    Address
    200 5th Ave Ste 4010, Waltham, MA 02451
    View profile for Acacia Insurance, Inc.(508) 653-1600

  21. #21 Alpha Taxes

    Based in Medford, 13 mi away

    67/100RFA Score

    Ranked #21 because of its Google rating and specialty focus: 4.8★ from 66 Google reviews, listed on Google as “Financial planner”.

    • 4.8★ from 66 Google reviews
    Hours
    Mon–Fri 10 AM–6 PM · Sat–Sun closed
    Address
    394 Main St, Medford, MA 02155
    View profile for Alpha Taxes(781) 393-0101

  23. #23 Boston Retirement Group

    Based in Waltham, 8 mi away

    67/100RFA Score

    Ranked #23 because of its Google rating and specialty focus: 5.0★ from 29 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 29 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    130 Turner St Bldg 3 Suite 620, Waltham, MA 02453
    View profile for Boston Retirement Group(617) 362-0155

Financial advisors ranked #26 to #50

#1 to #25 are shown in full above. Here are #26 to #50, in RFA Score order; each links to its profile. We publish the top 50 of 526 ranked financial advisors here; the rest are on their profiles.

financial advisors in Concord, ranks 26 to 50
RankBusinessRFA ScoreGoogle ratingDistance
26Beacon Pointe Advisors675.0★ (31)9 mi
27Stephen Freedman - Edelman Financial Engines665.0★ (26)8 mi
28Spano Dawicki & Witt664.9★ (72)17 mi
29Edward Jones - Financial Advisor: Alex Winkelmann665.0★ (41)13 mi
30First Command Financial Advisor - Dan Ferris665.0★ (24)8 mi
31Marathon Financial Group665.0★ (54)16 mi
32Cornerstone Financial Management LLC665.0★ (26)8 mi
33Beacon Pointe Advisors664.8★ (26)7 mi
34NJB Accounting Solutions, LLC665.0★ (96)23 mi
35Munroe Morrow Wealth Management664.9★ (62)17 mi
36Morton Financial Advice665.0★ (35)12 mi
37Mondy Friend Capital665.0★ (30)11 mi
38The Clifford Group LLC665.0★ (25)10 mi
39Shervin Sadr - Financial Planner665.0★ (50)17 mi
40Savant Wealth Management665.0★ (47)17 mi
41Waymark Wealth Management LLC665.0★ (38)15 mi
42Carolyn Nolan - Private Wealth Advisor, Ameriprise Financial Services, LLC665.0★ (26)11 mi
43Coromandel Wealth Strategies664.9★ (20)7 mi
44Asset Strategy654.7★ (30)10 mi
45Bank of America (with Drive-thru ATM)654.4★ (96)14 mi
46First Command Financial Advisor - Kristina Patt655.0★ (17)8 mi
47Carlos Pichardo: Primerica - Financial Services655.0★ (46)17 mi
48Guardian Financial Services, LLC655.0★ (76)23 mi
49Salem Five Bank654.6★ (39)12 mi
50Smart Payment Solutions LLC Merchant Services654.9★ (28)13 mi

Also serving Concord

20 more financial advisors within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial advisors serving Concord
BusinessGoogle ratingDistance
ABCIn Concord
Adrian Loring Advisors LLCIn Concord
Aegis Retirement PartnersIn Concord
Alta Equity PartnersIn Concord
COMPASS Wealth Management, LLCIn Concord
Coppermine CapitalIn Concord
David KnottIn Concord
Esmeralda PjetriIn Concord
Firehouse Capital IncIn Concord
Gavin & Dolliver Wealth Advisors - Ameriprise Financial Services, LLC1.0★ (1)In Concord
Heritage Financial Network IncIn Concord
Meeting House Capital, LLCIn Concord
Monument Group Wealth Advisors, LLC5.0★ (1)In Concord
Municipal Market AdvisorsIn Concord
Neumeier Capital Management, Inc.In Concord
PowerHouse AssetsIn Concord
Robert Dolliver - Private Wealth Advisor, Ameriprise Financial Services, LLCIn Concord
Senes & Chwalek Financial Advisors5.0★ (2)In Concord
Shoemaker Robert WIn Concord
Thompson Wealth Management LtdIn Concord

How we ranked Concord financial advisors

We scored 526 Concord financial advisors on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Concord data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial advisor

  1. Confirm the financial advisor and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial advisor

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial advisor?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial advisors in Concord: frequently asked questions

Which financial advisor has the highest RFA Score in Concord?

By RFA Score, the highest-ranked financial advisor in Concord, MA is Balance Wealth Advisors with an RFA Score of 70/100. It has 5.0★ from 143 Google reviews. Markham Group, Inc. (#2) and Oliver Capital Management (#3) follow. We ranked 526 financial advisors on eight factors, last updated November 9, 2026.

How many financial advisors are there in Concord?

RankedFinancialAdvisors ranks 526 financial advisors serving Concord, MA. 1 of them is based in Concord; the rest serve it from nearby towns. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

Which financial advisors in Concord work on weekends?

130 of 526 ranked financial advisors post Saturday hours and 17 post Sunday hours. The highest-ranked open Saturdays are Oliver Capital Management (#3), American Consumer Credit Counseling, Inc. (#11) and A&F Bookkeeping & Business Consulting Inc. (#13). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Concord financial advisors have?

The median Google rating among 526 rated financial advisors in Concord is 4.7★, with a median of 11 reviews. American Consumer Credit Counseling, Inc. has the most, 4,572 reviews, and ranks #11. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial advisors?

Each financial advisor gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial advisors outside Concord count in this ranking?

Yes, if they are within 25 mi of the Concord city center, our service radius for financial advisors. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial advisors pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial advisor do?

Financial advisors help clients plan and manage their money, from budgeting and saving to investing, retirement and estate questions. In the US they work as registered investment adviser representatives, as broker-dealer representatives, or both.

How are financial advisors in Concord ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial advice and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial advisor’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial advisor in Concord a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial advisors charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Concord

  1. November 2026: RFA Scores recalculated for 526 financial advisors serving Concord.
  2. November 2026: 8 duplicate listings merged.

More financial advisors and Concord pages