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Financial Advisors in Cocoa, FL: 2026 rankings

98 financial advisors ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Cocoa: Zackeroff Key Capital Concepts, RFA Score 69/100; 5.0★ from 25 Google reviews.

  2. 19

    Most-reviewed: Bank of America (with Drive-thru ATM), 126 Google reviews at 2.7★, the most of 98 ranked; ranked #19.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

98 Cocoa financial advisors are ranked here by RFA Score, from eight published factors. 12 open Saturdays and 5 open Sundays, based on posted hours. The median Google rating is 4.8★ across 98 rated firms.

Top 10 financial advisors in Cocoa at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial advisors in Cocoa at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1Zackeroff Key Capital Concepts695.0★ (25)Rockledge, 3 mi away—Top score
2Allen & Company of Florida, Inc.695.0★ (38)Melbourne, 11 mi away——
3Edward Jones - Financial Advisor: Daniel Ciuro, CFP®684.8★ (18)Cocoa——
4Chell Financial685.0★ (58)Melbourne, 23 mi away——
5Edward Jones - Financial Advisor: Sabina Baker, CEPA®|CRPC™684.8★ (21)Rockledge, 3 mi away——
6Krehbiel Financial - John Krehbiel, CFP(R)665.0★ (29)Satellite Beach, 16 mi away——
7Jesse Griffith Space Coast Mortgage Broker at New American Funding NMLS 2023557665.0★ (36)Melbourne, 20 mi awaySat · Sun · Evenings—
8Space Coast Credit Union | Cocoa Beach, FL653.7★ (44)Cocoa Beach, 9 mi away——
9Arbor Financial Services of Florida Inc654.7★ (22)Melbourne, 12 mi away——
10Steven Leatherman: Primerica - Financial Services654.3★ (18)Rockledge, 6 mi away——

All 98 financial advisors in Cocoa, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  1. Ranked #1 in Cocoa

    #1 Zackeroff Key Capital Concepts

    Based in Rockledge, 3 mi away

    69/100RFA Score

    Ranked #1 because of its Google rating and specialty focus: 5.0★ from 25 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 25 Google reviews
    Hours
    Mon–Tue 9 AM–5 PM · Wed 9 AM–3 PM · Thu 9 AM–2 PM · Fri 9 AM–12 PM · Sat–Sun closed
    Address
    1240 US-1 #3, Rockledge, FL 32955
    View profile for Zackeroff Key Capital Concepts(321) 305-4929

  4. #4 Chell Financial

    Based in Melbourne, 23 mi away

    68/100RFA Score

    Ranked #4 because of its Google rating and specialty focus: 5.0★ from 58 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 58 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    420 4th Ave Ste B, Indialantic, FL 32903
    View profile for Chell Financial(571) 242-1945

  7. #7 Jesse Griffith Space Coast Mortgage Broker at New American Funding NMLS 2023557

    Based in Melbourne, 20 mi away

    66/100RFA Score

    Ranked #7 because of its Google rating and specialty focus: 5.0★ from 36 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 36 Google reviews
    Hours
    Mon–Fri 7:30 AM–9:30 PM · Sat 8 AM–9 PM · Sun 8 AM–9:30 PM
    Address
    524 N Harbor City Blvd, Melbourne, FL 32935
    View profile for Jesse Griffith Space Coast Mortgage Broker at New American Funding NMLS 2023557

  11. #11 Edward Jones - Financial Advisor: Cameron B Mitchell, CEPA®|AAMS®|CRPC™

    Based in Cocoa Beach, 11 mi away

    65/100RFA Score

    Ranked #11 because of its Google rating and specialty focus: 5.0★ from 16 Google reviews, listed on Google as “Financial consultant”.

    • 5.0★ from 16 Google reviews
    Hours
    Mon–Thu 8:30 AM–4:30 PM · Fri 8:30 AM–4 PM · Sat–Sun closed
    Address
    7331 Office Park Pl Ste 200, Viera, FL 32940
    View profile for Edward Jones - Financial Advisor: Cameron B Mitchell, CEPA®|AAMS®|CRPC™(321) 254-5202

  12. #12 Income First Group

    Based in Rockledge, 8 mi away

    65/100RFA Score

    Ranked #12 because of its Google rating and specialty focus: 5.0★ from 13 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 13 Google reviews
    Hours
    Mon–Fri 9 AM–6 PM · Sat–Sun closed
    Address
    5445 Village Dr #108, Rockledge, FL 32955
    View profile for Income First Group(321) 321-2974

  13. #13 Black Lab Financial Services

    Based in Melbourne, 19 mi away

    65/100RFA Score

    Ranked #13 because of its Google rating and specialty focus: 5.0★ from 25 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 25 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    Share with Sybil's Relaxation Station, 1301 W Eau Gallie Blvd 98 Office, Melbourne, FL 32935
    View profile for Black Lab Financial Services(321) 358-3420

  15. #15 Rossi & Associates

    Based in Melbourne, 21 mi away

    64/100RFA Score

    Ranked #15 because of its Google rating and specialty focus: 5.0★ from 26 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 26 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    1800 W Hibiscus Blvd #134, Melbourne, FL 32901
    View profile for Rossi & Associates(321) 768-7687

  18. #18 McCarty Wealth

    Based in Rockledge, 7 mi away

    64/100RFA Score

    Ranked #18 because of its Google rating and specialty focus: 5.0★ from 9 Google reviews, listed on Google as “Financial advisor”.

    • 5.0★ from 9 Google reviews
    Hours
    Mon–Thu 9 AM–4 PM · Fri–Sun closed
    Address
    4175 US-1 Ste 101, Rockledge, FL 32955
    View profile for McCarty Wealth(321) 221-7870

  21. #21 OxenFree Financial

    Based in Melbourne, 23 mi away

    63/100RFA Score

    Ranked #21 because of its Google rating and specialty focus: 4.8★ from 26 Google reviews, listed on Google as “Financial planner”.

    • 4.8★ from 26 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat–Sun closed
    Address
    1900 S Harbor City Blvd #111, Melbourne, FL 32901
    View profile for OxenFree Financial(321) 722-7882

  23. #23 Jorgensen Financial

    Based in Cocoa

    63/100RFA Score

    Ranked #23 because of its Google rating and specialty focus: 5.0★ from 4 Google reviews, listed on Google as “Financial consultant”.

    • 5.0★ from 4 Google reviews
    Hours
    Mon–Fri 8:30 AM–4 PM · Sat–Sun closed
    View profile for Jorgensen Financial

  25. #25 Three Bridges Planning

    Based in Melbourne, 21 mi away

    63/100RFA Score

    Ranked #25 because of its Google rating and specialty focus: 5.0★ from 18 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 18 Google reviews
    Hours
    Mon–Thu 9 AM–5 PM · Fri 9 AM–4 PM · Sat–Sun closed
    Address
    304 S Harbor City Blvd Ste 200, Melbourne, FL 32901
    View profile for Three Bridges Planning(321) 225-3154

Financial advisors ranked #26 to #50

#1 to #25 are shown in full above. Here are #26 to #50, in RFA Score order; each links to its profile. We publish the top 50 of 98 ranked financial advisors here; the rest are on their profiles.

financial advisors in Cocoa, ranks 26 to 50
RankBusinessRFA ScoreGoogle ratingDistance
26First Command Financial Advisor - Dan Delzingaro, RICP®624.9★ (13)17 mi
27Sky Peak Financial625.0★ (17)22 mi
28Houser Financial Group624.3★ (6)5 mi
29Frugal Financial Solutions625.0★ (3)In Cocoa
30Borde & Associates624.9★ (18)23 mi
31McPherson Financial Group624.1★ (13)13 mi
32Lauren Hutto - Thrivent625.0★ (4)3 mi
33Edward Jones - Financial Advisor: Jamie L Wannamaker, AAMS®|CRPC™615.0★ (6)11 mi
34Space Coast Credit Union | Indian Harbour Beach, FL613.4★ (40)19 mi
35Space Coast Credit Union | Near Melbourne, FL Airport613.6★ (38)22 mi
36Atlantic Mortgage Services Inc613.8★ (18)18 mi
37Space Coast Credit Union | Indialantic, FL614.0★ (23)23 mi
38Space Coast Credit Union | Lake Washington Rd. | Melbourne, FL613.0★ (64)17 mi
39Eppes Wealth Management LLC615.0★ (8)17 mi
40TD Ameritrade613.3★ (11)12 mi
41Miller & Caruso LLC614.6★ (12)20 mi
42Mitchell Wealth Management615.0★ (5)11 mi
43Security Financial Management615.0★ (5)11 mi
44Edward Jones - Financial Advisor: Jorge Hoffmann613.4★ (5)7 mi
45Edward Jones - Financial Advisor: Jason A Carey, ChFC®615.0★ (4)9 mi
46Elizabeth Weido: Primerica - Financial Services615.0★ (4)9 mi
47Kerry B Kennedy - Private Wealth Advisor, Ameriprise Financial Services, LLC605.0★ (7)16 mi
48Truist603.5★ (22)19 mi
49Financial Cornerstone Group605.0★ (3)7 mi
50ClearView Wealth Management of Florida604.4★ (7)15 mi

Also serving Cocoa

20 more financial advisors within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial advisors serving Cocoa
BusinessGoogle ratingDistance
11 Bridges ConsultingIn Cocoa
75 Lasalle Investment & PropertyIn Cocoa
Arnold MikeIn Cocoa
Carl Coddington - Prudential Financial3.0★ (2)9 mi
Connors Wealth Management5.0★ (2)9 mi
Edward Jones - Financial Advisor: Jason M Hull, CEPA®In Cocoa
Edward Jones - Financial Advisor: Jordan O'DanielIn Cocoa
Edward Jones - Financial Advisor: Juan P MontoyaIn Cocoa
Florida Senior Health Plans, Inc.5.0★ (2)In Cocoa
Indian River Investment GroupIn Cocoa
Jackson Private Wealth ManagementIn Cocoa
Mc Enerney Tax Advisory Group3.0★ (2)12 mi
New Vision Investment StrategiesIn Cocoa
Raymond James Financial Services5.0★ (2)2 mi
Richard Mazo - Financial Advisor, Ameriprise Financial Services, LLCIn Cocoa
Roth Financial Group3.0★ (2)3 mi
Royal Alliance Associates IncIn Cocoa
Steve Scott Financial Services3.0★ (2)4 mi
The ALR GroupIn Cocoa
Wells Fargo Advisors1.0★ (1)In Cocoa

How we ranked Cocoa financial advisors

We scored 98 Cocoa financial advisors on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Cocoa data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial advisor

  1. Confirm the financial advisor and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial advisor

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial advisor?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial advisors in Cocoa: frequently asked questions

Which financial advisor has the highest RFA Score in Cocoa?

By RFA Score, the highest-ranked financial advisor in Cocoa, FL is Zackeroff Key Capital Concepts with an RFA Score of 69/100. It has 5.0★ from 25 Google reviews. Allen & Company of Florida, Inc. (#2) and Edward Jones - Financial Advisor: Daniel Ciuro, CFP® (#3) follow. We ranked 98 financial advisors on eight factors, last updated November 9, 2026.

How many financial advisors are there in Cocoa?

RankedFinancialAdvisors ranks 98 financial advisors serving Cocoa, FL. 3 of them are based in Cocoa; the rest serve it from nearby towns. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

Which financial advisors in Cocoa work on weekends?

12 of 98 ranked financial advisors post Saturday hours and 5 post Sunday hours. The highest-ranked open Saturdays are Jesse Griffith Space Coast Mortgage Broker at New American Funding NMLS 2023557 (#7) and Bank of America (with Drive-thru ATM) (#19). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Cocoa financial advisors have?

The median Google rating among 98 rated financial advisors in Cocoa is 4.8★, with a median of 7 reviews. Bank of America (with Drive-thru ATM) has the most, 126 reviews, and ranks #19. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial advisors?

Each financial advisor gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial advisors outside Cocoa count in this ranking?

Yes, if they are within 25 mi of the Cocoa city center, our service radius for financial advisors. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial advisors pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial advisor do?

Financial advisors help clients plan and manage their money, from budgeting and saving to investing, retirement and estate questions. In the US they work as registered investment adviser representatives, as broker-dealer representatives, or both.

How are financial advisors in Cocoa ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial advice and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial advisor’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial advisor in Cocoa a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial advisors charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Cocoa

  1. November 2026: RFA Scores recalculated for 98 financial advisors serving Cocoa.
  2. November 2026: 1 duplicate listing merged.

More financial advisors and Cocoa pages